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InsureandGo Australia

InsureandGo Australia

 Verified🏆 2026<span _componentName="SubtitleLink" {"to": " https://t.cfjump.com/33786/t/88580"}>www.insureandgo.com.au
InsureandGo Australia
4.3

7,185 reviews

Positive vs Negative
81%4%15%
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Claim Resolution Time
  • <1 hour
  •  · 
  • <1 day
  •  · 
  • <1 week
  •  · 
  • 1-2 weeks
  •  · 
  • 3-4 weeks
  •  · 
  • 1-2 months
  •  · 
  • 3+ months
Claim ApprovedYes · No
Transparency ?
3.9
Customer Service
3.9
Value for Money
4.1
Anthony
AnthonyVIC
 Pinned International Travel Insurance - Bare Essentials

Great service – I recently travelled overseas and had insurance from this team.i had health problems whilst overseas and the team was absolutely fantastic! They communicated with me every step of the way to make sure I was OK and the claim was quick and effortless.The process was easy and all the team was very polite and caring.i felt that they genuinely cared… Read more ·  1

and provided great customer service responding promptly to all my needs.I want to thank you all and would highly recommend anyone to take out insurance cover with you.great work!Thankyou team!

5 David M  · Clear and concise explanations made our choice to book easy The price was very competitive and the benefits far exceeded our normal insurer
5 Monty14  · Policy seems to be of good value. Easy application process. This is the 2nd time I’ve used this company.
5 Linda  · Very easy to navigate the policies, clear understanding in the pdf and excellent price
4 Lillian GRANGER  · Easy to apply for - like the dot points to compare each level
5 LAW ABIDING CITIZEN  · Competitive rate for travel insurance, fast and easy transaction on the website
5 Anna B.  · Very easy to buy travel insurance. Great value and easy to set up. I have used this company a few times now.
David O.
David O.NSW3 posts
  Verified International Travel Insurance - Silver Cruise

We've been using Insure&Go to insure our travel for some time now, find it one of the easiest for our insurance needs! Havn't had any claims, so can't comment on how easy that part is... Show details

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Anthony S.
Anthony S.
  Fair Incentive International Travel Insurance - Gold

Consultant who we spoke to for some policy clarifications was very helpful , the pds is written in an understandable way and the application process was easy to complete Show details

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Michelle
MichelleTAS
  Fair Incentive Verified International Travel Insurance - Silver

I've used InsureandGO every year for the last 3 years and never had any issues. My daughter has also used them and when we had to claim it was a simple process and they were really helpful. Show details

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Reviews with attachments

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Karina S.
Karina S.VIC
  Verified International Travel Insurance - Gold

InsureandGo's booking process was easy to understand, especially the inclusions and exclusions. I was recommended then via Canstar website and was impressed by their high ratings and awards. I was also impressed with the clear and concise language used (Plain English) which helps when choosing a policy. Show details

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Artemis
ArtemisVIC
  Fair Incentive Verified International Travel Insurance - Silver

Best online service and also when I called the call centre, super informative! Best prices and great cover all round. I went with Insurance Go as it has top pregnancy low risk cover. Thank you, team. Show details

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sun
sun2 posts
  Fair Incentive International Travel Insurance - Silver

I've been using InsureandGo for many years now. For every international trip I do. I will not go with another after a freak accident I had in Hawaii where I fell off a 3m ledge and survived with only bruising, concussion, a large bump on the head and a sprained pinky finger. I was so lucky. The medical costs was outrageous. Without travel… Read more

insurance, i would have been up for just under $100K AUD! Thank god for travel insurance and insuranceandgo. They were great and so easy to deal with.

