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Hollard Home and Contents Insurance

Hollard Home and Contents Insurance

 Verifiedhollard.com.auABN: 78090584473
Hollard Home and Contents Insurance
1.1

177 reviews

Positive vs Negative
1%99%
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Hollard issues a range of general insurance products distributed by a network of well-known brands and agencies. For specific information on a particular product and important documents such as the PDS, PEDG, TMD and FSG, please visit the partner website relevant to your policy. For further information about Hollard, please visit hollard.com.au.

177 reviews
1  Ram  · Worst experience ever Took me over 2 hrs to get someone to answer my call cancelled policy straight away
1  Chris r.  · Don't insurance with this mob and if you encounter maincom video record their ever move and talk
1  C J.  · Came here for the comments after 3 days of waiting to cancel my policy. Terrible... service and the comments here paint the picture.
1  Sand  · Not even pick up their phone, waiting almost 3 hours on line, still no staff answer me!!! Just ridiculous. Take your money to other insurance company!!!
1  Timothy P.  · No follow up – Car insurance through commonwealth bank No follow up, hang up on your calls and no action taken till you pressure comm bank staff Terrible
1  Dem L.  · If you want to be scamed professionally.. then go with Hollard – Run away and dont ever look back. Pretty much a scam but they do it in your face. Theifs!!
Disappointed
Disappointed VIC 2 posts
 

DO NOT USE They are hopeless. Different story every time you call. After 3 tries at "Scope of Work" still had 2 rooms swapped. My fault for not doing due diligence. Just accepted Commonwealth Bank recommendation when getting loan. Did not renew, now with Allianze. Have not yet made a claim with them, but they have great reviews.

Hollard
Hollard    

Hi, thank you for your feedback. We’re sorry to hear… Read more

Ask the reviewer
barun b.
barun b.
 

They doesn't even deserve any star.Worst insurance provider in the market.Not getting things done and delaying things are normal for them.Stay out of it on time.

Hollard
Hollard    

Hi Barun, Thank you for your feedback. We’re sorry to… Read more

Ask the reviewer
abigail
abigail QLD 3 posts
 

AVOID LIKE THE PLAGUE!!!!!! HOLLARD ARE SCAMMERS!!!! My bike was stolen. I spent HOURS OF MY TIME lodging claims, completing and submitting the endless forms they required, getting a police report, getting a quote for a new bike, sitting on hold, being told "we are about to call you, stop what you are doing and make sure you answer hte phone" by… Read more

automated text, hten being told I had to call them back if I missed the call, then hvaing to endlessly spell out my name because they couldn't find the record... ONLY TO NOW BE TOLD "you're not covered bc hte bike was stolen from somewhere that's not your house". WHY NOT JUST TELL ME THAT AT THE START????????? HOURS OF TIME WASTED AND HUNDREDS OF DOLLARS SPENT ON DODGY INSURANCE FOR ABSOLUTELY NOTHING!!! This is criminal behaviour and should be investigated!! I will be submitting a complaint ACCC!!! DO NOT GIVE THEM YOUR MONEY!!!!

Hollard
Hollard    

Hi Abigail, thank you for your feedback. We’re sorry to… Read more (+1 reply)

Reviews with attachments

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mark d.
mark d. VIC
 

Re claim- 222-02-048235 We had a small fire in our house which damaged carpet in our hall, and a display cabinet. We were very lucky to have escaped from this with minor damage. I thought our claim would be straightforward but over 3 months after the event we are still having issues with Commonwealth / Hollard Insurance. It has been months of… Read more

constant emails and phone calls to try to prompt them into some sort of action. With rarely a return email or phone call.

When you do call them you are nearly always transferred to someone else only to be put back to the phone button prompts to eventually speak with someone else who wants to transfer you again. Is this deliberate? I hope not.

We eventually got new carpet laid in our affected hallway but it does not match the adjoining rooms which run off it. The sample shown to us was a near perfect match. And yes we signed a document accepting possible colour variations. However the new carpet laid is not even close to the existing carpet colour . This is not acceptable and our house has not been restored to its original condition.

We have made a complaint re the carpet and they offered us $700 compensation. It will probably cost over $5000 to rectify.

We refused their offer and they said they would get back to us with an answer. Which of course they haven’t.

The only contact we have had since is a request for the policy excess. What a cheek!

