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Best Frequent Flyer & Travel Credit Cards
Are you a member of or ready to join a frequent flyer program like Qantas Frequent Flyer or Velocity Frequent Flyer? Get a frequent flyer credit card and earn points as you spend, including on everyday expenses. You'll be able to redeem points that you earn on a wide variety of benefits including flights, hotels and transport.
Read More...The best credit card for you is dependent on which travel rewards program you are a member of. Combine our filters and you'll find one that offers you the benefits you need. For example, are you looking for a Qantas credit card with complimentary travel insurance? View your options here.
If aren't a member of any frequent flyer program yet, you might want to consider which features matter the most to you before choosing a card and its accompanying rewards program. If you travel overseas frequently or shop online from global retailers, you may prefer a card with no international transaction fees.
If you're travelling and worried about losing your cards or would simply prefer to carry less with you, consider cards that allow contactless payments through your phone or other devices. If you have an iPhone or Android phone, look for cards that have Apple Pay or Google and Samsung Pay. If you use a wearable device like a Fitbit or Garmin watch, be completely hands free and get a card that has Fitbit Pay or Garmin Pay.
The Rates & Fees group of filters is also useful, as the overall cost of the card will be dependent on various costs such as the Annual Fee and Purchase Rate. As the ability to earn points is considered a feature by financial companies, this often comes at the cost of higher annual fee so make sure you choose one with an annual fee that you're comfortable with.
38 listings
Latitude 28 Degrees Global Platinum Mastercard
One of the most popular travel cards in Australia, this card has no annual fee and no foreign transaction fees.
- Pros & Cons
- Review Summary
- Specifications
No Annual Fee
No International Transaction Fees
No Currency Conversion Fees
Reviewers complain about fees when paying off the card (e.g. $0.95 BPAY fee)
Website and app experience seen as sub-par
- Transparency 4.4 (974)
- Rewards3.0 (160)
- Online Experience4.3 (961)
- Customer Service4.4 (993)
- Rates and Fees4.5 (1,014)
- Application Process4.5 (845)
- BenefitsNo Foreign Transaction Fee
- Minimum Credit Limit A$6,000
- Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
- Award Winner 2020
Qantas American Express Discovery
- Pros & Cons
- Review Summary
- Specifications
No Annual Fee
No Points Earn Cap
0.75 point-per-dollar rate is reasonable for a $0-annual fee card
Generally fewer sign-up bonus points compared to other cards
Low Interest-Free Period (44 Days)
- Transparency 4.4 (37)
- Rewards4.2 (33)
- Online Experience4.4 (34)
- Customer Service4.7 (35)
- Rates and Fees4.3 (36)
- Application Process4.6 (34)
- BenefitsTravel Credit
- Minimum Credit Limit A$2,000
- Maximum Credit Limit A$100,000
- Minimum Income A$35,000
- Rewards ProgramQantas Frequent Flyer
- Points Earn Rate 0.75 points per $1
- Contactless PaymentsApple Pay, Fitbit Pay, Google Pay and Samsung Pay
Qantas American Express Ultimate
Sign-Up Bonus Points55,000
- Pros & Cons
- Review Summary
- Specifications
Regular Bonus Point Offers
High Points Earn Rate
Uncapped Annual Points Accrual
$450 annual Qantas Travel Credit
Two complimentary Qantas Lounge invitations
High Annual Fee ($450)
1% Balance Transfer Establishment Fee
$65,000 minimum income requirement
Reviewers commonly complain that AmEx is not accepted everywhere
- Transparency 4.3 (37)
- Rewards4.6 (38)
- Online Experience4.3 (37)
- Customer Service4.5 (39)
- Rates and Fees3.6 (39)
- Application Process4.4 (40)
- BenefitsComplimentary Travel Insurance, Sign-Up Bonus Points Offer and Travel Credit
- Minimum Credit Limit A$3,000
- Minimum Income A$65,000
- Rewards ProgramQantas Frequent Flyer
- Points Earn Rate 1.25 points per $1
- Contactless PaymentsApple Pay, Google Pay and Samsung Pay
- Sign-Up Bonus Receive 55,000 bonus Qantas Points when you apply online, are approved and spend $3,000 within the first 3 months.
