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Well Home Loans
- 2 reviews
- 1 like
A Pleasure to Deal With
Having recently refinanced an investment loan with Well Home Loans, I cannot speak highly enough of the wonderful help, cooperation and service provided right throughout the loan process. This was not a straightforward application, but nothing was too much trouble for Kerry, who guided us through the requirements and processes with her grasp of the issues and with patience and good humour. On reaching approval phase, Glenn, too, made the process very easy for us, He was not only extremely efficient, but also most personable and understanding as well as keeping us well informed. Altogether, a seamless and pleasurable experience - and we have a significantly improved loan!
- Transparency
- Customer Service
- Application Process
- Timeliness
- Incentivised Review No
- Loan TypeVariable Rate
- Loan Start DateJuly 2022
- Loan used forInvestment Property
Excellent customer service, great rates
I have been with Well Home loans for several years now and they have been amazing. I ditched one of the big 4 banks and it was the best decision ever. Mick was my main contact and was always contactable and provided excellent customer service throughout the years.
- Transparency
- Customer Service
- Application Process
- Timeliness
- Online Tools
- Incentivised Review No
- Loan TypeVariable Rate
- Loan used forInvestment Property
Amazing customer service
After searching the internet and talking with a couple of mortgage brokers we decided to go with Well Home Loans as they offered some of the best rates and prided themselves of having great customer service/a personal approach. We found the pre-approval process thorough and took some work from our end, but staff were very helpful and patient with us and made the process easy. Once we had found a property there were considerable time pressures to get approval as the real estate was taking multiple offers! I have to say that Mick Lazzari (who end...
Read moreed up managing the process for us while others were on leave) provided possibly the best customer service I have ever experienced, going beyond and above my expectations to get it all sorted for us as soon as possible. I can not recommend Mick and the entire Well Homes team highly enough.- Transparency
- Customer Service
- Application Process
- Timeliness
- Online Tools
- Incentivised Review No
- Loan TypeVariable Rate
- Loan Start DateFebruary 2022
- Loan used forInvestment Property
Great service and competative rates
We used Well Home Loans to purchase an investment property. We gave them a try becuase their interest rate was very competative. We got a pre approval so that we could look for a property with confidence. Once we found the property, Well Home Loans were very quick to give us a final approval and settlement was seamless. A special mention to John A who was our main contact and was helping us finalise the loan even while he was supposed to be on leave !
- Transparency
- Customer Service
- Application Process
- Timeliness
- Online Tools
- Incentivised Review No
- Loan TypeFixed Rate
- Loan Start DateFebruary 2022
- Loan used forInvestment Property
Find out how Well Home Loans compares to other Home Loans
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Investment loan
I have an investment loan with them and the process was relatively quick and easy. Rate is great, too. Would recommend them to friends or family. Better than big banks.
- Transparency
- Customer Service
- Application Process
- Timeliness
- Online Tools
- Incentivised Review No
- Loan TypeVariable Rate
- Loan Start DateSeptember 2021
- Loan used forInvestment Property
Excellent
Michael Mick Lazari - Olympic GOLD Medallist!!!
I NEVER ever write reviews but on this occasion I STRONGLY FELT the NEED to. Excellent Personalised Service – Quick/Responsive – Knowledgeable/Informative – Friendly/Warm - Ask for Mick - Worth his weight in GOLD! Very grateful - Thanks Mick !
- Transparency
- Customer Service
- Application Process
- Timeliness
- Incentivised Review No
- Loan Start DateJuly 2021
- Loan used forInvestment Property
- 3 reviews
- 2 likes
Great Service - Would recommend !
Very happy with the rates received through Well Home Loans, and especially happy with the service and rapidity of the process. I dealt with Michael L in particular, who assisted me with all questions I had being a first home buyer. Would definitely recommend using their services.
- Transparency
- Customer Service
- Application Process
- Timeliness
- Online Tools
- Incentivised Review No
- Loan TypeVariable Rate
- Loan Start DateJuly 2021
- Loan used forInvestment Property
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Excellent service - Glenn Cremin
I just secured a mortgage for my second property from well home loans. One of the challenges with online lenders could be lack of personalised contact and care. However, I found well home loans team and Glenn in particular to be very responsive and helpful through out the process. The whole process was seamless and couldn't be happier with the service. Further, their interest rates are very competitive. I would highly recommend well home loans.
