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Youi Car Insurance

Youi Car Insurance Questions & Answers (page 3 of 9)

Comprehensive, Third Party Property Only, Third Party Fire & Theft
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176 questions from our users

Nigel P.
Nigel P.asked
Car Insurance

can you choose your own repairers?

1 answer
Youi
Team YouiYoui

Great question Nigel. We have a selected network of repairers on board who we have complete faith in, still we have an optional cover where you can choose your own. If you have any further queries I’d be happy to chat, email robynf@youi.com. Look forward to speaking with you, Robyn :)

rae65
rae65asked
Car Insurance

I would to know I have a 98 Mitsubishi lancer Coupe and was going get Youi insurance till I was told right or wrong in an accident I would have to come up with $500 and mind you have only ever had one accident not my fault so I wonder how does that work $500

1 answer
Youi
Team YouiYoui

Great question rae65. I’m assuming the $500 is the “excess”. It’s not always exactly $500, it can be higher & something you agree on before starting the policy. To claim, an excess is payable but it can waived, if for example; another party is clearly at-fault & we have enough information to enable an attempt to recover costs. This is all in our PDS & I can discuss in more detail if you wish? My direct line is 0731563531 – Jeremy

jld
jldasked
Car Insurance

How do I arrange a quote?

4 answers
Boris Yasminsky
Boris Yasminsky

Call Allianz on 131000. They are fantastic with real people in Australia on the phone and can easily assist with your insurance needs. Quotes take about 6 minutes depending on individual circumstances. Cheers

rae65
rae65

How much

rae65
rae65

Youi different from Youi big time advert

Franny101
Franny101asked
Car Insurance

How is Youi with their claims? I have heard they try and get out of the claim and don't help out very much with anything.

6 answers
liss
liss

I rang YOUI,and they were very prompt and sent help when much needed. Highly recommend Youi. Perfect service
Kind Regards
Miss Melissa Jenkins

Masum Billah
Masum Billah

I have no issue with the claim. Just their monthly premiums are too high.

Youi
Team YouiYoui

We’re in the business of approving claims. All claims are assessed on their own merits, we aim for smooth & efficient sailing each step of the way. If you would like to chat, email robynf@you.com your contact & I’ll be in touch. Robyn.

Alva
Alvaasked
Car Insurance

Can I change my payment details online?

3 answers
liss
liss

Download the app for YOUI insurance, it’s way to use, and if you can’t work it out the YOUI team are amazing

Fired Up
Fired Up

Surely this is done online?

Youi
Team YouiYoui

Yes, you can Alva. From the menu on our website www.youi.com.au, select “Manage Policy”. Start by adding your policy number, & “forgot password” allows you to setup a new password. Once you’ve logged in, select “Change Payment Details”, if you have any difficulties, please call us on 1300267696 & we will help. Thanks for your question :) - Jeremy

Sharen Sutherland
Sharen Sutherlandasked
Car Insurance

We have bought a repairable write off vehicle from pickles auctions
Ref claim number 28762235 we would like the details of damage?
Kind regards Sharen Sutherland
email. sutherland8@live.com.au

1 answer
Youi
Team YouiYoui

Hi Sharen, the vehicle was assessed as a repairable total loss. For the damage details you would need to seek an independent report from a Smash repairer. I can see you’ve been in touch with our Team since initially asking your question, still if you have any further queries I can be reached on robynf@youi.com. Robyn.

Karen
Karenasked
Car Insurance

I want to ad a friend onto my list of drivers. How do I do this? What info do I need to give?

1 answer
Youi
Team YouiYoui

Hi Karen, we can do this over the phone with you, the info needed will be name, date of birth, employment status & occupation, address, type of licence, age they started driving without supervision, demerit points, previous suspensions/claims & a couple of other easer questions. Cheers Josh

dbareis
dbareisasked
Car Insurance

I'm just reading an article about contaminated fuel (https://www.choice.com.au/transport/cars/maintenance/articles/contaminated-fuel-costing-drivers-thousands-of-dollars-in-repairs?fbclid=IwAR0JZcWjFCHR51athwAMgjj8-A8YIvsee1y7qkto00atatlGRnBW_qaVi1M), as far as I can see the PDS and other comprehensive insurance documents I received don't mention it at all. Are we covered, and if so under what conditions?