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Kat
KatNSW3 posts
  Verified International Travel Insurance - Gold

Easy procees, helpful customer service and not too many options which gives clarity Show details

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Sue
SueQLD4 posts
  Fair Incentive Verified International Travel Insurance - Bare Essentials

Very easy to get a quote on line, with various options. Easy to pay and get your policy via email. I have used Insureand go a few times now and have recommended to friends and family who also now use Insureandgo Show details

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nicole
nicoleQLD9 posts
  Verified International Travel Insurance - Gold

Easy to navigate the site. The pricing is very reasonable. I was referred by a business partner who runs motorcycle tours worldwide, luckily I have never had to use the policy, however they recommend to their patrons to use insureandgo due to having hassle-free claims and good coverage for previous clients. I have bought insureandgo for three trips now, and have recommended to a number of travel partners. Show details

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Pete D
Pete DNSW2 posts
  Verified International Travel Insurance - Gold

We purchased travel insurance with InsureandGo Australia for our family trip to Japan and found the policy easy to set up and well priced for the level of cover provided. The coverage was clear, comprehensive, and suited international travel, including medical expenses and travel disruptions, which gave us real peace of mind while overseas. The… Read more

policy documentation was straightforward and easy to understand, and we felt confident knowing we were well covered throughout our trip. Thankfully we didn’t need to make a claim, but based on the clarity of the policy and overall experience, we would happily use InsureandGo again for future travel.

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Cass
CassNSW
  International Travel Insurance - Silver

I have used InsureandGo for all of my previous 3 international trips. Great communication and competitive pricing for good service. Show details

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Angeline Murphy
Angeline MurphyWA
  Fair Incentive Verified International Travel Insurance - Silver

Whenever I have travelled overseas I use InsureandGo....the reason I use them is a work colleague (im a medic) who took out travel protection recommended them. He was travelling overseas and ended up having a cardiac event where he actually died 2 to 3 times and then had to be eventually flown home..all completely unexpected. This company took… Read more

care of EVERYTHING. It is SO important to take out travel/medical insurance...dont think it will never happen to you or your precious family! I was travelling for work while in Bali and both my friend and I became incredibly unwell. We ended up both on IVs. The doctor and nurse actually came to our hotel. They were amazing..the care was second to none! The insurance company I had intially taken out a policy with was not helpful and declined our claim! Which in hindsight was a godsend as I then found Insurengo and never looked back! On my last trip to the US and found Insurengo at least $200 cheaper than the other company's out there. I have also recommended this amazing company to others who have found feeling safe and kmowing its an Australian owned and operated group! Let's support these wonderful company's who work hard for us..bringing us the best cover and ease of sign up! Thanks again InGo Team!

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John K.
John K.NSW
  Fair Incentive International Travel Insurance - Silver

InsureandGo were easy to use and competitively priced. Will use again Show details ·  1

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Margrit Rickenbach
Margrit RickenbachNSW2 posts
  Verified International Travel Insurance - Silver

Booking was easy and for 2 Individuals quite cheap. We travel in 4 days to Vietnam. Show details ·  1

Latest follow-ups

Lillian
LillianQLD5 posts
  International Travel Insurance - Silver

Great priced travel insurance – So far have not travelled, cannot comment on product yet but definitely a competitive price Show details

 Follow-up  · Luckily did not need to contact or use our travel insurance, would recommend this insurance company based on ease of booking and price

Geoff
GeoffVIC17 posts
  International Travel Insurance - Gold

InsureandGHOST – What can I say, except for Insureandgost is not a company you can rely on. At this point, it's not even about what they covered, it's about the fact they just simply ignore correspondence and choose not to reply. I went to the hospital with a… Read more

problem and being valid it was approved on 17 April. I was asked to supply my bank details and on 18 April I did, to their staff member BK In the same email, I provided bank details i mentioned I had medical concerns and did not know what I should do or what I was covered for and that I would appreciate some help, some direction. At this point, I had back pain for 5 or 6 weeks and I wasn't having the holiday I intended as I was restricted physically, I was spending a lot of time on my back on my bed. I didn't know how to approach further medical pathways or whether returning to Australia till I was better was possible or feasible, I didn't know much about the procedures and technicalities of it all. So I mentioned this in the same email with my bank account details. I got no response at all and on 26 April I emailed again asking if they received my bank details and questions about my other medical concerns. On 29 April I got a response from BK saying yes they received my bank details, but they did not mention the part of my email where i asked for their help. I heard nothing. On May 8th I put in a complaint via the website Complaints form, and have heard nothing, Really, it's pretty disgraceful.i have 9 days left and out of about the last 8 weeks i have spent about 6 weeks of them in my room lying down. The hospital offered to look at my problems further but obviously, I need communication from Insureandghost to move forward there as the cost could go over their automatic submission level.

