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Credit Cards
132 listings
Lombard Credit Card
- Categories: Low Rate & Zero Interest Credit Cards and Balance Transfer Credit Cards
- Card Type: Visa
- Benefits: Introductory Interest Rate
- Minimum Credit Limit: $1,000
- Minimum Income: $25,000
- Contactless Payments: Apple Pay
- Annual Fee: $99 p.a.
- Interest Free Period: At least 55 days
Latitude 28 Degrees Global Platinum Mastercard
- Categories: No Annual Fee Credit Cards and Frequent Flyer & Travel Credit Cards
- Card Type: Mastercard
- Benefits: No Foreign Transaction Fee
- Minimum Credit Limit: $6,000
- Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
- Annual Fee: $0 p.a.
- Interest Free Period: 55 days
No Annual Fee
No International Transaction Fees
No Currency Conversion Fees
Reviewers complain about fees when paying off the card (e.g. $0.95 BPAY fee)
Website and app experience seen as sub-par
Latitude Gem Visa
- Category: Low Rate & Zero Interest Credit Cards
- Card Type: Visa
- Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
- Annual Fee: $99 p.a.
- Interest Free Period: 55 days
Qantas American Express Discovery
- Categories: No Annual Fee Credit Cards, Frequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit Cards
- Card Type: American Express
- Minimum Credit Limit: $2,000
- Minimum Income: $35,000
- Rewards Program: Qantas Frequent Flyer
- Points Earn Rate: 0.75 points per $1
- Contactless Payments: Apple Pay, Fitbit Pay, Google Pay and Samsung Pay
- Annual Fee: $0 p.a.
- Interest Free Period: 44 days
No Annual Fee
No Points Earn Cap
0.75 point-per-dollar rate is reasonable for a $0-annual fee card
Generally fewer sign-up bonus points compared to other cards
Low Interest-Free Period (44 Days)
Commonwealth Bank Awards
- Categories: Balance Transfer Credit Cards and Rewards Credit Cards
- Card Type: Mastercard
- Minimum Credit Limit: $500
- Rewards Program: CommBank Awards
- Points Earn Rate: 1 points per $1
- Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
- Annual Fee: $59 p.a.
- Interest Free Period: 55 days
- Sign-Up Bonus: Receive 30,000 Bonus Awards Points when you apply by 31 October and spend $2,000 by 31 January 2020.
Entry-level credit limit of $500 minimum
Can earn either Commbank Awards points or Qantas Frequent Flyer points
High Balance Transfer Rate (5.99%)
Awards points earn rate capped at 50,000 per annum
Qantas points earn rate capped at 12,000 per annum
Switching to Qantas points program incurs an additional $30 annual fee
Qantas American Express Ultimate
- Categories: Frequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit Cards
- Card Type: American Express
- Benefits: Complimentary Travel Insurance, Sign-Up Bonus Points Offer and Travel Credit
- Minimum Credit Limit: $3,000
- Minimum Income: $65,000
- Rewards Program: Qantas Frequent Flyer
- Points Earn Rate: 1.25 points per $1
- Contactless Payments: Apple Pay, Fitbit Pay, Google Pay and Samsung Pay
- Annual Fee: $450 p.a.
- Interest Free Period: 44 days
- Sign-Up Bonus: Receive 55,000 bonus Qantas Points when you spend $3,000 within the first 3 months.
Regular Bonus Point Offers (currently 55,000)
High Points Earn Rate
Uncapped Annual Points Accrual
$450 yearly Qantas Travel Credit
Two complimentary Qantas Lounge invitations
High Annual Fee ($450)
Only 44 days Interest-Free Period
1% Balance Transfer Establishment Fee
$65,000 minimum income requirement
Reviewers commonly complain that AmEx is not accepted everywhere
Virgin Money No Annual Fee Visa
- Categories: No Annual Fee Credit Cards and Balance Transfer Credit Cards
- Card Type: Visa
- Minimum Credit Limit: $2,000
- Minimum Income: $25,000
- Contactless Payments: Samsung Pay
- Annual Fee: $0 p.a.
