??!

Best Travel Insurance

Travel insurance will give you peace of mind and cover you for a range of situations that may arise, such as emergency overseas medical expenses, lost or stolen personal items and your car hire excess depending on the level of coverage you choose. Here's how to use our filters and a quick overview of each specification to help you compare travel insurance policies and choose the best insurance policy for you:

Read More...

Coverage Type

  • Single Trip (Overseas): coverage for one standalone overseas trip.
  • Multi-Trip (Multi-Trip): coverage for annual multitrips. A maximum days limit per trip applies.
  • Medical-Only: basic coverage for medical expenses and assistance.
  • Already Overseas: coverage if you've already left Australia and need travel insurance. A waiting period usually applies, between 24 hours and 72 hours.
  • Domestic: coverage for domestic travel within Australia.
  • Non-Medical: coverage for luggage and cancellations etc, excluding medical coverage.
  • Vehicle Only: coverage for rental vehicle excess only.

Maximum Age Covered

  • Many travel insurance policies have an age limit, so use the slider to view policies that will cover the oldest person in your travelling party.

Medical Coverage

  • Use the filters to view policies that cover Pregnancy and Overseas Emergency Assistance if needed.

Luggage & Personal Effects

  • Maximum Single Item Limit: the maximum you can claim per item, exclusions or different limits for different types of items may apply.
  • Benefits Limit: the maximum total value of all your claims combined that you can be reimbursed for.

Ancillary

  • Personal Liability: the maximum amount you'll be covered for if you become personally liable for any damage to other persons or their property.
  • Motorbike/Moped Coverage: coverage dependent on engine capacity - see Details (use the Compare feature or view individual listings) and the insurance provider's product disclosure statement for specifications.

Rental Vehicle Excess

  • Limit: the amount your policy will cover you for if you become liable to pay any rental car hire excess as a result of damage or theft to a rental vehicle.

Special Activities Packages

  • Special Activities: choose Snow / Ski, Cruise, Adventure / Extreme Sports and Golf if you want to be covered for any of these activities. They may be included in the policy, or an optional extra.
  • For even more specific filtering, as Cruise and Snow / Ski are the most popular activities, choose between Included or Optional Extra to find policies that either already have these activities included or if you need to purchase an add-on for coverage.

Handy Tip: After using the filters to narrow down your options to view only policies relevant to your needs, use our Compare feature to view even more in-depth details, such as the maximum weeks pregnancy is covered for, emergency dental limits and specific single item limits.

Go to first result

331 listings

Southern Cross Travel Insurance
  • Award Winner 2020

Southern Cross Travel Insurance

4.7 from 2,747 reviews

Latest review: We travelled a lot over the years and for the last few years have used SCTI. In March 2020 we had to cancel a trip to the US for non-COVID related reasons. The process to have our airfares refunded

  • Transparency
    4.4 (208)
  • Customer Service
    4.4 (249)
  • Value for Money
    4.4 (261)
  • Type of ClaimMedical (38), Lost/Stolen Property (23), Travel Delays/Cancellations (43), Car/Rental Hire Excess (7), Personal Liability (2) and Other (17)
  • Claim ApprovedYes (113) · No (16)
  • UnderwriterSouthern Cross
  • Maximum Ages Covered 101 years old
  • Overseas Emergency Assistance Unlimited
  • Emergency Dental$750
  • Pregnancy (max weeks) 20 weeks
  • Overseas Emergency Medical & Hospital ExpensesUnlimited
  • Theft of Cash $500 (as part of Travel Document cover)
  • Luggage & Personal Effects $25,000
  • Personal Liability A$1,000,000
Seniors Travel Insurance
  • Award Winner 2021
  • 2020

Seniors Travel Insurance · includes 3 listings

4.7 from 424 reviews

Latest review: absolutely, the consultant was patient and took plenty of time to explain everything. Was a comfort to communicate with a English speaking consultant who was easy to understand and very

