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Westpac Global Currency Card

Westpac Global Currency Card (page 5 of 5)

1.7 from 94 reviews

Reviews

1.7

94 reviews
5
(9)
4
(3)
3
(7)
2
(7)
1
(68)
  • Transparency
    1.6 (19)
  • Competitive Exchange Rate Yes (4) · No (7)
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Reviewer Photos & Videos

rippedoffagain888

rippedoffagain888Melbourne

  • 33 reviews
  • 66 likes

Stop Using Westpac Cards Overseas - Use Cash Only

published

If it sounds too good to be true - it is!

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Overseas use is limited in strong currencies

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A big problem with the card is that in a place like Singapore you're restricted to $300 per transaction. The card gets blocked if you make 3-4 in quick succession, then you'll need to call. On top of this you can only make 6 transaction in 24 hours though including their pending period it's more like 36 hours before you can make another transaction. On top of that, do the math $300 X 6 is only SGD1800 less then the claimed AUD2000 per day. So effectively it's SGD1800 over a 36 hour period. May be handy in weaker currencies but somewhere like Singapore it's a painful product and limited.

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Balance was never available.

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Barney53

Barney53AU

  • 7 reviews

Think a little about how your planning to use it and for how long. OK as an Option - not class lead

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Caroline Nichols

Caroline Nichols

  • 2 reviews
  • 3 likes

Westpac GCC - don't leave home with it.

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David S

David SSydney, NSW

  • 5 reviews

$100 lost in charges that are not supposed to happen!

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Will only use as backup for emergencies

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What I've noticed with a lot of these travel bank cards are that their currency rates are always at least 3-5% lower than what they should be. If you want more value for your AUD dollar I suggest look up some foreign exchange booths ( I suggest Anying and Supay) and buy US cash with your AUD cash. It will always offer a higher conversion rate compared to these cards by at least 3%.
I have been recommended citibank plus visa debit card. It has the best exchange rates and no atm fees + no transaction fee when purchasing things in a supported currency.

Tracey

TraceyAdelaide

  • 5 reviews
  • 1 like

Takes a long time to get to you!

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I applied for my Westpac Global Currency card on 6 December. It is 21 December today and I still don't have it - we leave to go on holiday in 3 days......ridiculous! I have phoned twice about it and they say it has been posted and are 'sorry' it is taking so long. I can't use another card because this is the only one that uses the currency I need.

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Transactions are limited to under A$200!! Exceed it and it and your card stops working without you b

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The daily limits are reasonable but the pathetically low limit of A$200 for each transaction makes the card almost useless unless you are near a Global Alliance ATM every day while travelling.
Note that there are very few Global Alliance ATMs in Ireland, if you are travelling there.
Exceed the individual transaction limit and your card no longer works. What is worse is that you are not contacted or made aware when your card has been stopped, even though Westpac have all your contact details. it just doesn't work the next time you try to use it to access your own money. You are supposed to know what is going on and spend the next half an hour on the phone trying to get it re-activated.
Not impressed. Use a Debit card instead.

Nothing but trouble.

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Very problematic in so many ways that I gave up using it! Luckily I had another bank Visa card! I wasn 't surprised that, when closing the account, I had to print off a form and return it by snail mail or fax! Really.....?! ( Maybe I am a little surprised at this 20th Century solution.) It will the take fifteen days to transfer my money into another Westpac account!

Problem Is The Card Is Not Available In-Branch

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Terrible system for a convenient card. Trust Westpac to take a really good product and ruin it with red tape.
NAB branches stock currency cards and double check the rates.

Kesca

KescaACT

  • 11 reviews

Ripped off by the exchange rates

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Pratik

PratikMetropolitan Adelaide, SA

  • 5 reviews
  • 8 likes

Great Travel card

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Questions & Answers

Yusef

Yusefasked

How do I get the 50 dollars Westpac owe me. See my review on this issue

No answers
Evie S.

Evie S.asked

Whydo you suck

No answers
Kristopher R.

Kristopher R.asked

I transferred $200 onto the global currency card but it has not appeared on the card yet! Is there a delay or has something gone wrong?

No answers

Get an answer from our members

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