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Champion Loans

Champion Loans

 Verified
Champion Loans
4.8

631 reviews

Positive vs Negative
93%7%
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Average Loan Term1.9 years
Transparency ?
4.7
Customer Service
4.8
Application Process
4.8
5  Tam  · They were very helpful and friendly this is my second time
5  Kellie  · Was totally happy with the service I received. They made it easy to apply and the whole process was very fast. Thank you Champion Loans.
5  Lynette  · Champion loans did a great job on lending myself my loan. I will give them a 10 out of 10 and recommend them to anyone Thank you
5  Sarah  · Always polite and ready to help with any problems. Always fast service
5  Bianca  · Very happy with champion loans they understand what you want and help you get what you need
5  The axe  · Been a long term client and had nothing but great support customer service they are a great company to deal with Thankyou highly recommend
Bree Fryer
Bree Fryer WA
   Personal Loans

These wonderful people are always on hand to help you and make the experience of getting a small loan so easy and with such a friendly manner. You will always have a repeat customer in me Show reply

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Suzy101
Suzy101 SA
   Cash Loans

If I had read some of the 1 star reviews beforehand, I wouldn't feel so stupid, wasted my time and effort putting through all the documents, then rejected for no clear reason, obviously if I couldn't afford it why would I have applied in the first place. They also state on there website, that its quick and easy and approval made easy whether you have a not so good credit rating ! Don't advertise if thats not the case !!!!

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Corey H.
Corey H.
   Vehicle Loans

I am very happy with Champion Loans, especially after the bank I have been with since moving to Australia said no to a loan that I could have easily paid back. However, the loan I got from Champion is so much better. Thank you for helping us get our new car. Show reply

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Reviews with attachments

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Betty J.
Betty J. QLD
   Personal Loans

Champion was great, friendly professional and helpful. I have been saving for a new bed, they helped me get it soonet Show reply

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Cheryl Allen
Cheryl Allen ACT 6 posts
   Fair Incentive  Cash Loans

Great company, easy to use website, helped me to put a deposit on my new 2015 Audi TT! Show reply

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Karina S.
Karina S. SA
   Fair Incentive  Vehicle Loans

I've just taken out my 3rd loan with Champion loans Awesome people great customer service. Easy to transfer documents and they keep in contact even after you receive your money make sure that you are all good and happy Show reply

Latest follow-ups

Alison L.
Alison L. NSW 2 posts
   Personal Loans

Knowledgeable and trustworthy! – Really helpful and considerate staff, nothing was a problem for them! Ten out of ten all the way! Show reply

 Follow-up  · Hi to all my experience with Champion Loans was absolutely wonderful! My loan was approved within 48 hours and in the bank quickly. The interest rates were very reasonable and lower than many like loan companies , I have had a couple of loans now with them and they tailor repayment options to basically your terms working around , pension dates… Read more

RFB
RFB QLD
   Personal Loans

These people always come through, and they take little time to help you out...thoroughly recommend! Show reply

 Follow-up  · Once again, these people have come through for me and I do appreciate it...I can totally recommend!

Diane cullen
Diane cullen NSW 2 posts
   Cash Loans

Fast, very good to deal with. Recommend very polite and helpful Show details ·  1

 Follow-up  · E verthing is great very easy process. Lovely people highly recommend.

In-depth reviews

Allan J.
Allan J. SA
   Personal Loans

Hi my name is Allan from Adelaide South Australia when my usual local small lender with shopfront locations changed there lending policies last year I needed a alternative reliable helpful and genuine lender for small to moderate loans for items like furniture white goods vehicle repair used car replacement etc looking online I discovered champion… Read more ·  1

