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Pros

  • Low Ongoing Purchase Rate of 12.99% p.a.

  • 0% on Purchases for 15 months

  • Accessible Minimum Credit Limit of $1,000

Cons

  • $79 Annual Fee

  • 2.95% Foreign Transaction Fee

Details

CategoryLow Rate Credit Cards and Balance Transfer Credit Cards
Card TypeMastercard
Minimum Credit Limit A$1,000
Contactless PaymentsApple Pay and Google Pay
Rates & Fees
Purchase Rate12.99% p.a.
Cash Advance Fee2%
Annual FeeA$79 p.a.
Foreign Transaction Fee 2.95%
Interest Free Period 55 days
Cash Advance Rate21.99% p.a.
Introductory Offers
Introductory Rate 0% p.a. for the first 15 months.
Balance Transfer Rates
Balance Transfer Period 9 months
Balance Transfer Rate 2.99% p.a.
Balance Transfer Fee 0%

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