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Best Travel Insurance
Travel insurance will give you peace of mind and cover you for a range of situations that may arise, such as emergency overseas medical expenses, lost or stolen personal items and your car hire excess depending on the level of coverage you choose. Here's how to use our filters and a quick overview of each specification to help you compare travel insurance policies and choose the best insurance policy for you:
Read More...Coverage Type
- Single Trip (Overseas): coverage for one standalone overseas trip.
- Multi-Trip (Multi-Trip): coverage for annual multitrips. A maximum days limit per trip applies.
- Medical-Only: basic coverage for medical expenses and assistance.
- Already Overseas: coverage if you've already left Australia and need travel insurance. A waiting period usually applies, between 24 hours and 72 hours.
- Domestic: coverage for domestic travel within Australia.
- Non-Medical: coverage for luggage and cancellations etc, excluding medical coverage.
- Vehicle Only: coverage for rental vehicle excess only.
Maximum Age Covered
- Many travel insurance policies have an age limit, so use the slider to view policies that will cover the oldest person in your travelling party.
Medical Coverage
- Use the filters to view policies that cover Pregnancy and Overseas Emergency Assistance if needed.
Luggage & Personal Effects
- Maximum Single Item Limit: the maximum you can claim per item, exclusions or different limits for different types of items may apply.
- Benefits Limit: the maximum total value of all your claims combined that you can be reimbursed for.
Ancillary
- Personal Liability: the maximum amount you'll be covered for if you become personally liable for any damage to other persons or their property.
- Motorbike/Moped Coverage: coverage dependent on engine capacity - see Details (use the Compare feature or view individual listings) and the insurance provider's product disclosure statement for specifications.
Rental Vehicle Excess
- Limit: the amount your policy will cover you for if you become liable to pay any rental car hire excess as a result of damage or theft to a rental vehicle.
Special Activities Packages
- Special Activities: choose Snow / Ski, Cruise, Adventure / Extreme Sports and Golf if you want to be covered for any of these activities. They may be included in the policy, or an optional extra.
- For even more specific filtering, as Cruise and Snow / Ski are the most popular activities, choose between Included or Optional Extra to find policies that either already have these activities included or if you need to purchase an add-on for coverage.
Handy Tip: After using the filters to narrow down your options to view only policies relevant to your needs, use our Compare feature to view even more in-depth details, such as the maximum weeks pregnancy is covered for, emergency dental limits and specific single item limits.
331 listings
- Award Winner 2020
Southern Cross Travel Insurance
Latest review: Have been using scti for a number of years while in Spain. Have had to make a number of claims. It has always been a straightforward process and quick
- Review Summary
- Specifications
- Transparency 4.4 (209)
- Customer Service4.4 (250)
- Value for Money4.4 (263)
- Type of ClaimMedical (39), Lost/Stolen Property (23), Travel Delays/Cancellations (44), Car/Rental Hire Excess (7), Personal Liability (2) and Other (17)
- Claim ApprovedYes (113) · No (17)
- UnderwriterSouthern Cross
- Maximum Ages Covered 101 years old
- Overseas Emergency Assistance Unlimited
- Emergency Dental$750
- Pregnancy (max weeks) 20 weeks
- Overseas Emergency Medical & Hospital ExpensesUnlimited
- Theft of Cash $500 (as part of Travel Document cover)
- Luggage & Personal Effects $25,000
- Personal Liability $1,000,000
- Award Winner 2021
- 2020
Seniors Travel Insurance · includes 3 listings
Latest review: absolutely, the consultant was patient and took plenty of time to explain everything. Was a comfort to communicate with a English speaking consultant who was easy to understand and very
- Review Summary
- Specifications
- Transparency 4.5 (291)
