We had peace of mind and enjoyed our trip more with this package.
Great comprehensive package. Well priced, easy to find and set up. The people were helpful when I needed to contact them.
Feedback, this is annoying having to fill out 30 words or more before being able to submit.
We researched lots of companies products but came back to Worldcare as they offer the best deal in our opinion. We thankfully never had to claim but the piece of mind we were covered was enough. Even though we compare others we still come back to you guys. Next time we feel there will be no hesitation in signing up again.
Good for Oldies
Fortunately didn't have to claim, we would use Worldcare if going on another holiday. Good value for seniors in their 80's as travel insurance very expensive for oldies. Thank you.
- Travel Insurance - Essentials Plan
- Verified customer
Costs vs Age
Most people don't get the chance to travel overseas until they have retired. By that time they will most probably fall into the age group that attracts an age based levy on their insurance premium. For example a couple aged 32 and 40 travelling to Vanuatu for 1 week in December 2019 will be quoted $93.66 for Comprehensive Duo cover. However a couple aged 71, 79 will be quoted $244.91 for the same cover. As we are a couple aged 71, 79 the "value for money" component no longer exists with us.
We have used Worldcare Travel Insurance probably more than 20 occasions for overseas travel and maybe 5 to 10 times for travel in Australia. We have not had any need to lodge a claim.
Easy to arrange and easy to extend after original travel plan changed. As there were no issues during the trip it is not possible to comment on whether ‘after care’ is effective. I would try this product again.
Good value policy
Good value and simple to set up. Not had to claim, and have used the policy before. Would use again. And recommend to others for peace of mind for their trips
A must when travelling.
The policy was of excellent value and easy to set up.
This was the first time we've used this insurance company and we would recommend this company to others needing travel insurance.
Any chance of having a multiple travel insurance plan for someone below the age of 78?
Being a frequent traveler, I was sent an email that a Multiple Travel Insurance Plan is the way to go about it. However, when I rang up but was told that I was not eligible because I was 76. As I travel overseas 4-6 times annually, I find it a hassle having to answer all the questions each time I want a travel insurance. I have been using your company for the past 3-4 years and happy with the services I received.
Travel Insurance for 70yrs+
There were some inconsistencies in the health questions which took up a little time. Overlapping areas ditto for some health concerns. Compared to other insurers it represented good value. I looked at "Choice" for guidance. We had no claims. This is the first time that we have used this Insurer. All processes were completed on-line.
Low cost for cover
Whilst we did not make a claim, the product was the best for cover and price. This is the second time we have used this travel cover. Both times was the lowest cost for highest cover.
Peace of Mind
traveled to Phuket, safe and fun trip.
No claim required.But good to know we had insurance. Was great value and good coverage.
Have claimed in the past, was hassle free.
2-week overseas holiday
Reasonable price for comprehensive cover and peace of mind. Easy to set up and understand the cover/policy. I did not need to claim, so I have no experience/comment on that process.
Tour of Myanmar and China
We have used worldcare travel insurance a number of times now - easy to organise and reasonably priced- luckily we haven’t had to claim so can’t comment on the claims process
Wonderful cover for Overseas Travel
I use Worldcare Travel Insurance whenever I travel anywhere. Great value, good coverage, easy to set up. When travelling overseas, it is good to know you are covered for anything that may arise.. I have never made a claim, but they are a trusted company.
Did not need to use but nice to know it was there
Took out the Policy as the company agreed to cover my travel in Iran. I did not need to use the policy. But for peace of mind it was there. Thus cannot comment on any claims experience. Whilst I was overseas, I decided also to go to Lebanon and without any fuss it was included in the policy very quickly.
Not worth the money
Turned out to be very expensive, not sure if it was age related, but our daughter managed to get a quote, 1 week less but 1/5 of the price.
Didn’t cover our needs, would have liked to have extended our stay due to family illness but insurance didn’t cover the cost to change the flights.
Not sure if I have used it beforehand.
Works for me
Its insurance peace of mind. Always use World Care. Easy online and reasonable rates. Even within Australia, Worldcare is great for hire car excess insurance compared to the excess the car hire insurance offers you. Never had a claim yet though. Suits me.
Easy to apply
After checking online ratings and other people's reviews we decided to go with this insurance company. A lot of the ratings were based on applying for the insurance. But we concentrated on ratings from people who had actually claimed . We also found a lot of the other insurance policies were underwritten by overseas companies and one was even under written by an overseas boat insurance company.The application process was very straight forward and easy. Even when we were stipulating our pre existing medical conditions it was easy.