6 answers
Boris Yasminsky
Boris Yasminsky

Youi has an exclusion in the policy which states “by the use, or accidental addition by any person, of incorrect lubricants, fuel, oil or other fluids, which are not recommended or specified by the manufacturer".
Cheers

dbareis
dbareis

That doesn't answer the question I asked...

I get diesel from the pump, it contains metal or more likely water (contaminated fuel), the engine dies, probably permanently. Some insurance companies cover it, does yours?

Boris Yasminsky
Boris Yasminsky

I don't work for Youi and would never insure with them again. From my experience with Youi, they will always find a way not to pay out a claim, hence the Royal Commission Inquiry in to Youi for leaving customers high and dry after making claims. Cheers.

Noelhi1
Noelhi1asked
Car Insurance

Hi I contacted you regarding a green slip for Subaru brumby about 2 weeks ago you were going to get back regarding demerit I lost on the 18 September 2015 which expires on the 18 of this month have you a update I have an other policy number OA25494971?
Regards Noel Backman ph 0434197994 email noelbackman@icloud.com
Car details Subaru Model 180080A plate CS18EX GVM 1620 Vin JF3AU5MR01G525095 shape UTE Engine No 955298

2 answers
Boris Yasminsky
Boris Yasminsky

Youi is only a reseller of CTP insurance. You would save time and money by contacting one of the licenced CTP insurers in your state.

Youi
Team YouiYoui

I’m sorry to have let you down Noel! I listened to your call & yes, we did promise to call you back a week later. I understand you’ve gone elsewhere which is our loss. I’ll now recommend some coaching this end to help prevent that from happening again. Thanks for your time, your loyalty with your other policies & for commenting here - Jeremy

Kerry
Kerryasked
Car Insurance

How much fortnightly for a pensioner for Getz 2006?

2 answers
Youi
Team YouiYoui

We tailor our policies individually Kerry so, price is dependent on risk assessment. We often get great results by doing this & I’m happy to call, if you’d DM contact details. Alternatively, you can call us on 13 9684 & our sales team will look after you. - Lauren

S&H
S&H

Call Budget Direct!!! Simple.... don’t waste your time.

lilah
lilahasked
Car Insurance

Do you offer payment plans (ie financial hardship services) for the excess, when one has to make a claim?

1 answer
Youi
Team YouiYoui

We’re open to considerations & are happy to discuss options with you Lilah, if you DM me details, I’ll give you a bell or you can call our claims team on 13 9684.

Don
Donasked
Car Insurance

Can I log in and change some personal things?

2 answers
Sam F
Sam F

I haven't had to myself, but I can see in the Youi phone app there is an option to "update my details". So if you have the app, give it a go.

Youi
Team YouiYoui

Yes, you can log into your policy manager account & make changes on our website, if you’d welcome a call from our Team let me know robynf@youi.com. Robyn :)

Smerf
Smerfasked
Car Insurance

I had my licence suspended for six months as from 29/4/16. I now have my full licence. Can I get comprehensive insurance with Youi?

3 answers
Youi
Team YouiYoui

You sure can Smef, it will be a question we ask during the quote flow, but does not affect the ability to take out a policy. Cheers Josh

Smerf
Smerf

Thankyou Josh.
I will contact Youi when my vehicle is due for comprehensive renewal.

Danii
Danii

Hi Smerf - I am in the same boat. My current insurer will not insure me. I have rang a couple of different companies. Youii are one that will cover me. Did you end up using them or did you look elsewhere?

Normy
Normyasked
Car Insurance

I was insured with youi for the last 12mths by my Daughter and I have no record of the matter can you check for me?
BN243 Car Insurance Monday, September 4,2017 Payed Youi $526.07 Visa.