Bankwest Zero Platinum MasterCard
- Pros & Cons
- Review Summary
- Specifications
$0 Annual Fee
No Foreign Transaction Fees
Complimentary Overseas Travel Insurance
2.99% p.a. on Balance Transfers for the first 9 months
No attached rewards program
- Transparency 4.5 (30)
- Rewards2.2 (9)
- Online Experience4.1 (32)
- Customer Service4.0 (32)
- Rates and Fees4.5 (30)
- Application Process4.3 (30)
- BenefitsComplimentary Travel Insurance and No Foreign Transaction Fee
- Minimum Credit Limit A$6,000
- Maximum Credit Limit A$50,000
- Minimum Income A$65,000
- Contactless PaymentsApple Pay and Google Pay
Commonwealth Bank Diamond Awards
Sign-Up Bonus Points100,000
- Pros & Cons
- Review Summary
- Specifications
100,000 Bonus Points on offer
Earn 1.25 Awards Points per $1
International Travel Insurance included
Cashback offers with Mastercard Travelers Rewards
$349 Annual Fee
3% International Transaction Fee
Minimum Credit Limit of $15,000
- Transparency 4.0 (28)
- Rewards3.4 (27)
- Online Experience4.3 (29)
- Customer Service4.3 (30)
- Rates and Fees3.2 (30)
- Application Process4.1 (23)
- BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
- Minimum Credit Limit A$15,000
- Maximum Credit Limit A$50,000
- Rewards ProgramCommBank Awards
- Points Earn Rate 1.25 points per $1
- Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
- Sign-Up Bonus Receive 100,000 Bonus Points when you apply by 28 Oct 2020 and spend $5,000 within 90 days from activation.
American Express Explorer
Sign-Up Bonus Points50,000
- Pros & Cons
- Review Summary
- Specifications
$400 Travel Credit each year
0% p.a. on Balance Transfers for the first 12 months
Two complimentary entries per year to the American Express Lounge at Sydney or Melbourne International Airports
Earn up to 2 Membership Rewards points per $1
Complimentary Travel Insurance
$395 Annual Fee
1% Balance Transfer Fee
- Transparency 4.2 (13)
- Rewards4.0 (12)
- Online Experience4.4 (13)
- Customer Service4.6 (12)
- Rates and Fees3.5 (13)
- Application Process4.7 (11)
- BenefitsComplimentary Travel Insurance, Sign-Up Bonus Points Offer and Travel Credit
- Minimum Credit Limit A$3,000
- Minimum Income A$65,000
- Rewards ProgramAmerican Express Membership Rewards
- Points Earn Rate 2 points per $1
- Contactless PaymentsApple Pay, Fitbit Pay, Google Pay and Samsung Pay
- Sign-Up Bonus Receive 50,000 Membership Rewards Bonus Points when you spend $3,000 within the first 3 months.
American Express Platinum
Sign-Up Bonus Points80,000
- Pros & Cons
- Review Summary
- Specifications
80,000 bonus Membership Points if you spend $3,000 in the first 3 months
No pre-set spending limit
Card is made of metal
2.25 Membership Rewards points per $1 spent
$1,450 Annual Fee
Minimum required income of $100,000
- Transparency 3.3 (28)
- Rewards3.3 (25)
- Online Experience3.4 (27)
- Customer Service3.6 (29)
- Rates and Fees2.5 (28)
- Application Process3.8 (24)
- BenefitsComplimentary Travel Insurance, Sign-Up Bonus Points Offer and Travel Credit
- Minimum Income A$100,000
- Rewards ProgramAmerican Express Membership Rewards
- Points Earn Rate 2.25 points per $1
- Contactless PaymentsApple Pay, Fitbit Pay, Google Pay and Samsung Pay
- Sign-Up Bonus Receive a welcome bonus of 80,000 Membership Rewards points when you spend $3,000 in the first 3 months.
BankWest Zero MasterCard
- Pros & Cons
- Review Summary
- Specifications
No annual fee
Accessible $1,000 minimum credit limit
2.95% foreign transaction fee
- Transparency 3.7 (21)
- Rewards2.4 (7)
- Online Experience3.4 (20)
- Customer Service3.4 (21)
- Rates and Fees3.8 (21)
- Application Process4.1 (19)
- Minimum Credit Limit A$1,000
- Maximum Credit Limit A$25,000
- Minimum Income A$20,000
- Contactless PaymentsApple Pay and Google Pay
Commonwealth Bank Platinum Awards
Sign-Up Bonus Points80,000
- Pros & Cons
- Review Summary
- Specifications
80,000 Bonus Awards Points when you apply by 28 October 2020 and spend $4,000 on eligible purchases within 90 days from activation.
