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The Perth Mortgage Specialist

The Perth Mortgage Specialist

5.0 from 50 reviews · View Statistics

Reviews

5.0

5 reviews
4
(0)
3
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2
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1
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Kylie M.

Kylie M.Perth, WA

Above and beyond!

published

Michael has assisted us a couple of times now and on each occassion we have found his advice to be well balanced and helpful, giving us all the evidence we need to make the right decision. Once made, Michael facilitated our wishes with as little impost on us as possible, whilst lobbying the banks to move forward at a busy time. Michael always made us feel getting our mortgage sorted was his number one priority and answered our numerous questions promptly and accurately. Thanks Michael!

Incentivised ReviewNo
Loan TypeSplit
Loan Start DateMarch 2021
Loan used forRefinancing
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Rachel

RachelPerth, WA

Fantastic very happy

published

Michael was very professional and was always available anytime we needed help during the process. I find this all a bit overwhelming and Michael made it so easy I can not fault the entire process. Will definitely only use Michael again when needed. Rach & Ryan

Transparency
Customer Service
Application Process
Timeliness
Incentivised ReviewNo
Loan TypeSplit
Loan used forRefinancing
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User12345

User12345Perth, WA

  • 3 reviews

Clear, professional, honest and transparent

published

Michael is very helpful and clearly a cut above other mortgage brokers. Navigating brokers can be an anxious experience but rest assured that you will know from the first meeting that you have made the right choice.

Transparency
Customer Service
Application Process
Timeliness
Loan used forRefinancing
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A pleasure to deal with

published

-pleasant and friendly to deal with
-communication clear & timely
-updated at all stages of the process
-answered our questions in an efficient and clearly explained manner
-very satisfied with our loan rate
-no hidden costs
-we would have no hesitation in using the Perth Mortgage Specialist again

Transparency
Customer Service
Application Process
Timeliness
Incentivised ReviewNo
Loan TypeVariable Rate
Loan Start DateAugust 2019
Loan used forRefinancing
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Jaimi D

Jaimi DPerth, WA

Honest and Professional

published

We approached Michael for assistance regarding refinancing. He was honest and gave advice in our best interests allowing us to make the best decision for our personal circumstances. Highly recommend

Transparency
Customer Service
Incentivised ReviewNo
Loan used forRefinancing
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See all The Perth Mortgage Specialist reviews

Questions & Answers

Vhin

Vhinasked

Hi guys is it possible to refinance a 16 months old house it is finance through keystart? thanks

2 answers
The Perth Mortgage Specialist
Michael H.The Perth Mortgage Specialist

Hi Vhin,

Keystart is a variable rate home loan with no break fees so in theory you can refinance at any time (assuming no joint ownership with Dept of Comms). The real issue will be the Loan to Value Ratio of the property. If this is not below 85-90% then refinancing may not be viable depending on the likely Lenders Mortgage Insurance being charged by the incoming lender.

Vhin
Vhin

thanks for the reply.

Damian Wainohu

Damian Wainohuasked

Hi there,

Just a general enquiry with regards to myself a New Zealand citizen, resident in Perth for 13 years obtaining a first home buyers grant and mortgage. I have a very busy schedule during the working week so if we could please organise an appropiate time to talk that would be greatly appreciated.

I look forward to your soonest response.

Regards,

Damian

1 answer
The Perth Mortgage Specialist
Michael H.The Perth Mortgage Specialist

Hi Damian,
Can you please email me at michael@perthmortgagespecialist.com.au. Thanks

Get an answer from our members and The Perth Mortgage Specialist representatives

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