Best Frequent Flyer & Travel Credit Cards

Are you a member of or ready to join a frequent flyer program like Qantas Frequent Flyer or Velocity Frequent Flyer? Get a frequent flyer credit card and earn points as you spend, including on everyday expenses. You'll be able to redeem points that you earn on a wide variety of benefits including flights, hotels and transport.

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The best credit card for you is dependent on which travel rewards program you are a member of. Combine our filters and you'll find one that offers you the benefits you need. For example, are you looking for a Qantas credit card with complimentary travel insurance? View your options here.

If aren't a member of any frequent flyer program yet, you might want to consider which features matter the most to you before choosing a card and its accompanying rewards program. If you travel overseas frequently or shop online from global retailers, you may prefer a card with no international transaction fees.

If you're travelling and worried about losing your cards or would simply prefer to carry less with you, consider cards that allow contactless payments through your phone or other devices. If you have an iPhone or Android phone, look for cards that have Apple Pay or Google and Samsung Pay. If you use a wearable device like a Fitbit or Garmin watch, be completely hands free and get a card that has Fitbit Pay or Garmin Pay.

The Rates & Fees group of filters is also useful, as the overall cost of the card will be dependent on various costs such as the Annual Fee and Purchase Rate. As the ability to earn points is considered a feature by financial companies, this often comes at the cost of higher annual fee so make sure you choose one with an annual fee that you're comfortable with.

38 listings
Latitude 28 Degrees Global Platinum Mastercard
Purchase Rate21.99% p.a.
Annual Fee$0 p.a.
Interest Free Period 55 days

One of the most popular travel cards in Australia, this card has no annual fee and no foreign transaction fees.

  • No Annual Fee

  • No International Transaction Fees

  • No Currency Conversion Fees

  • Reviewers complain about fees when paying off the card (e.g. $0.95 BPAY fee)

  • Website and app experience seen as sub-par

  • Transparency
    4.4 (1,042)
  • Customer Service
    4.3 (1,067)
  • Rates and Fees
    4.5 (1,087)
  • Rewards
    2.9 (187)
  • Online Experience
    4.3 (1,037)
  • Application Process
    4.5 (908)
  • Foreign Transaction Fee 0%
  • BenefitsNo Foreign Transaction Fee
  • Minimum Credit Limit $6,000
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
Qantas American Express Discovery
  • Award Winner 2020
4.3 from 52 reviews
Purchase Rate20.74% p.a.
Annual Fee$0 p.a.
Interest Free Period 44 days
  • No Annual Fee

  • No Points Earn Cap

  • 0.75 point-per-dollar rate is reasonable for a $0-annual fee card

  • Generally fewer sign-up bonus points compared to other cards

  • Low Interest-Free Period (44 Days)

  • Transparency
    4.4 (37)
  • Customer Service
    4.7 (35)
  • Rates and Fees
    4.3 (36)
  • Rewards
    4.2 (33)
  • Online Experience
    4.4 (34)
  • Application Process
    4.6 (34)
  • BenefitsTravel Credit
  • Minimum Credit Limit $2,000
  • Maximum Credit Limit $100,000
  • Minimum Income $35,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 0.75 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Google Pay and Samsung Pay
Qantas American Express Ultimate
Purchase Rate20.74% p.a.
Annual Fee$450 p.a.
Interest Free Period 44 days

Sign-Up Bonus Points100,000

  • Regular Bonus Point Offers

  • High Points Earn Rate

  • Uncapped Annual Points Accrual

  • $450 annual Qantas Travel Credit

  • Two complimentary Qantas Lounge invitations

  • High Annual Fee ($450)

  • 1% Balance Transfer Establishment Fee

  • $65,000 minimum income requirement

  • Reviewers commonly complain that AmEx is not accepted everywhere

  • Transparency
    4.1 (39)
  • Customer Service
    4.4 (41)
  • Rates and Fees
    3.4 (41)
  • Rewards
    4.5 (40)
  • Online Experience
    4.1 (39)
  • Application Process
    4.3 (42)
  • Foreign Transaction Fee 3%
  • BenefitsComplimentary Travel Insurance, Sign-Up Bonus Points Offer and Travel Credit
  • Minimum Credit Limit $3,000
  • Minimum Income $65,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1.25 points per $1
  • Contactless PaymentsApple Pay, Google Pay and Samsung Pay
Bankwest Zero Platinum MasterCard
Purchase Rate17.99% p.a.
Annual Fee$0 p.a.
Interest Free Period 55 days
Commonwealth Bank Diamond Awards
Purchase Rate20.24% p.a.
Annual Fee$349 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points100,000

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American Express Explorer
4.0 from 15 reviews
Purchase Rate20.74% p.a.
Annual Fee$395 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points50,000

BankWest Zero MasterCard Classic
Purchase Rate17.99% p.a.
Annual Fee$0 p.a.
Interest Free Period 55 days
American Express Platinum
2.9 from 50 reviews
Annual Fee$1,450 p.a.
Interest Free Period 44 days

Sign-Up Bonus Points200,000

Commonwealth Bank Platinum Awards
Purchase Rate20.24% p.a.
Annual Fee$249 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points80,000

American Express Platinum Edge
Purchase Rate20.74% p.a.
Annual Fee$195 p.a.
Interest Free Period 55 days
ANZ Frequent Flyer Platinum
2.8 from 17 reviews
Purchase Rate19.99% p.a.
Annual Fee$295 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points75,000

Qantas Premier Everyday
2.6 from 19 reviews
Purchase Rate19.99% p.a.
Annual Fee$49 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points27,000

ANZ Frequent Flyer
2.3 from 27 reviews
Purchase Rate20.24% p.a.
Annual Fee$95 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points25,000

Qantas Premier Platinum
1.9 from 63 reviews
Purchase Rate19.99% p.a.
Annual Fee$299 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points120,000

Virgin Australia Velocity Flyer
Purchase Rate20.74% p.a.
Annual Fee$129 p.a.
Interest Free Period 44 days

Sign-Up Bonus Points100,000

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ANZ Frequent Flyer Black
2.4 from 16 reviews
Purchase Rate20.24% p.a.
Annual Fee$425 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points120,000

NAB Qantas Rewards Premium
2.2 from 19 reviews
Purchase Rate19.99% p.a.
Annual Fee$250 p.a.
Interest Free Period 44 days

Sign-Up Bonus Points30,000

Jetstar Credit Card

Jetstar Credit Card

 · includes 2 listings
1.7 from 66 reviews
Purchase Rate19.99% p.a.
Annual Fee$29 p.a.
Suncorp Clear Options Platinum
Purchase Rate20.74% p.a.
Annual Fee$129 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points100,000

Macquarie Bank Platinum

Macquarie Bank Platinum

 · includes 2 listings
2.1 from 13 reviews
Purchase Rate20.70% p.a.
Annual Fee$99 p.a. and $249 p.a.

Sign-Up Bonus Points20,000

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