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The Perth Mortgage Specialist

The Perth Mortgage Specialist

5.0 from 50 reviews · View Statistics

Reviews

4.9

9 reviews
3
(0)
2
(0)
1
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Kylie M.

Kylie M.Perth, WA

Above and beyond!

published

Michael has assisted us a couple of times now and on each occassion we have found his advice to be well balanced and helpful, giving us all the evidence we need to make the right decision. Once made, Michael facilitated our wishes with as little impost on us as possible, whilst lobbying the banks to move forward at a busy time. Michael always made us feel getting our mortgage sorted was his number one priority and answered our numerous questions promptly and accurately. Thanks Michael!

Incentivised ReviewNo
Loan TypeSplit
Loan Start DateMarch 2021
Loan used forRefinancing
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Jan

Jan

  • 2 reviews

Excellent, efficient service

published

Michael from the Perth Mortgage Specialist provided a clear explanation of the loan market and found us a very competitive rate. He supported us throughout the application process, keeping us informed of progress.

Transparency
Customer Service
Application Process
Timeliness
Online Tools
Incentivised ReviewNo
Loan TypeSplit
Loan Start DateJanuary 2021
Loan used forFirst Home
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Great friendly service

published

Michael was fantastic and guided us through the loan process as first home buyers. Promptly responded to all our questions & explained everything clearly! Gave us good options to review and clear assessment of suitable products. Great friendly service!

Transparency
Customer Service
Application Process
Timeliness
Incentivised ReviewNo
Loan TypeSplit
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Rachel

RachelPerth, WA

Fantastic very happy

published

Michael was very professional and was always available anytime we needed help during the process. I find this all a bit overwhelming and Michael made it so easy I can not fault the entire process. Will definitely only use Michael again when needed. Rach & Ryan

Transparency
Customer Service
Application Process
Timeliness
Incentivised ReviewNo
Loan TypeSplit
Loan used forRefinancing
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Michael was great

published

We accessed Michaels services as a last resort as we had been knocked back by one of the major banks.
From the beginning we were kept informed of the process of our application and Michael worked out what we could afford.
Michael did all the ground work and got us the perfect home loan which suits our requirements.

Transparency
Customer Service
Application Process
Timeliness
Online Tools
Incentivised ReviewNo
Loan TypeSplit
Loan Start DateMay 2020
Loan used forSecond Home
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Superb service

published

Could not fault Michael's professionalism, service and friendly approachability. From the get-go, Michael made himself available to answer any query we had, and provided a comprehensive array of details and different loan products for our analysis and selection, so that we got the best possible deal.
Michael made the whole process as smooth and efficient as possible.
We are greatly indebted to Michael for his valuable assistance in purchasing our property, and highly recommend him to all.

Transparency
Customer Service
Application Process
Timeliness
Incentivised ReviewNo
Loan TypeSplit
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Lydia

LydiaPerth, WA

Great service

published

Michael was a pleasure to work with. He is very knowledgeable and didn't push us into any specific product, but rather searched all available bank products and came up with a list that he believed would suit our circumstances and allowed us to make our own decision. We were anxious at times with the bank delays but Michael and his team reassured us the whole way and we are very grateful for his help. Very professional service and I will recommended him to family and friends.

Transparency
Customer Service
Incentivised ReviewNo
Loan TypeSplit
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Cian S.

Cian S.Perth, WA

  • 2 reviews

Everything we needed and more

published

Myself and my partner were first time home buyers, and therefore we're very new to purchasing property and all the financial terminology that came with it. We we're recommended to Michael through a friend, and he couldn't have made the experience more straight forward and simple for us. There was never any such thing as a stupid question (which I had plenty), and he really spent the time to get to know us and figure out what scenario / outcome would work best for us. Safe to say we would have been very lost without his support and guidance through the whole process. Would highly recommend.

Transparency
Customer Service
Incentivised ReviewNo
Loan TypeSplit
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Amy M

Amy MPerth, WA

  • 3 reviews
  • 1 like

Great for a first home buyer!

published

As first home buyers myself and my partner were very new and naiive to the experience of mortgages. Michael made the whole experience a lot easier as he explained everything clearly without rambling into financial jargon as many people can. Michael was friendly, approachable and contactable at all times throughout the process. He was very helpful and you can tell he just wants to get the best deal possible for you as well. He was also on the ball with following up any documents we needed to send through. I would most definitely recommend Michael's services to anyone.

Transparency
Customer Service
Application Process
Timeliness
Incentivised ReviewNo
Loan TypeSplit
Loan Start DateApril 2019
Loan used forFirst Home
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Questions & Answers

Vhin

Vhinasked

Hi guys is it possible to refinance a 16 months old house it is finance through keystart? thanks

2 answers
The Perth Mortgage Specialist
Michael H.The Perth Mortgage Specialist

Hi Vhin,

Keystart is a variable rate home loan with no break fees so in theory you can refinance at any time (assuming no joint ownership with Dept of Comms). The real issue will be the Loan to Value Ratio of the property. If this is not below 85-90% then refinancing may not be viable depending on the likely Lenders Mortgage Insurance being charged by the incoming lender.

Vhin
Vhin

thanks for the reply.

Damian Wainohu

Damian Wainohuasked

Hi there,

Just a general enquiry with regards to myself a New Zealand citizen, resident in Perth for 13 years obtaining a first home buyers grant and mortgage. I have a very busy schedule during the working week so if we could please organise an appropiate time to talk that would be greatly appreciated.

I look forward to your soonest response.

Regards,

Damian

1 answer
The Perth Mortgage Specialist
Michael H.The Perth Mortgage Specialist

Hi Damian,
Can you please email me at michael@perthmortgagespecialist.com.au. Thanks

Get an answer from our members and The Perth Mortgage Specialist representatives

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