I dealt with Nick he definitely was great, financially I couldn't achieve a brand new car but we work through and got me a good 2nd hand model of my dream car. Nick is a great communicator, and always responds to emails and/ or returns calls, not question is treated as stupid and has a wonderful and truthful manner about him.
Best insurance person I've ever spoken to.
Today I spoke to Nick from Savvy car insurance, he was in no way salesy and completely had best interests in mind for "me", the customer explaining that it wasn't worth my time to refinance my loan as even though they could beat the rate the fees would outweigh the savings and wouldn't be worth it for me. Next time I need a car loan is definitely call savvy to sort out a loan for me.
SAVVY wanted my internet banking details (CRN and Password) to access my bank statements and wouldn’t progress without.
SAVVY would not accept PDF bank statements via email they wanted my internet banking CRN passwords. The customer service rep was rude and could hardly speak English which didn’t help.
was ok, happy with rates
good communication and was quick with answering any questions.
was stated that the repayments quoted included monthly charges but this was not the case once first payment was processed. this was very disappointing
Bought a new toy
The service was good just some parts where very slow, I had to wait for four days to get the acceptance letter even though I was told I had the finance.
David Gasper has been put through the ringer with me but has continued to help me through the application process. He will get you the best rate he can as son as he can
Worst car finance brokers
On the 8th of September I contacted Savvy car loans to assist with vehicle finance. The following day I was contacted by one of their consultants, who was polite, friendly and very willing to assist.
The usual battery of information was requested, pay advice, Identification and general information regarding loans and debts. All of which was provided quite promptly after being requested from the respective institutions.
By the 13th I had then provided visibility to my bank accounts, credit cards, home loan and employment checks. On the 16th I ha...
- Savvy Car Loans
- Verified customer
Savvy Finance A+++++++
A massive thanks to Phil at Savvy finance for all his help and expertise and for assisting with getting my car loan approved when not many others could.
From day one Phil was up front and honest about the types of loans I could expect with a bad/ non existant credit rating. Phil was able to come up with a plan that catered to my circumstances, and was able to provide me with an instant easy to read quote with no hidden fees.
Due to my better circumstances at present, Phil was able to get me an even better deal than I was first quoted which was a bonus and a nice surprise
The Buyer (Myself) and the seller of the vehicle were very happy with the Service provided by Phil and the Savvy Finance team.
Would recommend and definitely use again.
Great service! Couldn't ask for more. Thanks to Justin and team. My car is great for my cleaning business thank you again
Great service. Very satisfied customer.
Great service. Very satisfied customer. Was able to acquire lending even though I've had some bad credit history. Savvy staff very friendly, provided great customer service and always replied promptly. Very satisfied with Savvy. The loan was a bit expensive but understandably so.
The broker Taylor Small was very professional and helpful. I was well advised and process was seamless. I really appreciate their services. Vehicle inspection and settlement process was quick and simple
Cannot recommend more highly
Quick. Easy. Nothing can be faulted from start to finish. Would happily recommend to anyone looking at using this company. Everyone I spike to were beyond helpful and very professional
Personal bank declined my applications because of the number of applications over a 12 month period however my income covered alot more than i was asking for. Savvy was able to get an application completed/processed within a week and I had funds within 24hrs of signing the paperwork. Extremely informative throughout the entire process and I'll be sure to come back in the upcoming years for my home loan and any future car loans.
Professional, dedicated and informed
I have dealt with Nick from Savvy a few times now and always find their service to be professional, prompt, trustworthy and a great help to my business! I would (and do) recommend them highly.
Absolutely useless. Said it would take 3 business days to receive funds. 2 weeks later and still trying to sort it out. Was eventually declined because of info I already gave at the very beginning of the application. Went to another company and my loan amount was halved because I was rejected by them. Wasted weeks of my time and ended up costing me over $1500
Don't believe them
I applied for a loan, being told that they help people with poor credit scores, I did everything they asked, and received a call back to be told they aren't going to bother trying to get it approved because of my credit score.
The guy didn't care, and hung up on me when I asked questions.
I rang him back, hr answered the questions, but never apologized for hanging up on me. Very rude.
Just ok if you don’t change anything and pay always on time.
The good ..
-in my opinion best intrest rate I coud get
- a lot of hassle as the person struggles to get his job on time.
- establishments fee $850
- everything else cost $ or lots of $$$ if you like to know for your balance you pay. You like to change anything you pay $$$$
- even if you like to pay off your debt it will cost $$$$$
- if you don’t pay on time you pay lots more...
Don't Bother - Did Not Contact Me
Telephoned Savvy Thursday, [name removed] said he would send an application form but I have not received this.
Received text message Saturday said he tried calling which he had not, and if I did not send in the application within 72 hours it would be withdrawn
I have tried calling on 2 numbers left by [name removed] but no response
It is now late Monday afternoon and I have received NO application or telephone calls.
So looks like my application will be withdrawn without being able to apply.
Just an update for this review - After my review was...published I received a message from the Head of Sales at Savvy apologising and wanting to know details re. the agent involved so they could be given further training and he asked if he could put me in touch with a senior broker.....I replied 'Yes Please'...... It has now been exactly a week since I sent my reply to the head of sales at Savvy but have had NO REPLY from him or any of his 'senior brokers'. I don't think the training is working too well................
- Savvy Personal Loans
- Verified customer
Don’t bother with this company.
Spoke to Kevin.
He got me pre-approved for a loan, but failed to set expectations, kept me hanging on for the 2 weeks it took him to go to 2 lenders that they have - then came back with a 195 p/week option, when I told him that 125 was my maximum and a 25% interest rate.
He wouldn’t pass along any details through the whole process and kept me out of the loop.
When I said no, he called me and left a lengthy voice message for him and a colleague talking about my situation and the colleague was more worried that I was going to another company and they were only going to undercut by a little bit and that they would convince me and they loose out.
Super unprofessional - Took way too long and a waste of time going through this company.
Just got of the phone with Savvy customer service. I was only ringing to enquire (NOT APPLY) on behalf of my son to see what options, rates, repayments etc would be in his current position only just turning 21, casual employment for almost 2yrs and only finance commitments is boarding and mobile phone plan. No credit history. Looking at $6000- $8000 lending capacity.
No attempt what so ever to give any information because I am not the person looking at applying. Tone of voice verified that he was uninterested in speaking to me. Potentially a possible new customer lost.
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Questions & Answers
What are penalty rates of savvy car loans, for early payout, thanks
Thanks for your enquiry. The answer is that different lenders have different payout penalties. Some don't have payout penalties at all. So it depends on which lender you borrow from.
Is there any money involve,do i need to pay Savvy for services?
From my experience the charges are added to your finance charges. Get a quote from them but do a comparison with your local bank as well. Dont look at interest but your all inclusive monthly payment. Or even better the total amount you would have paid including fees. In my case in 3 years on a 25k vehicle it would have cost thousands more through savvy.
Hi Antonstella, Yes there is an application fee which is paid to savvy, this fee is usually incorporated into the loan and your monthly repayment. Even with this application fee, we find that our repayments are usually more competitive then the repayment that our customers have received elsewhere.
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