I feel we have been very patient regarding the processing of this claim, but in my opinion the procrastination, lack of contact, poor follow up and quite frankly the neglectful disregard of our claim has been quite stunning and we will be taking this further.

We cancelled our car insurance a few years back with Commonwealth Insurance / Hollard following an equally poor experience. I had hoped it was a once off and that our home insurance would yield a different result. Alas no.

We payed for a service and have received little in return. God knows what we would have done if our house had burnt down.

I would personally never sign up with Commonwealth / Hollard Insurance again.

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Andrea Stav
Andrea Stav QLD 14 posts
 

Absolutely disgraceful – Hollard Insurance now owners of CBA Insurance will do anything to coverup substandard repairs they will even lie .I had 2 claimed that are still open and ongoing. 1. 12 months 2. 8 months . Their construction partner - Arc projects Brisbane is question do horrible substandard work , take short cuts , use builders bog by the truck load - it’s… Read more

evident they continually lie to cover themselves if you are not satisfied . The trades arrive disgruntled as most have no instructions of what work is required and just really don’t care . The project managers never attend to check trade quality . The actually direct the trades by phone to complete a hurried repair . This is ridiculous as carpentry and repairs is so visual . I have escalated both my claims to AFCA and the QBCC. I will be changing my insurer ASAP

Hollard
Hollard    

Hi Andrea, I’m sorry, we don’t want you to feel that way.… Read more (+1 reply)

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Kevin Nguyen
Kevin Nguyen VIC 4 posts
 

Hollard Insurance is a complete waste of money – If I could put zero star I would. The garage door was fallen apart from one side by itself and can’t be closed I had to lodge a claim as well as organised someone to come over to fix urgently but unfortunately it happened again. The excess fee is actually more than the cost to fix itself as they classified as accidental damage. After 3 months… Read more

back and forth I couldn’t chase up the repairer and the insurance company refused the claim and make it as I organised it myself but what if I left the garage door open someone could break into the house. Now they said they will get a senior to review and take another 5-7 business day to look into

What a waste of money

Hollard
Hollard    

Hi Kevin, I’m sorry you’re disappointed with us. We’d… Read more

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luke
luke WA 3 posts
   Verified

absolute garbage. cancelling today – After 10 years of insuarnce with this company and nearly $15,000 spent in insurance cover over those years my roof has collapsed in one of my rooms and the declined the insurance. What is the point in have insurance, this is the one and only claim ive ever made and they refuse it after 3 weeks wasting my time in the middle of winter. I could have… Read more

fixed it three weeks ago and saved the extra energy costs to heat the house. Im so annoyed im going to change banks aswell as they are linked to commonwealth bank and expected better from them.

Hollard
Hollard    

Hi Luke, thank you for your feedback. This has been passed onto the relevant area for review.

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P.singh
P.singh VIC 11 posts
 

Very bad insurance company – I had storm claim it took 15 months to repair and most of serious issues left ignored by saying wear and tear,ceiling got cracks during the repair project due to moisture and their poor workmanship but they refused to repair very poor work quality unprofessional building company they used "UBS" so irresponsible and unprofessional I bought Holland… Read more

landlord insurance through Commonwealth bank , everyone advised not to buy any insurance policy from Hollard /Commonwealth bank house is still not ready after 15 months costing me apx 7% interest rate for vacated property so disappointed and stressed

Hollard
Hollard    

Hi P.singh, I’m sorry you’re disappointed with us. We’d… Read more (+6 replies)

Latest follow-ups

John L.
John L. QLD 7 posts
 

I was with CommInsure for many years. Then Commonwealth Bank sold CommInsure to Hollard. It was THE WORST decision CBA made. Hollard is terrible. Hollard sent notification to me one and a half months before the insurance renewal due date. I called… Read more

them on the phone and asked for the insurance policy to be terminated because I have started a new insurance policy with another company. Their answer is, "No, we do not process cancellations more than 2 weeks before the renewal date. Call us again when the time comes." I wanted to shout, "WHY? It's so difficult to get through to you on your support phone, and I am speaking to you right now, and I have all the information ready. WHY CAN'T YOU DO IT NOW?" But they have hung up.