- Customer Service4.6 (304)
- Value for Money4.4 (318)
- Type of ClaimMedical (10), Lost/Stolen Property (1) and Travel Delays/Cancellations (1)
- Claim ApprovedYes (17) · No (1)
- UnderwriterHollard
- Maximum Ages Covered 89 years old
- Overseas Emergency Assistance $10,000 (Domestic Only) and Unlimited
- Emergency Dental$1,000, $5,000 and Not Included
- Pregnancy (max weeks) 24 weeks (pending assessment)
- Overseas Emergency Medical & Hospital ExpensesNot Included
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $5,000 and $15,000
- Personal Liability $1,000,000 to $3,000,000
Fast Cover Travel Insurance · includes 6 listings
Latest review: I have used this company a few times got a voucher for when my cruise was cancelled was happy with that as I brought the cover with it saying dosnt cover COVID the cruise was cancelled because of
- Review Summary
- Specifications
- Transparency 4.5 (261)
- Customer Service4.5 (314)
- Value for Money4.5 (356)
- Type of ClaimMedical (57), Lost/Stolen Property (17), Travel Delays/Cancellations (27), Car/Rental Hire Excess (2), Personal Liability (2) and Other (9)
- Claim ApprovedYes (95) · No (16)
- UnderwriterHollard
- Maximum Ages Covered 64 years old to 89 years old
- Overseas Emergency Assistance Not Included and Unlimited
- Emergency Dental$1,000, $500, $750 and Not Included
- Pregnancy (max weeks) 23 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $5,000, $7,500, $15,000 and Optional up to $2,000
- Personal Liability $1,000,000 to $5,000,000
Worldcare Travel Insurance · includes 5 listings
Latest review: My wife buy travel insurance comprehensive plan A , Cover Type Family, sadly she’s get accident, pass away 3 year ago . I still no understand, i only get compensation accidental death $25000 under p
- Review Summary
- Specifications
- Transparency 4.2 (144)
- Customer Service4.4 (171)
- Value for Money4.4 (191)
- Type of ClaimMedical (13), Lost/Stolen Property (4), Travel Delays/Cancellations (7), Car/Rental Hire Excess (4) and Other (5)
- Claim ApprovedYes (22) · No (5)
- UnderwriterAllianz
- Maximum Ages Covered 74 years old to 101 years old
- Overseas Emergency Assistance Not Included and Unlimited
- Emergency Dental$1,000 and Not Included
- Pregnancy (max weeks) 23 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $5,000, $10,000 and Not Included
- Personal Liability $2,500,000
Tripcover
Latest review: Taken out cover insurance for my upcoming campervan trip to the North of WA. The policy is simple and of such great value, I felt the need to double check on the details. From the outset, Des was
- Review Summary
- Specifications
- Transparency 4.9 (29)
- Customer Service4.8 (34)
- Value for Money5.0 (33)
- Type of ClaimTravel Delays/Cancellations (1), Car/Rental Hire Excess (1) and Other (1)
- Claim ApprovedYes (3) · No (0)
- UnderwriterAllianz
- Maximum Ages Covered 75 years old
- Overseas Emergency Assistance Not Included
- Emergency DentalNot Included
- Overseas Emergency Medical & Hospital ExpensesNot Included
- Theft of Cash Not Included
- Luggage & Personal Effects $500
Online Travel Insurance · includes 5 listings
Latest review: Purchased the highest product for my trip well before COVID (October 2019). Prior to not being able to travel I had sought advice about what sort of cover I would receive in case of a pandemic - no
- Review Summary
- Specifications
- Transparency 3.6 (87)
- Customer Service3.6 (88)
- Value for Money4.0 (102)
- Type of ClaimMedical (5), Lost/Stolen Property (6), Travel Delays/Cancellations (12), Personal Liability (1) and Other (2)
- Claim ApprovedYes (10) · No (11)
- UnderwriterAllianz
- Maximum Ages Covered 74 years old
- Overseas Emergency Assistance Not Covered and Unlimited
- Emergency Dental$1,000 and Not Included
- Pregnancy (max weeks) 24 weeks and Not Included
- Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $5,000, $10,000 and Not Included
- Personal Liability $1,000,000
1Cover Travel Insurance · includes 5 listings
Latest review: As stated in previous comments from other unhappy customers. We too were given 18 months to use credit due to covid restrictions early last year. My wife and I are heading to Cairns on Monday and I
