- Travel Insurance - Standard Plan
If anyone needs me, I’ll be emailing World Nomads. Again.
Since the last outdated review, this company is still standing on ceremony... unceremoniously.
First time experience. I filed a claim six weeks ago. One-line emails from the claims department failing to explain the process efficiently and professionally. Chasing after staff and management continuously from nearly 10,000 miles away, with no reply from management and often times, 3-4 days in between email replies from claims department. No updated information on the portal. I ask questions and they go unanswered. I'm in the same time zone as ...Australia, but their "system" forces me to deal with offices in America. When it comes to conflict resolution and informing their customers on their services, they are clearly nomads themselves. Since I could not get a proper, timely response, this seems to be the best way to get their attention: your service needs work. My experience leads me to believe the following: this company, with their trendy branding, hip website and utter lack of substance, could not care less about the people they are supposed to serve.
Good company, a bit overpriced if you don't do adventure sports
Good company, a bit overpriced if you don't do adventure sports. If do you adventure sports while traveling, they are pretty much the best. Not sure sure why so many people complaint below, I have 2 friends I was traveling with who had to claim with World nomads and they got paid no problems. I used to use World nomads but never had to claim anything. Now I don't do adventure sports anymore so I prefer to buy my travel insurance with Safety wing, relatively new service but cheaper than World nomads. It depends what style of traveler you are.
Dismal Service - DO NOT TRAVEL WITH WORLD NOMADS
I had travel insurance organised with World Nomads for 1 year and 5 months, and luckily I didn't have to make any claims, so didn't have any issues as the initial process for signing up and giving them your money is streamlined. Until you need actual service is when you're wasting your time.
When the year and a half was almost up I wanted to buy an additional policy as I continued travelling, and asked if I could receive a small discount as I was on a tight budget and had already paid huge amounts to travel with them and was yet to claim. T...hey obliged, however at the checkout I did not apply the discount, so contacted them on the same day asking if I could please amend it. They said they were unable to, so I asked to please cancel the insurance that I had booked the day prior. From here on in they proceeded to ignore my emails. I sent a follow up email 5 days later, no response. I emailed again 4 days later and they told me they didn't receive my other emails which I have clear records of, and sent screenshots of to confirm. This email was then also ignored. I sent another TWO follow up emails, and no reply. They left me completely in the dark. I was unable to call off my phone at the time and they provide only one email contact, so I was unable to reach them any other way while they blatantly ignored my emails. Over this time I was asking to cancel the new insurance, I was also still covered by the previous policy I had bought from them as they overlapped. It could have been a simple process where the new policy was cancelled within the cooling off period, and I re-bought with the loyalty code. However the company had complete lack of care or accountability, and happily ignored my emails until I finally gave up. When customers are travelling they should be able to rely on the insurance company for small administrative tasks. If they are unable to do this I can't imagine if you were in actual trouble and needed to claim or seek help while travelling. I was planning to email this complaint directly now that I am back home, however realised it probably wouldn't be replied to anyway, and that they would take more accountability on a public platform. I will never be using World Nomads again, and will ensure friends and family are warned to stay far away. Do not waste your time or money.
- World Nomads Travel Insurance
Got paid eventually
I had to provide A LOT of information and proof, it took many weeks but eventually I did receive some money for my claim. Not all of it but enough to have justified the time spent. Make sure you keep as many of your travel documents and receipts as possible. I think I did okay compared to some of the reviews I have read here. I was surprised to receive a good response. One woman even called me on the phone to chat one day about my claim which was a pleasant surprise! I think they are fair but like all insurance companies expect to work for it.
- Travel Insurance - Explorer Plan
Explorer doesnt cover what you would expect. Never using them again.
Airline (air france, never using them again either) failed to get me to my destination of tokyo for a ski tour. Stranded in charles degaulle airport without my luggage (they lost that too) for 16 hours. No hotel provided by air france. I gave up and flew home after being awake for over 36 hours.
Tried claiming for a trip cancellation- they said ‘nope, you’d left your country of origin’. I’d made it as far as my connecting airport.... that’s it. Then tried claiming for trip abandonment (i was going to miss my rendezvous with the tour and no s...nowboard gear means little point in carrying on). But I couldn’t claim for trip abandonment once i’d started my journey. There is no provision for cover (even explorer cover) for the loss of gear that precludes the point of the trip in the first place. Marketed as for ‘explorers’, if the airline loses your ski, snowboard, scuba, surf gear etc what are you supposed to do? Rent gear in the backwoods of northern Honshu? Replace gear worth thousands in a foreign country with the hope you might be able to claim it back? You can’t claim for the total loss of the trip despite not having the gear needed for said trip. I lost over £2k through this sham of ‘explorer cover’. Don’t do the same. Make provisions, do your research.
Lack of integrity
I tried to resolve this in the most amicable way possible but their tone to me was just condescending and unempathetic. I can't even begin to imagine what would happen if I needed to make a claim with them.
