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InsureandGo Australia

InsureandGo Australia

 Verified🏆 2026<span _componentName="SubtitleLink" {"to": " https://t.cfjump.com/33786/t/88580"}>www.insureandgo.com.au
InsureandGo Australia
4.3

7,310 reviews

Positive vs Negative
83%17%
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Claim Resolution Time
  • <10 minutes
  •  · 
  • <1 hour
  •  · 
  • <1 day
  •  · 
  • <1 week
  •  · 
  • 1-2 weeks
  •  · 
  • 3-4 weeks
  •  · 
  • 1-2 months
  •  · 
  • 3+ months
Claim ApprovedYes · No
Value for Money
4.1

 AI reviews summary 

Anthony
AnthonyVIC
 Pinned International Travel Insurance - Bare Essentials

Great service – I recently travelled overseas and had insurance from this team.i had health problems whilst overseas and the team was absolutely fantastic! They communicated with me every step of the way to make sure I was OK and the claim was quick and effortless.The process was easy and all the team was very polite and caring.i felt that they genuinely cared… Read more ·  1

and provided great customer service responding promptly to all my needs.I want to thank you all and would highly recommend anyone to take out insurance cover with you.great work!Thankyou team!

5 Jemma  · Quick easy and done the job. Great pricing Would highly recommend and would use again.
5 Rachael  · It was very quick and easy and user friendly. The medical declaration section was straightforward and reasonably priced for the extra cover needed.
5 Luh korda  · Affordable Very valuable I have been using this insurance company every time going travel to over seas
5 EKerr  · Easy to use and prompt with their response. They were found to be the most affordable option.
5 Dean C.  · Quick and easy to purchase, have used Insure and Go previously for a trip to Japan and would definitely use again
5 JennyB  · Easy to organise - read and answer questions and call if unsure, very easy to talk to and understand. Yes I would recommend.
Mike S.
Mike S.NSW2 posts
  Domestic Travel Insurance - Bare Essentials

I have been using Insure and Go for numerous cruises over the past few years. Online registration is simple & straightforward. I haven’t needed to ever make a claim but all claimant reviews I have read reflect people’s satisfaction of your prompt service. Great value for money. Show details

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Treasured Ceremonies
Treasured Ceremonies6 posts
  International Travel Insurance - Bare Essentials

I used to use the big companies for travel insurance and had annual policies. Now I just take out a single trip policy for each time i travel The others are so expensive so insurngo represents good value I just want to know that i can support if something goes wrong. Show details

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Jessi W.
Jessi W.
  Fair Incentive International Travel Insurance - Bare Essentials

Very easy to set up the day before our trip, we didn’t need to use the insurance so this review is just for the purchasing process. Very simple to view options and can choose to make your excess smaller. Nifty set of columns so you you can the difference between levels of insurance Show details

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Reviews with attachments

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Lynda
Lynda3 posts
  Fair Incentive International Travel Insurance - Silver

I travel internationally for leisure at least twice a year. For at least the last eight or nine trips I have chosen to travel with Insure and Go. Whilst I have, fortunately, never had to make a claim, I have travelled with people who have needed to do this and I have been impressed with how efficiently the claims process was with by Insure and go.… Read more

Further to this, when I have had to make policy changes or ring about clarifications, I have been consistently impressed by the customer service on the phone and via email. I will continue to choose ensure and go because I feel confident being covered by them during my adventures.

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linda.godbee.5
linda.godbee.5NSW4 posts
  International Travel Insurance - Silver

I have always used Insureandgo for all my travels. They have always been the best value. When we travelled to Norway we had to cut our holiday short due to a family member passing away at home and we had no problems making our claim. It was very easy. Show details

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Karina S.
Karina S.VIC
  Verified International Travel Insurance - Gold

InsureandGo's booking process was easy to understand, especially the inclusions and exclusions. I was recommended then via Canstar website and was impressed by their high ratings and awards. I was also impressed with the clear and concise language used (Plain English) which helps when choosing a policy. Show details

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Artemis
ArtemisVIC
  Fair Incentive Verified International Travel Insurance - Silver

Best online service and also when I called the call centre, super informative! Best prices and great cover all round. I went with Insurance Go as it has top pregnancy low risk cover. Thank you, team. Show details

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sun
sun2 posts
  Fair Incentive International Travel Insurance - Silver

I've been using InsureandGo for many years now. For every international trip I do. I will not go with another after a freak accident I had in Hawaii where I fell off a 3m ledge and survived with only bruising, concussion, a large bump on the head and a sprained pinky finger. I was so lucky. The medical costs was outrageous. Without travel… Read more

insurance, i would have been up for just under $100K AUD! Thank god for travel insurance and insuranceandgo. They were great and so easy to deal with.