 Follow-up  · Result: I called Hollard again within the 2 week timeframe they set, and managed to cancel the insurance policy. Q: Why the two-week rule? A: No reason was given. When I mentioned about the absurdity of the two-week rule in my second call, the support person just said, "Yes, there is this two-week rule." Q: Did they offer alternatives? A: No,… Read more

Hollard
Hollard    

Hi John, I’m sorry you’re disappointed with us. We’d like… Read more

Positive reviews

Kevin Z.
Kevin Z. QLD 5 posts
 

Glass replacement insurance ☆☆☆☆☆ – Had the front window damaged by a rock and had window cover with Hollards, issue with O'Brien's glass as they are not able to supply and install for my Tesla M3LR. Spoke to Hollards and I had to organise the quote and install dirrect with Tesla which wasn't to much hassle and paid for it myself and put the invoice in and paid within a day so was… Read more ·  1

an easy process. Reading some of the reviews was concerning however my experience was good and recommend adding glass breakage insurance as it was worth it $1640 to replace and wasn't Hollards problem O'Brien's couldn't do the replacement. Thanks Hollards - appreciate the quick resolve and reimbursement.☆☆☆☆☆

Just Bill
Just Bill VIC 2 posts
 

I Can't understand the negativity – My wife and i were involved in an accident few days ago. Our car ended up in the water after i suffered a medical episode. Woolworths Insurance operator was amazing and her number one priority was my health from the moment i called her. I wasn't treated as some number but a person which she showed compassion. She kept me calm and i felt as if i… Read more ·  1

was talking to a 000 emergency operator. Then days later, i received a phone call from Judy H at Woolworths Insurance....... i was still struggling with what happened and she also showed nothing but compassion and updated me with the situation of my claim and the process of what will happen with my car. She also was so lovely and caring which later emailed me contact information for counselling service available as i was a woolworths insurance customer. She gave me hope in humanity again. So i don't get all these poor reviews. I have my car, House and contents, and Pet insurance with Woolworths and couldn't be happier.

Richard
Richard
 

Amazing Service – I dealt with a lovely gentleman with an English accent called Liam. He was incredibly helpful and understanding and made my experience with Hollard very pleasant. Very pleased and proud to say I use Hollard for my insurance. Thank you.  Show details

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Negative reviews

Victor
Victor NSW 10 posts
 Published  · Edited

I have been insured with CBA Home Insurance provided by HOLLARD for more than 10 years and, until this claim, had never made a claim on my home insurance policy. My claim involved water damage caused by a concealed tap spindle leak inside a bathroom wall cavity. Since lodging the claim in November 2025, I have experienced a lengthy and frustrating… Read more

claims process that remains unresolved more than seven months later.

What disappointed me most was the changing explanations given for the claim denial. During the course of the claim and AFCA dispute process, different causes were relied upon, including failed waterproofing, grout and silicone maintenance issues, and later a gradual spindle leak. This made it difficult for me to understand the insurer's position and address the reasons for the denial.

I provided reports from both a licensed builder and a licensed plumber, who independently identified an active leak was inside the wall cavity at the time of inspection, the escaping water has caused significant moisture damage to the timber wall frame, subfloor, and supporting posts underneath the house. However, I do not feel that these reports were given any sufficient weight during the assessment process. No responses were given on those findings by Hollard

I also requested a further independent assessment, as the leak remains active and structural damage is still visible, I still collect 10 litres of water on a bucket every 2-3 days now. But this was not considered.

The practical impact on my family has been significant. We have been without a functioning bathroom for an extended period and have had to make alternative arrangements for basic daily hygiene while the dispute has been going for 7 months!

Based on my personal experience, I have lost confidence in the Hollard's claims handling process and intend to move my insurance elsewhere once the matter is resolved with AFCA.

Hollard
Hollard    

Hi Victor, Thank you for your feedback. We’re sorry to… Read more (+3 replies)

Jason C.
Jason C. Victoria
 

Beware of purchasing an insurance policy from this unprofessional insurance company that denies claims by bringing out the wrong trades, they are affordable but dont pay up, if you like to be treated like dirt then these are the insurer for you,especially when you don’t make a claim and when you do they deny it, I wish I could leave 0 stars

Hollard
Hollard    

Hi Jason, Thank you for your feedback. We’re sorry to… Read more

Virginia McKenziep
Virginia McKenziep VIC 5 posts
 

We have been with COMBANK/HOLLARDS for over 50 years, my wife had her car stolen and Hollards said we had Portable Insurance, after filling in the supplied form stating what had been in the car, after 3 weeks we were told that as nothing had been… Read more

itemized, the claim was dismissed, if we had been told this at the start of the claim we would have saved hours of work. Never once could we speak to our Claim Manager. Disgraceful customer service, needless to say we are no longer insured with them.