loans in Queensland ..recently I borrowed for the second time and after reading the contract and finishing off paying my previous loan I was able to reapply successfully and get the loan for the items needed..the guidelines and steps id income / bank stement provision etc for loan application was clear easy to understand and straightforward to prepare for ..one your organised with the necessary documents and identication despite being in a totally different state with no storefront..the online application process and follow up 1 ie 2 phone calls from champion..was clear and as hassle-free as if you were dealing with a shopfront and person face to face..after the loan details are assessed in Queensland champion representatives telephone and email your loan confirmation..offer you read the contract terms and details and if all good sign and the funds at least in my cases were in the account the very next day..the staff are friendly and helpful and forward documents quickly and successfully online once all application items have been provided..again done online..repayments can be arranged by direct debit on or near payday with clear dates and amounts so you know exactly what your up for and when it's due for completion..all in all a good option when you need to pay for larger items that only a loan personal or other will help with..I would recommend champion loans especially if the larger banks or lenders loan products prove too large/not suitable or difficult to get..ie if your income is modest etc Allan from southern Adelaide SA

Peter F.
Peter F. 3 posts
   Personal Loans

Not good or bad – Applied for a personal loan through champion loans. After supplying all the relevant paperwork I received a phone call from a customer service rep. I was told because I wanted to buy a car the funds are payed directly to the seller. To be honest I don't have a problem with that. The car is used as security which any loan company would require. I… Read more

wanted to buy a car private sale. You lose all buying power without the funds in your account. You can't get the vehicle at a better price as you don't have the cash. I am more than happy to supply all relevant details of vehicle once purchased. But to say they pay direct to seller. What if something happens to vehicle once they have payed for it and I haven't picked it up. I prefer private sale as dealers work on 100% mark up. If they pay 4k they sell for 8k so private sale is always best if you know what you are looking for. I believe my credit rating is good I have a good score. Have had 4 loans through a different company each one 5 thousand and all payed back no missed payments. But for champion loans to tell me they pay the seller of a car directly. Sorry that just doesn't work. I am not saying they are bad or good. But they should explain in there advertising material that if your buying a car funds are payed directly to seller. Because personally if I was selling a car and a buyer said can I supply all necessary paperwork to a loan company as they would be paying for it. I wouldn't sell. A dealer would yes because a dealer will do anything to close a deal. They would sell there grandma if it meant another sale. A private seller expects or hopes most buyers will have cash. So think very carefully about using champion loans. They seem like a good company have lots of good reviews. But if your wanting a car you can purchase for cash. Sorry look elsewhere.

Champion Loans
Champion Loans    

Hi Peter, Thank you for sharing your feedback,… Read more

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rach d.
rach d.
   Vehicle Loans

Exceptional professional above and beyond service – If you are looking for a loan provider that delivers exceptional service. And a streamlined process. Look no further you have found them. Champion Loans staff are professional, helpful and go above and beyond in the assistance they provide and deliver. There loans process is easy quick and effective. Champion Loans you guys are my Angel's and I… Read more ·  1

can not Thank You enough. I have been a client for many years and you will always be my go to loan provider. In July I purchased the biggest lemon of a car anyone could buy. Laura and staff have been there every step of this nightmare in getting caryard to refund full purchase price. And with there support I finally picked up my new car yesterday. This one is everything the last car should have been. (Safe road worthy and dependable) Without Laura and the exceptional service that Champion Loans provide I would still be without a car and paying for a car that died two days after it purchased. Champion loans and Laura I can never thank you enough for your support dedication and the outstanding professional service you provide to your clients Thank you Thank you Thank you. Rachelle

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Positive reviews

kees b.
kees b. SA
   Personal Loans

The best loan company you can go to have been with them for years. Great rates easy to apply all explained in full . Exellent customer service very friendly staff 10 out of 10 keep up the exellent servive  Show reply

Melissa McDonnell
Melissa McDonnell
   Personal Loans

My experience with champion loans has always been very positive, Kathy ,Harley,Emily and all the team are absolutely wonderful always so helpful and lovely . Thank you Show reply

Garry mason
Garry mason
   Personal Loans

Champion loans just gave me a $1200 loan so I could go and burial my step mum I am a disabled pension er and all it took was around 10 minutes to fill out the application and it was approved with in 10 minutes thanks heaps champion loans Show reply

Negative reviews

Jess
Jess 6 posts
   Personal Loans

The most unprofessional “customer service” experience that I’ve ever had. To be fair, the line was a bit crackly due to talking on speaker whilst driving, however, that does not give them the right to be rude, accusatory and unprofessional. Because it was hard for her to hear my answers to her questions, I raised my voice and annunciated in an… Read more

attempt to help, not hinder, the situation. She then proceeded to accuse me of yelling, which then snowballed in which she kept cutting me off and was being incredibly snide in her tone. Then when the application process (which seemed to entail mostly of questions already answered online) was nearly finished, she made a comment about references, to which I started to ask, “I thought…” at which time she rudely and abruptly cut me off before I could even say anything - so I just hung up and asked to cancel the application via email. Why would I want to continue with such horrendous behaviour?

