100,000 Bonus Amplify Points on offer
Earn 1 Amplify Point per $1 spent, uncapped
Complimentary Travel Insurance and Extended Warranty Insurance
0% for 6 months on Balance Transfers & No Balance Transfer Fee
$99 Annual Card Fee
3% Overseas Transaction Fee
Balance Transfer Rate reverts to high Cash Advance Rate after the first 6 months
|Category||Balance Transfer Credit Cards and Rewards Credit Cards|
|Benefits||Sign-Up Bonus Points Offer|
|Minimum Credit Limit||$6,000|
|Rewards Program||Amplify Rewards|
|Points Earn Rate||1 points per $1|
|Contactless Payments||Google Pay and Samsung Pay|
|Rates & Fees|
|Purchase Rate||19.74% p.a.|
|Late Payment Fee||$15|
|Annual Fee||$99 p.a.|
|Interest Free Period||55 days|
|Cash Advance Rate||21.49% p.a.|
|Sign-Up Bonus||Receive 100,000 bonus Amplify Points (50,000 points with minimum spend of $6,000 per year for 2 years)|
|Balance Transfer Rates|
|Balance Transfer Period||6 months|
|Balance Transfer Rate||0% p.a.|
|Balance Transfer Fee||0%|
- Verified customer
A good card with some nice rewards
I signed up for this card because of the QFF points offered as a sign up bonus, and the low annual fee, but I found the sign up process frustrating. After being approved for the card I then had to go in to the branch to confirm my identification which was inconvenient. From what I have read online this doesn't happen to everyone, but it was annoying all the same.
Apart from that I found the card useful and easy to use. I tried both the iOS and Android apps and they worked well, and I was able to close the account easily from within the app without having to call and speak with anyone.
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