Easy to keep accounts and payments seperate
The Everyday Options account gives you the ability to have sub accounts. I use them to keep my own finances seperate from others I am managing. As the sub accounts allow debit and credits I know what account is being paid by whom and no confusion if it is my money or one of my dependents. Not many banks allow transactions on sub accounts. Add to that very few fees and you are on a winner.
I liked the fact the i could customise up to 10 accounts to suit my needs without having to pay for extra's. you can choose cash cards, visa debit cards or cheque books that don't cost anything, you can have all or non. I love that i can use phone, internet and home or on my mobile phone, i have a security token that was a small $20 fee but i don't pay regular fee's to keep it, its mine forever. i earn 4% on all my 9 sub account weather i have $1 to $1,000,000 in there which gets paid to me monthly and i can get statements whenever i want at no...extra charge. i pay my bills out of my sub accounts and if i forget to transfer money over to another account for my direct debits it can be swept out of a different account so i dont have any dishonour or overdrawn fee's. I love going into my local branch where the girls are always smiling and know my name, even though i dont go in there all the time. i dont feel like another number. High Interest, low fee's, great service and lots of varied access to accounts
Questions & Answers
Does Suncorp have zero liability policy do I get my money back from visa debit card transaction as my card was Stolen
My experience in getting money back from a stolen Suncorp card was a very slow, unpleasant process requiring a lot of patience. After complaint lodged with Suncorp about their lack of service/help & incorrect information from their own staff which caused further delay achieved nothing I needed the Ombudsman involved to get back a couple of hundred dollars. Good luck & be very persistent.
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