Discounted $49 Annual Fee for your first year ($129 thereafter)
0% p.a. for 14 months on Purchases or Balance Transfers
Earn 1.25 Rewards points per dollar spent
Complimentary International Travel Insurance and Extended Warranty Insurance
3.4% International Transaction Fee
Balance Transfer Rate reverts to high Cash Advance Rate of 21.99% after 14 months
Great product with nice perks!
My husband and I both have a Suncorp Clear Options Credit Card and both love it. With all purchases you receive points and can redeem them for rewards or even cash them in to offset purchased on your credit card. We actually use our credit cards to pay all our bills and charge purchases to and pay off at the end of the month to which we don't actually get charged any interest. Early this year we had enough points each to book a return trip to regional Australia (2 connecting flights each way) to surprise my in laws with the news that they will ...be first time grandparents. Knowing that this trip didn't cost us anything definitely made it more enjoyable! Highly recommend this credit card. The only negative I will add is that in Melbourne there are extremely few branches of Suncorp if you want to update your details which cannot be completed online, the customer service is not the greatest. This is a huge inconvenience as we either need to go into the CBD during working hours or travel 40 minutes to the closest branch, there is less than a hand full of branches in Victoria. When we have gone into the branch to update details such as a surname due to marriage it was not completed correctly resulting in a second visit to the CBD (which is a half day off work exercise) and 2 phone calls later with 2 credit cards being re-issued before the correct name was updated on the system and credit card it's self. Customer Service needs improvement. But online accounting and the product it's self is great.
- Everyday Expenses
- Online Shopping
- Special Purchases
The reviewer stated that an incentive was offered for this review
High interest rate
I was offered this card as part of my homeloan package. The interest is very high, although there are interest free days, so I avoid using unless required. The points can be redeemed for flybuys which I like
- Special Purchases
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