  • Transparency
    4.5 (291)
  • Customer Service
    4.6 (304)
  • Value for Money
    4.4 (318)
  • Type of ClaimMedical (10), Lost/Stolen Property (1) and Travel Delays/Cancellations (1)
  • Claim ApprovedYes (17) · No (1)
  • UnderwriterHollard
  • Maximum Ages Covered 89 years old
  • Overseas Emergency Assistance $10,000 (Domestic Only) and Unlimited
  • Emergency Dental$1,000, $5,000 and Not Included
  • Pregnancy (max weeks) 24 weeks (pending assessment)
  • Overseas Emergency Medical & Hospital ExpensesNot Included
  • Theft of Cash $250 and Not Included
  • Luggage & Personal Effects $5,000 and $15,000
  • Personal Liability A$1,000,000 to A$3,000,000
Fast Cover Travel Insurance

Fast Cover Travel Insurance · includes 6 listings

4.5 from 1,090 reviews

Latest review: yes, haven't left yet but the initial contact has been very professional and helpful, cancellation of the policy due to Covid was simple and then the requote using the credit note was

  • Transparency
    4.4 (243)
  • Customer Service
    4.5 (297)
  • Value for Money
    4.5 (336)
  • Type of ClaimMedical (56), Lost/Stolen Property (17), Travel Delays/Cancellations (27), Car/Rental Hire Excess (2), Personal Liability (2) and Other (9)
  • Claim ApprovedYes (94) · No (16)
  • UnderwriterHollard
  • Maximum Ages Covered 64 years old to 89 years old
  • Overseas Emergency Assistance Not Included and Unlimited
  • Emergency Dental$1,000, $500, $750 and Not Included
  • Pregnancy (max weeks) 23 weeks
  • Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
  • Theft of Cash $250 and Not Included
  • Luggage & Personal Effects $5,000, $7,500, $15,000 and Optional up to $2,000
  • Personal Liability A$1,000,000 to A$5,000,000
Worldcare Travel Insurance

Worldcare Travel Insurance · includes 5 listings

4.4 from 1,920 reviews

Latest review: Outstanding. In Feb, we booked an OS trip and took out insurance. Trip was cancelled because, COVID, and while we received flight credits and accom refunds, I just assumed our insurance was money

  • Transparency
    4.3 (143)
  • Customer Service
    4.4 (170)
  • Value for Money
    4.4 (190)
  • Type of ClaimMedical (13), Lost/Stolen Property (4), Travel Delays/Cancellations (7), Car/Rental Hire Excess (4) and Other (4)
  • Claim ApprovedYes (21) · No (5)
  • UnderwriterAllianz
  • Maximum Ages Covered 74 years old to 101 years old
  • Overseas Emergency Assistance Not Included and Unlimited
  • Emergency Dental$1,000 and Not Included
  • Pregnancy (max weeks) 23 weeks
  • Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
  • Theft of Cash $250 and Not Included
  • Luggage & Personal Effects $5,000, $10,000 and Not Included
  • Personal Liability A$2,500,000
Tripcover

Tripcover

4.7 from 123 reviews

Latest review: I have used Tripcover a number of times and have found them very good. Very easy to sign up for online, they are backed by Allianz so is certainly reputable, and they seem to have the lowest rates

  • Transparency
    4.8 (23)
  • Customer Service
    4.8 (28)
  • Value for Money
    5.0 (27)
  • Type of ClaimTravel Delays/Cancellations (1), Car/Rental Hire Excess (1) and Other (1)
  • Claim ApprovedYes (3) · No (0)
  • UnderwriterAllianz
  • Maximum Ages Covered 75 years old
  • Overseas Emergency Assistance Not Included
  • Emergency DentalNot Included
  • Overseas Emergency Medical & Hospital ExpensesNot Included
  • Theft of Cash Not Included
  • Luggage & Personal Effects $500
Online Travel Insurance

Online Travel Insurance · includes 5 listings

4.4 from 1,036 reviews

Latest review: Purchased the highest product for my trip well before COVID (October 2019). Prior to not being able to travel I had sought advice about what sort of cover I would receive in case of a pandemic - no