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Kat
KatNSW3 posts
  Verified International Travel Insurance - Gold

Easy procees, helpful customer service and not too many options which gives clarity Show details

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Sue
SueQLD4 posts
  Fair Incentive Verified International Travel Insurance - Bare Essentials

Very easy to get a quote on line, with various options. Easy to pay and get your policy via email. I have used Insureand go a few times now and have recommended to friends and family who also now use Insureandgo Show details

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nicole
nicoleQLD9 posts
  Verified International Travel Insurance - Gold

Easy to navigate the site. The pricing is very reasonable. I was referred by a business partner who runs motorcycle tours worldwide, luckily I have never had to use the policy, however they recommend to their patrons to use insureandgo due to having hassle-free claims and good coverage for previous clients. I have bought insureandgo for three trips now, and have recommended to a number of travel partners. Show details

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Pete D
Pete DNSW2 posts
  Verified International Travel Insurance - Gold

We purchased travel insurance with InsureandGo Australia for our family trip to Japan and found the policy easy to set up and well priced for the level of cover provided. The coverage was clear, comprehensive, and suited international travel, including medical expenses and travel disruptions, which gave us real peace of mind while overseas. The… Read more

policy documentation was straightforward and easy to understand, and we felt confident knowing we were well covered throughout our trip. Thankfully we didn’t need to make a claim, but based on the clarity of the policy and overall experience, we would happily use InsureandGo again for future travel.

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Cass
CassNSW
  International Travel Insurance - Silver

I have used InsureandGo for all of my previous 3 international trips. Great communication and competitive pricing for good service. Show details

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Angeline Murphy
Angeline MurphyWA3 posts
  Fair Incentive Verified International Travel Insurance - Silver

Whenever I have travelled overseas I use InsureandGo....the reason I use them is a work colleague (im a medic) who took out travel protection recommended them. He was travelling overseas and ended up having a cardiac event where he actually died 2 to 3 times and then had to be eventually flown home..all completely unexpected. This company took… Read more

care of EVERYTHING. It is SO important to take out travel/medical insurance...dont think it will never happen to you or your precious family! I was travelling for work while in Bali and both my friend and I became incredibly unwell. We ended up both on IVs. The doctor and nurse actually came to our hotel. They were amazing..the care was second to none! The insurance company I had intially taken out a policy with was not helpful and declined our claim! Which in hindsight was a godsend as I then found Insurengo and never looked back! On my last trip to the US and found Insurengo at least $200 cheaper than the other company's out there. I have also recommended this amazing company to others who have found feeling safe and kmowing its an Australian owned and operated group! Let's support these wonderful company's who work hard for us..bringing us the best cover and ease of sign up! Thanks again InGo Team!

Latest follow-ups

Anonymous
AnonymousNSW2 posts
  Fair Incentive Verified International Travel Insurance - Bare Essentials

I found the policy to be very clear and easy to understand, with the benefits explained well. It was simple to compare the Gold, Silver and Base Essentials plans because they were displayed side by side, making it easy to choose the cover that best… Read more ·  1

suited my needs. Even the Base Essentials plan offers excellent value for money and provides a good level of cover. The online process was straightforward and easy to complete. This is not the first time I have taken out travel insurance with InsureandGo, and I have been happy to return because of the competitive pricing, clear information and ease of arranging cover. I would recommend them to anyone looking for reliable travel insurance.

 Follow-up  · Very smooth no issues. Very happy with clarity and understanding.