- Interest Free Period: 44 days
No Annual Fee
6.9% p.a. on balance transfers for up to 36 months if you apply by 02 December 2019
3.3% International Transaction Fee
You can't earn Velocity Points even though this card is issued by Virgin
Balance Transfer Rate at the end of the offer period reverts to the Cash Advance Rate of 20.99% p.a.
Westpac Low Rate
- Categories: Low Rate & Zero Interest Credit Cards and Balance Transfer Credit Cards
- Card Type: Mastercard
- Minimum Credit Limit: $500
- Maximum Credit Limit: $25,000
- Minimum Income: $15,000
- Contactless Payments: Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
- Annual Fee: $59 p.a.
- Interest Free Period: 55 days
Coles Rewards Mastercard
- Categories: Frequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit Cards
- Card Type: Mastercard
- Benefits: No Foreign Transaction Fee
- Rewards Program: flybuys and Velocity Frequent Flyer
- Points Earn Rate: 2 points per $1
- Contactless Payments: Apple Pay and Samsung Pay
- Annual Fee: $99 p.a.
- Interest Free Period: 55 days
50,000 Bonus Points when you apply by 30 September 2019 and spend $1,500 in the first 3 months
No International Transaction Fee
Earn 2 flybuys Points per $1 on eligible spend
$10 off Coles supermarket shop at the checkout each time you redeem 2,000 flybuys points
0% p.a. on balance transfers for 6 months
Relatively high $99 Annual Fee
$30 Late Payment Fee
ANZ Platinum
- Category: Balance Transfer Credit Cards
- Card Type: Visa
- Benefits: Complimentary Travel Insurance and Reduced First Year Annual Fee
- Minimum Credit Limit: $6,000
- Minimum Income: $35,000
- Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
- Annual Fee: $87 p.a.
- Interest Free Period: 55 days
- Reduced First Year Annual Fee: $0.00
ANZ First
- Category: Balance Transfer Credit Cards
- Card Type: Visa
- Minimum Credit Limit: $1,000
- Minimum Income: $15,000
- Rewards Program: ANZ Rewards
- Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
- Annual Fee: $30 p.a.
- Interest Free Period: 55 days
Low $30 Annual Fee (waived for full-time tertiary students)
0% p.a. on Balance Transfers for 18 months
Low minimum credit limit of $1,000 ($500 for students)
2% Balance Transfer Fee
3% Foreign Transaction Fee
Coles No Annual Fee MasterCard
- Categories: No Annual Fee Credit Cards, Balance Transfer Credit Cards and Rewards Credit Cards
- Card Type: Mastercard
- Benefits: Cashback Offer
- Minimum Credit Limit: $2,000
- Maximum Credit Limit: $60,000
- Minimum Income: $25,000
- Rewards Program: flybuys
- Points Earn Rate: 0.5 points per $1
- Contactless Payments: Apple Pay and Samsung Pay
- Annual Fee: $0 p.a.
- Interest Free Period: 55 days
- Sign-Up Bonus: Receive 20,000 bonus points when you apply by 30 September and spend $500 in the first 60 days from approval.
No annual fee
20,000 Bonus Flybuys Points when you apply by 30 September 2019 and spend $500 in the first 60 days from card approval
$10 off Coles supermarket shop at the checkout each time you redeem 2,000 flybuys points
0% p.a. on balance transfers for 6 months
Apple Pay, Samsung Pay
Low flybuys points earn rate of 1 Flybuy Point per $2
2.5% International Transaction Fee
Relatively high 19.99% interest rate
Reviewers mention poor customer service should an issue arise
Commonwealth Bank Diamond Awards
- Categories: Frequent Flyer & Travel Credit Cards and Rewards Credit Cards
- Card Type: Mastercard
- Benefits: Complimentary Travel Insurance and Sign-Up Bonus Points Offer
- Minimum Credit Limit: $15,000
- Maximum Credit Limit: $50,000
- Rewards Program: CommBank Awards
- Points Earn Rate: 1.25 points per $1
- Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
- Annual Fee: $349 p.a.
