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Champion Loans

Champion Loans

 Verified
Champion Loans
4.7

591 reviews

Positive vs Negative
93%7%
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Loan TypeFixed Rate, Variable Rate, Line of Credit and Split
Average Loan Term1.9 years
Transparency ?
4.7
Customer Service
4.8
Application Process
4.8
Timeliness ?
4.8
1 Deb  · Don’t try to reborrow from them as you’ll be flatly refused!! I’m sorry I gave them a good review.
1 gdhunt2046  · One star rating generous with this company. Would not recommend
5 geoffrey h.  · I re financed and it was as easy as can be
5 Jo B  · They were awesome deal with and very understanding.will go with them anytime
5 Jesse Dean  · absolutely outstanding service these guys really do go above and beyond for there returning customers
5 Noleen Y.  · This company is excellent and the customer service is always extremely respectful and helpful. Processing times are quick and efficient. Highly recommended.
Elly B
Elly BQLD2 posts
  Personal Loans

What a great very easy solution to me wanting a quick loan. I started conversation at 2.00pm in afternoon and by 9.00 next day I received my money in bank. It was all done over the phone with courteous Australia Professionals - they are my ‘go to’ if I ever get stuck. Thoroughly recommend them. Also I’m only on Aged Pension. Thankyou Champion Loans - you live up to your name

Ask the reviewer
Jess
Jess6 posts
  Personal Loans

The most unprofessional “customer service” experience that I’ve ever had. To be fair, the line was a bit crackly due to talking on speaker whilst driving, however, that does not give them the right to be rude, accusatory and unprofessional. Because it was hard for her to hear my answers to her questions, I raised my voice and annunciated in an… Read more

attempt to help, not hinder, the situation. She then proceeded to accuse me of yelling, which then snowballed in which she kept cutting me off and was being incredibly snide in her tone. Then when the application process (which seemed to entail mostly of questions already answered online) was nearly finished, she made a comment about references, to which I started to ask, “I thought…” at which time she rudely and abruptly cut me off before I could even say anything - so I just hung up and asked to cancel the application via email. Why would I want to continue with such horrendous behaviour?

The only reason I called on speaker whilst driving in the first place is that the initial emails sent to me gave off a sense of urgency, else I would’ve called at a different time - regardless, her manner was rude, accusatory and incredibly unprofessional. If this is what they’re like with potential new customers, I shudder to think how they treat their current ones.

Reviews with attachments

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Karina S.
Karina S.SA
  Fair Incentive Vehicle Loans

I've just taken out my 3rd loan with Champion loans Awesome people great customer service. Easy to transfer documents and they keep in contact even after you receive your money make sure that you are all good and happy Show reply

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Diane S.
Diane S.NSW
  Fair Incentive Verified Vehicle Loans

We brought a new car with the money, it has made our life so much easier and we love it thanks for helping us and making it easy. Show details ·  1

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Tarryn
TarrynQLD2 posts
  Personal Loans

So amazing it helped get a support toy for my daughter with learning difficulties and helping cover assessments from professionals Show details

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Russ
RussWA8 posts
  Vehicle Loans

Needed funds to purchase another car as my old one was becoming unreliable. The process was simple and funds were paid to the dealer promptly. Show details

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Michael M.
Michael M.SA4 posts
  Vehicle Loans

So easy from start to finish. Excellent Customer service! – I have used Champion Loans a few times now and on Sunday I applied for a vehicle loan online. I received a phone call on Monday around 2.30 pm from the wonderful Laura, who just checked a couple of details with me. By 4.30 pm my loan was approved. I went and picked out the car I wanted on Tuesday and organised with the dealership for them to send… Read more ·  1

the required paperwork to Laura. By close of business, the funds had been sent to the dealer. Wednesday morning I picked up my 'new' car. I love it! Thank you, Laura and Champion Loans for the amazing customer service. You made the whole process hassle-free and super fast. I totally recommend Laura and Champion Loans to anyone looking for a loan. 10/10

Latest follow-ups

Shelley
ShelleyNSW2 posts
  Fair Incentive Cash Loans

Champion loans, have helped me in my circumstances with ease of applying for a loan. I recieved my loan the same day and I am very grateful for the help and support. Show details ·  1

 Follow-up  · Since my last review, nothing has changed everything is going smoothly. I know my repayments are taken out of my bank when due date arrives and the interest rates are very affordable. Thanks again Champion loans.

