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Westpac Altitude Black - Velocity Frequent Flyer Mastercard

Westpac Altitude Black - Velocity Frequent Flyer Mastercard

3.8 from 5 reviews

See the Best Rewards Credit Cards in 2019 as rated by Australians on ProductReview.com.au.

Pros

  • Uncapped points earning

  • Lounge passes and travel insurance included

Cons

  • Annual fee of $250 + Velocity joining fee

  • $75,000 minimum income required

Reviews

(1)
(2)
(2)
(0)
(0)
  • Rewards
    4.8 (5)
  • Online Experience
    3.8 (5)
  • Transparency
    4.4 (5)
  • Customer Service
    3.4 (5)
  • Rates and Fees
    3.8 (5)
  • Card / Account Used For
    • Everyday Expenses (5)
    • Special Purchases (3)
    • Online Shopping (3)
    • Overseas/Travel (2)
  • Application Process
    3.0 (5)


Jess

JessSydney, NSW

Good card, but application process was a nightmare

published

Applied for this credit card back in June. They lost my application and required me to go through a number of very inconvenient steps more than once because of an error on their end. Card is okay for everyday use, but don't plan on taking it overseas.

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateSeptember 2019
Main Point of ContactOnline
Card / Account Used For
  • Everyday Expenses
See all answers

Tim

TimSouth East Queensland, QLD

Great card but avoid using overseas

published

Overall, quite happy with this card. I signed up during a promo period. My applicaiton got bounced around for a while and there was a lot of confusion on their end. Eventually, when it arrived, it turned out to be pretty decent. However, do not use for overseas purchases or foreign transactions as there is a steep fee.

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateApril 2019
Main Point of ContactPhone
Card / Account Used For
  • Everyday Expenses
  • Special Purchases
See all answers
Prasanth N.

Prasanth N.Sydney, NSW

  • 2 reviews

Great card with a high credit limit

published

High credit limit Got an initial bonus of 80000 velocity points for 4000 spend in first three months.
Free travel insurance.
There is also 2 lounge pass if you do a transaction in velocity site.
The only downside is the foreign transaction fee.

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateAugust 2019
Main Point of ContactPhone
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
See all answers
Adam

AdamSydney, NSW

  • 6 reviews

Great Card with excellent benefits - Sign up during velocity promo for decent bonus

published

Great credit card for everyday use. Simple and easy to apply with great rewards and extra velocity points each month. Overseas transaction fee is annoying though - so local use only.

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateSeptember 2019
Main Point of ContactOnline
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
  • Overseas/Travel
  • Special Purchases
See all answers

MAA

MAAGreater Melbourne (Inner), VIC

  • 6 reviews
  • Verified customer

Great new benefits under the dedicated Velocity Frequent Flyer program!

published

I am really excited about the recent changes to my existing Altitude Black card, now giving me access to Westpac's dedicated Velocity Frequent Flyer program. Previously, I opted into the Velocity auto-redemption feature through Altitude Rewards which only gave me 1 point for every $2 spend. Under the new program, I now have access to a number of free Virgin Australia Airport Lounge passes (issued annually), upgrades to premium economy and a better points earn rate (now 0.75 Velocity points per $1 spent).

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateAugust 2019
Main Point of ContactPhone
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
  • Overseas/Travel
  • Special Purchases
See all answers

See all Westpac Altitude Black reviews

Questions & Answers

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