1 answer
Youi
Team YouiYoui

Hey Normy, thanks for reaching out. I’ll need more information to locate the profile in our system. Any policy documentation would have been sent to your nominated email address we have on file. Could you send me your contact details to laurenj@youi.com & I’ll be in touch. - Lauren

Jack
Jackasked
Car Insurance

Hi, im just wondering if I am still covered in an accident if I am in an accident but have a suspended license? Thanks

2 answers
Youi
Team YouiYoui

I hope everything is alright Jack! There is an exclusion in our current PDS & here is the link: https://www.youi.com.au/GetPDS?riskType=VEH - See page 19 – “We will not pay for any loss, damage or legal liability caused directly or indirectly:", "14. when the car is being driven by a person whose driver’s licence is suspended, cancelled or has special terms applied to it unless you have told us about it, we have accepted this and it is shown on your policy schedule;”
Please also consider that each claim is based on its own merits. Would you like me to call you to discuss this further? Alternatively, my direct line is 0731563531 & I’d be happy to answer any questions - Jeremy

Boris Yasminsky
Boris Yasminsky

Unlikely any insurer would cover you these days, although once upon a time, there was an exclusion in medical emergencies. Don't forget, your CTP would probably exclude cover as well.

Bartschy
Bartschyasked
Car Insurance

Is it true with youi you have to have a bac of 0.00% to be covered in a car accident? And not the legal requirement of 0.05% bac?

2 answers
Youi
Team YouiYoui

Great question Bartschy! Providing you are under the legal limit & the alcohol is not directly related to the incident, you’re covered. I hope this helps Bartschy :O) Cam

Boris Yasminsky
Boris Yasminsky

Grey answer Youi !

sabuj
sabujasked
Car Insurance

Are you doing Third party Insurance for Imported car? I want a insurer for my 2006 Toyota Estima 4X4.

2 answers
Youi
Team YouiYoui

Keen to give it a go Sabuj, if you’d email me your full name & contact number, I’ll give you a call. My email is laurenj@youi.com, hope to hear back soon. Lauren

Boris Yasminsky
Boris Yasminsky

Youi is only a reseller of CTP insurance. You would save time and money by contacting one of the licenced CTP insurers in your state.

Sudeep
Sudeepasked
Car Insurance

Does Youi cover for non-accidental repairs like the ones that come up during a scheduled maintenance?

2 answers
Youi
Team YouiYoui

Hi Sudeep. Your normal mechanical repairs are not covered by the policy. The general exclusion from the PDS reads: We will not pay for loss, damage or legal liability caused directly or indirectly by: mechanical, electrical or electronic (including computer software) breakdown or failure; Thanks for asking a great question -Jeremy

Bazza
Bazza

Hi Jeremy. As I read your reply to Sudeep, if my car computer software (ECU I think) malfunctioned an prevented my brakes working (EBC I think) and there was damage or legal liability as a consequence, the exclusion in your PDS would be triggered thereby making me totally liable for any loss. There are instances online and in forums where computer malfunctions have occurred causing damage because of brakes not working as they should and motors stalling in high speed traffic lanes. I will now have a close look at the cover offered by the insurer I renew with but in light of what you have raised, I may take 3rd party cover only. Once a Comprehensive Policy covered all damage and liability, that must now be a thing of the past.

unhappy
unhappyasked
Car Insurance

What if I want to take my vehicle and camper trailer on a nongazetted road with your roadside assist that comes with my insurance?

2 answers
Boris Yasminsky
Boris Yasminsky

Unhappy - From my experience with Youi and their PDS, Youi's insurance will not cover you on non-gazetted roads, privately owned roads and if your vehicle is not designed by the manufacturer to be used as a 4WD or in 4WD parks etc. As for Youi's roadside service, it's absolutely hopeless in city areas least of all, out in the scrub where they only access limited areas with 2WD vehicles. I suggest you try Club 4x4 Insurance. Cheers

Youi
Team YouiYoui

We do have a couple of exclusions that may apply in this instance. Such as if the breakdown occurs outside a service area, or where we are not able to access the car due to it being in a restricted area, including but not limited to airports, security controlled zones and community events, we would not be able to assist. We will recover the car if it is bogged provided that there is reasonable and safe access for a conventional two-wheel drive recovery vehicle and no other specialist equipment is needed. Hope this helps, if you need anymore info let me know :) Cheers Josh

Sal
Salasked
Car Insurance

Well youi cover me if I put unleaded fuel in my car, instead of diesel?

1 answer
Youi
Team YouiYoui

Great question Sal & I hope you’re not asking due to prior experience!? We have an exclusion in the policy which states “by the use, or accidental addition by any person, of incorrect lubricants, fuel, oil or other fluids, which are not recommended or specified by the manufacturer;” That said, each claim is based on its own merits. If you have a specific scenario, we'd be happy to help so please get in touch. Regards, Jeremy

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