 Follow-up  · By my calculation we have spent $100,000 on paying premiums to CBA/Hollards over nearly 50 years, yes the items that were stolen were not on the specified list, it was 20 years since we listed the portable items so of course we had no idea the iPhone and Apple Watch were not covered. We are no longer insured with CBA/Hollards, and as a result of… Read more

Hollard
Hollard    

Hi Virginia, We appreciate the time you have taken to… Read more (+2 replies)

Recent reviews

Anton
Anton 5 posts
 

My experience with Hollard Insurance has been nothing short of frustrating and deeply disappointing. From the outset, the level of customer service has been extremely poor—slow, unresponsive, and at times seemingly indifferent. Simple enquiries take an unreasonable amount of time to receive any response, often requiring repeated follow-ups just… Read more

to get basic updates. There is no sense of urgency or accountability. Communication is inconsistent and unclear, leaving you uncertain about where your claim stands or what is even required from you.

What stands out most is how unreliable the entire process feels. Claims appear to be delayed endlessly, only to be met with rejection or unnecessary complications. It creates the impression that the system is designed more to avoid paying claims than to support customers when they actually need help.

Overall, the experience has been exhausting. When you take out insurance, you expect peace of mind—but with Hollard, it has been the opposite: stress, delays, and a complete lack of trust in the process.

Hollard
Hollard    

Hi Anton, Thank you for your feedback. We’re sorry to… Read more (+2 replies)

Barbie W.
Barbie W. VIC 3 posts
 

Avoid at all costs Comminsure for Hollards. Totally disgraceful. If I could give Hollards no stars I would. Hollards lied and denied a storm damage claim in 2017. I am battling them over this claim chandeliers fell out of the ceilings. Holes in rhe ceilings for over 9 years and wavy water da.aged ceiling on both floors of a double storey. Totally… Read more

unacceptable. I will asking the ACCC to prosecute Hollards and the Assessor in my case. I will lodge a complaint to ASIC, the Insurance Coincil of Australia and the Australian Financial Complaints Authority as well for this misleading and deceptive conduct. This is fraudulant. I paid my premium and they breached their contract and duty of care to me.

Hollard
Hollard    

Hello Barbie, We're sorry to hear that your experience… Read more

Duc Anh T.
Duc Anh T. TAS 2 posts
 

I have 5 insurance policies with Hollard. Never gave it 2nd thought until I had to make a claim. I was unlucky enough to have a tenant assaulted me and intentionally damaged my house before moving out. The insurance never acknowledged the situation or tried to help. The assessor came out the next day, but the person from Hollard side who was… Read more

 supposed to be on a video call was never available, wasting the assessors and me a few hours.

I submitted all my documents, waited over a week, called and it turned out no-one reviewed my documents. When they reviewed it, they requested the SAME documents, looking like they didn't even read my emails.

I called back and never got to speak to the case manager again, always someone else, who all acknowledged that I have sent all the documents but couldn't help progress the claim as "have to be my case manager to do it". Left 3 messages for the case manager to call back, never got a call.

If that's how they treated a customer with 5 policies, stay away!

Hollard
Hollard    

Hi Duc, We're sorry to hear your experience with us… Read more

Damanpreet Kaur
Damanpreet Kaur
 

I am ringing them since Sunday that my home is not liveable after storm, If they can book accommodation. They haven't done anything. Always making excuses that out team will call. Not even single call till morning. I burst out on my 4th call then they offered me accommodation that was not good enough. lots of communication gap in their internal team. I regret that I had home insurance with them

Hollard
Hollard    

Hello Damanpreet, We're sorry to hear that your… Read more

BSW
BSW 3 posts
   Verified

Absolutely disgusting customer service. Whatever you do, do not go with Hollard. I've had TWO separate incidents with them, and each time the service has been absolutely terrible. They don't respond to emails, so don't even bother ever emailing, and when you speak to a representative on the phone you get conflicting, confusing information.… Read more

Appalling. Pay extra to go elsewhere if you can, but whatever you do, do not ever get any type of insurance through CBA/Hollard.

