Hi there depending on the amount you applied applied for if you apply for 500dollars or more they willl do a full credit check,which takes a couple of hours or over night sometimes if you apply for 400dollars you should have answer in an hour or two.They are great to deal with if you don’t hear back from them with in two hours give them a call and say your just inquiring on how your application is going they will tell you how much longer you have to wait.