How could i recommend this company to anyone? The nicest most helpful person i dealt with in the company was the sales lady i spoke to when i ordered the insurance before my journey commenced. No one is accountable in this company, beware.

 Follow-up  · All my claims were valid, so they to pay them, but their delays in communicating., and the errors in reading notes, even blatantly obvious discussions in return emails, were not read, or misunderstood or just totally ignored when different staff replied. It was terrible, you really need one agent that knows the case and looks after you the entire… Read more

InsureandGo Australia
InsureandGo Australia    

Hi Geoff, I am very sorry to hear about… Read more (+1 reply)

DaniD
DaniDACT
  Fair Incentive International Travel Insurance - Gold Cruise

I was getting completely overwhelmed by who to choose for travel insurance, but when i saw the reviews and feedback for insure and go, as well as my parents decision to also go with them it made it so easy to make my final choice. Their value for money including great coverage and history of easy claiming made it the only choice really Show details

 Follow-up  · The sign up process was even easier, once I chose my options it was as easy as clicking to confirm and my policy documents were emailed straight to me. The policy compares well, with much higher coverage then most companies. The dollar amount coverage, as well as the covid cover stood out for me.

Positive reviews

Sue H
Sue H
  Domestic Travel Insurance - Bare Essentials

We have used InsureandGo several times and the service has always been excellent. I have several medical issues and these have always been covered at a very reasonable price. Show details

Michael
MichaelNSW3 posts
  International Travel Insurance - Gold

Great price, easy sign up. Cover alot of active adventures withoit having to sign up to extras. Covered High Cholesterol at no extra cost. Far superior product to many others i researched! Show details

John
JohnNSW
  Fair Incentive International Travel Insurance - Bare Essentials

On-line policy application was simple, logical and easy to follow One of the few insurers who will cover over 80's This is our first time with this Company, but so far service has been excellent and the price was very competitive. John Hannan, Williamtown NSW Show details

Travel Insurance

Find out how InsureandGo Australia compares to other Travel Insurance

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Negative reviews

Chris M.
Chris M.QLD4 posts
  Verified International Travel Insurance - Gold

Went to Thailand. Declared a pre existing condition being atrial flutter which was accepted. Unfortunately, on arrival in Koh Samui I had a flare up and had to go to hospital via ambulance. When assessing my claim, the company stated I had not declared heart failure (which it was not - its just one of my prescriptions is also for that in other… Read more

people). I DO NOT HAVE HEART FAILURE! Then they said I did not declare a pacemaker (I tried to declare this but you could not on their site as it is a part of the original condition declared) I was not appreciative of basically being told I was a liar. They then said they wanted a release of my medical records in Australia which I had to do by phone typing in the hospital bed. While all this was going on the hospital would not treat me without me paying $5000 as the insurance would not clear me at this point. I had no alternative but to pay. Shortly after and many calls from Thailand to them in Australia they agreed to cover my declared condition. They did not even ask for my medical records to be released. Meanwhile the hospital said the $5000 paid would take about 20 days for a refund. I then had a further follow up appointment in Samui and then in Bangkok later. On both occasions I could not leave the hospital until the company approved the expense even though they had stated they had given pre approval. I waited over 2 hours on each occasion and in Bangkok had my driver waiting with me at a further cost. After many emails I asked that my treatment be considered a complaint. Nothing happened even after they said I would be contacted within 2 days. They went to close my file and I asked about my complaint and their response was - sorry we will get them now to contact you. I gave up at that point just glad that I was home and vowing to never use them again for travel insurance.

InsureandGo Australia
InsureandGo Australia    

Hi Chris, I’m sorry to hear about your… Read more (+2 replies)

Nellie
NellieVIC3 posts
  Verified International Travel Insurance - Silver
Transparency
Customer Service
Value for Money

BEWARE Insure&Go for VERY HIGH Travel Insurance Policy Cancellation Fees. I recently Paid $386.36 for an International Travel Insurance Policy with Insure&Go for my Wife & I. I answered all their Questions honestly and truthfully. However, subsequent to my Application, an unexpected Health event occurred which impacted my Wife. This event was… Read more

clearly a NON pre-existing Health issue. However, I decided to contact Insure&Go to check with them re this unexpected event. This to confirm if my Wife was still FULLY covered by this Policy.

