Above and beyond!
Michael has assisted us a couple of times now and on each occassion we have found his advice to be well balanced and helpful, giving us all the evidence we need to make the right decision. Once made, Michael facilitated our wishes with as little impost on us as possible, whilst lobbying the banks to move forward at a busy time. Michael always made us feel getting our mortgage sorted was his number one priority and answered our numerous questions promptly and accurately. Thanks Michael!
Excellent, efficient service
Michael from the Perth Mortgage Specialist provided a clear explanation of the loan market and found us a very competitive rate. He supported us throughout the application process, keeping us informed of progress.
Great friendly service
Michael was fantastic and guided us through the loan process as first home buyers. Promptly responded to all our questions & explained everything clearly! Gave us good options to review and clear assessment of suitable products. Great friendly service!
Fantastic very happy
Michael was very professional and was always available anytime we needed help during the process. I find this all a bit overwhelming and Michael made it so easy I can not fault the entire process. Will definitely only use Michael again when needed. Rach & Ryan
Michael was great
We accessed Michaels services as a last resort as we had been knocked back by one of the major banks.
From the beginning we were kept informed of the process of our application and Michael worked out what we could afford.
Michael did all the ground work and got us the perfect home loan which suits our requirements.
Could not fault Michael's professionalism, service and friendly approachability. From the get-go, Michael made himself available to answer any query we had, and provided a comprehensive array of details and different loan products for our analysis and selection, so that we got the best possible deal.
Michael made the whole process as smooth and efficient as possible.
We are greatly indebted to Michael for his valuable assistance in purchasing our property, and highly recommend him to all.
Michael was a pleasure to work with. He is very knowledgeable and didn't push us into any specific product, but rather searched all available bank products and came up with a list that he believed would suit our circumstances and allowed us to make our own decision. We were anxious at times with the bank delays but Michael and his team reassured us the whole way and we are very grateful for his help. Very professional service and I will recommended him to family and friends.
Everything we needed and more
Myself and my partner were first time home buyers, and therefore we're very new to purchasing property and all the financial terminology that came with it. We we're recommended to Michael through a friend, and he couldn't have made the experience more straight forward and simple for us. There was never any such thing as a stupid question (which I had plenty), and he really spent the time to get to know us and figure out what scenario / outcome would work best for us. Safe to say we would have been very lost without his support and guidance through the whole process. Would highly recommend.
Great for a first home buyer!
As first home buyers myself and my partner were very new and naiive to the experience of mortgages. Michael made the whole experience a lot easier as he explained everything clearly without rambling into financial jargon as many people can. Michael was friendly, approachable and contactable at all times throughout the process. He was very helpful and you can tell he just wants to get the best deal possible for you as well. He was also on the ball with following up any documents we needed to send through. I would most definitely recommend Michael's services to anyone.
Questions & Answers
Hi guys is it possible to refinance a 16 months old house it is finance through keystart? thanks
The Perth Mortgage Specialist
Keystart is a variable rate home loan with no break fees so in theory you can refinance at any time (assuming no joint ownership with Dept of Comms). The real issue will be the Loan to Value Ratio of the property. If this is not below 85-90% then refinancing may not be viable depending on the likely Lenders Mortgage Insurance being charged by the incoming lender.
thanks for the reply.
Just a general enquiry with regards to myself a New Zealand citizen, resident in Perth for 13 years obtaining a first home buyers grant and mortgage. I have a very busy schedule during the working week so if we could please organise an appropiate time to talk that would be greatly appreciated.
I look forward to your soonest response.
The Perth Mortgage Specialist
Can you please email me at firstname.lastname@example.org. Thanks
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