My birthday was not captured correctly and I contacted World Nomads immediately to amend it. They could not do it and required that I cancel and repurchase the policy. I declined and said I wanted my money back because the process was too convoluted.
By the time they had a definite answer from the underwriters, my trip has concluded. ...In their email to me, they mentioned that I "have not been insured correctly" for my trip. And in their explanation to me regarding why they did not want to refund me, they said, "Policy WNAUS18518521 would have provided cover for your trip, and in the event of a claim, we would have reserved the right to obtain the additional premium from you for your correct age." How shocking is this lack of integrity? My premium was less than $100 but it wasn't the lost of money which was disappointing but the sheer lack of empathy from them. I am disgusted. It is true that little people will find it hard to get just recourse from big companies, but hopefully this review will shed some light on some of the issues which might arise if one chooses to go with them. Caveat emptor and safe travels
- Travel Insurance - Standard Plan
I made the mistake of relying on travel bloggers' recommendations for travel insurance and not reading these reviews prior to purchasing. My experience has been similar to most of the 1-2 star reviews.
The original claim form only requested medical receipts, which I submitted May 29th. On June 14th, I received an email requesting more documentation. Had I known this information was needed, I would have submitted it with my original claim form instead of wasting two weeks waiting for the request. I responded to the email with all documentati...on on the 18th. On the 24th, I noticed my claim status online still reflected that they requested information and I had 21 days to respond, so I emailed back asking for confirmation that they received the info and asking for an approximate date that my claim will be processed. By July 2nd, no one had responded to my emails so I attempted to call. I waited on hold for a long time (collecting international call fees) and could not even use their call back feature since I had an international number. I finally gave up and sent yet another email. Realizing this email address probably won't bother responding, I forwarded the email to another address I found online. The next day, I received an automated email stating the documentation I submitted had been received. What?? Where was it this whole time?? Today, July 6th, I receive an email (finally from a human) stating the attachments were not successfully sent in my email. Well yes, because I forwarded my original email to another address in hopes that someone would respond. I didn't realize the email address requesting the documents wouldn't bother sending the information to the email address that actually processes those documents. So 5 weeks later, I have barely managed to get someone to ask me for my documentation again. All backpackers out there probably know what it would feel like to have no clue when/if a $2000+ claim will be processed. To add insult to injury, my travel insurance was going to expire soon after I originally submitted my claim, so I purchased another 3-month policy not knowing how terrible the experience was going to be. I don't know if I should be angry that I wasted more money on World Nomads, or hope I don't have another incident that I have to claim through them. Update: it’s now July 27th, I had already submitted the last of what they requested from me, and I received an email stating I needed to resubmit my attachments. I was hoping to give them a chance and update my review, but I feel like I need to chop off the hand I got surgery on and mail it in to get just a tad bit closer to getting my claim processed.
- Travel Insurance - Explorer Plan
Absolute Scam for Adventure Sports, AVOID
Although their Explorer policy appears to be the best travel insurance for adventure sports like back country skiing or snowboarding the moment you try and make a claim you realize that they are a complete scam.
I had to get helicopter rescued in Switzerland as I was stuck at the top of a 300 foot cliff, but they didn't pay as I didn't have a medical condition at the time of rescue. I was at risk of dying if I moved any direction, however as my leg was not broken I was not covered. I had thought this was the exact type of situation I was buy...ing Explorer coverage for?! Also, I had a trip cancelation due to unforeseen and unfortunate circumstances out of my control and they also did not cover this although I provided all documentation. It sucks because I had purchased World Nomads many times before and I thought this was the best insurance for my travels and sporting interests. I started to realize it was probably a scam when I was attempting to navigate their member's portal on their website. It seems to be intentionally buggy, requires you to login multiples times, the claim section is somewhat hidden, and then a lot of claims can't be made online anyhow. Even when you call them they can't look up your policy by being given your policy number. What?!
Very poor, stay away
Easy to sign up, impossible to discuss a claim. No response to email after 8 days. Hopeless, rip off, stay away
Did not cover flight cancellation due to fine print
My flight for tomorrow got cancelled by the airline for operational reasons. Not my fault. The airline couldn’t provide another flight the same day, so will give me a refund, and I have now booked a different flight. However I’m out of pocket by $450aud as the new flight was more expensive. World Nomads said they won’t cover as they say it’s the airlines fault and they should provide me with an alternative flight (which they did but it was a whole day later, so too late for me to fly). They will only cover me if the flight is cancelled due to r...easons outside of the airlines control (eg hijack/ weather). Overall, not paying out when needed really sums up my view of insurance companies. Only positive is that the lady on the phone was nice and I did speak to someone quickly.
- Travel Insurance - Explorer Plan
Don't expect support when you need it!
