Best NAB Personal Loans

I had a very frustrating experience with NAB regarding both a credit card and a personal loan. I applied for a credit card with a small limit just… Read more

as a safety backup. A few days later, I received an SMS saying my application was unsuccessful. Strangely, after that, someone called me on behalf of NAB with a very heavy accent — I could barely understand him and had to ask him to repeat multiple times.

Honestly, what was the point of that call if the application had already been declined? It just felt unnecessary and annoying.

To make things worse, I later checked my credit score and saw that it had dropped. This also happened previously when I applied for a personal loan and then withdrew it myself. It’s incredibly frustrating to see your score affected like this, especially when you’re trying to be responsible. Honestly, avoid it!