Earn 1 Awards point for every $1 spent
International Travel Insurance included
$249 Annual Fee
3% International Transaction Fee
Points are capped at 150,000 points per year
- Transparency 3.7 (21)
- Rewards2.8 (17)
- Online Experience4.0 (21)
- Customer Service4.0 (21)
- Rates and Fees2.8 (21)
- Application Process4.0 (15)
- BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
- Minimum Credit Limit A$6,000
- Maximum Credit Limit A$50,000
- Minimum Income A$50,000
- Rewards ProgramCommBank Awards
- Points Earn Rate 1 points per $1
- Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
- Sign-Up Bonus Receive 80,000 Bonus Awards Points when you apply by 28 October 2020 and spend $4,000 within 90 days.
American Express Platinum Edge
- Pros & Cons
- Review Summary
- Specifications
$200 Travel Credit each year
Earn up to 3 Membership Rewards Points per $1
0% p.a. on Balance Transfers for the first 12 months
Complimentary Travel Insurance
Add up to 4 Cards at no additional cost
$195 Annual Fee
1% Balance Transfer Fee
- Transparency 3.5 (10)
- Rewards3.1 (9)
- Online Experience3.7 (11)
- Customer Service3.5 (11)
- Rates and Fees3.0 (11)
- Application Process4.0 (10)
- BenefitsComplimentary Travel Insurance and Travel Credit
- Minimum Credit Limit A$3,000
- Minimum Income A$50,000
- Rewards ProgramAmerican Express Membership Rewards
- Points Earn Rate 3 points per $1
- Contactless PaymentsApple Pay, Fitbit Pay, Google Pay and Samsung Pay
Citibank Citi Premier
Sign-Up Bonus Points70,000
- Pros & Cons
- Review Summary
- Specifications
Up to 70,000 Bonus Rewards Points on offer
Earn up to 2 Citi Rewards Points per $1 spent
Linked Diners Club Card includes uncapped earn rate of 2 Points per $1 and No International Transaction Fees
Complimentary International Travel Insurance and Two Airport Lounge Passes each year
$395 Annual Fee
3.4% International Transaction Fee
Minimum Credit Limit of $15,000
- Transparency 4.1 (10)
- Rewards3.9 (10)
- Online Experience4.0 (10)
- Customer Service4.0 (10)
- Rates and Fees3.7 (10)
- Application Process3.7 (9)
- BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
- Maximum Credit Limit A$100,000
- Minimum Income A$75,000
- Rewards ProgramCiti Rewards
- Points Earn Rate 2 points per $1
- Contactless PaymentsApple Pay and Samsung Pay
- Sign-Up Bonus Receive 70,000 Bonus Points when you spend $5,000 in the first 60 days from card approval
ANZ Frequent Flyer Platinum
Sign-Up Bonus Points60,000
- Pros & Cons
- Review Summary
- Specifications
0.75 points per $1 for the first $3,000 each statement period
Travel insurance and shopping insurance available
60,000 bonus Qantas Points and Waived 1st Year Annual Fee when you spend $2,500 in the first 3 months
Points earn rate reduced to 0.5 after $3,000 per statement period
$295 annual fee, plus $65 for additional cardholders
- Transparency 3.9 (7)
- Rewards3.0 (6)
- Online Experience3.7 (7)
- Customer Service3.9 (7)
- Rates and Fees2.1 (7)
- Application Process3.7 (6)
- BenefitsComplimentary Travel Insurance, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
- Minimum Credit Limit A$6,000
- Minimum Income A$35,000
- Rewards ProgramQantas Frequent Flyer
- Points Earn Rate 0.75 points per $1
- Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
- Sign-Up Bonus Receive 60,000 bonus Qantas Points and when you spend $2,500 in the first 3 months.
