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Virgin Australia Velocity Flyer

Virgin Australia Velocity Flyer

1.9 from 76 reviews · View Statistics
See the Best Frequent Flyer & Travel Credit Cards in 2022 as rated by Australians on ProductReview.com.au.
Listing monitored by Virgin Money

Pros

Multiple Promotional Offers to choose from (see Details below)
$129 Virgin Australia Gift Voucher each year
Earn Velocity Points at a rate of 0.66 points per $1 spent up to $1,500 per statement period

Cons

3.3% International Transaction Fee
Earn Rate drops to 0.5 points per $1 spent after the first $1,500 per statement period

Details

CategoryFrequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit Cards
Card TypeVisa
BenefitsReduced First Year Annual Fee, Sign-Up Bonus Points Offer and Travel Credit
Minimum Credit Limit $6,000.00
Maximum Credit Limit $50,000.00
Minimum Income $35,000.00
Additional Cardholders 4
Additional Cardholder Fee $39.00 p.a.
Minimum Repayments2%
Rewards ProgramVelocity Frequent Flyer
Points Earn Rate 0.66 points per $1
Points Conditions
  • 0.66 points per $1 for the first $1500 of spend in each statement period,
  • 0.5 points per $1 after $1500 of spend in each statement period.
Contactless PaymentsSamsung Pay
Rates & Fees
Purchase Rate20.74% p.a.
Cash Advance Fee2.7%
Late Payment Fee$30.00
Annual Fee$129.00 p.a.
Foreign Transaction Fee 3.3%
Overseas ATM Withdrawal Fee$5.00
Interest Free Period 44 days
Cash Advance Rate20.99% p.a.
Introductory Offers
Sign-Up Bonus

Earn up to 100,000 bonus Velocity Points (25,000 points each month when you spend $1,500 or more in the first 4 months)

Introductory Rate 0% p.a. for up to 14 months on purchases.
Introductory Offers

Choose from one of the following sign-up offers:

  • 0% p.a. for 26 months on balance transfers & half the annual fee in your first year, $129 thereafter
  • 0% p.a. for up to 14 months on purchases, 0% p.a. for 6 months on balance transfers & half the annual fee in your first year, $129 thereafter
  • Earn up to 100,000 bonus Velocity Points (receive 25,000 points for each month you spend $1,500 or more on eligible transactions in the first 4 months from card approval) plus, half the annual fee in your first year, $129 thereafter
Reduced First Year Annual Fee $64.50
Balance Transfer Rates
Balance Transfer Period 26 months
Balance Transfer Rate 0% p.a.
Balance Transfer Fee 0%
Release date
Visit official website
  • FAIR_COMPARISON: 6390

Reviews

  • Transparency
    3.4 (5)
  • Customer Service
    3.6 (5)
  • Rates and Fees
    3.6 (5)
  • Rewards
    3.6 (5)
  • Online Experience
    3.8 (5)
  • Application Process
    3.8 (5)
Previous
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Denny
Denny
  • 5 reviews
  • 1 like

Nice card to collect Velocity Points

published

This credit card gives you a good Velocity Point for every dollar you spend. You can just link your Velocity number and the points will be transferred to your Velocity membership each month. Very nice and easy! I signed up when there was a promotion to get bonus Velocity Points if I spent more than $1500, and also I got $129 credit to spend with Virgin Australia and I only need to pay $64 annual fee. I haven't used this card overseas or to do balance transfer so I cannot comment on that but I use it for my daily spend as a quick way to accumulate Velocity Points.

Transparency
5/5
Customer Service
5/5
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bloomer
bloomerGreater Melbourne (Metropolitan), VIC
  • 12 reviews
  • 3 likes
  • Verified

Can be useful, but not a card to keep

published
Transparency
3/5
Customer Service
2/5
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Dev
DevGreater Melbourne (Metropolitan), VIC
  • 5 reviews

Perfect

published

I haven't use my card overseas yet. Its easy to transfer my balance to this card. I am quite satisfied with the rewards. It is simple easy to accumulate points and simple to redeem them.

Transparency
4/5
Customer Service
5/5
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rowdy1961
rowdy1961AU
  • 7 reviews
  • 1 like

Velocity has proven to be a big disappointment

published

Have travelled a lot with virgin Australia. Status points on domestic flights are very limited making them useless. 2 lounge passes are only valid for the domestic lounge, which is useless if you travel mostly international.
Often is difficult to know what rewards will be received as they are NEVER DISCLOSED until after flight..They should be shown as part of the booking.
Velocity do not reward virgin passengers as they should. Seems to be more oriented towards shopping then air travel rewards..I have found them somewhat difficult to deal with..

Transparency
1/5
Customer Service
2/5
Similar opinion? Write a review on ProductReview.com.au!
Frequent Flyer & Travel Credit Cards

Find out how Virgin Australia Velocity Flyer compares to other Frequent Flyer & Travel Credit Cards

Know better, choose better.

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Luckyone
LuckyoneMelbourne
  • 11 reviews
  • 10 likes

Better points than Qantas

published

I prefer this card than the qantas FF credit card as you earn points quicker and there are less points requred to redeem for flights on velocity compared to Qantas FF. Also Qantas charges very high airport taxes and fees on their award flights compared to Virgin.

Transparency
4/5
Customer Service
4/5
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Jones G
Jones GSydney, NSW
  • 6 reviews
  • 6 likes

Application and customer service fine

published

I have had this card for over 3 years the initial application process was normal with around a 10 day turn around time. In the entire time have had to call maybe 3 or 4 times and each time was fine issue was resolved quickly.

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stevieandgnomes
stevieandgnomesAU
  • 4 reviews
  • 1 like

Application process is a nightmare!

published
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DoctorBob
DoctorBobQueensland, 4871

Only got it for Frequent flyer points otherwise avoid

published
Artificer
Artificer

Not only Dr Bob I have identical experience see artificer on Virgin High Flyer it might as well be a scam!

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