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Woolworths Qantas Platinum

Woolworths Qantas Platinum

1.7 from 54 reviews · View Statistics
See the Best Balance Transfer Credit Cards in 2021 as rated by Australians on ProductReview.com.au.
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  • Stack the QFF points earned with this card with normal Woolworths Rewards points

  • 0% balance transfer rate for 14 months

  • 10% off one shop at Woolworths each month


  • Relatively high ongoing annual fee ($169)


If you regularly shop at Woolies and want to earn Qantas Frequent Flyer points, this card could be a convenient tool to help reach your jet-setting goals. This Woolworths credit card has a competitive 0% balance transfer rate for 14 months, but a pretty standard 20.49% purchase rate with 55 interest-free days. Cardholders can also receive 10% off their first shop in store or online at Woolworths on selected dates each month (typically a weekend).

However, the real draw of this card is being able to earn both Qantas Frequent Flyer points and Woolworths Rewards Points at the same time, and then convert those Woolworths points into QFF points! Here's how it works out:

  • You earn 1 Qantas Frequent Flyer point per $1 spent on eligible purchases at Woolworths Group stores. (This includes Woolworths supermarkets, Big W, Dan Murphy's, BWS, and Cellarmasters.)
  • You can also earn 1 Woolworths Reward point per $1 spent. These can then be converted to either Woolworths gift cards or Qantas Frequent Flyer points at the following rate:
  • 2,000 Woolworths points = $10 Woolworths Dollars = 1,000 Qantas Frequent Flyer Points

This would give you a total of 3,000 QFF points for spending $2,000 on eligible purchases at Woolworths Group stores.

The Qantas Platinum card also allows you to earn QFF points on purchases from non-Woolworths stores, at a rate of 0.5 points per $1

CategoryBalance Transfer Credit Cards and Rewards Credit Cards
Card TypeVisa
BenefitsComplimentary Travel Insurance and Reduced First Year Annual Fee
Minimum Credit Limit $6,000
Minimum Income $30,000
Additional Cardholders 1
Additional Cardholder Fee $29 p.a.
Minimum Repayments2.5%
Rewards ProgramQantas Frequent Flyer
Points Earn Rate 1 points per $1
Points Conditions
  • 1 Qantas Point for $1 spent at Woolworths and Woolworth Group stores, in store and online

  • 0.5 Qantas Points for every $1 spent on all other eligible purchases

There is no cap on earn rate.

Contactless PaymentsApple Pay and Google Pay
Rates & Fees
Purchase Rate20.49% p.a.
Cash Advance Fee3%
Late Payment Fee$35
Annual Fee$169 p.a.
Foreign Transaction Fee 3%
Overseas ATM Withdrawal Fee$3
Interest Free Period 55 days
Cash Advance Rate21.99% p.a.
Introductory Offers
Introductory Offers

$99 annual fee for the first year (normally $169).

Reduced First Year Annual Fee $99
Balance Transfer Rates
Balance Transfer Period 14 months
Balance Transfer Rate 0% p.a.
Release dateJuly 2011
Visit official website



Not impressed.


Could not log into my "everyday credit card" rang to enquire why 4/8/12 was told how to go about it, have loged in previous but still could not. Three calls later it took to eventually find that I had to have my access reset and access code etc, this is not the first time this has happened, very inconvenient. Also, if you use BPAY your statement does not say who too, I write the payment on a pad then hand write it on the statment when it arrives. When I asked the call centre about this they say to simply call them for the payment details, yeah rite, another lengthy call, numerous prompts and numerios questions to identify me the caller! Not good.

PDM85Darwin, NT
  • 3 reviews

Tests your patience


Questions & Answers


Where can I find out what is classed as an eligible purchase?

No answers

Can one pay the balance due on a ww cc at woolworths or big w?

1 answer
Private Customer
Private Customer

yes you can. I think up to $1000 in cash (in one transaction).


I received a marketing email in April 2013 from Woolworths Money regarding "Doubleville" for the Qantas card. It said you earn double the points during May 2013 and it would appear on the next statement (issued in June 2013). I received the next statement (for May 2013) and there were no bonus points. I phoned Woolworths Money and they said they knew nothing about this promotion or the email, which I unfortunately deleted and am unable to recover. Did anyone else receive this email or know about it? Thanks for your help

2 answers

no idea as i cancilled my card 4 weeks after i recieved, to hard to deal with woolworths!!!!!!


Hi Jo. When I rang about double Qantas Points (for bookings made with Qantas) I was told they new nothing about the deal either. I persisted and rang an Australian based call centre and eventually they agreed. I got the 18,000 points and then cancelled the card and went with Bankwest. I have not had to argue with them over entitlements and their service has been great. In my case thought this was not a special promotion it was an apparent standard deal.


Get an answer from our members and Woolworths Money representatives

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