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  • Discounted first year $49 Annual Fee

  • 12.99% p.a. Interest Rate on purchases

  • 0% Balance Transfer Rate for the first 18 months & No Balance Transfer Fee

  • Complimentary Overseas Travel Insurance and Extended Warranty Insurance


  • 3% Foreign Exchange Fee

  • $99 Annual Card Fee after your first year


CategoryLow Rate Credit Cards and Balance Transfer Credit Cards
Card TypeVisa
BenefitsComplimentary Travel Insurance and Reduced First Year Annual Fee
Additional Cardholders 3
Additional Cardholder Fee $0 p.a.
Contactless PaymentsSamsung Pay
Rates & Fees
Purchase Rate12.99% p.a.
Cash Advance Fee2%
Late Payment Fee$15
Annual Fee$99 p.a.
Interest Free Period 55 days
Cash Advance Rate21.49% p.a.
Balance Transfer Rates
Balance Transfer Period 18 months
Balance Transfer Rate 0% p.a.
Balance Transfer Fee 0%

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