- Transparency
- Customer Service
- Application Process
- Timeliness
- Incentivised Review No
- Loan TypeVariable Rate
- Loan used forInvestment Property
Excellent customer service and very responsive
I have enjoyed working with the Well Home Loans team for the past 4 years. They have done a couple of mortgages for me and I find the team very knowledgeable, responsive, and incredibly customer service focused. The underwriting process is quite seamless and the Well team remains in constant communication throughout the underwriting process. Their rates are quite competitive and I find the team to be quite genuine, a rarity in the commoditized mortgage sector.
- Transparency
- Customer Service
- Application Process
- Timeliness
- Online Tools
- Incentivised Review No
- Loan TypeFixed Rate
- Loan used forInvestment Property
Find out how Well Home Loans compares to other Home Loans
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- 2 reviews
- 1 like
Easy and fast loan process
After making an initial enquiry online, I was contacted by a rep and started the loan process. It was for a particular property that I intended to purchase in the future, but suddenly needed to get approval very quickly. The process was very simple and well explained, and when I needed to get the official approval and settlement done earlier than anticipated, my loans manager, John Ardiles, did a very efficient, professional job in getting the settlement happening in time. I had complete faith in John to deliver the result I needed, and he certainly did. I would recommend Well Home Loans for their service, staff, and a great interest rate as well.
- Transparency
- Customer Service
- Application Process
- Timeliness
- Incentivised Review No
- Loan Start DateNovember 2020
- Loan used forInvestment Property
Lowest interest rate and excellent service
Well offered the lowest interest rate I could find on the internet for an investment loan, and I did a lot of research. Friends of mine paid brokers and they didn't get as good a rate. Support and service from Glenn was excellent. He is responsive, helpful, communicative and answered my many questions over the application and settlement period. The process was smooth and without stress. Highly recommend the Well team.
- Transparency
- Customer Service
- Application Process
- Timeliness
- Incentivised Review No
- Loan TypeFixed Rate
- Loan Start DateSeptember 2020
- Loan used forInvestment Property
- 3 reviews
- 6 likes
7 star to Mick
Well done to wellhomeloans and Adelaide bank. You are the best. Most competitive rates with amazing customer service. We worked on our refinance application with Mick who was amazing, knowledgeable and very responsive. Our experience was so great that we went again with wellhomeloans for our investment loan. Sensation service from Mick and the overall team.
- Transparency
- Customer Service
- Application Process
- Timeliness
- Online Tools
- Incentivised Review No
- Loan TypeSplit
- Loan Start DateSeptember 2020
- Loan used forInvestment Property
Find out how Well Home Loans compares to other Home Loans
Know better, choose better.
- 3 reviews
- 5 likes
- Verified
Great result and great service with Well
Applied online to check loan options with a range of providers - Well was head and shoulders above. A comprehensive application process, Well was the only one that actually properly looked into our assets etc, rather than giving an automated response based on limited info. Service from Glenn was attentive, helpful and friendly. And the result was a really good rate, better than we had hoped. Thanks Glenn and Well.
- Transparency
- Customer Service
- Application Process
- Timeliness
- Online Tools
- Incentivised Review No
- Loan TypeFixed Rate
- Loan Start DateOctober 2020
- Loan used forInvestment Property
- 2 reviews
- 1 like
Good Service with Great Rates
We were very happy with the information and the service we got throughout the re-financing process for our 2 loans. Our contacts were Patryk (for the application process) and Glenn (for the approval process). It was nice to just have the one contact assigned to us for the duration of each stage. There was a little bit of to-ing and fro-ing in the initial stages to get the details straight (our applications were a little less straightforward than many) but all diligence was applied, all emails and calls were responded to promptly, their manner w...
