Log In without email verification
I have enabled fingerprint log in but still ask for email verification. this is bit annoying.
Is there a way to log in with fingerprint or pin.
Otherwise it all looks good.
Limited functions so far
I realise it is new., but in reality the card account is almost useless to me.
Without Bpay i cannot pay any bills.
So Xinja team, time to move forward get some Bpay happening.
I did have a problem with instant top up function, which was not Xinja fault.
I tried to top up from Comm bank while using 4g internet.
No way would it go.
Seems comm bank do like like people using 4g to top up another bank.
It will only work using wifi, as i found out in the netbank app help section after a lot of digging.
A bit crazy on comm banks side, if i was somewhere and no wifi i would not be able instant top on 4g. Which I think is the whole idea of mobile banking.
Another dinosaur bank idea....
Competitive Savings Rate
Only set up my account a few weeks ago and overall find them to be quite easy to deal with and easy to transact. Xinja seems quite transparent and so far no nasty surprises. Time will tell if this is a good option, so far so good. I will say they are easier to deal with than some other Neo bank competitors.
Find out how Xinja compares to other Banks
Know better, choose better.
Not too bad at all
I hope they add many more features over time, but for now, everything seems to work quite well. I do have one issue though, using the instant top up from another debit card, you need to top up at least $20, I think this could be lowered a little more. Other than that, I can't wait to see how they progress
Questions & Answers
How much in customers savings now? $200 million ? , reason I ask is the government FCS only covers a max of $20 billion per ADI ? And it needs to be activated by the govt , which it is currently inactive! I know this as I contacted APHRA ! Also I heard xinja maybe in finnical difficulty as with no loan products there is very little income stream. Also which banks does xinja deposit our savings money with ? ANZ cba Westpac ? If so They are above $20 billion limit per ADI (CBA has 660 billion) so money at risk if they default
Can you transfer funds from Xinja savings account to another bank
You can transfer to another account with a BSB. No BPay from what I see at the moment
Is your bank gov backed? If you fold do i lose my money
Like any other bank in Australia, Xinja Bank is covered by the FCS (Financial Claims Scheme) so your money is protected by the Government up to $250,000.
|Discontinuation date||Dec 2020|
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