Shifty scam on sign up to get $1000 extra excess from their customers !
Great way to trick people and possibly screw them out of an extra $1000
I Just spent 30 minutes filling out the online application
Then on the final page before payment they tell you theat there will be 'an additional $1000 excess for any claims made within the first 90 days of taking out this policy'
Are you for real ? So on top of the excess there is a $1000 excess ?????
YOu are a bunch of shifty liars !!
You force people to giving all of their personal details to get a quote , then drop this fact on the last page before payment.
Thats misleading !!! Lucky i saw it !!
Why would you not put this in the excess section ?
As previous reviews have stated, it seems impossible to get a quote without talking to somebody on the phone. I assume this is a sales tactic, but it seems to be working in the opposite for them. If I had been emailed a quote instantly like every other insurance company, I more than likely would've chosen Youi for my insurance.
Happy to take your money and give many half truths. Try to claim and it is almost impossible to get them to stand by the policy. Junk policies with conditions next to impossible to meet, fo example if someone hits you, you need to get 3 different bits of id from them, if not Youi walk away.
Disgraceful company and I'm moving all of my insurance away.
Horrible Quotation Experience and extremely Expensive
After Spending 10minutes Online putting he details in to get a get a quote at the end they asking for your number and you get nothing online. someone will call you and ask you all the question again over the phone with the worst attitude that a sale person can ever have. The quote that I was given was three times more than what I am currently paying with CGU. All those TV advertisement you see those people saving a few hundred is promotion lie. Plus the online quote planform is apparently just for collecting your personal information gods knows for what purpose.
*Dont waste your time with YOUI *
They ask too many personal details over the phone. On and on and on...
The online form asked for too many personal details prior to a simple quote.
Then they get you to give your phone number, then ask many more personal questions.
I just wanted a rough estimation.
Overpriced for what you get!!! get a comprehensive quote from elsewhere!!
Was easy to set up however after I took the policy out someone suggested that I was paying more than a comprehensive policy would cost. I quoted it with NRMA and yep the comprehensive policy was $10 pm CHEAPER than third party and theft.
Have been with Youi for the last three years taking out home and contents insurance. Called and advised that I have changed address. I made one claim throughout the whole three years I was with Youi. Went through the process of being asked the relevant questions, only to be told the system was coming up with a message advising that I couldn't take out home and contents insurance, because of the one claim I had made. I queried this and was repeatedly advised it was because of the one claim I had made! What a JOKE!!
Took out car insurance based on good feedback on this site and comparable prices to other companies. When taking out the insurance they want to know what suburb you work in. I advised I was not working but would go labour hire soon. This means different locations with every assignment and you need to advise Youi EVERY time the work location changes so they can recalculate the risk to themselves. As far as I am aware no other insurance company does this. They wanted another 69 dollars to cover me for driving to where my current assignment is (2 weeks work and the car is parked on the companies property off the road on a fenced block with the front gate open during business hours) I cancelled the insurance and have gone elsewhere.
Expert Fake Loveliness
Youi is now a typical Insurance mogul. The newest form of marketing is confusion and they do it well. They talk fast and deflect often. This tried and proven marketing technique is designed to confuse and slightly annoy so that you end up taking whatever is put in front of you (or not) by, what seems to be, your new best friend with a supposed transparent and honest manner. The 'what's apparently best for you' angle is pushed hard into the psyche. Their up-sell technique is based on the same confusion principle. For instance the sales person, m...ake no mistake, these people are sales experts, might say "If you look at it, it's only a difference of $6.25 a week". That's $325 a year extra people! Don't even start me on 'Market value' vs 'Agreed value'. Welcome to the new fast talking, over-verbose, non-listening assassin that, as mentioned, now falls into the category of typical (Insurance) industry mogul. Think of the big 4 banks with expert fake loveliness and exploitive rhetoric. That's Youi.
My Youi experience
Youi is a fantastic company and I use them on several of my vehicles. I find their prices quite good. However, I find most of their customer service team so annoying. They overdo their customer service so much that it sounds corny and false. I do hope they change this in the near future as I need to renew my insurance soon...
|Category||Roadside Assistance Providers and Car Insurance|
|Other Insurance Types Offered||Business, Home and Contents and Motorcycle|
|Coverage Type||Third Party, Fire and Theft|
|Legal Liability Cover||Included up to $20 million|
|Roadside Assistance||Not Offered|
|Reduced or Zero Excess Windscreen Cover||Reduced Excess Optional Extra|
|Choice of Repairer||Optional Extra|
|After Accident Care|
|Hire Car after an Incident|
Optional extra, benefit will cease from the time the first of the following occurs:
|Emergency Transport & Accommodation||Combined with Emergency Repairs, up to $1,000 before excess|
|Hire Car after a No Fault Accident|
|Essential / Emergency Repairs||Combined with Emergency Transport & Accommodation, up to $1,000 before excess|
|Pay As You Drive / Fixed Kilometre Discount||Not Offered|
|Hire Car after Theft|
Included, benefit will cease from the the time the first of the following occurs:
|Lock and Key Replacement||Included up to $1,000|
|Transit Cover||Not Included|
|Trailer & Caravan Cover||Not Included|
|Child Safety Seats and Prams||Baby Seat Replacement Included|
|New-for-old Car Replacement|
Car replacement or the replacement cost of a new one if the car is assessed as a total loss within the first 24 months:
|Personal Property Cover||Included up to $750 per claim, up to $150 per item|
|Uninsured Motorist Benefit||Included up to $5,000|
|Accidental Loss or Damage|
|Malicious Damage / Vandalism||Not Included|
|Natural Events||Not Included|
|Theft or Attempted Theft||Included|
Other Car Insurance
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