Tim F.
Tim F.2 posts
  Domestic Travel Insurance - Bare Essentials

I am over 70 and have 2 declared health issues and have now used Insure and Go for 3 Australian waters cruises . Even with my health issues,application has been straight forward and uncomplicated and by far the cheapest quote that I could find. Fortunately, I have not had to make a claim so I can not comment on the claim process. Show details ·  1

 Follow-up  · COPD ,Osteoporosis I applied on line Cruises 2 @ 6 days 1 @ 7 days

Lindy
Lindy11 posts
  Domestic Travel Insurance - Bare Essentials

The cover I wanted at a reasonable price. Thank you very much Show details

 Follow-up  · It covers my trip to Melbourne early next year. Yes it was easy to buy and covers me for everything I need.

In-depth reviews

Neale McKinley
Neale McKinleyNSW
  International Travel Insurance - Bare Essentials

Hi, I recently traveled to Japan and experienced an unfortunate passport mixup on the day of my return flight causing me to miss my flight. Not thinking it could be a viable claim due to my lack of attention to detail i paid for my return flight & returned back to Australia. I contacted Insure&Go a couple of days later & it was suggested that i… Read more ·  1

put a claim in. I went online and completed the application where possible as I could only provide the details of the missed & rebooked flight together with a bank transfer receipt of additional flight payment - this was not all the required documentation as i simply didn't have it. To my surprise and absolute joy i was contacted by Shahila Jaafar from Insure&Go and with a couple of back & forth emails over 2 days my claim was approved and the funds were transferred into my account the next day. I've never experienced dealing with such a prompt, professional company such as Insure&Go. Their service was of the highest level and the fact that they waived there required documentation following my explanation was so unexpected but truly appreciated. i'll not travel again either domestically or internationally without taking out one of there great value policies.

Meg D.
Meg D.VIC
  Domestic Travel Insurance - Gold

Queensland. I've found that when hiring a car, it's often much more cost-effective to purchase domestic travel insurance than to pay the rental company's expensive daily excess reduction fees. Unfortunately, during this trip we were unlucky enough to get a small chip in the front windscreen. The rental company charged almost $700 for the repair. … Read more ·  1

When we returned home, I lodged my claim through the InsureandGo online portal. The process was straightforward and easy to use. I received confirmation that my claim was being assessed and was advised that I would receive an outcome within 10 business days. My claim was approved within that timeframe, and the payment was processed virtually straight away.

This was the first time I've ever had to make a travel insurance claim, and InsureandGo made the entire experience simple, quick, and hassle-free. The damage to the windscreen caused a lot of stress and anxiety during our holiday, but InsureandGo Australia handled everything professionally and efficiently.

I would highly recommend InsureandGo Australia and will definitely use them again for future trips. Thank you so much for the excellent service!

Chris M.
Chris M.QLD4 posts
  Verified International Travel Insurance - Gold

Went to Thailand. Declared a pre existing condition being atrial flutter which was accepted. Unfortunately, on arrival in Koh Samui I had a flare up and had to go to hospital via ambulance. When assessing my claim, the company stated I had not… Read more

declared heart failure (which it was not - its just one of my prescriptions is also for that in other people). I DO NOT HAVE HEART FAILURE! Then they said I did not declare a pacemaker (I tried to declare this but you could not on their site as it is a part of the original condition declared) I was not appreciative of basically being told I was a liar. They then said they wanted a release of my medical records in Australia which I had to do by phone typing in the hospital bed. While all this was going on the hospital would not treat me without me paying $5000 as the insurance would not clear me at this point. I had no alternative but to pay. Shortly after and many calls from Thailand to them in Australia they agreed to cover my declared condition. They did not even ask for my medical records to be released. Meanwhile the hospital said the $5000 paid would take about 20 days for a refund. I then had a further follow up appointment in Samui and then in Bangkok later. On both occasions I could not leave the hospital until the company approved the expense even though they had stated they had given pre approval. I waited over 2 hours on each occasion and in Bangkok had my driver waiting with me at a further cost. After many emails I asked that my treatment be considered a complaint. Nothing happened even after they said I would be contacted within 2 days. They went to close my file and I asked about my complaint and their response was - sorry we will get them now to contact you. I gave up at that point just glad that I was home and vowing to never use them again for travel insurance.

