Car insurance nightmare
I had a car accident in Tennant Creek on 26/ 8 /21....it is now 7/10/21 with no effort made by TIO to send the car for repairs in Alice Springs. They have no idea of geography,claiming they need a local repairer rural. I am without transport and no assistance from them. I should have read the reviews before signing up.
A Total Disgrace
The break and enter to our home was difficult enough to deal with. What transpired over the next three months was nothing less than appalling and way more traumatising than it ever needed to be, with extremely poor management by the insurer and their choice of repairer who offered the worst imaginable concept of employee engagement, works delivery and communication with ourselves. Total contempt for the homeowner on all fronts by both the insurer and their allocated repairer. The first month was spent by the insurer valuing the extent of the ...repair job and then deciding on engaging the repairer of their choice - something I would not encourage a homeowner to allow for in an insurance policy agreement. Six weeks after break in we were advised that the window frames and glass had been ordered but had not arrived in Darwin. Then we were asked by TIO to pay the $1,000 insurance claim fee to the repairer, as well as copping an 18% rise in cost of our premium after more than five years with no house claims made by ourselves. Another month went by and works commenced late in April, some two months after our claim was presented to TIO. Another month transpired and the job was finally completed mid May. I complained in detail to TIO about the conduct of the employees assigned to our job by the repair group chosen by TIO and it had very little real interest in return from any party, TIO included. No interest was shown in follow up after the job was finally completed, or expressed by TIO, as to want of customer review or satisfaction of the delivery and quality of the important works undertaken at our home, or for anything else at all. The only correspondence received by ourselves after job completion from TIO was a short email to tell us that “all requirements were satisfied, the claim is finalised and we will now proceed to close our file”. Well, that is their opinion, after all, they are the insurer. We are just the homeowners. We are now seeking another insurer.
Very Greedy company
Had a very disappointing phone conversation with TIO regarding an issue that happened to my house in Darwin and I thought I would see how other people reviewed this company.... And guess what, the first review I read was identical to mine........"Two close identical issues on the same pipe in a very short timeframe apart are counted as 2 issues and thus 2 premiums to pay...no! That's just greedy. Not what I'm paying for"... Would not recommend
Unfair claim assessments
Two close identical issues on the same pipe in a very short timeframe apart are counted as 2 issues and thus 2 premiums to pay...no! That's just greedy. Not what I'm paying for.
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Car insurance claim
Had an accident on 26 of June 2018. It is the 2 of August and nothing has been done, each time I ring Tio insurance, I'm talking to a brick wall.
Not Happy So Far More To Follow As The Saga Unfolds
. Policy felt like good value, in its initial stages
.Policy was easy to set up, a little to easy in my opinion
. Partial satisfaction - cant seem to get consistent answer though.
Even sent DASH CAM footage to support claim, in case of dispute, two separate consultants have viewed it and the other party has not disputed fault.
"They just don't seem to want to pay up "
I don't understand what the delay is and they cant explain it either, it just goes on,
Never waiste your money here
Aftrer having house insurance with TIO for 5 years and never making a claim, we convered our policy to landlord insurance this year and unfortunatly had the tenents from hell. After only being in the house for 7 weeks, they have done over $8000.00 of damage which TIO wont cover, saying it is reasonable wear and tear. Buyer beware- TIO are full of promises and deliver nothing. By far the worst insurance company I have ever had the misfortune of using,
They cover nothing- dont waste your money
Questions & Answers
what is normal time frame for submitting a car accident claim to be responded to
what is normal time frame for a reply on submitting accident claim should there be a generic response to a lodgement of claim
Do you insure (Housae and Contents) in Queensland?
Hi Cyril T.I.O Territory Insurance Office is Based in the Northern Territory and only insures items in the Northern Territory.
Perhaps you are confusing it with G.I.O which is Government Insurance Office www.gio.com.au which is based in Victoria but may insure and have offices in each state.Check the link to find out more.
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