Above and beyond!
Michael has assisted us a couple of times now and on each occassion we have found his advice to be well balanced and helpful, giving us all the evidence we need to make the right decision. Once made, Michael facilitated our wishes with as little impost on us as possible, whilst lobbying the banks to move forward at a busy time. Michael always made us feel getting our mortgage sorted was his number one priority and answered our numerous questions promptly and accurately. Thanks Michael!
Excellent, efficient service
Michael from the Perth Mortgage Specialist provided a clear explanation of the loan market and found us a very competitive rate. He supported us throughout the application process, keeping us informed of progress.
- Verified customer
Great help in buying our first home
Michael was a pleasure to work with, always available with good advice and patient with our extremely stop and start purchasing process. Once we finally had an offer accepted, his knowledge of the whole process from start to finish was invaluable in ensuring we met the requirements for financing and settlement. I would recommend Michael to any first home buyers who may have uncertainties about the home buying process.
Awesome Friendly and Professional Service
Michael was awesome from the very start. I am a first home buyer with absolutely no idea about how to buy a house or the market in general. Michael was informative and extremely helpful throughout the process. Michael responds quickly to emails/calls and always kept me informed of what was happening. Made the experience stress free and could not have been happier with the service. His product knowledge was amazing and was easy to deal with. Overall great bloke!
Great friendly service
Michael was fantastic and guided us through the loan process as first home buyers. Promptly responded to all our questions & explained everything clearly! Gave us good options to review and clear assessment of suitable products. Great friendly service!
Great service! Would recommend!
Michael helped us from the very beginning stages and was there to answer any questions we had throughout the whole process. It made the experience very easy and got us the perfect home loan for our requirements. We are very happy with Michael’s services and will definitely recommend him to family and friends. Anaïs & Josh
Fantastic very happy
Michael was very professional and was always available anytime we needed help during the process. I find this all a bit overwhelming and Michael made it so easy I can not fault the entire process. Will definitely only use Michael again when needed. Rach & Ryan
Absolute cracking service!
Michael could not have been more helpful, knowledgeable, and supportive during the process. Our loan application and settlement was seamless and his recommendation of a conveyancer was spot on. He even went above and beyond the call of duty and witnessed our documents in the park of the Perth Children's Hospital. We would absolutely recommend him to anyone who needs a broker!
Could not fault Michael's professionalism, service and friendly approachability. From the get-go, Michael made himself available to answer any query we had, and provided a comprehensive array of details and different loan products for our analysis and selection, so that we got the best possible deal.
Michael made the whole process as smooth and efficient as possible.
We are greatly indebted to Michael for his valuable assistance in purchasing our property, and highly recommend him to all.
Outstanding Service and Support
Michael was extremely knowledgable about the range of products and supported us through the process from start to finish. Without Michaels advice we would most certainly have picked another product which over a five year term would have cost us over 2.5k more than the one that was more suitable for us. Michael simply presents the information clearly and allows you to make a more informed decision. Thank you for your contact and advice throughout the process.
We were in touch with Michael Harris for over a year, from first introduction/assessment over coffee to the card and gift that came through the letter box a few days after settlement Michael has been amazing. He was patient and kept in contact even when we decided to put off purchase to save extra for the deposit. He worked hard to get us the best deal possible to finance our first home! Would definitely recommend his services to anyone!!
Fully recommend; excellent service.
Michael is a very professional, knowledgeable and friendly broker. His communication was great, he kept us in the loop through the whole process. Nothing was too much trouble, and he was quick at getting back to us with answers to our many questions! He managed to get us a really good deal with our mortgage rates too! Would highly recommend Michael, and would not hesitate to use his excellent services again in the future!
Michael was professional, helpful and really easy to work with. He helped me find a loan package that suited all my needs and managed the bank making it completely stress free for me to get a mortgage.
Expectations well exceeded. Amazing communication and support.
Michael was recommended to me as my mortgage broker. This was my first mortgage and loan so I had many questions. He was patient and his knowledge in the field was amazing. He provided the best support possible and made the whole experience stress free. I was comfortable to phone him, email him and text him at any hour and I knew he would respond. As this was my first time doing anything like this, it was amazing having him by my side through the whole journey. I would recommend him to everyone and without a doubt use him again in the future.
Wonderful, professional service.
Michael's expertise and guidance was brilliant! Without him we would have been floundering as it had been a few decades since we last went through a home loan process. Nothing was too hard or too much trouble for him and he always kept us updated and on track during the whole process. Plus he's an all-round nice fellow! I have no problems in using Michael's service again in the future or recommending him. Thank you Michael for keeping us sane!
Reliable and knows what he's doing
Michael went above and beyond, he explained things very well when I was looking into getting a loan and took a lot of time to assess my situation. When I finally found what I wanted to buy he worked hard to get me the best deal and kept me informed every step of the way. He was always quick to get back to me if I had questions and made sure everything was in order once my property had settled. I was buying by myself so it was great to have someone who I felt like was on my side. In a few years when It's time to look at refinancing, I will definitely go through Michael.
Clear, professional, honest and transparent
Michael is very helpful and clearly a cut above other mortgage brokers. Navigating brokers can be an anxious experience but rest assured that you will know from the first meeting that you have made the right choice.
The reviewer stated that an incentive was offered for this review
Michael was very attentive throughout the process, he really took the leg-work out of getting finance for our place. I would highly recommend Michael to anyone looking for finance. Thanks!
Brilliant. Can't recommend enough.
My wife and I were/are first time buyers and weren't sure on the process. Mike made the whole process so much easier than it could have been. Lovely bloke, transparent, quick to reply to queries (and we fired all and every question at him!) Can't recommend enough.
Outstanding customer service
I would highly recommend Michael. I made contact with him online to request for some advice/ guidance in regards to my finances. Michael was very quick, professional and very thorough. I was amazed with all the information he provided us in such a short timeframe. He was honest and upfront and responded to all my questions in a timely manner
Questions & Answers
Hi guys is it possible to refinance a 16 months old house it is finance through keystart? thanks
The Perth Mortgage Specialist
Keystart is a variable rate home loan with no break fees so in theory you can refinance at any time (assuming no joint ownership with Dept of Comms). The real issue will be the Loan to Value Ratio of the property. If this is not below 85-90% then refinancing may not be viable depending on the likely Lenders Mortgage Insurance being charged by the incoming lender.
thanks for the reply.
Just a general enquiry with regards to myself a New Zealand citizen, resident in Perth for 13 years obtaining a first home buyers grant and mortgage. I have a very busy schedule during the working week so if we could please organise an appropiate time to talk that would be greatly appreciated.
I look forward to your soonest response.
The Perth Mortgage Specialist
Can you please email me at firstname.lastname@example.org. Thanks
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