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The Perth Mortgage Specialist

The Perth Mortgage Specialist

5.0 from 50 reviews · View Statistics

Reviews

4.8

4 reviews
3
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2
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Michael was great

published

We accessed Michaels services as a last resort as we had been knocked back by one of the major banks.
From the beginning we were kept informed of the process of our application and Michael worked out what we could afford.
Michael did all the ground work and got us the perfect home loan which suits our requirements.

Transparency
Customer Service
Application Process
Timeliness
Online Tools
Incentivised ReviewNo
Loan TypeSplit
Loan Start DateMay 2020
Loan used forSecond Home
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Wen

WenPerth, WA

Wonderful, professional service.

published

Michael's expertise and guidance was brilliant! Without him we would have been floundering as it had been a few decades since we last went through a home loan process. Nothing was too hard or too much trouble for him and he always kept us updated and on track during the whole process. Plus he's an all-round nice fellow! I have no problems in using Michael's service again in the future or recommending him. Thank you Michael for keeping us sane!

Transparency
Customer Service
Application Process
Timeliness
Incentivised ReviewNo
Loan Start DateNovember 2019
Loan used forSecond Home
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Michael H.

Michael H.Perth, WA

  • 2 reviews

Highly Recommended

published

Michael was a pleasure to deal with throughout our mortgage application process. We found him very personable, patient, knowledgeable and communicative. He was quick to respond to our enquiries and sought out pertinent information from prospective lenders. He helped us choose the best deal to fit our circumstances leaving us very happy with the end result.

Transparency
Customer Service
Application Process
Timeliness
Incentivised ReviewNo
Loan TypeVariable Rate
Loan Start DateAugust 2019
Loan used forSecond Home
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Dave H

Dave HPerth, WA

  • 7 reviews
  • 6 likes
  • Verified customer

Couldn't ask for more!

published

Michael couldn't have been more helpful or transparent through the process. It was great to know that despite having a tricky application, we were getting the best rate possible (3.74% with 100% offset facility) when we could have been denied by many banks/lenders due to my circumstances.

From experience, I know how easy it is to end up with the wrong facility/rate, so it was great to know we had Michael to keep the banks honest and advise of all options so that we weren't taken for a ride.

He went above and beyond to help us.
I won't be hesitating to recommend friends and family.

Transparency
Customer Service
Application Process
Timeliness
Online Tools
Incentivised ReviewNo
Loan TypeVariable Rate
Loan Start DateFebruary 2019
Loan used forSecond Home
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See all The Perth Mortgage Specialist reviews

Questions & Answers

Vhin

Vhinasked

Hi guys is it possible to refinance a 16 months old house it is finance through keystart? thanks

2 answers
The Perth Mortgage Specialist
Michael H.The Perth Mortgage Specialist

Hi Vhin,

Keystart is a variable rate home loan with no break fees so in theory you can refinance at any time (assuming no joint ownership with Dept of Comms). The real issue will be the Loan to Value Ratio of the property. If this is not below 85-90% then refinancing may not be viable depending on the likely Lenders Mortgage Insurance being charged by the incoming lender.

Vhin
Vhin

thanks for the reply.

Damian Wainohu

Damian Wainohuasked

Hi there,

Just a general enquiry with regards to myself a New Zealand citizen, resident in Perth for 13 years obtaining a first home buyers grant and mortgage. I have a very busy schedule during the working week so if we could please organise an appropiate time to talk that would be greatly appreciated.

I look forward to your soonest response.

Regards,

Damian

1 answer
The Perth Mortgage Specialist
Michael H.The Perth Mortgage Specialist

Hi Damian,
Can you please email me at michael@perthmortgagespecialist.com.au. Thanks

Get an answer from our members and The Perth Mortgage Specialist representatives

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