Insure&Go dutifully trotted out their definition of a Pre-Existing Health issue. After their response, I still had lingering doubts as to whether Insure&Go would honour the "small print" in their TI Policy.

So... later and after the Cooling Off Period had expired, I decided to lodge a query about a Cancellation Refund.

For Travel Insurance Cancellations after the Cooling Off Period has expired - the Insure&Go Website states...

QUOTE ... a Pro Rata Refund will be issued LESS Government Charges and Taxes. UNQUOTE

THERE IS NO MENTION OF A/ANY ADDITIONAL SERVICE FEE.

Insure&Go (only) offered me a $187.27 Pro Rata Refund.

This is LESS than half of my original Purchase price of $386.36 !!!

In Victoria, Stamp Duty and GST are both nominally 10% each. So... Fees & Charges were approx $75.

That clearly indicates Insure&Go have retained a HUGE Service Fee of approx $125 for this Cancellation request.

When I queried the LOW magnitude of this Refund, Insure&Go replied with this...

QUOTE ... refunds are calculated follows the process set by AFCA (The Australian Financial Complaints Authority). UNQUOTE

With no apparent recourse available... all I can say is this...

BEWARE Insure&Go for VERY HIGH Policy Cancellation Fees.

Since I have proof that my Wife's unexpected Health issue was only "actioned" AFTER the Date I paid for this Travel Insurance Policy, I have decided NOT to follow thru with a Cancellation Request.

However, I will NEVER again use Insure&Go for my future Travel Insurance needs.

Again I close with this...

BEWARE Insure&Go for VERY HIGH Policy Cancellation Fees.

InsureandGo Australia
InsureandGo Australia    

Hi Nellie, I’m very sorry to hear about… Read more

kelly m.
kelly m.
  International Travel Insurance - Silver

Due to travel being cancelled they would not even refund our unused policy prior to travel, communication is terrible and would not trust them if I had a real claim. Go elsewhere if you want cover Show details

InsureandGo Australia
InsureandGo Australia    

Hi Kelly, I am sorry to hear about your… Read more

Recent reviews

Tanisha S
Tanisha S
  International Travel Insurance - Gold

I recommend for every traveler to buy from InsureandGo. User friendly interface. The claim process is super easy and staff is so friendly. I didn't come across any issues. Thank you, InsureandGo! Show details

Miranda B.
Miranda B.WA
  Fair Incentive Verified International Travel Insurance - Gold Cruise

As first-time users, we found Insure and Go easy to set up with competitive pricing. Arranging medical screening for pre-existing conditions was also surprisingly simple. Unfortunately we had to cancel our trip and lodge a claim, but the process was smooth, communication was clear, and despite a slight delay due to the Easter public holidays, it… Read more

was resolved within a reasonable timeframe. Insure and Go delivered exactly what you want from travel insurance — simplicity when things go right, and genuine support when they don't. We'd definitely recommend them.

Kirsty H.
Kirsty H.QLD3 posts
  Verified International Travel Insurance - Silver

Yet again, such an easy process to review and select the base policy we wanted to run with based on our trip needs. Super easy to customise add-on cover options, and (no additional cost)pre-existing conditions medical cover. Show details

MaryM
MaryMQLD
  Fair Incentive Domestic Travel Insurance - Gold

I am giving 5 stars because I made a mistake with my on line booking and when I rang up to have the dates rectified the young lady who answered my call was extremely efficient and helpful. Haven’t yet had to claim anything and hopefully I won’t. Show details

Saraid S.
Saraid S.QLD
  Fair Incentive International Travel Insurance - Bare Essentials

I recently used Insure and Go travel insurance and was very happy with the service. The whole process was quick, simple, and easy to use. Setting up the policy was straightforward, and everything was clearly explained. It gave me peace of mind while travelling, and I would definitely recommend them to anyone looking for reliable travel insurance. Show details

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