- Reduced First Year Annual Fee A$0
Qantas Premier Everyday
Sign-Up Bonus Points25,000
- Pros & Cons
- Review Summary
- Specifications
0% p.a. on Balance Transfers for 12 months
Earn up to 1 Qantas Point per $1 spent
Complimentary Travel Insurance
3% Foreign Transaction Fee
Minimum spend of $1,000 per month is required to receive 5,000 Bonus Qantas Points each month for 5 months
- Transparency 3.1 (15)
- Rewards3.4 (10)
- Online Experience2.7 (15)
- Customer Service2.9 (14)
- Rates and Fees2.8 (14)
- Application Process3.6 (13)
- BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
- Minimum Credit Limit A$4,000
- Maximum Credit Limit A$30,000
- Minimum Income A$35,000
- Rewards ProgramQantas Frequent Flyer
- Points Earn Rate 1 points per $1
- Contactless PaymentsApple Pay, Fitbit Pay and Samsung Pay
- Sign-Up Bonus Earn 5,000 bonus points each month you spend $1,000 or more on eligible purchases for the first 5 months you're a cardholder.
ANZ Frequent Flyer
Sign-Up Bonus Points25,000
- Pros & Cons
- Review Summary
- Specifications
25,000 bonus Qantas Points when you spend $1,000 in the first 3 months
Accessible $1,000 minimum credit limit
Low points earn rate (0.5 per $1 up to $500, 0.25 above $500 per statement period)
$65 additional cardholder fee
- Transparency 2.0 (3)
- Rewards2.0 (2)
- Online Experience2.3 (3)
- Customer Service2.0 (3)
- Rates and Fees2.0 (3)
- Application Process3.5 (2)
- Minimum Credit Limit A$1,000
- Minimum Income A$15,000
- Rewards ProgramQantas Frequent Flyer
- Points Earn Rate 0.5 points per $1
- Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
- Sign-Up Bonus Receive 25,000 bonus Qantas Points when you spend $1,000 on eligible purchases in the first 3 months from approval.
Qantas Premier Platinum
Sign-Up Bonus Points80,000
- Pros & Cons
- Review Summary
- Specifications
Up to 80,000 Bonus Qantas Points & 75 bonus Status Credits on offer if you apply by 30 September 2020
Earn up to 1.5 Qantas Points per $1 spent
0% p.a. on Balance Transfers for 18 months
Complimentary Travel Insurance & Complimentary Lounge Invitations each year
$299 Annual Fee
3% International Transaction Fee
- Transparency 2.3 (48)
- Rewards3.3 (34)
- Online Experience2.2 (45)
- Customer Service2.2 (46)
- Rates and Fees2.4 (41)
- Application Process2.8 (42)
- BenefitsComplimentary Travel Insurance, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
- Minimum Credit Limit A$6,000
- Minimum Income A$35,000
- Rewards ProgramQantas Frequent Flyer
- Points Earn Rate 1.5 points per $1
- Contactless PaymentsApple Pay, Google Pay and Samsung Pay
- Sign-Up Bonus Earn 80,000 bonus points when you spend $5,000 or more on eligible purchases within 90 days of approval plus an additional 20,000 bonus points after your first anniversary of approval. Earn 75 bonus Status Credits when you make an eligible purchase by 30/11/2020.
Virgin Australia Velocity Flyer
Sign-Up Bonus Points70,000
- Pros & Cons
- Review Summary
- Specifications
Multiple Promotional Offers to choose from (see Details below)
$129 Virgin Australia Gift Voucher each year
Earn Velocity Points at a rate of 0.66 points per $1 spent up to $1,500 per statement period
3.3% International Transaction Fee
Earn Rate drops to 0.5 points per $1 spent after the first $1,500 per statement period
- Transparency 2.9 (22)
- Rewards3.4 (18)
- Online Experience2.8 (22)
- Customer Service2.8 (22)
- Rates and Fees2.8 (21)
- Application Process3.8 (17)
- BenefitsComplimentary Travel Insurance, Reduced First Year Annual Fee, Sign-Up Bonus Points Offer and Travel Credit
- Minimum Credit Limit A$6,000
- Maximum Credit Limit A$50,000
- Minimum Income A$35,000
- Rewards ProgramVelocity Frequent Flyer
- Points Earn Rate 0.66 points per $1
- Contactless PaymentsSamsung Pay
- Sign-Up Bonus Earn up to 70,000 bonus Velocity Points (20,000 points each month when you spend $1,500 or more in the first 3 months and 10,000 points after your first anniversary)
- Introductory Rate 0% p.a. for up to 14 months on purchases.