- Review Summary
- Specifications
- Transparency 3.4 (292)
- Customer Service3.6 (338)
- Value for Money3.6 (353)
- Type of ClaimMedical (50), Lost/Stolen Property (19), Travel Delays/Cancellations (37), Car/Rental Hire Excess (9), Personal Liability (2) and Other (14)
- Claim ApprovedYes (88) · No (40)
- UnderwriterLloyd's
- Maximum Ages Covered 74 years old to 101 years old
- Overseas Emergency Assistance Not Covered and Unlimited
- Emergency Dental$1,000, $500 and Not Included
- Pregnancy (max weeks) 24 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Covered and Unlimited
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $5,000, $15,000 and Not Included
- Personal Liability $5,000,000
TID Travel Insurance Direct · includes 4 listings
Latest review: I chose to go with Travel Insurance Direct (TID) for my trip through Central and South America in 2019. I decided to go with them because they had competitive pricing, however I later learnt why they
- Review Summary
- Specifications
- Transparency 2.9 (77)
- Customer Service2.7 (87)
- Value for Money2.8 (86)
- Type of ClaimMedical (19), Lost/Stolen Property (16), Travel Delays/Cancellations (23), Car/Rental Hire Excess (2) and Other (9)
- Claim ApprovedYes (33) · No (25)
- UnderwriterXL Insurance Company SE
- Maximum Ages Covered 76 years old to 81 years old
- Overseas Emergency Assistance $5,000,000, Not Included and Unlimited
- Emergency Dental$500 and Not Included
- Pregnancy (max weeks) 26 weeks
- Overseas Emergency Medical & Hospital Expenses$5,000,000, Not Included and Unlimited
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $3,000, $4,000 and $12,000
- Personal Liability $1,000,000 to $2,500,000
Allianz Travel Insurance · includes 4 listings
Latest review: had a trip booked for March 2020, flights and tour was cancelled which was ok as we got credits from both providers and we thought we will book later on. We were informed that the tour provider had
- Review Summary
- Specifications
- Transparency 4.0 (513)
- Customer Service4.1 (560)
- Value for Money4.1 (614)
- Type of ClaimMedical (30), Lost/Stolen Property (16), Travel Delays/Cancellations (38), Car/Rental Hire Excess (2), Personal Liability (2) and Other (17)
- Claim ApprovedYes (48) · No (44)
- UnderwriterAllianz
- Maximum Ages Covered 74 years old to 101 years old
- Overseas Emergency Assistance Not Included and Unlimited
- Emergency Dental$1,000 and Not Included
- Pregnancy (max weeks) 23 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $10,000 and Not Included
- Personal Liability $2,500,000 to $5,000,000
Travel With Jane · includes 4 listings
Latest review: We were insured with Travel with Kit for a trip on the Ghan which was cancelled, when I rang to see what could be done a refund was immediately offered. This was so good to hear after our many
- Review Summary
- Specifications
- Transparency 4.6 (28)
- Customer Service4.4 (30)
- Value for Money4.4 (31)
- Type of ClaimMedical (2), Lost/Stolen Property (1), Travel Delays/Cancellations (7) and Other (1)
- Claim ApprovedYes (8) · No (2)
- UnderwriterLloyd's
- Maximum Ages Covered 99 years old
- Overseas Emergency Assistance $5,000, $15,000, $25,000 and Not Covered
- Emergency Dental$2,000, $500 and Not Included
- Pregnancy (max weeks) Optional cover for up to 32 weeks and Optional for up to 32 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Covered and Unlimited
- Theft of Cash $1,000, $300 and Not Included
- Luggage & Personal Effects $2,000, $10,000 and Not Included
- Personal Liability $1,000,000 to $3,500,000
Columbus Direct · includes 6 listings
Latest review: We were scheduled for a holiday in early March of 2020 and was booked in 2019 when Coronavirus wasn’t an issue. Since our holiday was booked way before the pandemic our insurance was still valid for o
- Review Summary
- Specifications
- Transparency 4.1 (24)
- Customer Service4.4 (27)
- Value for Money4.4 (30)
- Type of ClaimMedical (2), Lost/Stolen Property (1) and Travel Delays/Cancellations (2)
- Claim ApprovedYes (0) · No (2)
- UnderwriterLloyd's
- Maximum Ages Covered 84 years old
