Stack the QFF points earned with this card with normal Woolworths Rewards points
0% balance transfer rate for 14 months
10% off one shop at Woolworths each month
Relatively high ongoing annual fee ($169)
If you regularly shop at Woolies and want to earn Qantas Frequent Flyer points, this card could be a convenient tool to help reach your jet-setting goals. This Woolworths credit card has a competitive 0% balance transfer rate for 14 months, but a pretty standard 20.49% purchase rate with 55 interest-free days. Cardholders can also receive 10% off their first shop in store or online at Woolworths on selected dates each month (typically a weekend).
However, the real draw of this card is being able to earn both Qantas Frequent Flyer points and Woolworths Rewards Points at the same time, and then convert those Woolworths points into QFF points! Here's how it works out:
- You earn 1 Qantas Frequent Flyer point per $1 spent on eligible purchases at Woolworths Group stores. (This includes Woolworths supermarkets, Big W, Dan Murphy's, BWS, and Cellarmasters.)
- You can also earn 1 Woolworths Reward point per $1 spent. These can then be converted to either Woolworths gift cards or Qantas Frequent Flyer points at the following rate:
- 2,000 Woolworths points = $10 Woolworths Dollars = 1,000 Qantas Frequent Flyer Points
This would give you a total of 3,000 QFF points for spending $2,000 on eligible purchases at Woolworths Group stores.
The Qantas Platinum card also allows you to earn QFF points on purchases from non-Woolworths stores, at a rate of 0.5 points per $1
|Category||Balance Transfer Credit Cards and Rewards Credit Cards|
|Benefits||Complimentary Travel Insurance and Reduced First Year Annual Fee|
|Minimum Credit Limit||$6,000|
|Additional Cardholder Fee||$29 p.a.|
|Rewards Program||Qantas Frequent Flyer|
|Points Earn Rate||1 points per $1|
There is no cap on earn rate.
|Contactless Payments||Apple Pay and Google Pay|
|Rates & Fees|
|Purchase Rate||20.49% p.a.|
|Cash Advance Fee||3%|
|Late Payment Fee||$35|
|Annual Fee||$169 p.a.|
|Foreign Transaction Fee||3%|
|Overseas ATM Withdrawal Fee||$3|
|Interest Free Period||55 days|
|Cash Advance Rate||21.99% p.a.|
$99 annual fee for the first year (normally $169).
|Reduced First Year Annual Fee||$99|
|Balance Transfer Rates|
|Balance Transfer Period||14 months|
|Balance Transfer Rate||0% p.a.|
|Release date||July 2011|
Avoid this card. They forfeit all Qantas and Woolies rewards points if cancel.
I cancelled the card after 2 years and average monthly purchases were about $2500, I never carried over a balance.
I initially transferred a balance and they charged interest on it.
The rewards accumulated after 2 years was about enough to buy a mid range toaster.
The android app never worked.
For 169 a year I would expect a bit more.
Just use debit or afterpay as this card does not give much bang for the buck and they are very rude at the end.
As for rewards forfeit I now choose Virgin and Coles.
Does Not Deliver What You Pay For .... Appalling Customer Service
I am referring to their advertised "Benefits" of Market Day Offer and Complimentary Travel Insurance.
I have had a Woolworth's Qantas Platinum card since their inception. I think they started with HSBC, but now are with Macquarie Bank. Since changing to Macquarie their Customer Service which has gone from average/poor to bad/very bad.
Re Market Day Offer:
I became aware in January 2018 that I had never, ever received a monthly email advising me of the date for that month's Market Day Offer in all the years I have held the card - where ...
No explanation given for rejecting my application
Awful customer service. Customer service is in a foreign country and not in Australia so not possible to actually speak to anyone remotely connected to Woolworths and the credit card team. No explanation given to me as to why my application was rejected when I have an impeccable credit rating. As a result I will no longer shop at Woolworths or get fuel from their service stations.
Have been trying to get Qantas Bonus points since August 2015, keep getting fobbed off by call centre, will not reply to emails, call centre is a waste of time, no other form of contact, shame, shame, avoid this company at all costs, they do not deserve our custom..
I always find Woolworths as a great place to shop at, but their credit cards are in one word: VERY TERRIBLE! They have the WORST customer service in the WORLD. I believe they outsourced it to Philippines, and there you go. They might have reduced the cost, but they have compromised on quality!
Macquarie Bank Greed
Made to switch to new card. Change everything. Less points, less everything.
See ya. Don't need your card.
Watch your customers decrease now smart pie Woolworths.
Bad card, bad customer service, bad website. Continues to charge interest even if card has been paid off in entirety
6 weeks after closing our account, we receive a statement saying we owe several hundred dollars from a third party transaction made 5 weeks after our account had been closed. This was not a recurring bill, something the girl on the help line seemed unable to understand. Despite the account being closed we were left with no alternative but to report the card we cut up weeks ago as stolen.