  • Transparency
    3.6 (87)
  • Customer Service
    3.6 (88)
  • Value for Money
    4.0 (102)
  • Type of ClaimMedical (5), Lost/Stolen Property (6), Travel Delays/Cancellations (12), Personal Liability (1) and Other (2)
  • Claim ApprovedYes (10) · No (11)
  • UnderwriterAllianz
  • Maximum Ages Covered 74 years old
  • Overseas Emergency Assistance Not Covered and Unlimited
  • Emergency Dental$1,000 and Not Included
  • Pregnancy (max weeks) 24 weeks and Not Included
  • Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
  • Theft of Cash $250 and Not Included
  • Luggage & Personal Effects $5,000, $10,000 and Not Included
  • Personal Liability A$1,000,000
1Cover Travel Insurance

1Cover Travel Insurance · includes 5 listings

4.3 from 4,533 reviews

Latest review: I have used 1cover a number of times over the years and this year I had to make a claim while still overseas as my husband had an accident. They paid the claim without any drama. The thing that

  • Transparency
    3.4 (290)
  • Customer Service
    3.6 (336)
  • Value for Money
    3.7 (351)
  • Type of ClaimMedical (50), Lost/Stolen Property (19), Travel Delays/Cancellations (37), Car/Rental Hire Excess (9), Personal Liability (2) and Other (14)
  • Claim ApprovedYes (88) · No (40)
  • UnderwriterLloyd's
  • Maximum Ages Covered 74 years old to 101 years old
  • Overseas Emergency Assistance Not Covered and Unlimited
  • Emergency Dental$1,000, $500 and Not Included
  • Pregnancy (max weeks) 24 weeks
  • Overseas Emergency Medical & Hospital ExpensesNot Covered and Unlimited
  • Theft of Cash $250 and Not Included
  • Luggage & Personal Effects $5,000, $15,000 and Not Included
  • Personal Liability A$5,000,000
TID Travel Insurance Direct

TID Travel Insurance Direct · includes 4 listings

4.2 from 2,551 reviews

Latest review: I chose to go with Travel Insurance Direct (TID) for my trip through Central and South America in 2019. I decided to go with them because they had competitive pricing, however I later learnt why they

  • Transparency
    2.9 (77)
  • Customer Service
    2.7 (87)
  • Value for Money
    2.8 (86)
  • Type of ClaimMedical (19), Lost/Stolen Property (16), Travel Delays/Cancellations (23), Car/Rental Hire Excess (2) and Other (9)
  • Claim ApprovedYes (33) · No (25)
  • UnderwriterXL Insurance Company SE
  • Maximum Ages Covered 76 years old to 81 years old
  • Overseas Emergency Assistance $5,000,000, Not Included and Unlimited
  • Emergency Dental$500 and Not Included
  • Pregnancy (max weeks) 26 weeks
  • Overseas Emergency Medical & Hospital Expenses$5,000,000, Not Included and Unlimited
  • Theft of Cash $250 and Not Included
  • Luggage & Personal Effects $3,000, $4,000 and $12,000
  • Personal Liability A$1,000,000 to A$2,500,000
Allianz Travel Insurance

Allianz Travel Insurance · includes 4 listings

4.1 from 2,940 reviews

Latest review: I specifically purchased a plan with a few caveats: Covid Coverage, basic trip insurance for interruptions and with the ability to extend the coverage as that was likely. I was very clear the

  • Transparency
    4.1 (509)
  • Customer Service
    4.1 (556)
  • Value for Money
    4.1 (610)
  • Type of ClaimMedical (29), Lost/Stolen Property (16), Travel Delays/Cancellations (37), Car/Rental Hire Excess (2), Personal Liability (2) and Other (16)
  • Claim ApprovedYes (47) · No (42)
  • UnderwriterAllianz
  • Maximum Ages Covered 74 years old to 101 years old
  • Overseas Emergency Assistance Not Included and Unlimited
  • Emergency Dental$1,000 and Not Included
  • Pregnancy (max weeks) 23 weeks
  • Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
  • Theft of Cash $250 and Not Included
  • Luggage & Personal Effects $10,000 and Not Included
  • Personal Liability A$2,500,000 to A$5,000,000
Travel With Jane

