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Zip Money

Zip Money

4.0 from 725 reviews · View Statistics

Reviews

4.0

725 reviews
5
(483)
4
(68)
3
(26)
2
(12)
1
(136)
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    3.7 (225)
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Bel

BelSydney, NSW

Fantastic easy to use

published

Wish limit would go up only thing i don’t like about it because of such small amount you start off with need to be able to up the limit a bit easier but out of all I love it you get a good amount of time to pay it off

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Will M.

Will M.Sydney Surrounds, NSW

Best App Ever

published

You take control of your payments no upfront payments which is great. Highly recommended. Cons: only allows $1500 Credit no more which is a shame. Highly recommended for sure aye

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Lynne

LynneMount Low

  • 2 reviews

It's a great way to help with household items i

published

I am very careful how i use this product. It has helped me immensely. I would recommend zip pay to my family and friends it has helped me so much when situations get tight

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Neil M.

Neil M.Richmond-Tweed, NSW

I love zip pay

published

I love zip pay as it has been the best trying to pay off as much so can use at Christmas it has helped us out enormously thankyou it’s great .

Nikki

NikkiVictoria

Convenient plus

published

I love how you can shop anywhere using zip, this comes in handy for me as I don’t have much time for me to go out and shop. It’s very convenient and pretty easy for me. Love zip and would recommend it for anyone.

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ilovefattwinz

ilovefattwinzHobart

  • 4 reviews

The new card option is not for all

published

The new zip n tap feature with visa credit cards and goat is only for the zippay customers the zip money isn't included a tad unfair really not happy at all as this would have been very helpful for me

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1 comment
Zip Money
ZipZip Money
lord_lobster

lord_lobsterMetropolitan Adelaide, SA

Good Product, but terrible support

published

I have used zip pay for a while it's good, I finally got a zip money account but it's unusable, the pay anywhere visa always charges the wrong zip account

I have sent many emails, and each time they just ask me the same questions over and over, so I called, apparently they fixed the issue (they didn't) so emailed again and back to the original silly questions I have already answered 10 times.

So at this point my zip money account is completely useless to me

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2 comments
Zip Money
ZipZip Money
lord_lobster
lord_lobster

Thank you I have sent an email :)

Easy to Use

published

So easy to use and allows the user to
access products as and when required.
Very helpful when times were tuff .
Repayment plan perfectly suited the situation at the time
Thanks

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Fatima Osman

Fatima OsmanGreater Melbourne (Inner), VIC

Good service I like it

published

The Zip app is great for buying all my equestrian needs online with the bonus of added security. Also great when in store without cash, super easy and user friendly thank really appreciate that

The reviewer stated that an incentive was offered for this review

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David

DavidPerth, WA

  • 2 reviews

zippy cool.

published

Zip pay and zip money gave me the opportunity to purchase a airfryer which i wanted to purchase for some time with easy low payments and the choice to change my payment plan if i need to with no pressure .

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A saviour!

published

Zip Money and Zip Pay has allowed me to shop and pay bills during times of unemployment and stress - it’s a life saver and I highly recommend you try it!

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Single mum of three

Single mum of threeMid North Coast, NSW

Single mum saviour

published

Being a single mum of three kids it’s very difficult to buy many things however zip pay has given me the ability to pay for purchases at an affordable rate. I can give my kids the things we consider a luxury.

The reviewer stated that an incentive was offered for this review

ZIP

ZIPSydney, NSW

next to GOD.. my everthing

published

my lifes saviour above God.. it helps me alot - and it fits my budget. it comes to me just on the right time when I needed it most.. More Power ZIP - pls stay and dont go..

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Linda Ryder

Linda RyderSouth West, WA

  • 2 reviews
  • 2 likes

Really loving the flexibility

published

The Zip app is great for buying all my equestrian needs online with the bonus of added security. Also great when in store without cash, super easy and user friendly

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It makes purchasing online easier

published

Purchasing online is easy with the Zip card. The virtual card is available on the Zip app. Just enter the card details as a credit card when purchasing. It's that easy!

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Perfect

published

Perfect service, easy to use and excellent customer service.
The overall use of Zip pay is convenient and easy to use, repayments are adjustable and suit pretty much anyone. Gets me out of stuck times a lot :)

Great application

published

This app is awesome Easy to use superb app great user interface and easy transactions and support almost every store. Recommend to everyone. Better than it’s contemporaries in the market

Lucas Picolo

Lucas PicoloSouth East Queensland, QLD

THIS IS PERFECT!

published

I love this app so much, it’s perfect for me and my pocket, it is so easy to manage how much you wanna pay per weekly, fortnightly or monthly.
Awesome, recommended

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fun t.

fun t.South East Queensland, QLD

Everything they say on their website is a lie. Especially for zip money!!!

published

This is totally false advertising. The payments arent flexible. They fail to mention that with zip money your payments increase once the interest free period expires. These guys charge me almost a whole months worth of what my mnthly payments are in interest so thats what about 40-45%.

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1 comment
Zip Pay
ZipZip Pay
manda

mandaWestern Australia

very convenient

published

helpful in any uncertain times, I'm still learning how to use the app to my full advantage, I'm sure once I become familiar with it I'll like it even more

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Questions & Answers

Nelson N.

Nelson N.asked

Zip money charged 25 dollars for establishment pay.
do I have to pay that, even if I don’t purchase yet? TIA.

1 answer
Zip Money
ZipZip Money

Hi Nelson,
When you registered your Zip Money account, this included a one-time establishment fee of $25 which is based on your individual credit limit. This fee will need to paid even though you haven't yet started purchasing.
Thanks, Vivien

Hatef K.

Hatef K.asked

Hi I downloaded zip pay and the give me $500
If i do more shopping and pay on time my credit going up ?
Thanks

1 answer
AG P.
AG P.

Not for quite some time. It takes maney months if not years. The damage is done when you apply for Zip. They will put an enquiry against your credit file. Which in my case caused a 166 point drop!

Janine C.

Janine C.asked

Can I get a refund on my purchase if I pay with Zip Money?

3 answers
Philip M.
Philip M.

Goes back on your zippay

Carl
Carl

I believe so as you are entitled to a refund regardless as to how you paid for it. For example, if you pay by credit card it goes back onto your credit card. You can always contact the ACCC for more information.

Zip Money
ZipZip Money

Hi Janine,
You can definitely have an order refunded! The funds will be returned to your Zip account.
To request a refund you must contact the merchant directly. Once they process your refund your Zip account should reflect the changes.
Thanks, Vivien

Get an answer from our members and Zip Money representatives

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