- Reduced First Year Annual Fee A$65
NAB Qantas Rewards Premium
Sign-Up Bonus Points30,000
- Pros & Cons
- Review Summary
- Specifications
30,000 Bonus Qantas Points when you spend $2,500 on everyday purchases in the first 60 days of account opening
Points Earn Rate: 1 Qantas Point per $1.50 up to $3,000 per statement period
0% on Balance Transfers for 6 months
Seven complimentary insurances including Overseas Travel Insurance
$250 Annual Fee
3% International Transaction Fee
2% Balance Transfer Fee
Points Earn Rate drops to 1 Qantas Point per $3 after the first $3,000 per statement period
- Transparency 3.2 (6)
- Rewards2.7 (6)
- Online Experience3.3 (6)
- Customer Service2.8 (6)
- Rates and Fees2.6 (5)
- Application Process3.3 (6)
- BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
- Minimum Credit Limit A$6,000
- Rewards ProgramQantas Frequent Flyer
- Points Earn Rate 3 points per $1
- Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
- Sign-Up Bonus Receive 30,000 Bonus Points when you spend $2,500 on everyday purchases within 60 days of account opening
ANZ Frequent Flyer Black
Sign-Up Bonus Points100,000
- Pros & Cons
- Review Summary
- Specifications
100,000 Bonus Point & $150 Cash Back Offer
Earn 1 Qantas Point per $1 spent on eligible purchases up to $7,500 per statement period
Complimentary Travel and Shopping Insurances
Two complimentary Qantas Club Lounge invitations every year
$425 Annual Fee
Points Earn Rate drops to 0.5 Qantas Points per $1 spent after the first $7,500 per statement period
3% Foreign Transaction Fee
Minimum Credit Limit of $15,000 may be too high for you
- Transparency 2.9 (8)
- Rewards3.3 (10)
- Online Experience2.7 (10)
- Customer Service2.8 (9)
- Rates and Fees2.2 (9)
- Application Process2.9 (8)
- BenefitsCashback Offer, Complimentary Travel Insurance and Sign-Up Bonus Points Offer
- Minimum Credit Limit A$15,000
- Minimum Income A$75,000
- Rewards ProgramQantas Frequent Flyer
- Points Earn Rate 1 points per $1
- Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
- Sign-Up Bonus Receive 100,000 bonus Qantas Points and $150 back when you spend $4,000 on eligible purchases in the first 3 months of approval. Also receive 75 bonus Status Credits and an additional 30,000 bonus Qantas Points when you keep your card for over 12 months.
Jetstar Credit Card · includes 2 listings
- Pros & Cons
- Review Summary
- Specifications
No booking fees on jetstar.com
Complimentary Club Jetstar membership
$69 annual fee after the first year
$10,000 spend required to receive a $100 Jetstar travel voucher
- Transparency 2.6 (8)
- Rewards3.0 (7)
- Online Experience2.4 (8)
- Customer Service2.5 (8)
- Rates and Fees2.6 (7)
- Application Process3.0 (8)
- BenefitsReduced First Year Annual Fee
- Minimum Credit Limit A$2,000
- Maximum Credit Limit A$50,000
- Minimum Income A$30,000
- Rewards ProgramJetstar Dollars and Qantas Frequent Flyer
- Reduced First Year Annual Fee A$0
Macquarie Bank Platinum · includes 2 listings
Sign-Up Bonus Points20,000
- Pros & Cons
- Review Summary
- Specifications
0% p.a. balance transfer for 14 months
No international transaction fees
Some Travel and Purchase insurances included
Need to spend ~$3,200 to receive a $20 gift card
- Transparency 4.5 (2)
- Rewards4.5 (2)
- Online Experience4.5 (2)
- Customer Service4.0 (2)
- Rates and Fees4.5 (2)
- Application Process4.5 (2)
- BenefitsComplimentary Travel Insurance, No Foreign Transaction Fee, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
- Minimum Credit Limit A$6,000
- Minimum Income A$50,000
- Rewards ProgramMacquarie Rewards and Qantas Frequent Flyer
- Points Earn Rate 1 to 1.25 points per $1
- Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay and Google Pay
- Reduced First Year Annual Fee A$99