1,670 reviews
It’s been a week since I applied for a personal loan and I still haven’t heard anything, but it’s for an emergency, at least get back to me saying it’s not approved so I can look elsewhere
Review for Money3: I experienced significant issues with Money3 during the term of my loan. On multiple occasions, they withdrew payments on incorrect dates, sometimes weeks apart. This caused my bank transactions to bounce and led to considerable financial hardship. Despite their acknowledgment of these errors, the issues persisted, resulting in… Read more
additional fees and threats of defaulting my name. The level of customer service was disappointing, and the company’s approach often felt unprofessional and unresponsive. Overall, I would not recommend Money3 due to the financial distress and poor experience I encountered.
Be very careful before trusting these people. There quick to help get a lemon car through a car yard when u when first apply. But after being with them 6 years and going through a rough time at times throughout those years, they understand when it… Read more
comes to when helping with repayments n getting there money knowing ur having nothing but trouble with the car.but u keep paying get down to not owing to much and trying to refinance to get a new vehicle and big no no no. Maybe should have just gone to get new car years ago through another company but thought I’d try and pay it out for nothing. Now car u did get 6 years ago can’t even get kids to NDIS appointments
Follow-up · I forgot to mention the money that is owning is a $1000 Xmas bonus they gave when back in 2021 when I got the loan.
Hi Kirsten, we’re truly sorry to hear about your… Read more
Reviews with attachments
Money3 helped our family to get another family vehicle that was more bigger and spacious as we do a lot of road trips to visit family. The whole process was easy and professional settlement was quick which allowed us to get our vehicle in a few days. Thank you once again! Show details · 1
Went smoothly thank u so much for ur help towards our new car thank u heaps have a great day and thank u once again much appreciated Kindreguards Tracy Green Show details · 1
Highly recommend- car loan – It was a quick and simple process , fantastic communication from these guys with complete transparency of their fees and contracts. Very satisfied overall with their loan only con was quite high on intrest rate as are most places these days Show details · 1
Great experience – MONEY3 were excellent to deal with and I'd 100% recommend them. Thanks money3 for my dream car without you it wouldn't have been possible. Show reply
Amazing service! Affordable repayments! – I would highly recommend money3. They were so kind. They'd accepted me, straight away . I got the car I've always wanted . Thank you money3. Show details · 1
I’ve been with Money3 paid out my Honda Accord paid out my caravan with Money3. I go for a loan again and I’m told I can’t because I don’t make their criteria. Wow pretty disgusting. If you asked me I did the right thing by them paid it even paid even more than I should’ve. I’m on a disability pension and I’m never like so whatever their excuses.… Read more
It’s not good enough any more they say bad credit. I don’t even have bad credit. They say we will help you even if you have bad credit. Wow it’s written all over their phone when you’re on hold how they will help you with time to or you need something as a personal loan or a car loan as false advertisement because I was treated so bad buy Money3 that’s why I don’t hear nothing back from them now
Absolutely no one will help a honest payment customer doing the right thing it’s been a while since I’ve had communication with money3
Search and check how money 3 are scamming people carefully !!! And we gonna all share our friend experience on tiktok and instagram and facebook to support him because they are deleting oir reviews and reporting it I’m writing this because what happened to my friend at work is beyond unacceptable,… Read more
unprofessional, and honestly disgusting. People need to know what MONEY3 really does before they trap anyone else in their games.
My friend urgently applied for a wedding loan and even put his CAR as security. His car is worth around $23,000–$24,000, and MONEY3 approved him for $15,000 against it. He gave them EVERYTHING they asked for registration papers, insurance, payslips, ID, bank statements, employer details literally everything.
They even contacted our workplace, HR, rental agency, and all his references. They told him clearly: “Your loan is approved.” This was three days before his wedding.
After he completed every single requirement, out of nowhere MONEY3 suddenly started asking for more documents again… and again… and again… like they were trying to dig for something.
My friend works with me. He has a very strong monthly income, commissions, bonuses, and he is one of the sales managers in our company with a stable job. His income alone is enough to secure the loan with no issues.
Then MONEY3 cancelled his application 3 days before his wedding over something ridiculous: They saw MoneyGram transfers on his bank statement.