Travel With Jane · includes 4 listings

4.5 from 72 reviews

Latest review: I purchased a policy with Travel with Jane, after paying my fee I received nothing, no confirmation email dead silence. I called 3 times and nothing, no one ever called me back. Fortunately I never

  • Transparency
    4.5 (23)
  • Customer Service
    4.3 (25)
  • Value for Money
    4.4 (26)
  • Type of ClaimMedical (2), Lost/Stolen Property (1), Travel Delays/Cancellations (6) and Other (1)
  • Claim ApprovedYes (7) · No (2)
  • UnderwriterLloyd's
  • Maximum Ages Covered 99 years old
  • Overseas Emergency Assistance $5,000, $15,000, $25,000 and Not Covered
  • Emergency Dental$2,000, $500 and Not Included
  • Pregnancy (max weeks) Optional cover for up to 32 weeks and Optional for up to 32 weeks
  • Overseas Emergency Medical & Hospital ExpensesNot Covered and Unlimited
  • Theft of Cash $1,000, $300 and Not Included
  • Luggage & Personal Effects $2,000, $10,000 and Not Included
  • Personal Liability A$1,000,000 to A$3,500,000
Columbus Direct

Columbus Direct · includes 6 listings

4.1 from 177 reviews

Latest review: We were scheduled for a holiday in early March of 2020 and was booked in 2019 when Coronavirus wasn’t an issue. Since our holiday was booked way before the pandemic our insurance was still valid for o

  • Transparency
    4.1 (24)
  • Customer Service
    4.4 (27)
  • Value for Money
    4.4 (30)
  • Type of ClaimMedical (2), Lost/Stolen Property (1) and Travel Delays/Cancellations (2)
  • Claim ApprovedYes (0) · No (2)
  • UnderwriterLloyd's
  • Maximum Ages Covered 84 years old
  • Overseas Emergency Assistance $25,000,000 and Not Included
  • Emergency Dental$1,000, $500 and Not Included
  • Pregnancy (max weeks) 26 weeks
  • Overseas Emergency Medical & Hospital Expenses$25,000,000 and Not Included
  • Theft of Cash $250, $500 and Not Included
  • Luggage & Personal Effects $2,500, $2,750, $7,500 and $10,000
  • Personal Liability A$1,000,000 to A$5,000,000
InsureandGo Australia

InsureandGo Australia · includes 12 listings

3.9 from 4,813 reviews

Latest review: We booked and paid for a trip through parts of Europe and the UK, taking out a policy with InsureandGo well before covid 19 struck. When it did, our trip was cancelled by each of the service

  • Transparency
    3.4 (1,110)
  • Customer Service
    3.6 (1,343)
  • Value for Money
    3.7 (1,494)
  • Type of ClaimMedical (165), Lost/Stolen Property (61), Travel Delays/Cancellations (162), Car/Rental Hire Excess (13), Personal Liability (5) and Other (70)
  • Claim ApprovedYes (279) · No (170)
  • UnderwriterMitsui Sumitomo
  • Maximum Ages Covered 64 years old to 100 years old
  • Overseas Emergency Assistance Not Included and Unlimited
  • Emergency Dental$500 and Not Included
  • Pregnancy (max weeks) 32 weeks and Not Included
  • Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
  • Theft of Cash $200, $250, $300, $500 and Not Included
  • Luggage & Personal Effects $2,000 (excluding electronic devices and valuables), $2,000 (excluding laptops, tablets, mobile phones, cameras and video cameras), $3,000, $5,000, $6,000 and $8,000
  • Personal Liability A$1,500,000 to A$5,000,000
iTrek

iTrek · includes 4 listings

4.3 from 91 reviews

Latest review: I've spend a month trying to get a response from Itrek (not claim related). Emails go unanswered and the one time I got hold of someone on the phone, I was promised a reply in the next few days -

