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Woolworths Money Single Load Prepaid MasterCard

Woolworths Money Single Load Prepaid MasterCard (page 2 of 3)

1.5 from 49 reviews


Review distribution

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1 star

card is not what you want


I was given 2 cards $100 and $50 have only managed to spend $25 (masters) partner of woolworths just spent 1 hour at Bunnings store declined of course (am aware of 10cents charge )sent email to woolworths of course email failed ??? Yes i will never ask for these cards again
Shame on you Woolworths you .have lost me will look at othet cards

Woolworths rip off card!


Do not purchase these for gifts. Lovely idea however gets charged for every transaction and then once the balance goes under a certain amount. Unable to use the rest of the funds. Absolute rip off. Very disappointed in Woolworths. Also. No staff can answer any of my questions about the card. See ya later woolies HUGE DISAPPOINTMENT!!



  • 3 reviews

Ripped Off by Woolworths


Inconvenient ripoff


Not accepted anywhere I've tried (Coles, JB Hi-Fi, BP to name the most recent 3 failed attempts) and I still have $45 loaded on. Only time it worked was at Woolworths - which is pointless to only work in one store if it also carries MasterCard backing. Absolute rubbish, don't waste your time

Dont' waste your time or money there are better cards out there


I got given a $40 card for christmas and I tried to use it knowing that was the amount I could spend, but it came up declined at Woolworths. So I rang up to find out what is going on and was told I could only spend 39.90 in one transaction because it has a 10 cent fee on it. No doubt they charged the person who gave me the card to put money on it, so they are definately making sure they screw the money out of you with this card. I would recommend everyone to avoid getting this card for someone as there are so many better gift cards out there. This card is an absolute joke!



  • 4 reviews

Woolworths prepaid master card




a total sham


i paid 4.95 in actual tangible cash for the privilege of being able to exchange further actual tangible 40.00 cash to said card to make a purchase online. my two online purchases were for 14.90 each, total 29.80, then minus two 10c "transaction fees" leave an apparent total of 9.60 (?) well according to the online balance check service advice. 10 minutes later im at my local woolies to purchase some bread and milk with the apparent 9.60 balance on card. to my disgust the card declined and the operator could not tell me why except for "we can only go on what the screen tells us" You sold me the card woolworths, you screwed me out of 15.05 as far as im concerned. appalling. hello coles!

Excellent and cheap for buying online!


Woolworths prepaid mastercards are fantastic for buying online and not having any personal details attached to the card. Do not pay attention to these other reviews of course you cant spend more than the prepaid amount! That's the entire idea behind the concept of prepaid! Only like 4 bucks to activate and can be used immediately. Highly recommended!

Not very good waisted a lot of my time still don't have pin number,


I received a $50.00 gift prepaid master card for my birthday and just trying to buy something out of it and was decline, I must have pin number and not signature. went to the nearest woolworth nothing anyone can do about it. rang the number provided with the card waited for so long then service had close for the day it says try again tomorrow during business hour.very disappointed wasted a lot of time.just not worth it.



  • 2 reviews
  • 1 like

OMG how terrible!


Yes received one and could not read the small print. This site has told me that I will not be buying another one of these. Bad bad bad Woolworths, no wonder you have huge profits!!!!

Wool'ies should stick to selling groceries!


We are going overseas soon and purchased both a wool'es prepaid mastercard and also one of their global roaming sims - when we reloaded the sim card account by using their Wool'ies prepaid mastercard online (AU$30) we noted the recharge of $30 was debited through Ireland in Irish pounds incurring a fee of 0.75cents to us, Indeed, I bought 3 ebooks online through Amazon and paid for them by my woolies mastercard - another 2 bucks in fees... So far Ive credited the account with $500 and spent $22,74 of which had all up $11.95 debited in fees... Maybe Wooll'ies should stick to selling veg'ies and leave the banking and phone business to the professionals!!!!

Buyer beware - woolworths money card - be wary




worst gift ever received


Believe it or not, you cannot buy goods over the stated amount as you can with other gift cards and pay the difference in cash or with another form of plastic. At the checkout you get the message "transaction declined" and either have to pay for your goods some other way or leave them in the shop - I advise leaving the goods. Woolworths staff appear to not know why the transaction has been declined. Poor form Woolworths and as a result of learning more about your inflexible card I am now transferring all my shopping to Coles. Hello Coles ....



Ditto to what all others have said. How embarrassing to have the cards declined at busy checkouts and then having to fumble around to find your own funds because of this sham! Even at Woolworths they were declined. Stupidly you go home and check the balance on the computer - yes the money is definitely on there??? I was given four for christmas - lucky me! So thanks to this website I have learnt that for e.g. if you have a $50 card - the teller must enter $49.90 so that there is 10cents available for the transaction fee. No shop would ever know to do this - even Woolworths themselves. I will not even shop at Woolies ever again I am so disgusted. All my Coles gift cards worked perfectly.



  • 2 reviews



Received as single loaded Woolworths MasterCard as a gift. Can't believe my Grandmother paid $4.95 for this plus I was charged 10c per transaction. Didn't realise until the last transaction when I tried so many times at so many places and it came back denied. I wasn't factoring in the last 10c transaction fee. The guy at woolworths didn't even know why it wasn't working.

So the card actually cost 10% of the value of the card if I factor the card fee and the transaction fees.

So disappointed.

Won't do this again


This card is a waste of money


This card is difficult to use. Cannot use it if the total cost exceeds the amount on the card! The fees are hidden in small print and no one in the Woolworth store knows anything about them. Poor set up. Not recommended at all!



  • 2 reviews

Read the fine print ....... Oh, you will need a magnifying glass to do it


Phil H

Phil HPerth

  • 2 reviews

Lack od Disclosure


The purchaser or the receiver of the gift card is not made aware of how it operates and the associated fees.
For example if you receive a $50 gift card you are charged 10c for each transaction. Therefore the user needs to allow for this in every transaction otherwise the transaction action is rejected.
Woolworths has failed to advise the staff of these conditions as I attempted to use the card at a number of stores where it was rejected and the staff were not aware of the transaction fee and why it was rejected.
So if you wish to purchase a gift card for someone use a different card that doesn't have these issues.

This card is not worth the effort!!!!


Like others, tried to use the card at locations who accept MasterCard, imagine our embarrassment when the card didn't work all in front of other shoppers at the register. This didn't happen just once, but FIVE times. I'm giving the card back to the person who gave it to me. Woolworths, not happy, won't be recommending or purchasing this card as a gift!!!!!

Page 2 of 3

Questions & Answers



How can I use it?

No answers



how to change my pin number?

No answers



Can someone give me instructions on how to use this online?

1 answer

Yes, for starters... just avoid buying it in the first place. It is rubbish and you will loose your money... take care.

Get an answer from our members and Woolworths Money representatives


CategoryTransaction Accounts / Debit Cards
Release dateSep 2012

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