- Overseas Emergency Assistance $25,000,000 and Not Included
- Emergency Dental$1,000, $500 and Not Included
- Pregnancy (max weeks) 26 weeks
- Overseas Emergency Medical & Hospital Expenses$25,000,000 and Not Included
- Theft of Cash $250, $500 and Not Included
- Luggage & Personal Effects $2,500, $2,750, $7,500 and $10,000
- Personal Liability $1,000,000 to $5,000,000
InsureandGo Australia · includes 12 listings
Latest review: The first and only time I will get insurance here. I got the top of the line policy, the policy said, covers $7500 excess on rental vehicle, however the only vehicle that was covered is a sedan, I
- Review Summary
- Specifications
- Transparency 3.4 (1,116)
- Customer Service3.6 (1,348)
- Value for Money3.7 (1,500)
- Type of ClaimMedical (166), Lost/Stolen Property (61), Travel Delays/Cancellations (165), Car/Rental Hire Excess (13), Personal Liability (5) and Other (71)
- Claim ApprovedYes (281) · No (172)
- UnderwriterMitsui Sumitomo
- Maximum Ages Covered 64 years old to 100 years old
- Overseas Emergency Assistance Not Included and Unlimited
- Emergency Dental$500 and Not Included
- Pregnancy (max weeks) 32 weeks and Not Included
- Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
- Theft of Cash $200, $250, $300, $500 and Not Included
- Luggage & Personal Effects $2,000 (excluding electronic devices and valuables), $2,000 (excluding laptops, tablets, mobile phones, cameras and video cameras), $3,000, $5,000, $6,000 and $8,000
- Personal Liability $1,500,000 to $5,000,000
iTrek · includes 4 listings
Latest review: I've spend a month trying to get a response from Itrek (not claim related). Emails go unanswered and the one time I got hold of someone on the phone, I was promised a reply in the next few days -
- Review Summary
- Specifications
- Transparency 3.0 (6)
- Customer Service3.3 (7)
- Value for Money3.8 (6)
- Type of ClaimMedical (4), Travel Delays/Cancellations (3) and Other (1)
- Claim ApprovedYes (4) · No (1)
- UnderwriterLloyd's
- Maximum Ages Covered 49 years old to 64 years old
- Overseas Emergency Assistance $5,000,000 and Unlimited
- Emergency Dental$500
- Pregnancy (max weeks) 24 weeks
- Overseas Emergency Medical & Hospital Expenses$15,000
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $2,500, $10,000 and Not Included
- Personal Liability $1,000,000 to $2,500,000
Tick Travel Insurance · includes 7 listings
Latest review: I bought cover with the option to cancel, 3 months before COVID hit. I rang to tell them my wedding holiday was cancelled and they told me the cancellation period was 14 days after purchase.... they
- Review Summary
- Specifications
- Transparency 3.6 (522)
- Customer Service3.6 (623)
- Value for Money4.0 (717)
- Type of ClaimMedical (54), Lost/Stolen Property (23), Travel Delays/Cancellations (64), Car/Rental Hire Excess (2), Personal Liability (2) and Other (22)
- Claim ApprovedYes (77) · No (95)
- UnderwriterMitsui Sumitomo
- Maximum Ages Covered 69 years old to 100 years old
- Overseas Emergency Assistance Not Applicable and Unlimited
- Emergency Dental$500 and Not Included
- Pregnancy (max weeks) 32 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Applicable and Unlimited
- Theft of Cash $300 and Not Included
- Luggage & Personal Effects $2,000, $2,500, $4,000 and $7,500
- Personal Liability $1,000,000 to $3,000,000
Bupa Travel Insurance · includes 4 listings
Latest review: I applied for a claim for cancellation of my tour due to COVID 19. All the costs were covered by them Thank you, Suzzane at CGU for being supportive, I recommend BUPA insurance for
- Review Summary
- Specifications
- Transparency 3.7 (3)
- Customer Service3.5 (4)
- Value for Money4.0 (4)
- Type of ClaimMedical (1)
- Claim ApprovedYes (2) · No (0)
- UnderwriterInsurance Australia Limited
- Maximum Ages Covered 85 years old
- Overseas Emergency Assistance Not Included and Unlimited
- Emergency DentalNot Included and Unlimited
- Pregnancy (max weeks) 24 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
- Theft of Cash $500 and Not Included
- Luggage & Personal Effects $2,500, $3,000, $7,500 and $15,000
- Personal Liability $1,000,000 to $2,500,000
TravelCard Real-Time Travel Insurance
