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GO MasterCard
Pros
0% interest for a set period (min. $300 purchases)
Three repayment options to choose from
Cons
$5.95 Monthly Fee
$25 Establishment Fee
High rate once the interest-free period ends (22.74%)
Chaneal J.Sydney, NSW
- 2 reviews
Poor customer service and customer run-around.
I applied for a credit increase uploaded all valid information for the application twice and was contacted by latitude and go MasterCard consecutively and was continued to be given the run around. Finally made contact today and was told I was eligible for a partial increase which was nice but I refused to take the increase after 2 weeks of messing about I will take that business elsewhere and instructed the accounts department of my customer satisfaction. Not that it seemed to concern them how satisfied I was.
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B A SSouth East Queensland, QLD
Make your own budget
Love the interest free options, which allow me to pay back at an amount that suits my earnings (easy budgeting) . I keep up with tech and appliances for our household and have used Harvey Norman almost exclusively for white goods, Computers and a bit of outdoor furniture for 20 plus years. Makes Xmas easy as well with Jewellery etc.
Points as a Interest free user, haven't been a thing until a few months back so am looking forward to accruing through my preferred option.
Only slight negative is the $5.95 a month fee and $.95c for every transaction, which is why I choose too pay more, but less regularly.
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Great service
Service was fast and swift.. no effort what so ever..we went to buy a new computer and was offered this service, we were approved and walking out with our new computer in no time.
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Love the interest free spending
I didnt know about the rewards, not planning to go overseas at the moment. I have only had the card for a couple of weeks. When I have paid this purchase I going to get a new tv.
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The reviewer stated that an incentive was offered for this review
Seems easy so far!
I have just bought my little granddaughter a great Christmas present through Harvey Norman Interest free with my new Go Mastercard. I am able to pay this over 12 months Interest free with a low monthly charge and equal monthly payments So I'm super happy about that! And she will have so much fun this Christmas bouncing around on her new trampoline!
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kunal m.Greater Melbourne (Outer), VIC
Unhelpful! Unable to increase my credit limit if I need to buy something more than my current limit
I was told i cant increase my limit within 12 months if I have decreased recently. So I cant use it over Christmas sale season. Dont think it is consumer foccused.
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quick and simple
the process was quick and simple. got the item took it up to the desk, told them i wanted to pay using my go mastercard maybe a minute later i was done and out the door with my new purchase
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UpsetSydney Surrounds, NSW
- 4 reviews
Interest free option is the best
Excluding the monthly transaction fee (they have to make money somehow), this card is an excellent way to obtain assets through places like Harvey Norman and pay it off over 50 or 60 months
With a well disciplined DD, this is a must for those with zero cash on hand
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Irene B.South East Queensland, QLD
Do not use this card , it's a trap
Do not use this card , it's a trap , they convenience you it's intrest free , but when you pay your monthly bill they deduct it from the most recent purchase and you get charged intrest for old purchase
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Magic MikeGreater Melbourne (Inner), VIC
- 6 reviews
Worst customer service EVER
Wouldnt waste my energy and time on this company. Its all good from the start and they make everything sound easy and free. But as soon as you get your statements it goes down hill from there. Everything is a charge!!!!! Buyers Beware
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Chris A.Illawarra, NSW
- Verified customer
Hassle-free Expereince
Trouble-free purchase of a set of tires for my car. The dealer did all the paperwork work while I waited and the purchase was completed before my car was ready.
Readily accepted at the tire dealer without question. No hidden charges in the purchase transaction.
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Gurpreet K.Greater Melbourne (Metropolitan), VIC
Rip off when you redeem your points
Ridiculous redemption of reward points .. 40000 point gives you 200 of gift card .. its a rip off . U earn 1 point for every dollar spent. Time to switch . You spend 40000 dollars you get 40000 point and when u redeem its 200 aud .
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SteveGreater Melbourne (Metropolitan), VIC
Quick and Easy.
1. The service works fine no issues.
2. Recently had a fraud on my account GO were great, full refund and new card with in the week.
3. What rewards, didn't know.
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davePeel, WA
- 2 reviews
Intrest free option at checkout
Even better now you have the option to get the intrest free option to pay on click and collect on Harvey Norman web site so easy just find what you want put in click and collect at checkout choose the intrest free option of your choice upto 60 months abd collect 1 hour later
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Tadaes
- 3 reviews
A Great way, to have any tress about purchasing the thing you need
I can buy thing I need and every time I rang them up for assistance on the phone they make it really easy by provide correct information that you need.
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KarenbWide Bay-Burnett, QLD
- 4 reviews
Fantastic way to get great buys quickly .
Love the ease of purchasing with the Go Mastercard ... No upfront money required and the long period to pay off is just amazing. And the sales at my favourite store Harvey Norman is fantastic.
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Leanne AllanSouth East Queensland, QLD
- 4 reviews
Great card.
Easy to use and customer service and website excellent. Website makes easy to keep track of purchases and payments. Can use card most anywhere. Most suppliers know about the card.
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StefanSouth East Queensland, QLD
An absolute life line.
Recently our oven broke and due to work commitments we have to rent out house while we move.
If it wasnt for GO MasterCard I dont know what we would do.
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Ashu R.Greater Melbourne (Metropolitan), VIC
Amazing...My holiday sorted
I had paid for my flight tickets online and made a big purchase from Costco.
I had an online chat session with one of the customer service reps and they were able to convert both the purchases to a 24 months interest free purchase. I didn't really know i could do this but it was great to have that done for me.
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Minyi XieSydney, NSW
- 2 reviews
I love it and the interests free purchase works great.
No overseas usage. So no much comments on this aspects.
Receive emails about rewards but not used so have no idea. But, definitely will have a try later.
No idea about the points.
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The reviewer stated that an incentive was offered for this review
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Questions & Answers
wazza351asked
If and when I pay off my interest free purchases, will i still get charged those pesky monthly fees?
3 answers
I would check with them and once you have paid it off get rid of it.
Yeah will do, not sure about getting rid of it just yet, we will be doing a few more interest free purchases after the TVs been paid off...Then yeah will more than likely get rid of it...
I paid mine off & was actually in Credit ($35.41) & wasn't charged any fees. As a renting pensioner without assets it's the easiest way for me to purchase expensive items. Interest is high but if items bough on interest-free period it helps heaps.
Vincent Rasked
A married couple both sign the contract, but, you will only talk to the husband, isnt that discrimination ? If my husband died , I am sure you would talk to me then , wanting your money !
Neville Jamesasked
I have a Heritage Bank debit card am I able to transfer money from my account to Go Master card on a monthly basis
No answers
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