- Interest Free Period: 55 days
- Sign-Up Bonus: 120,000 Bonus Awards Points when you apply by 31 October and spend $6,000 by 31 January 2020.
Westpac Altitude Platinum
- Category: Rewards Credit Cards
- Card Type: American Express or Mastercard
- Benefits: Complimentary Travel Insurance and Sign-Up Bonus Points Offer
- Minimum Credit Limit: $3,000 to $6,000
- Rewards Program: Qantas Frequent Flyer, Velocity Frequent Flyer and Westpac Altitude Rewards
- Points Earn Rates: 0.5 to 2 points per $1
- Contactless Payments: Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
- Annual Fee: $49 p.a., $150 p.a. or $200 p.a.
- Interest Free Period: At least 44 days
Receive 60,000 Bonus Points if you apply by 15 October 2019 and spend $3,000 on eligible purchases in the first 90 days from card approval
Uncapped points earn rate
Complimentary Insurance covers, including Overseas Travel, Purchase Security and Transit Accident Insurance
$150 Annual Fee (additional $50 if you choose Velocity or Qantas)
3% Foreign Transaction Fee
ANZ Low Rate
- Categories: Low Rate & Zero Interest Credit Cards and Balance Transfer Credit Cards
- Card Type: Visa
- Minimum Credit Limit: $1,000
- Minimum Income: $15,000
- Rewards Program: ANZ Rewards
- Contactless Payments: Apple Pay and Google Pay
- Annual Fee: $58 p.a.
- Interest Free Period: 55 days
Woolworths Everyday Platinum
- Categories: Balance Transfer Credit Cards and Rewards Credit Cards
- Card Type: Visa
- Benefits: Reduced First Year Annual Fee
- Minimum Credit Limit: $6,000
- Minimum Income: $30,000
- Points Earn Rate: 3 points per $1
- Contactless Payments: Apple Pay
- Annual Fee: $0 p.a.
- Interest Free Period: 55 days
- Reduced First Year Annual Fee: $0.00
Commonwealth Bank Low Fee
- Categories: Low Rate & Zero Interest Credit Cards and Balance Transfer Credit Cards
- Card Type: Mastercard
- Benefits: Reduced First Year Annual Fee
- Minimum Credit Limit: $500
- Maximum Credit Limit: $50,000
- Minimum Income: $15,000
- Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
- Annual Fee: $0 p.a.
- Interest Free Period: 55 days
- Reduced First Year Annual Fee: $0.00
Once Credit Card
- Category: Balance Transfer Credit Cards
- Card Type: Visa
- Benefits: Introductory Interest Rate
- Minimum Credit Limit: $1,000
- Maximum Credit Limit: $30,000
- Contactless Payments: Apple Pay
- Annual Fee: $99 p.a.
- Interest Free Period: At least 55 days
American Express Platinum Edge
- Categories: Frequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit Cards
- Card Type: American Express
- Benefits: Complimentary Travel Insurance and Travel Credit
- Minimum Credit Limit: $3,000
- Minimum Income: $50,000
- Rewards Program: American Express Membership Rewards
- Points Earn Rate: 3 points per $1
- Contactless Payments: Apple Pay, Fitbit Pay, Google Pay and Samsung Pay
- Annual Fee: $195 p.a.
- Interest Free Period: 55 days
Bankwest Zero Platinum MasterCard
- Categories: No Annual Fee Credit Cards and Frequent Flyer & Travel Credit Cards
- Card Type: Mastercard
- Benefits: Complimentary Travel Insurance and No Foreign Transaction Fee
- Minimum Credit Limit: $6,000
- Maximum Credit Limit: $50,000
- Minimum Income: $65,000
- Contactless Payments: Apple Pay and Google Pay
- Annual Fee: $0 p.a.
- Interest Free Period: 55 days
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