Latest review: Orr policy has been great value, I was recently on the gold coast when i lost my car keys in the ocean as forgot they were in my pocket when I was thrown in after mucking around on the beach. I
- Review Summary
- Transparency 4.0 (57)
- Customer Service3.9 (59)
- Value for Money3.9 (57)
- Type of ClaimMedical (12), Lost/Stolen Property (8), Travel Delays/Cancellations (10) and Other (4)
- Claim ApprovedYes (34) · No (6)
Woolworths Travel Insurance · includes 8 listings
Latest review: I purchased travel insurance from Woolies Insurance in March for a flight to New Zealand that was supposed to happen in April-May, however, due to the Coronavirus border restrictions I ended up
- Review Summary
- Specifications
- Transparency 3.0 (31)
- Customer Service3.3 (42)
- Value for Money3.4 (43)
- Type of ClaimMedical (13), Lost/Stolen Property (3), Travel Delays/Cancellations (8) and Other (3)
- Claim ApprovedYes (25) · No (11)
- UnderwriterHollard
- Maximum Ages Covered 75 years old to 79 years old
- Overseas Emergency Assistance Not Included and Unlimited
- Emergency Dental$500 and Not Included
- Pregnancy (max weeks) 25 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $2,000 (excluding laptops, tablets, mobile phones, cameras and video cameras), $5,000 and $15,000
- Personal Liability $1,000,000 to $3,000,000
Zoom Travel Insurance · includes 5 listings
Latest review: Took out a 1 year FT ZOOM Policy for all of 2020, International travel was banned from Australia 18th March 2020. Contacted ZOOM 2 days ago and Zoom gave us a $498 pro-rata Credit Voucher for portion
- Review Summary
- Specifications
- Transparency 4.3 (38)
- Customer Service4.5 (40)
- Value for Money4.3 (42)
- Type of ClaimMedical (4), Lost/Stolen Property (2), Travel Delays/Cancellations (2), Car/Rental Hire Excess (2) and Other (2)
- Claim ApprovedYes (9) · No (2)
- UnderwriterLloyd's
- Maximum Ages Covered 69 years old to 85 years old
- Overseas Emergency Assistance Not Included and Unlimited
- Emergency Dental$500 and Not Included
- Pregnancy (max weeks) 24 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $7,500 and Not Included
- Personal Liability $2,500,000 to $5,000,000
Cover-More Travel Insurance · includes 7 listings
Latest review: Covermore insurance was suggested by Flight centre who booked my holiday flying from Brisbane to Uluru, then Alice Springs to Adelaide and back to Brisbane. I was able to fly to Uluru and spent a
- Review Summary
- Specifications
- Transparency 2.4 (331)
- Customer Service2.4 (388)
- Value for Money2.4 (381)
- Type of ClaimMedical (92), Lost/Stolen Property (38), Travel Delays/Cancellations (90), Car/Rental Hire Excess (10), Personal Liability (3) and Other (40)
- Claim ApprovedYes (113) · No (137)
- UnderwriterZurich
- Maximum Ages Covered 99 years old
- Overseas Emergency Assistance $10,000,000, Not Covered and Unlimited
- Emergency Dental$10,000,000, Not Included and Unlimited
- Pregnancy (max weeks) Optional cover for up to the 24th week
- Overseas Emergency Medical & Hospital Expenses$10,000,000, Not Covered and Unlimited
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $3,000, $7,500, $15,000 and Not Included
- Personal Liability $200,000 to $2,500,000
RAC Travel Insurance · includes 5 listings
Latest review: Was advised that there was a possibility we could get something back from a policy we took out last year to go Tasmania. My wife spoke to the company and we were very pleased with the
- Review Summary
- Specifications
- Transparency 3.6 (51)
- Customer Service3.9 (72)
- Value for Money3.7 (72)
- Type of ClaimMedical (10), Lost/Stolen Property (5), Travel Delays/Cancellations (4) and Other (3)
- Claim ApprovedYes (13) · No (11)
- UnderwriterTokio Marine & Nichido Fire Insurance
- Maximum Ages Covered 110 years old
- Overseas Emergency Assistance Not Covered and Unlimited
- Emergency Dental$2,000, $500, Not Included and Unlimited
- Pregnancy (max weeks) 26 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Covered and Unlimited
- Theft of Cash $250, $500 and Not Included
- Luggage & Personal Effects $2,000, $7,500 and $15,000
- Personal Liability $10,000,000