Unauthorized International charges
The direct debit payments suffered additional international currency conversion charges. When they are made in local currency. Telephone service happy to refund charges after a 12 Minute phone call but cannot explain why the charges have been made other than to confirm they are bank charges and no overseas transactions have occurred. Apparently "its just a routine glitch" No way I can trust a bank the behaves in this manner and neither should you.
Silly silly rules when they make a mistake.
As always, I paid my account in full, at least a couple of days before the due date. Then I was amazed to see an interest fee on the next month's account, so I rang. I am not the primary card holder, but I do have permission to enquire. The first person put me through to their resolutions department. Then I find that absolutely nothing had been introduced, I had to explain the situation all over again. When the staffer (in the Phillipines, why are the lines always so bad you can barely hear them?) finally accepted that they had made a mist...ake and NO interest should have been charged to my account, they wanted me to put the primary card holder on the phone. Apparently when they 'adjust' the account they have to explain it to the primary card holder. I asked why they couldn't just reverse their own mistake, instead of making me get my husband to waste time doing what I had already done. Finally after me sticking to my position, they agreed to call him within a couple of days on the number that we had previously provided. How ridiculous is that? They make a mistake, but can't fix it without wasting even more of our time? All of this is adding insult to the injury of sticking us with a $2.50 a month fee for the luxury of getting paper statements - which is not something we signed up for mind you. Time to start looking for another card I think.
No longer happy with Woolworths Qantas Money Credit Card
2 months ago Woolworths changed their policy on Frequent Flyer points cumulation for the month. It is now capped at 2500, so I no longer endorse this credit card. I will be cancelling it before they charge the annual fee.
Goodbye Woolworths Money
One thing after another
1. Payment due date due on October long weekend Monday - bpay was not credited until the Tuesday. Late fees charged. How ridiculous is that
2. When to pay last month - website says not accepting BPay payments. How ridiculous is that. How am I suppose to pay.
3. Credit card number will will change with this change over to Visa. Apparently my MasterCard will stop working on 30 April. Thus forced to activate the visa and change all my standing payments. How ridiculous is that.
4. Points benefit for over $...
Bad Bad Bad service from Macquarie Bank
Really bad customer service. No mobile apps to view the credit balance and horrible service on the top of that.Their staff in Australia is even more rude. Have no regard for a customer's personal tragedy, health or inconvenience. They just want to charge as much as interest as possible and cannot even explain the whole calculations to you. I was under the impression that the customer care staff from their overseas call centers is more shrewd but the biggest shock was lady from Australian team! She had no regard, manners or understanding and rea...ding rules to me like a parrot all the time. I am appalled absolutely appalled by the deterioration in this credit card service company. I hate them no doubt. Don't fall for them. I will exit as soon as I sort out my direct debits with them before the end of financial year!
Just dont do it!!
We had no problems with the previous provider - but the change to Maquarie bank is horrendous. We have now been locked out of our new credit cards which they refuse to activate because they "cant identify us and we are a security problem" Have never defaulted on a full payment each and every month. The worst customer service ever. Cant understand a word of what they say. We cannot even contact anyone now to find out what on earth is going on.
This card is terrible, the worst customer service I have ever come across. Huge time delays in processing payments where as debits are almost instantaneous. Website is down more often than it is active making log in near impossible and good luck if you have to contact the "customer service" team. I'm sure they just say all the right things to get you off the phone and then no action. Change over to the new card was a nightmare and for all this we get to pay $50 a year extra for the privilege of having it. Don't even think about it!!!! I won't be staying!!!
Questions & Answers
Where can I find out what is classed as an eligible purchase?
Can one pay the balance due on a ww cc at woolworths or big w?
yes you can. I think up to $1000 in cash (in one transaction).
I received a marketing email in April 2013 from Woolworths Money regarding "Doubleville" for the Qantas card. It said you earn double the points during May 2013 and it would appear on the next statement (issued in June 2013). I received the next statement (for May 2013) and there were no bonus points. I phoned Woolworths Money and they said they knew nothing about this promotion or the email, which I unfortunately deleted and am unable to recover. Did anyone else receive this email or know about it? Thanks for your help
no idea as i cancilled my card 4 weeks after i recieved, to hard to deal with woolworths!!!!!!
Hi Jo. When I rang about double Qantas Points (for bookings made with Qantas) I was told they new nothing about the deal either. I persisted and rang an Australian based call centre and eventually they agreed. I got the 18,000 points and then cancelled the card and went with Bankwest. I have not had to argue with them over entitlements and their service has been great. In my case thought this was not a special promotion it was an apparent standard deal.
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