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Zip Money

Zip Money

4.1 from 830 reviews · View Statistics

Reviews

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    4.0 (301)
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Luke E

Luke EDarwin, NT

Perfect online company

published

Zip pay has proven to be an easy online company to navigate through. It was really easy to purchase the product I wanted and then set up my online payments.

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Incentivised ReviewNo
All S.

All S.Sydney, NSW

Great Business

published

I went out of my way to review this business as they have helped me focus on my business.
They allow you to borrow money with ease, and with great terms and costs.

As long as you pay amounts on time i.e. before interest kicks in then this is a very affordable option.

Thank you ZIP !

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Incentivised ReviewNo
Lat

LatPerth, WA

Perfect for emergencies

published

I found a job recently but it was far away and my car needed to be serviced + had to replace all the tyres for it, and fixed all of it with a zip pay.

Incentivised ReviewNo
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Augustino

Augustino

  • 2 reviews
  • 1 like

Product review

published

Zip money assists family to buy food and pay medical bills. It is really good for small shopping at family and personal benefits. I will continue with Zip pay for

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Lurline

Lurline South East Queensland, QLD

100% recommend such a good BNPL service

published

No fees when you pay on time the best BNPL service I have used highly recommend anyone try it so easy and quick to use I honestly think it's fantastic

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Darren

DarrenCentral Queensland, QLD

Just amazing and so helpful, thanks so much zip

published

This zip card has taken so much pressure and stress of me,and it's so affordable if you use it wisely,I really appreciate the gift cards on offer, like Coles and Woolworths as it means I will never go hungry again so thank you so much ZIP,so so much guys

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Mel

MelCentral West, NSW

Excellent Product! 5 stars!!!

published

It is a perfect way of paying off purchases with an easy to use website that explains clearly repayment amounts and I especially love the option of zip cards for sites that don’t accept zip! Brilliant!!! 5 star!!!!

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Mathew

MathewGreater Melbourne (Metropolitan), VIC

This is very convenient for me and I love it

published

I think zip is awesome it’s made it so I have hassle free shopping and the convenience is top of the range I would recommend zip to all of my friends without a doubt

Incentivised ReviewNo
Kate

KateFar North Queensland, QLD

Love zip pay keeps me on my bugget

published

Easy to use all happy with zip pay keeps me on my bugget would recommend to anyone who can afford to make payments fourtnightly can use it in all the places I need just great

Incentivised ReviewNo
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Grisman G.

Grisman G.South East Queensland, QLD

This is perfect, relatively like a finance friend

published

Best finance friend, you can simply maintain your purchases and payment according to your income. Prepayment is always easy as just 3% of the total amount each month without any interest. I really loved the strategy.

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Alexander W

Alexander WCentral West, NSW

  • 2 reviews
  • 2 likes

Excellent very secure and smart

published

I love the digital card that you can lock and the SMS approval process for transactions. It has replaced my expensive and insecure credit card.

Would like to see a higher limit but for now it will do since I try to pay off the balance fairly quickly.

Good job very happy

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Julia T.

Julia T.Greater Melbourne (Metropolitan), VIC

  • 16 reviews
  • 2 likes

Amazing Service

published

I use zip pay and a few similar services and it’s just the best, it’s more convenient and more responsible than using a credit card and I love that it’s interest free!

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Great for the unexpected and bills

published

Tas very helpful; if falling behind temporarily, buying christmas gifts and birthdays . Unexpected car break downs such as battery. I love zip just makes life easy and payment options and fees are set out clearly. Thank you

Incentivised ReviewNo
Sista G.

Sista G.Richmond-Tweed, NSW

What has been paid??

published

I like it except I’ve bought things on different days and they have different interest free periods and I’m not sure if they’ve been paid off or if I’m about to be hit with high interest! Would be nice to know how much has been paid off and towards what!!

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1 comment
Zip Money
ZipZip Money
Felicia W

Felicia WSydney, NSW

  • 2 reviews

In My Control

published

Such a convenient and simple way to pay. So compatible with Apple Pay & other ‘way to pay’ options. Make extra payments anytime & easily. Can use Zip almost anywhere. Easily view/track transactions .

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I am very happy

published

Very good, cannot fault Zip
Payment system is excellent and app is very good, even when shopping it is good and doesn't t take forever like other apps, will be using this alot. Very excellent Xip

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Lyn R

Lyn RCentral West, NSW

  • 2 reviews

Very good

published

I find zip money and the app are very user friendly! A good amount of merchants have Zip money as well! Very quick to purchase once you have set the app up!

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Angela

AngelaTasmania

Excellent

published

Very good, cannot fault Zip
Payment system is excellent and app is very good, even when shopping it is good and doesn't t take forever like other apps, will be using this alot. Very excellent Xip

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Perfect

published

It lets me do what I need to do when I need it . Great it works for me and is so convenient easy to use. I would suggest it to others

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This is so convenient. Thank you very much.

published

What you have offered really helped me out when I needed something. Thanks for the opportunity to have access to the service. I was introduced by a friend who I thoughtful was pulling my leg but once I applied and received money which was affordable to pay back I had to thank him. Thanks again.

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Questions & Answers

Kelly-Anne P.

Kelly-Anne P.asked

Can you use zip money to pay off your zip pay

No answers
Geoff

Geoffasked

I can no longer purchase e-gift cards for Dan Murphys for some reason ....has there been changes to terms and conditions that I am not aware of

No answers
David Dow

David Dowasked

How much are the repayments and how often on a 1274.00 purchase.

2 answers
Mel
Mel

Hi David,
I believe over $1000 the min repayment is $80 per month with first billing at the end of the next month you made the purchase! There’s no interest except a $6 fee for each month you don’t meet the min repayment! It’s worth looking on their site for t&c and after they do a credit check you’ll see what limit they will give you! Cheers Mel

Zip Money
ZipZip Money

Hi David,

The minimum monthly repayments are based on the credit limit rather than the value of the purchase. For a Zip Money account with a credit limit of $2,000, your minimum monthly repayments would be $40 or 3% of your balance, whichever is greater. If you would like any more information about your account, please contact us at hello@care.zip.co and we can look into this for you.

Thanks, Jess

Get an answer from our members and Zip Money representatives

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