  • Transparency
    3.0 (6)
  • Customer Service
    3.3 (7)
  • Value for Money
    3.8 (6)
  • Type of ClaimMedical (4), Travel Delays/Cancellations (3) and Other (1)
  • Claim ApprovedYes (4) · No (1)
  • UnderwriterLloyd's
  • Maximum Ages Covered 49 years old to 64 years old
  • Overseas Emergency Assistance $5,000,000 and Unlimited
  • Emergency Dental$500
  • Pregnancy (max weeks) 24 weeks
  • Overseas Emergency Medical & Hospital Expenses$15,000
  • Theft of Cash $250 and Not Included
  • Luggage & Personal Effects $2,500, $10,000 and Not Included
  • Personal Liability A$1,000,000 to A$2,500,000
Tick Travel Insurance

Tick Travel Insurance · includes 7 listings

3.8 from 1,627 reviews

Latest review: Due to covid19 we had to cancel our trip therefore did not need travel insurance, but no response to emails requesting a refund and no help to get money back from

  • Transparency
    3.6 (521)
  • Customer Service
    3.6 (622)
  • Value for Money
    4.0 (716)
  • Type of ClaimMedical (54), Lost/Stolen Property (23), Travel Delays/Cancellations (64), Car/Rental Hire Excess (2), Personal Liability (2) and Other (22)
  • Claim ApprovedYes (77) · No (95)
  • UnderwriterMitsui Sumitomo
  • Maximum Ages Covered 69 years old to 100 years old
  • Overseas Emergency Assistance Not Applicable and Unlimited
  • Emergency Dental$500 and Not Included
  • Pregnancy (max weeks) 32 weeks
  • Overseas Emergency Medical & Hospital ExpensesNot Applicable and Unlimited
  • Theft of Cash $300 and Not Included
  • Luggage & Personal Effects $2,000, $2,500, $4,000 and $7,500
  • Personal Liability A$1,000,000 to A$3,000,000
Bupa Travel Insurance

Bupa Travel Insurance · includes 4 listings

4.0 from 134 reviews

Latest review: I applied for a claim for cancellation of my tour due to COVID 19. All the costs were covered by them Thank you, Suzzane at CGU for being supportive, I recommend BUPA insurance for

  • Transparency
    3.7 (3)
  • Customer Service
    3.5 (4)
  • Value for Money
    4.0 (4)
  • Type of ClaimMedical (1)
  • Claim ApprovedYes (2) · No (0)
  • UnderwriterInsurance Australia Limited
  • Maximum Ages Covered 85 years old
  • Overseas Emergency Assistance Not Included and Unlimited
  • Emergency DentalNot Included and Unlimited
  • Pregnancy (max weeks) 24 weeks
  • Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
  • Theft of Cash $500 and Not Included
  • Luggage & Personal Effects $2,500, $3,000, $7,500 and $15,000
  • Personal Liability A$1,000,000 to A$2,500,000
TravelCard Real-Time Travel Insurance

TravelCard Real-Time Travel Insurance

4.2 from 73 reviews

Latest review: Orr policy has been great value, I was recently on the gold coast when i lost my car keys in the ocean as forgot they were in my pocket when I was thrown in after mucking around on the beach. I

  • Transparency
    4.0 (57)
  • Customer Service
    3.9 (59)
  • Value for Money
    3.9 (57)
  • Type of ClaimMedical (12), Lost/Stolen Property (8), Travel Delays/Cancellations (10) and Other (4)
  • Claim ApprovedYes (34) · No (6)
No values yet
Woolworths Travel Insurance

Woolworths Travel Insurance · includes 8 listings

3.8 from 226 reviews

Latest review: I purchased travel insurance from Woolies Insurance in March for a flight to New Zealand that was supposed to happen in April-May, however, due to the Coronavirus border restrictions I ended up