 Follow-up  · Follow up - I received an apology from the company, no refund and no compensation from them. They did pay out the medical bills eventually. The Bangkok hospital was wonderful as was my medical treatment in Thailand. The pacemaker was covered as Insure and go admitted that their system would not let me declare it. Would I use them again? No.

InsureandGo Australia
InsureandGo Australia    

Hi Chris, I’m sorry to hear about your… Read more (+2 replies)

Find out how InsureandGo Australia compares to other Travel Insurance

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Positive reviews

Roger
RogerQLD2 posts
  Fair Incentive Domestic Travel Insurance - Bare Essentials

After comparing several travel insurance providers, we chose InsureandGo Australia and couldn't be happier with the decision. The online process was straightforward, easy to navigate, and the policy details were explained in a way that was simple to understand. What really stood out was the level of cover included. We received significantly more… Read more

protection than we thought we would need, without paying a premium price. The combination of comprehensive coverage and affordability made it an easy choice. Highly recommended for anyone looking for great value travel insurance.

Efim Portnoff
Efim PortnoffSA
  Verified International Travel Insurance - Gold

The policy I feel is good value. Yes it is very simple to set up. I have used insurengo now my 3 rd time. I will continue to use it as long it stays good value for me. Show details

Bjv
Bjv
  Fair Incentive International Travel Insurance - Gold

It was a very easy process to access the website and fill out the details to get a quote and then book. The true test will be if I have to make a claim and how well the company performs then. I have changed insurers to InsureandGo from my last company as I was stuck in the artic circle and was supposed to be covered for delays, even when caused… Read more

by natural events (with a different insurance company), but when it came to the claim, I got no help or any compensation for the event (from the other Insurer). I hope that if I need them, Insureandgo will be there to help. So far, so good...

Negative reviews

Peter R
Peter RNSW3 posts
  International Travel Insurance - Gold

I was shocked & annoyed to have a reimbursement claim denied when I was forced to forfeit a prepaid hotel booking that I was unable to use due to a flight delay that met the Insurer's required minimum delay. Apparently it is an 'unused expense' and not an 'additional' expense. To me, the PDS is at best opaque on this exclusion, and at worst deceitful. Buyer beware! Show details

InsureandGo Australia
InsureandGo Australia    

Hi Peter, I’m sorry to hear about your… Read more (+1 reply)

John M.
John M.VIC6 posts
  International Travel Insurance - Gold

Recently purchased a Single Trip Gold Travel policy long international trip ,very disappointing experience with Insure&Go, After my baggage was delayed and mishandled by the airline, I submitted a claim for resulting losses and damage. The claims process has been frustrating, with large parts of my claim rejected and aspects of the claim… Read more

incorrectly characterised during the assessment. Insure&Go subsequently acknowledged shortcomings in its original assessment.

Despite going through their internal complaints process, the matter remains unresolved. I am now referring the dispute to AFCA for independent review.

There is little value in having travel insurance if, when something actually goes wrong, you advised that exclusions significantly limit the cover you believed you had purchased.

Based on my experience, I would recommend carefully reviewing the exclusions and claims conditions and asking questions before purchasing an Insure&Go policy.

InsureandGo Australia
InsureandGo Australia    

Hi John, I'm sorry to hear about your… Read more (+1 reply)

Maria Christina F.
Maria Christina F.QLD13 posts
  International Travel Insurance - Bare Essentials

It good to receive an email with the quote. But, or all the conditions should be on the email or I should be able to review it before purchasing to make sure everything is correct. Show details

Recent reviews

Lisa
LisaQLD
  Verified International Travel Insurance - Gold

Highly recommend getting a price from Insure&Go for your travel insurance. I have used them for about 5 years now for single, cruise and annual multi trip insurance. Easy to get a quote, super easy to put in prior medical information, most of which did not incur an additional fee. Show details

Sean P
Sean P
  International Travel Insurance - Gold

My go-to travel insurance I have used InsureandGo travel insurance many times and have always found the process easy to understand and straightforward to arrange. On one occasion, I needed to cancel a policy after taking it out, and InsureandGo dealt with the refund quickly and without any issues. That experience gave me even more confidence in… Read more

the company.

Overall, I’ve been very happy with the service and ease of dealing with InsureandGo. Having used them many times, they are now my go-to travel insurance provider. I would happily recommend them to others.

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