They didn’t even bother to listen to the explanation even though he explained it clearly multiple times. He travelled to Lebanon on a PAID holiday from work, and since Lebanese banks don’t allow people to withdraw fresh dollars (if MONEY3 actually did REAL research they would know this), he had to transfer money to himself through MoneyGram, paying extra fees, just so he could access his own money.
Instead of understanding, they acted like this was suspicious or wrong when it was literally the ONLY available method because of the banking crisis in Lebanon.
So after wasting his time, collecting all his personal information, checking every part of his life, approving the loan, and making him spend money on insurance and documents…
They CANCELLED his loan days before his wedding. No reason. No logic. No professionalism. Just a big slap in the face from a lender that clearly doesn’t care about people, only about collecting documents.
Honestly, it feels like they only collected his information for their own use whether it’s for fraud checks or some internal nonsense because they did EVERYTHING like it was approved, and then they dropped him for a st>pid excuse.
Now, all of us his colleagues, HR team, and managers will be submitting complaints and reviews everywhere. And we will also be supporting him legally to take MONEY3 to court for causing this financial and emotional damage right before his wedding.
If you care about your time, your money, your privacy, and your sanity stay FAR away from MONEY3. They are the most unreliable, irresponsible, and unprofessional lender we’ve ever seen.
Be Careful, They Deleting reviews from google amd reporting all bad reviews to continue scamming people If I could give ZERO stars, I would. I have never dealt with a finance company as unprofessional, time-wasting, and misleading as Money3 Finance. My experience with them has been nothing but stress, frustration, and complete disappointment … Read more
especially during one of the most important moments of my life.
I applied for a loan with my car as security. My car is worth over $24,000, and Money3 told me they could lend me $15,000 against it. They collected every document I have bank statements, IDs, payslips, rental details, employer information you name it. They even contacted my real estate agency, emailed my workplace HR, called everyone they could, and made me do all the paperwork like the loan was already fully approved.
They kept telling me the loan was “approved” and “ready to go,” so I went ahead and paid for car insurance and everything else they requested. All this happened while I was preparing for my wedding, and I told them clearly I needed the loan urgently.
Then suddenly, after 10 days of constant back-and-forth, they asked for more bank statements, more paperwork, and even asked for my plane tickets, just because they saw transfers from MoneyGram on my statement. Those transfers were simply me sending MY OWN savings to myself while on holiday in Lebanon a country where banks barely function. I explained everything, and still they kept pushing for more and more unnecessary information.
After dragging the process, after calling every person in my life, after collecting all my documents, after holding a $24,000 car as security they declined me at the last minute. Three days before my wedding.
No explanation that made sense. No responsibility. No professionalism. Just a last-second rejection after wasting my time, energy, and hope.
From my experience, this company is unreliable, extremely slow, and completely inconsistent. They put people through long, exhausting processes only to pull out when everything is already done. They take every document you have and then leave you hanging.
Before dealing with them, do your research. Check other people’s reviews. See what community groups and government consumer pages are saying. Money3 is not the company you want to rely on when you need real help.
Be careful. Don’t waste your time like I did.
Latest follow-ups
Good to have a loans company that lends to pensioners at a not-too-exhorbitant interest rate. There was some difficulty with identification papers due to a name change but it was eventually sorted. The car we were able to buy has given us back much… Read more · 1
of the Independence we lost when the old one was too expensive to keep. We are grateful for the chance to be regarded as responsible and reliable people who are on a limited income. It has given us some dignity in our old age. Thank you.
Follow-up · Having a car again has increased our enjoyment of life and given back the independence and spontaneity we lost when we couldn't afford to fix our old one. We went without a car for over two years, and thought it'd be OK, but it wasn't. Relying on others to drive us, or worse still, trying to catch inadequate and non-disability-friendly public… Read more
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Positive reviews
My entire process was amazing was always kept up to date with the happenings and how long til i could expect the money, all my options with the many lenders .thr amazing staff . . just a great service Show details · 1
I was denied a loan from cash converters but was able to get one with money3. Money3 will now be my go to for loans instead of cash converters. Thank you Lee for your help with getting a loan :) Show details
Great experience – The money 3 team made my first time applying/receiving a loan quite pleasant. Very easy experience, top communication would absolutely recommend. Show reply
Negative reviews
Supposed to be a fair go company. Nothing fair go about them. Nothing at all. The payment they wanted was astronomical but I could still do it and still pay my bills. But they wouldn't help me because, in my opinion, I have been a victim of domestic violence, and my granddaughter has cancer. As I said, nothing fair go about them.