Peace of mind. Always ready to help. Easy to talk to over the phone. Thanks Worldcare. Always been very helpful. This is the 2nd time I have used your insurance company
The policy was easy to set up on-line - various choices were offered so I could assess the cost options for each. This is the second time I have used World Care Travel Insurance. Before purchasing, I compared the policy with other companies and WCTI came out as being the best value for money.
Questions & Answers
Cant believe the amount of reviews and not ONE of them actually had a CLAIM , the real value of an insurer is only known when a claim is made so I'm baffled as to how / why the reviews are being made ???
Hi do you cover pre existing condition such as AVR HEART VALVE which is Aortic Valve Replacement and husband is on warfarin thanks
Allianz PartnersWorldcare Travel Insurance
Hi John, best to call our contact centre 1800 008 614 to check on this. Regards, Anthony.
What is the age limit acceptable for seniors
The product disclosure information states that 74 years is the maximum age that can be insured. Of course there are many other limitations eg medical, but you need to carefully read the online information.
Allianz PartnersWorldcare Travel Insurance
Hi, this varies depending on the plan - see page 12 of the PDS - https://travel.worldcare.com.au/File/Download?docType=PDS
|Category||Travel Insurance||Travel Insurance||Travel Insurance||Travel Insurance||Travel Insurance|
|Contact Number||1800 008 614||1800 008 614||1800 008 614||1800 008 614||1800 008 614|
|24-Hour Phone Contact||No||No||No||No||No|
|Online Live Chat||No||No||No||No||No|
|Maximum Age Covered||101 years old||74 years old||101 years old||74 years old||74 years old|
|Overseas Emergency Assistance||Not Included||Unlimited||Unlimited||Unlimited||Unlimited|
|Accidental Death||$25,000||$25,000||$25,000||Not Included||Not Included|
|Emergency Dental||Not Included||$1,000||$1,000||$1,000||$1,000|
|Pregnancy (max weeks)||23 weeks||23 weeks||23 weeks||23 weeks||23 weeks|
|Resumption of Journey||$3,000 (as part of Additional Expenses)||$3,000 (as part of Additional Expenses)||$3,000 (as part of Additional Expenses)||Not Included||Not Included|
|Hospital Cash Allowance||Not Included||$50 per day, up to $5,000||$50 per day, up to $5,000||Not Included||Not Included|
|Overseas Emergency Medical & Hospital Expenses||Not Included||Unlimited||Unlimited||Unlimited||Unlimited|
|Loss of Income||Not Included||$10,400 (up to $400 per week, max 26 weeks)||$10,400 (up to $400 per week, max 26 weeks)||Not Included||Not Included|
|Permanent Disability||Not Included||$25,000||$25,000||Not Included||Not Included|
|Luggage & Personal Effects|
|Theft of Cash||$250||Not Included||$250||Not Included||Not Included|
|Delayed Luggage||$500 after 12 hours||$500 after 12 hours||$500 after 12 hours||$250 after 12 hours||Not Included|
|Credit Card Fraud||Not Included||$5,000 (combined with Travel Documents cover)||$5,000 (combined with Travel Documents cover)||Not Included||Not Included|
|Travel Documents / Passport||Not Included||$5,000 (combined with Credit Card cover)||$5,000 (combined with Credit Card cover)||Not Included||Not Included|
|Maximum Single Item Limit||$3,000 (computers, video recorders and cameras), $1,000 (mobile phones), $750 (all other items)||$3,000 (computers, video recorders and cameras), $1,000 (mobile phones), $750 (all other items)||$3,000 (computers, video recorders and cameras), $1,000 (mobile phones), $750 (all other items)||$3,000 (computers, video recorders and cameras), $1,000 (mobile phones), $750 (all other items)||Not Included|
|Luggage & Personal Effects||$10,000||$10,000||$10,000||$5,000||Not Included|
|Rental Vehicle Excess||$3,000 plus optional additional cover up to $6,000||$3,000 plus optional additional cover up to $6,000||$3,000 plus optional additional cover up to $6,000||$3,000||Not Included|
|Motorbike / Moped Coverage||Included up to 250cc||Included up to 250cc||Included up to 250cc||Included up to 250cc||Included up to 250cc|
|Domestic Pet Care||Not Included||$500||$500||Not Included||Not Included|
|Special Activities Packages|
|Golf||Optional Extra||Optional Extra||Optional Extra||Not Included||Not Included|
|Cruise||Optional Extra||Optional Extra||Optional Extra||Not Included||Not Included|
|Snow / Ski||Optional Extra||Optional Extra||Optional Extra||Not Included||Not Included|
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