  • Transparency
    3.0 (31)
  • Customer Service
    3.3 (42)
  • Value for Money
    3.4 (43)
  • Type of ClaimMedical (13), Lost/Stolen Property (3), Travel Delays/Cancellations (8) and Other (3)
  • Claim ApprovedYes (25) · No (11)
  • UnderwriterHollard
  • Maximum Ages Covered 75 years old to 79 years old
  • Overseas Emergency Assistance Not Included and Unlimited
  • Emergency Dental$500 and Not Included
  • Pregnancy (max weeks) 25 weeks
  • Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
  • Theft of Cash $250 and Not Included
  • Luggage & Personal Effects $2,000 (excluding laptops, tablets, mobile phones, cameras and video cameras), $5,000 and $15,000
  • Personal Liability A$1,000,000 to A$3,000,000
Cover-More Travel Insurance

Cover-More Travel Insurance · includes 7 listings

3.5 from 2,546 reviews

Latest review: I took a travel insurance policy with Cover-More for our annual trip to the Gold Coast. Due to the Corona Virus we never got there and what a surprise I got when Cover-More refunded my coverage fee

  • Transparency
    2.4 (324)
  • Customer Service
    2.4 (380)
  • Value for Money
    2.4 (374)
  • Type of ClaimMedical (92), Lost/Stolen Property (38), Travel Delays/Cancellations (86), Car/Rental Hire Excess (10), Personal Liability (3) and Other (39)
  • Claim ApprovedYes (111) · No (136)
  • UnderwriterZurich
  • Maximum Ages Covered 99 years old
  • Overseas Emergency Assistance $10,000,000, Not Covered and Unlimited
  • Emergency Dental$10,000,000, Not Included and Unlimited
  • Pregnancy (max weeks) Optional cover for up to the 24th week
  • Overseas Emergency Medical & Hospital Expenses$10,000,000, Not Covered and Unlimited
  • Theft of Cash $250 and Not Included
  • Luggage & Personal Effects $3,000, $7,500, $15,000 and Not Included
  • Personal Liability A$200,000 to A$2,500,000
Zoom Travel Insurance

Zoom Travel Insurance · includes 5 listings

4.2 from 48 reviews

Latest review: Took out a 1 year FT ZOOM Policy for all of 2020, International travel was banned from Australia 18th March 2020. Contacted ZOOM 2 days ago and Zoom gave us a $498 pro-rata Credit Voucher for portion

  • Transparency
    4.3 (38)
  • Customer Service
    4.5 (40)
  • Value for Money
    4.3 (42)
  • Type of ClaimMedical (4), Lost/Stolen Property (2), Travel Delays/Cancellations (2), Car/Rental Hire Excess (2) and Other (2)
  • Claim ApprovedYes (9) · No (2)
  • UnderwriterLloyd's
  • Maximum Ages Covered 69 years old to 85 years old
  • Overseas Emergency Assistance Not Included and Unlimited
  • Emergency Dental$500 and Not Included
  • Pregnancy (max weeks) 24 weeks
  • Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
  • Theft of Cash $250 and Not Included
  • Luggage & Personal Effects $7,500 and Not Included
  • Personal Liability A$2,500,000 to A$5,000,000
RAC Travel Insurance

RAC Travel Insurance · includes 5 listings

3.6 from 162 reviews

Latest review: Whilst initially unable to get a refund for travel insurance booked for a cancelled trip, we later found out that the underwriters were now offering full refunds. It was a bit disappointing that I

  • Transparency
    3.5 (49)
  • Customer Service
    3.9 (70)
  • Value for Money
    3.7 (70)
  • Type of ClaimMedical (10), Lost/Stolen Property (5), Travel Delays/Cancellations (4) and Other (3)
  • Claim ApprovedYes (13) · No (11)
  • UnderwriterTokio Marine & Nichido Fire Insurance
  • Maximum Ages Covered 110 years old
  • Overseas Emergency Assistance Not Covered and Unlimited
  • Emergency Dental$2,000, $500, Not Included and Unlimited
  • Pregnancy (max weeks) 26 weeks
  • Overseas Emergency Medical & Hospital ExpensesNot Covered and Unlimited
  • Theft of Cash $250, $500 and Not Included
  • Luggage & Personal Effects $2,000, $7,500 and $15,000
  • Personal Liability A$10,000,000
Page 1 of 4