We’re truly sorry to hear about what you’re going through.… Read more
Disgusting company Disgusting company, don’t use, they do help people who need help, but rip them off for the experience, 27% apr redraw for $1000 cost you $500, they call you from dodgy mobile numbers when you attempt to make payment arrangements and say “ me bad” grubby grubby not responding to emails and when they do, send emails that are confusing about what to do, do not use, aweful service and business, absolute joke and grubby tactics.
I have been a loyal customer for a few years paying more than the contracted repayments and have NOT missed a payment. Ive almost finished with my current loan, so I reapply and get declined. not to mention an enquiry on my credit file now , for NOTHING . They do not value loyal customers So once I’ve paid out this loan, I won’t be coming back.
Hi Tiffany, We’re sorry to hear about your disappointment… Read more
Recent reviews
Applied for car loan 6 weeks ago with all paperwork needed. I tried contacting the company multiple times via email and phone, but received no response. At this point, the company seems unresponsive and possibly no longer operating. Proceed with caution Show details
Thank you for your feedback Tatiana, and we’re truly sorry… Read more
after years dealing with this company i turned to the AFCA to sort it out and had resolution within a day. predatory company i am unsure how they are still operating. DO NOT GET INVOLVED WITH MONEY3
Thank you for your feedback Kat. We’re genuinely sorry to… Read more (+1 reply)
I have been a customer of money3 for three years. I am almost at the end of my current loan and applied for a new car loan. After money3 assured me I would be fine getting a loan as I have a great repayment history and never once been late, I would be able to get a loan with no problems. I found out today my loan got rejected by money3 due to… Read more
“high cost of living” as a loyal customer that’s what I get? I am very disappointed with money3. Money3 don’t tell your loyal customers what they want to hear.
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I had a couple of loans with them in the past, paid out the loans early and always uptodate. I recently got declined and apparently didn't meet their critera. They never explained reason why.
Hi Sue, thank you for taking the time to share your… Read more
wth is the go – iv had 2 loans with them paid one out early in a big chunk..applied again an got declined none of my circumstances have changed ..iv never missed a single payment
Hi Mez, we appreciate you taking the time to share your… Read more
Very helpful – My first time asking for a loan over $500, so I wasn't sure if they would give me one, my loan was finalized within 48 hrs, the staff were friendly and made me feel at ease thanks Show reply
Easy. Simple. Fast – Easy, simple and fast! Best experience I've had with a lender and everything was straight forward. I was updated throughout the process about what stage my loan was at and what they were waiting on. I highly recommend Money3! Show reply
Don't use this service – Don't use this service they rip you off,i used them to get finance to get a vehicle after 15 months of payments the vehicle was involved in an accident and it was a right off money3 sent me the settlement fee for the insurance but to my shocking surprise they send a bill where I loose alot as they don't care and demand you pay all there ridiculous interest upfront even if you closing the account so I don't recommend this finance company
EXCELLENT – Excellent services from Kevin and very sufficient and very happy with his commitment and rhe very fast feed back, Thanks alot Kevin, will always recommend my friends and families to him for assistance. Show reply
No reason – No reason why you rejected me just want to know why?? Got a credit check said it was excellent. Got soild income as a care. Blocked me because I asked why?? Show details
Seems only people on Centrelink with terrible credit are approved – Straight up declined for a small personal loan despite working full time and no defaults. Yet I know 2 people on Centrelink who realistically cannot afford to repay a loan, should never have been approved for a loan not to mention both have outstanding defaults on their credit history. Does not make any sense at all.
Thanks for leaving your feedback Lizzy. To help us improve… Read more
Extra Information
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Hi Sarah and David, we’re very sorry to hear about your… Read more