Susan
Susan5 posts
  Personal Loans

It's always great dealing with Champion Loans. The application process is easy and the loan is usually processed within the day and the money paid into my account overnight. I am always satisfied with my interaction with CL. The staff are always pleasant to talk to. Thank you again Champion Loans. Show reply

 Follow-up  · The consultant goes through the application to make sure you are not over committing yourself and make the loan over a reasonable length of time and a manageable amount you can afford to pay. The payments can be adjusted to suit your situation by extending the term of the loan thus reducing the payments. After a few months you can re-finance if… Read more

Positive reviews

Claire
ClaireSA
  Personal Loans

Champion loans are always there when I need them! This is my 5th small loan as i was short on money to get my clearances renewed for work. Within 24 hours, thanks to champion loans the money came into my account. Great and realistic repayments, and they were really helpful. I would recommend to anyone who is struggling and needs fast cash.

rustyroxxy
rustyroxxy3 posts
  Personal Loans

Even though funds aren't instant or same day still great though service and help from staff were great but the extra money you have to pay on top of the loan you get is bit high

Karzz
Karzz2 posts
  Verified Personal Loans

The team at Champion loans were so kind, professional and very supportive through the application process. They worked super quick, in helping me, and the funds were available the next day. My point of contact Macey, stayed in contact through the very fast process. I cannot recommend her and the company Enough. A massive thank you to them, for giving me a chance, and for being so efficient with their services. Show details

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Negative reviews

ZEN
ZEN12 posts
  Personal Loans

WARNING to ALL persons considering to apply for a loan from Champion Loans. If you are rejected, then they may “sell” your personal and contact details to the highest bidder (including scammers). My wife and I, have experienced this, very recently. About 24 hours after my wife’s submitted application was rejected by Champion Loans, we both got… Read more

calls and emails from a FAKE Lender (no website and no registration with ASIC), fictitiously named, Australia Finance Capital, saying they did get our details from Champion Loans!! Then the Queen of Scammers, [Name Removed] [Name Removed], who runs Australia Finance Capital, sent us an email stating that we were “approved for a secured and personal loan of $7000” (that we had NEVER applied for). Of course, we rejected the “offer” saying that it seemed to be a SCAM. That’s when all hell broke loose and my wife and I, started getting harassing and abusive emails with extremely vulgar and rude swearing words. All because we made the mistake of applying for a loan from Champion Loans 24-48 hours earlier. Then my wife emailed Champion Loans demanding explanations, but the NO REPLY “response”, raises a lot of questions; IF they could have any part in all of these shenanigans. Bin Wei claimed at the beginning that she DID get our details from Champion Loans (we are not making this up). Of course, we provided all evidence to; ASIC, Scamwatch and Federal Fraud Squad and hopefully all guilty parties, will soon face the music in a Court of Law. Enough; with so many venomous “snakes” lurking in the shadows, trying to scam innocent residents of this beautiful country! Right?

Champion Loans
Champion Loans    

Hi Zen, As we advised your wife, Champion Loans… Read more (+2 replies)

Kim
KimSA6 posts
  Cash Loans

Don't bother ! – Worst company. They advertise they help people on a pension/ centrelink. Agree with a few others on here, they ask lots of personal questions about what you spend your money on which is invasive then get 4 references then after lots of emails and calls reject you and don't say why. There are lots of company's that I have been approved by. I always… Read more

pay my small loans on time I have tried a few times and won't ever bother again with this company. Much better small loan companies that aren't biased about where your pay check comes from.

