Best Budget Direct Life Insurance

Ridiculous underwriting – I was just refused income protection because of a low grade abnormal pap smear result that I recently had, even though it was deemed clear after a… Read more

subsequent biopsy. I told them about the clear result, but this still wasn't good enough for them, makes no sense.

Underwriters need to look at their criteria as this is an extremely common result for women - doesn't mean much except docs will monitor. I was told "maybe next year if you get a clear result" - ridiculous as this isn't how pap smears work. Disgusted at the lack of knowledge and will be cancelling my current policy and never touching again.