ANZ Rewards Gold Visa

OK – This card came with my home loan breakfree package and all in all it costs me 22 dollars just for the rewards program to be added on. I found this card to be a problem because it was so tempting with no annual fee for the actual card, and not being able to pay the statement closing balance the interest rate is a whopping amount. Other problem is… Read more

that the credit figure was too high by default and noone asked me what limit i wanted to put on the card when i opened the account. Finally when used correctly the card is very good because of more points awarded for (as it's gold) and bonus ones too. extra points and bonus ones on top of normal visa cards, good when paid off each month high interest, not the best communication when opening account in terms of limit

Good – The credit card was initially part of a home loan package which was great because all the fees were waived. There is up to fifty five days interest free. We use our credit card for everything and accumulates points very quickly. There is a great range of rewards that can be redeemed. It works well for us as long as the balance is cleared each… Read more

statement. However, the only downside is the interest rate is really high. The rewards points are easy to accumulate, 55 days interest free period High fees. Costs $47 per year for credit card plus two x $22 p.a. for two card holders.

OK – as part of a home loan package, the fee of a credit card was waved, unfortunately I still had to pay $22 Rewards Program Service Fee (instead of $48). the interest rate is high, so unless you're clearing the balance every month, you should consider a low interest rate card. The interest free period is useful for me as I want to keep my cash in my… Read more

offset account as long as possible. As I'm using my credit card for everything, it accumulates points quickly and it comes handy to redeem the points at Christmas. Good credit card for me, but it depends on your circumstances. Reward points, interest free period fee, interest rate (19%)