??!
1 photo
St.George Complete Freedom

St.George Complete Freedom

3.6 from 10 reviews

Reviews

(5)
(2)
(0)
(0)
(3)

    Liar. Change terms from no account keeping fee to $5/ month if you don’t deposit $250 by the end

    published

    Sales girl tricked me into opening complete freedom ac by depositing $2000 and keeping for 3 months in order to get a bonus $50. But after that, monthly fee $5 kicked in for failing to put in $250. @ month .:(

    Julian S

    Julian SSpringwood

    • 13 reviews
    • 4 likes

    Perfect for Australia and Overseas

    published
    Phil

    PhilSydney, NSW

    • 12 reviews

    Visa Back Door Deal With Westpac / St George Bank

    published
    Transaction Accounts / Debit Cards

    Find out how St.George Complete Freedom compares to other Transaction Accounts / Debit Cards

    Know better, choose better.

    Compare all
    Zincberg101

    Zincberg101nsw, 2250

    • 21 reviews
    • 7 likes

    Terrible

    published

    When I originally started using this card it was a great deal, I was happy with the ability to purchase over the internet and use the card as if it were a credit card, without having to pay interest on my purchases. Unfortunately, now (being about 5 years down the track) I am paying $30+ in bank fee's every single month. I cannot believe that a bank thinks that they can charge their customers for using their own ATM's.... that is a disgrace
    Was originally a good deal, visa capabilities without the "debt"
    Terrible fees, poor quality cards, no interest

    1 comment
    Zincberg101
    Zincberg101

    Fees now removed for their own ATM's, I would happilly change this review to 4 stars

    doublecurl

    doublecurlSydney, NSW

    • 163 reviews
    • 28 likes

    Excellent

    published

    The St George freedom account is one of the best around. It virtually has no fees and offers great flexibility. Online banking with this account is also very user friendly and easy to navigate/use. It's great that you can use this card with Westpac atms so you practically never have to use a foreign atm.
    No account keeping fees if your pay goes into the account, can be used with both st george and westpac atms (and so finding an atm is easy), the visa debit makes purchasing online easy as you don't have to have a real credit card
    Nothing in particular

    lizziegordon

    lizziegordonACT, 2614

    • 88 reviews
    • 13 likes

    Excellent

    published

    I switched to St George not long ago and am so glad I got the debit card. I looked at the other options and St George came out on top by far. Their fees are much cheaper with more freedom of what you can do and free transactions. I love the extra security of their netbanking (as compared to Commonwealth). The customer service at my branch has always been fantastic which is definitely a surprise at a bank! I love having all the features of a credit card but not the debt. I'm surprised more people don't use debit cards - they're great!
    Good value, great service, lots of ATMs in the ACT, able to use exactly like a credit card without the risk of debt, St George netbanking is great - it's really easy to track everything

    novakor

    novakorVIC, 3754

    • 41 reviews
    • 2 likes

    Good

    published

    Although there are not enough conveniently located St. George ATM's around (and I will not use non St. George ATM's due to high charges) you can easily use it while shopping and just get cash out instead.
    I am not a big EFTPOS card user as I prefer to pay everything on credit and pay off at end of month so I do not need cash that often, but since it is linked to my home loan, it is convenient.
    no fees or charges and unlimited free transactions as it is linked to my home loan
    not enough St. George ATM's available or St. George branches

    leam312002

    leam312002

    • 3 reviews

    Good

    published

    I really, really liked the St George Debit card. I had one for about 2 years before changing to ANZ. My main reason for changing was that St George only have one ATM in WA and the cost of other ATM fees was bumping my monthly fees up to well over $12 a month. Something to be wary of with any card you choose I think!

    I liked the fact that the transactions I made on the 'credit' facility showed up on my account really quickly, (unlike the ANZ which takes DAYS!)and that they did allow a couple of extra other ATM transactions for WA users.
    Looks like a credit card, smells like a credit card - but isn't!
    No ATM's in WA

    kimuric

    kimuric

    • 3 reviews

    Excellent

    published
    Transaction Accounts / Debit Cards

    Find out how St.George Complete Freedom compares to other Transaction Accounts / Debit Cards

    Know better, choose better.

    Compare all
    chrissy155

    chrissy155

    • 13 reviews
    • 1 like

    Excellent

    published

    I recently changed from a normal freedom account to the complete freedom card. It costs two dollars less a month in fees plus you get unlimited amount of withdrawals from st george atms. There are also no fees from st george if you withdraw money from stores, which saves you from other-atm fees if you can't find a st george one.
    You can also use it on the internet which is GREAT!!! I can now buy concert tickets off the internet without having to resort to getting a credit card or something else.
    In the end it's extremely useful.
    Lets you buy online. Less fees.

    Questions & Answers

    Corriene

    Corrieneasked

    Can i withdrawl from a westpac atm using my st george card

    1 answer
    Phil
    Phil

    Yes I have done that some time ago but not recently. Remember St George Bank is owned by Westpac.

    Get an answer from our members and St.George Bank representatives

    ProductReview.com.au has affiliate partnerships. These do not influence our content moderation policies in any way, though ProductReview.com.au may earn commissions for products/services purchased via affiliate links.