Verified🏆 2024 Award

734 reviews · Statistics

79% · 583132 · 18%
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4.2 (508)
Rates and Fees
3.9 (499)
Easy to track kids' spending
Children have enjoyed using it
Seamless user experience
Annual fee expensive for some users
See the Best Prepaid Debit Cards in 2024 as rated by Australians on ProductReview.com.au.


734 reviews
Kari D.
Kari D.

Just what we were looking for!

Spriggy is exactly what we, as parents, were looking for! The pre-paid wallet (VISA) has given our kids the freedom to start early in managing their own finances, in a safe environment. The in-app chat support and parent wallet for top-ups made is very convenient.
Bari3 posts

Spriggy is not so spriggy

Takes too long to transfer money from connected account to parent wallet.
After setting weekly pocket money, the money disappeared from parent wallet but does not show in kids account.
Contacted Spriggy through their automatic messaging system last night now still waiting for a response.
For a system that we are charged to use, you'd expect a more prompt approach to respond to enquiries of concern. No wonder they don't have a direct contact number.
Rates and Fees
TinaQLDCentral Queensland, QLD2 posts

Easy, simple and quick

A great way to keep track of your child’s spending/saving. Great for when they are not with you and need money fast! Easy to see where $$ are being spent and keeps both the child and parent informed. Kids love the awesome physical card
BroNSWRichmond-Tweed, NSW

It’s ik

Good for kids but the $60 yearly account fee is a joke
Rates and Fees
Spriggy   DM   
Dog wash downer
Dog wash downerVICGreater Melbourne (Outer), VIC3 posts

Easy to manage

So easy to manage and if someone forgets their lunch there’s no drama Show reply
RodgNSWSouth-Eastern Region, NSW

Great Learning Tool for financial independence

The card and applications are easy to set up and use. The staff were friendly and helpful and resolved a minor Apple Wallet verification issue quickly and efficiently. Show reply
Rates and Fees
SusanSydney4 posts

So so easy to deal with these guys

Cindy was fantastic. Got my issue sorted ASAP. This card is a god send for my daughters. Show reply
NeilNSWHunter Region, NSW2 posts

Worth it!

Been brilliant for my two kids. Learning all the time! And saving! Show reply
VernoNSWSydney, NSW

Spriggy log in issues

Cindy from tech support was very helpful in solving my issues for my daughter's spriggy. She assessed the situation first and came up with the strategy
and of course constant effective communication plays a significant role in problem-solving. Good job Cindy and your team! All the best Show reply
Not Impressed
Not Impressed7 posts

Super Spriggy

So easy and convenient to use, it provides the kids with the experience to value money, how to work hard and save for things they would like, fostering independence. Show reply
Rachel L.
Rachel L.

Such an amazing tool. Life with a young teenager would be much more complex without it

The perfect balance of freedom and limits for my pre-teen and teen in terms of learning how to manage their own money. Makes everything a lot easier for me too! Show reply
Georgia19862 posts


Super helpful customer service! Kids love the program, fantastic! A+++ Show reply
Christopher K.
Christopher K.

Real cool, reliable and ready to use !

Love Spriggy!!! My daughters love Spriggy too !!! Easy to use, user-friendly, and reliable. Now my daughters pay with Spriggy! Show reply
LeisaQLDSouth East Queensland, QLD2 posts

Customer service was excellent

With my son starting to work we’re decided to cancel Spriggy and get a bank account . It was super easy as it was great customer service.

Thanks for getting us on track with our kids chores Show reply


High fees, no interest, extremely hard to transfer funds out of

Was good, until they increased the fees by 30%. Transferring money out is a joke and can take up to 5 days.. There is no interest earned on savings and cannot transfer cents (whole dollars only). Theory is good, value is not. Try Westpac's youth saver - earn interest, no fees and they are running a current offer of a $50 bonus.

Questions & Answers


Why there was $60 paid to spriggy all by itself where I did no payment to it?


Because it cost $60 every year


But if Ur with nab bank you get the first year free

Spriggy   DM   

Hey Simmi, can you email us at support@spriggy.com.au? One of our Member Help Experts can help you out!

Weird P.
Weird P.

can i deposit cash into my spriggy card?

Spriggy   DM   

At this stage it is not possible to add funds to your Spriggy membership by cash at physical location. The only way to add funds is from a linked bank account or debit card.


Why are some people referring to a $30 membership fee, others pay $60. I find the fees attached to this card prohibitive. What am I missing ?

Spriggy   DM   
See all Spriggy questions



  • Spriggy is a prepaid debit card that’s designed to be used for kids aged 6 to 17.
  • Parents or carers can restrict certain merchants, blocking unsafe categories to keep kids on track.
  • They also get real-time spend notifications every time their child uses their Spriggy card.
  • Both parents and kids can get the connected mobile app; parents can keep an eye on kids’ spending, set chores and saving goals, and send money in emergencies, while kids can track spending, tick off chores, and create and add to their savings goals.
  • Kids can choose from 26 card designs.

What have reviewers said about Spriggy so far?

Reviews for Spriggy have been mostly positive. Reviewers have said it makes it easier to track kids’ spending, chores, and pocket money. They also said their child enjoyed using it, and that it taught kids how to make smart financial decisions. A few reviewers also noted the seamless user experience for both parents and kids that made the card and app simple to use.

Some reviewers - even those who thoroughly enjoyed Spriggy’s service - said it was a bit too expensive to use. For them, paying a $30 fee per child per year was too much to keep using Spriggy.

CategoryPrepaid Debit Cards
Card Price10
Foreign Transaction Fee 3.5%
ManualDownload manual
Awards 2024
Visit official website

Contact info for Spriggy

  • ABN: 86603542918

Extra Information

Commonwealth Bank Debit MasterCard
Westpac Debit Mastercard

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