Date	Comments	Rating
January 11th, 2010 Pros: Good looking, I like the orange color and the transparent window on the card. No Annual fee, quite high limit, easy to apply. No transaction fees on ATM and overseas is very tempting, and that's the main reason I applied for this card, however haven't got chance to use it oversea. Cons: Nothing. Overall: I keep this card at home as a backup card, online shopping card, and it costs nothing to stay in the draw. Even use it as a daily credit card it's still as good as others. It will become my primary card when going overseas. Reviewer: milysun Member since: Jan 11, 2010
January 8th, 2010 Pros: No international transaction fee. No annual fee. Cons: No BPay support. No rewards. Overall: The main highlight is the lack of international transaction fees. This means: 1. if you order a product from overseas in a different currency, or travel overseas, use this card to avoid the x% transaction fee. Different cards charge a different transaction fee. From memory it is 1% or so, which adds up. 2. Load up this card to a positive balance to be able to withdraw money from overseas ATMs. I have not noticed Wizard using less favourable exchange rates. Given that there is no annual fee, this feature is this card's raison d'être. If this feature is removed, this card would become just another of the many "no annual fee, no rewards" credit cards. Given that there is no website BPay support, it would be difficult to recommend this as a person's primary card. Till then, everyone who pays for anything in overseas currency should have this card—using another credit card for that purpose is a waste of money, unless earning rewards points makes up for it. Only once, when I traveled overseas, a cashier refused this card, because "it didn't have a chip" on it. Cashiers in some countries are also accept local credit cards. So have some local currency as a backup. Reviewer: d57a8q7 Member since: Dec 25, 2009
December 30th, 2009 Pros: Good card with no fees applied. Cons: So far none. Overall: I have this card for few years with no issues. I applied for a new credit limit without any complications Reviewer: raywst Member since: Dec 30, 2009

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