J J s.
J J s.VIC
  Champion Loans

was asked for 4 contact numbers then decline – I agree with reviewers post titled ‘waste of time’ they asked for too much personal information about 4 references which I uncomfortably provided after several emails and phone call from them then I mysteriously got declined the following day ! (without a transparent reason) Not a very positive experience at all I’m going to investigate and find… Read more

out how ethical this is as I am not feeling happy regarding having to give this information over and now they have those names and phone numbers on file

Recent reviews

Scott B.
Scott B.
  Fair Incentive Cash Loans

Champion loans have been very easy to deal with and understand and if you didn't understand they would explain. The staff are very friendly and i will continue to use champion for as long as i need them. Thank you for your time Show details

Nicole
NicoleWA
  Verified Personal Loans

I have the pleasure of communicating with Tahleigh, she is wonderful, very kind and quick to respond, also going above and beyond to help. I highly recommend the company. Show reply

Kristie D.
Kristie D.NSW
  Fair Incentive Personal Loans

Easy to apply fast response great communication, updates on progress of application will definitely recommend Champion Loan definitely helped when I was in need. Show details ·  1

Joanne T.
Joanne T.ACT3 posts
  Cash Loans

They are the best people to get a loan from. They are quick, easy and treat you with respect. I applied for a loan for $1000 and received it that afternoon. No mucking around as the loan application is quick and so easy to apply for. I wouldnt choose anyone else but Champion loans. Show details ·  2

kaerose91
kaerose91WA
  Cash Loans

They are quick, efficient and affordable. Funds received within a few hours, the staff are awesome and easy to contact and communicate with. I highly recommend champion loans Show details ·  1

Betty J.
Betty J.QLD
  Personal Loans

I was extremely happy with the service provided by Champion Loans, they were helpful, friendly and professional. My loan was easy to apply for, had no unexpected extra costs or fees, and was dealt with in short order, I highly recommend them to anyone who needs assistance. Show details ·  1

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Haley Sweeney
Haley Sweeney
  Personal Loans

Fast approval, great team, I've always used Champion Loans for many reasons. They are not new to what they do and most certainly take everyone's situation into consideration. 5 stars Show details ·  1

joanne fleming
joanne flemingWA5 posts
  Champion Loans

Champion loans are the most amazing loan company they have helped me 3 times now and they are professional caring understanding and i will be using them again once my loan is paid off. I can highly recommend Champion Loans Show reply

Marcelo
MarceloVIC
  Personal Loans

A great company to deal with, the whole process is straight forward, the team is very polite and respectful and are an absolute pleasure to deal with. As a disabled Pensioner I highly recommend Champion Loans Champion Loans for those times when unexpected expenses come our way. Champion Loans definitely live up to their name, CHAMPIONS Show details ·  1

Jason
JasonNT
  Personal Loans

Long time customer, they have been great whenever I've needed them in unexpected emergencies. Always quick, easy and stress free application process without any hidden fees. Show details ·  1

Steve
SteveSA
  Personal Loans

Hi champion loans. Thank you for the opportunity of doing business with your company. Very pleased with the help you have provided. The money has become very helpful. Show reply

Heinz
Heinz12 posts
  Fair Incentive Personal Loans

I was in a merry go round trying to find an approval for a small loan .. and obviously got rejected but I must say I was lucky that Champions Loan approved my loan which was a relief for me… I would definitely recommend anyone who is looking for some assistance to approach Champions Loans.. Thanks again Heinz Show reply

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Michael M.
Michael M.SA4 posts
  Cash Loans

Brilliant service. I have used Champion Loans a number of times and the service is second to none. Laura has been so very helpful and is amazing to deal with. Thank you Laura and Champion Loans for making my Christmas brighter. Show details ·  1

Amanda c
Amanda c
  Cash Loans

100% would recommend Champion loans to any1 , amazing service and staff , go above and beyond work with to sort out payments so U don't end up in debt just the best I've ever got a loan from and there communication is great always get a reply . Thank you Champion loans Show details ·  1

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