Best Frequent Flyer & Travel Credit Cards

No Annual Fee

No International Transaction Fees

Reviewers complain about fees when paying off the card (e.g. $0.95 BPAY fee)

No Annual Fee

No Points Earn Cap

Generally fewer sign-up bonus points compared to other cards

Regular Bonus Point Offers

High Points Earn Rate

Uncapped Annual Points Accrual

$450 yearly Qantas Travel Credit

High Annual Fee ($450)

Only 44 days Interest-Free Period

1% Balance Transfer Establishment Fee

$65,000 minimum income requirement

$0 Annual Fee

No Foreign Transaction Fees

Complimentary Overseas Travel Insurance

Earn 1.25 Awards Points per $1

International Travel Insurance included

$349 Annual Fee

3% International Transaction Fee

$400 Travel Credit each year

0% p.a. on Balance Transfers for the first 12 months

Two complimentary entries per year to the American Express Lounge at Sydney or Melbourne International Airports

Earn up to 2 Membership Rewards points per $1

$395 Annual Fee

80,000 bonus Membership Points if you spend $3,000 in the first 3 months

No pre-set spending limit

Card is made of metal

$1,450 Annual Fee

No annual fee

100,000 Bonus Awards Points if you apply by 30 June 2020 and spend $4,000 within 90 days from activation

Earn 1 Awards point for every $1 spent

$249 Annual Fee

3% International Transaction Fee

$200 Travel Credit each year

Earn up to 3 Membership Rewards Points per $1

0% p.a. on Balance Transfers for the first 12 months

Complimentary Travel Insurance

$195 Annual Fee

Up to 70,000 Bonus Rewards Points on offer

0% p.a. on Balance Transfers for 6 months

Earn up to 2 Citi Rewards Points per $1 spent

Linked Diners Club Card includes uncapped earn rate of 2 Points per $1 and No International Transaction Fees

$395 Annual Fee

1% Balance Transfer Fee

3.4% International Transaction Fee

0.75 points per $1 for the first $3,000 each statement period

Travel insurance and shopping insurance available

Points earn rate reduced to 0.5 after $3,000 per statement period

$0 Annual Fee

0% p.a. on Balance Transfers for the 12 months

1% Balance Transfer Fee

$29 Annual Fee for the first year

0% p.a. on Balance Transfers for 12 months

Earn up to 1 Qantas Point per $1 spent

3% Foreign Transaction Fee

Up to 100,000 Bonus Qantas Points & 75 bonus Status Credits on offer if you apply by 30 August 2020

Earn up to 1.5 Qantas Points per $1 spent

0% p.a. on Balance Transfers for 18 months

$299 Annual Fee

25,000 bonus Qantas Points when you spend $1,000 in the first 3 months

Low points earn rate (0.5 per $1 up to $500, 0.25 above $500 per statement period)

Multiple Promotional Offers to choose from (see Details below)

$129 Virgin Australia Gift Voucher each year

3.3% International Transaction Fee

30,000 Bonus Qantas Points when you spend $2,500 on everyday purchases in the first 60 days of account opening

Points Earn Rate: 1 Qantas Point per $1.50 up to $3,000 per statement period

0% on Balance Transfers for 6 months

$250 Annual Fee

3% International Transaction Fee

2% Balance Transfer Fee

Earn 1 Qantas Point per $1 spent on eligible purchases up to $7,500 per statement period

Complimentary Travel and Shopping Insurances

$425 Annual Fee

Points Earn Rate drops to 0.5 Qantas Points per $1 spent after the first $7,500 per statement period

3% Foreign Transaction Fee

Flexibility to choose between Jetstar Dollars or Qantas Frequent Flyer rewards

Low 14.99% purchase rate

$69 annual fee after the first year

Relatively low QFF points earn rate (0.5 points per $1)