Janette
Janette 3 posts
 

Despite trying MANY times to contact them by phone and email, and writing complaints, they still are not progressing a claim made by their client (my renter) who partly demolished the garage with their car. Terrible company.

Hollard
Hollard    

Hello Janette, We're sorry to hear that your experience… Read more (+2 replies)

Find out how Hollard Home and Contents Insurance compares to other Services

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Deb
Deb VIC
 

I wish I had read all the reviews before I took out a policy with them. Absolutely worst experience, unprofessional, no one gets back to you and their policy is filled with so many loopholes why they will not cover you. Avoid, Run, don’t go there

Hollard
Hollard    

Hi Deb, I’m sorry you’re disappointed with us. We’d like… Read more

Elisa M
Elisa M  7 posts
 

This company is fraudulant and evil. Do not insure with them. Do not give them a cent of your money. 1 google will tell you they are being sued by ASIC.If minus 0 stars was an option I would givw it.

Hollard
Hollard    

Hi Elisa M, I’m sorry you’re disappointed with us. We’d… Read more

Lizzy H.
Lizzy H. 2 posts
 

RUN!!!! They are an awful company! They don't give a d^mn and will do anything they can to get out of whatever they can in a claim. We had two trees fall on our house during a storm. We now have mould growing in our ceiling and water damaged ceilings they are claiming was like that before. The repair on the roof was ugly, wrong tile colour used.… Read more

same for the gutters. The roof was still leaking we had to pay for someone to complete the repair and the gutters they were replaced were patchwork bits and pieces that don't seal properly or match the other gutters right so they leak as well. Their repairman replaced a tile with a hole in it so we had more leaking in a new spot and ceiling damage and they just wipe their hands of all of this! Their is a reason they had such a bad rating. I'm so mad! This is going to cost us thousand possibly 10s of thousands to get fixed. I've have taken it to the ombudsman and even without outside reports from qualified people stating the damage is due to the storm and the poor repairs and they still say they don't believe it was from the storm based on the dodgy reports their team wrote up! This has cause so much stress and inconvenience I can't even tell you! Hollards you are going to go under! You are the worst! I would rate 0 stars if I could!

Hollard
Hollard    

Hello Lizzy, We're sorry to hear that your experience… Read more (+1 reply)

AUS_Dog
AUS_Dog VIC 4 posts
 

Hollard handled a claim on behalf of their insured client. We were the injured party in the claim. Hollard handled it in an adversarial and misleading way — minimising permanent damage as “cosmetic” and telling us AFCA had no jurisdiction. We accepted settlement, but their conduct was unprofessional and stressful.

Hollard
Hollard    

Hello, We're sorry to hear that your experience wasn't… Read more

Mick
Mick 7 posts
 

They are using out of date flood maps to provide quotes / denying cover. The updated flood maps showing no flood risk are freely available from the relevant authorities and Council.

Hollard
Hollard    

Hi Mick, I’m sorry you’re disappointed with us. We’d like… Read more

Elize
Elize WA 6 posts
 

Most frustrating service ever. Our claim has been approved then not approved then harassing the contractor and questioning their judgement. Most certainly going to find a better provider after this! Very easy to take our payment every month perhaps we stop paying until it gets sorted.

Hollard
Hollard    

Hi Elize, we're sorry to hear about your claims… Read more (+3 replies)

Linda
Linda 2 posts
 

The most disgusting, lying, grubby people out. My claim has been going on since March, they are continuously lying and back tracking and now have taken back on their payment agreement to me. My partner is extremely ill and they don’t care and told me that I will need to pay for my own electrician etc. They are morally corrupt and corrupt in their… Read more

dealings and business ethics. I am at the brink of ending my life over this and they just don’t care. They torture people so that they just give up in the end. How these grubs sleep at night is amazing. I only hope someone makes them and their loved ones suffer and karma will come for them all. Please do not waste your money on these things. Go elsewhere, they are the lowest of low.

Hollard
Hollard    

Hi Linda, we're sorry to hear about your claims… Read more

Olivia
Olivia SA 2 posts
 

I have been insured with Hollards for 20 plus years for car insurance and at times house and contents insurance. I made my third claim in all these years recently and it was rejected due to something that wasn't even factual, just an assumption. This feels very much like a scam, I pay money for a service and the service isn't provided. I will be… Read more

cancelling my policies and go with another provider. Loyalty isn't rewarded, I would not insure with this company.

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