Read moreas always friendly, and nothing was too much trouble. It took a lot longer than we anticipated (about 3.5 months) and the process was challenging but we understood that that had a lot to do with the tightening up of requirements after the Royal Commission. (my partner says at this point, don't worry blokes, the missus will do most of the paperwork, haha). Settlement ending up happening on New Year's Eve which was a nice way to close off the year. After settlement the process of setting up our online banking was easy and the mobile platform (not app) works well too. Oh and of course the rates are great. Big saving on where we were before. Definitely recommend Well Home Loans.- Transparency
- Customer Service
- Application Process
- Timeliness
- Incentivised Review No
- Loan TypeVariable Rate
- Loan Start DateDecember 2019
- Loan used forInvestment Property
Good interest rate....painfully slow process
Customer service was mostly friendly and helpful
Costs were pretty much as expected
Rate is very good
Took around 3 months from my first application to final discharge of two loans I consolidated into one loan which is very long I feel. I think I asked the staff around eight times that I wanted both of my mortgages discharged as part of the settlement process and still ended up having to do it myself which was both annoying and confusing.
If your happy to wait through a long process the rate is worth it. Mine was not so urgent so ok in the end.
- Transparency
- Customer Service
- Application Process
- Timeliness
- Incentivised Review No
- Loan TypeVariable Rate
- Loan Start DateDecember 2019
- Loan used forInvestment Property
Questions & Answers
Some months ago, after many many hours of research and reading reviews etc, we took the first step of application with you, spoke to a representative over the phone, but needed to wait for more stability (one of us was part-time, but now full-time) before completing the online interview. We are a married couple 52yrs and 31yrs of age, full time employees with a solid savings track record. We want a short term loan for 14yrs (before retirement age of the elder) with options of additional payments. We have approximately 40-50% deposit for a first home up to $500k (maybe more on both counts, this is conservative). Our credit ratings are spotless. The quicker it's paid off the better for us, we just need future home security. Our main concerns are the shortness of the term of the loan and its small total amount (comparatively), age of the elder lender and loan non-approval affecting credit ratings. We saw the one star review from shaun from 3 months ago: 'Avoid Avoid, Unethical and Dishonest' and found ourselves shocked and disheartened to read it, they seemed like a sure thing and honestly it give us cold feet. In juxtaposition, reading your reply whereby you actually took responsibility for the problem and apologized is a very rare thing and shows how much you do care. A very honorable and desirable quality, if true. Still, it's a scary thing for us and we need some reassurance before we proceed. This is of vital importance to our lives and future.
To go through a broker would reduce our risk, but probably cost us more. To proceed with Well Home Loans would reduce our costs, but seems more risky. Importantly though, we are likely dealing with people who actually care with Well Home Loans. Can you please address our main concerns and also give considered responses to the body of this converse. Kind regards.
Hi ADR,
Thanks for your question, it’s always great to see potential homeowners do their research, we’re great advocates for financial literacy and can’t stress how important it is for people to research!
...
Hi there, we are looking to refinance our loan and switch to an equity loan. Our LVR is around 60-65%. We also want to add a $40k home Improvement, so we have these funds after the refinance available to us. We are with one the Big 4 on a P&I loan, and have never missed a repayment in 16 years. We tried to get a better deal and while the did come down more than we expected, it is nowhere near you guys.. Before we drop you guys a line, does all this sound doable? TY, Craig
Hi Craigee,
Thanks for asking about your situation and glad to hear that our home loans can still beat the banks best offer! The info that you've provided certainly seems like we can help however, l...
Read moreike any question, it all depends on the details. We don't do full construction loans (yet!) though we've certainly been able to provide funds for home renovations (non structural renos). It will also depend on what your definition of an "equity loan" is - some people refer to this as meaning a line of credit (which we don't do) though others have just wanted to unlock equity in the home to take some cash out and put it towards another purpose which we can do. Having such a a low LVR is also great! While on the surface it would seem that we can help, we'd definitely recommend talking to the team and they can go through your individual situation on the phone in more detail to make absolutely sure that we can help. As part of our service, you can use this link to book a time to chat with the team directly - https://wellmoney.link/book-prDo you lend to people on a disability pension with a very good LVR (Roughly 50%, so zero risk) and a current mortgage with proven AAA Credit history and zero missed payments? (I am 40 years of age only)
Hi Aussiebloke34,
We are able to lend to people who have different sources of income and a disability pension can be an acceptable source of income for our loan. Having said that, there are some pol...
Read moreicy rules that we have around this topic and as each persons situation is unique, it's best to have a chat with our home loan experts to make sure that we are able to help with your situation.Get an answer from our members and Well Home Loans representatives
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