Purchased the Explorer plan (Most Expensive) and when I had a Injury and had to go to 2 different hospitals (very poor one available on the village in and big one after in the city) there was no support before or after the claim. The insurance always asked me to pay up front and never helped with any support (either information on where to go or how to proceed). I spent more than 400 Eur between Doctor Appointment fees and transportation to go on the city and do the necessary exams. When you presented the exhausting list of documents required t...hey ask you 2 weeks to analyse the case and with good lawyers find a way to interpret the insurance contract and escape from paying anything. In my case they told: I did not get their prior approval for traveling to a better hospital in the city. Although I reported the accident and told them I was in a Indonesian Island with a very poor hospital (smaller then a house) with no equipment and might need to do exams in a bigger hospital. The insurance replied: We hope you feel better and please pay up front and make the claim after on our web site form. I would like to mention I did send pictures bleeding a lot on my chest and later medical reports about the dislocated shoulder injury together with all the paper work requested on the exhausting Online Claim section of the World Nomads. Totally a Scam!!!!!
- World Nomads Travel Insurance
Claim form online extremely hard and annoying to fill up. Emergency number not working. I was on a car accident and found out they are not covering anything. Not even sunglasses for some funny reason? The first and the last time.
Avoid at all costs
Pulling teeth is easier than making a claim with this company. From a terrible website that sends you through numerous dead ends when attempting to make a claim to a communications department that will make every attempt to ignore you and your claim. I have been absolutely disgusted by the behaviour of World Nomads and will never insure through them again.
- Travel Insurance - Standard Plan
Lying, cheating claims department
After my rental car was broken into during the day in France I did everything right. Reported it to Police, contacted the insurer and submitted my claim when I got home.
I was required to pay for a translator to translate the police report into English otherwise they wouldn't accept the claim.
After several weeks I was informed that I couldn't claim the loss of my passports or high value items as they do not cover for those items stolen from cars. They gave me a measly few hundred dollars for the clothes that were stolen and wouldn't pay ...the rest of the claim. When I pointed out the Policy refers to 'non-daylight hours' they said there was another clause excluding high value items and passports at ANY TIME. The Policy document is 68 pages long and the clause they rely on is two lines long. The policy effectively covers nothing and is inconsistent with itself.
NEVER AGAIN! Not worth the money.
I would not recommend this travel insurance for ANYONE. I understand they have policies and have to detail everything but I have been working on my claim for 6 MONTHS! I had missed flights, medical reports, and accommodation totaling to about $1200. They only gave me $220 of that back. It has taken them the 6 months to finally send me a detailed letter explaining why they can and cannot cover me for certain things. I completely understand why they can't cover certain aspects of my claim but for it to take 6 months, multiple emails, constant sca...nning of documents, and just a down right awful communication process is ridiculous. On top of everything, their claim form SUCKS! Half the information I added in didn't show up which is why I had to file the claim for the second time, and it is not well explained on the website or when I received my printed document of my filed claim. For me to pay $500 for this insurance and only get a small amount back really blows. Before I had insurance through this company I had paid $30 for basic travel insurance through a small company and they helped 10X more than this one. I also got EVERYTHING I claimed back. Not worth the money.
Questions & Answers
I notice that all the 4 and 5 star reviews are from 2+ years ago, but recently, all the reviews are 1 star. What's happened to the claims process in that time for this to be so consistent?
Hi I'm Hanum, a Malaysian. I'm going to Australia for holiday while pregnant. My question is am I eligible to buy World Nomads travel insurance? Does the World Nomads cover pregnancy complication? Thank you.
I need to file a claim, and I need a password tom proceed. Will you please notify me with a password?
Barbara Moore ID 622070
Just to make sure I'm resetting the correct password on the correct account, could you please send me a quick email on firstname.lastname@example.org?
Looking forward to hearing from you,
Get an answer from our members and World Nomads representatives
|Category||Travel Insurance||Travel Insurance|
|Maximum Age Covered||70 years old||70 years old|
|Overseas Emergency Assistance||$5,000,000||Unlimited|
|Pregnancy (max weeks)||Not Included||Not Included|
|Resumption of Journey||$1,500||$1,500|
|Hospital Cash Allowance||Not Included||$50 per day, up to $5,000|
|Overseas Emergency Medical & Hospital Expenses||$5,000,000||Unlimited|
|Loss of Income||Not Included||Not Included|
|Permanent Disability||Not Included||$12,500|
|Luggage & Personal Effects|
|Theft of Cash||Not Included||$250|
|Delayed Luggage||$300 after 12 hours||$450 after 12 hours|
|Credit Card Fraud||$1,500 as part of Travel Documents cover||$1,000 as part of Travel Documents cover|
|Travel Documents / Passport||$1,500||$1,000|
|Maximum Single Item Limit||$500 (Laptops or Cameras)||$2,000 (Laptops or Cameras)|
|Luggage & Personal Effects||$2,000||$10,000|
|Rental Vehicle Excess||Not Included||$3,000|
|Motorbike / Moped Coverage||Not Included||Not Included|
|Domestic Pet Care||Not Included||Not Included|
|Special Activities Packages|
|Cruise||Not Included||Not Included|
|Snow / Ski||Optional Extra||Optional Extra|
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