The only reason I called on speaker whilst driving in the first place is that the initial emails sent to me gave off a sense of urgency, else I would’ve called at a different time - regardless, her manner was rude, accusatory and incredibly unprofessional. If this is what they’re like with potential new customers, I shudder to think how they treat their current ones.

Deb
Deb QLD 2 posts
   Cash Loans

Don’t try to reborrow from them as you’ll be flatly refused!! I’m sorry I gave them a good review.

Champion Loans
Champion Loans    

Hi Deb, We always do our best to assist all of our… Read more

ZEN
ZEN 14 posts
   Personal Loans

WARNING to ALL persons considering to apply for a loan from Champion Loans. If you are rejected, then they may “sell” your personal and contact details to the highest bidder (including scammers). My wife and I, have experienced this, very recently. About 24 hours after my wife’s submitted application was rejected by Champion Loans, we both got… Read more

calls and emails from a FAKE Lender (no website and no registration with ASIC), fictitiously named, Australia Finance Capital, saying they did get our details from Champion Loans!! Then the Queen of Scammers, [Name Removed] [Name Removed], who runs Australia Finance Capital, sent us an email stating that we were “approved for a secured and personal loan of $7000” (that we had NEVER applied for). Of course, we rejected the “offer” saying that it seemed to be a SCAM. That’s when all hell broke loose and my wife and I, started getting harassing and abusive emails with extremely vulgar and rude swearing words. All because we made the mistake of applying for a loan from Champion Loans 24-48 hours earlier. Then my wife emailed Champion Loans demanding explanations, but the NO REPLY “response”, raises a lot of questions; IF they could have any part in all of these shenanigans. Bin Wei claimed at the beginning that she DID get our details from Champion Loans (we are not making this up). Of course, we provided all evidence to; ASIC, Scamwatch and Federal Fraud Squad and hopefully all guilty parties, will soon face the music in a Court of Law. Enough; with so many venomous “snakes” lurking in the shadows, trying to scam innocent residents of this beautiful country! Right?

Champion Loans
Champion Loans    

Hi Zen, As we advised your wife, Champion Loans… Read more (+2 replies)

Recent reviews

joanne fleming
joanne fleming WA 6 posts
   Cash Loans

Champion Loans are amazing they have helped me 4 times now and everytime they have been proffessional,kind and understanding. The repayments are really good as well i cant fault them in anyway. I give them my highest recommendation for anyone going through a hard time i highly reccoment Champion Loans. Kind regards Jo Fleming Show reply

FaithM
FaithM
   Personal Loans

I have been with Champion for a number of years and I have found them very helpful and they have always been able to help me out when I have needed it. They do ewverything they can to get me what I need. They are very friendly they really listen to you and make you feel like you matter, and they are very respectful. I can't see me going to… Read more ·  1

another company at anytime Champion are the best. If you need help with a loan I recommend Champion you will be very happy and pleased with them. Champion thank you so very much once again for your help when I needed it.

Big Ray
Big Ray QLD 3 posts
   Cash Loans

thankyou champion loans, that loan really helped me out big time. it might have been a small loan, but being on a pension, it was like for me winning a millon dollars Show details ·  1

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Kelly S
Kelly S SA 3 posts
   Personal Loans

If you need help with a loan definitely do not look anywhere else, Champion Loans are the best, staff are super friendly and the response is really quick. Trust me you will never go anywhere else, keep up the great work guys Show reply

Charlise
Charlise QLD
   Cash Loans

Great experience, highly recommend! ​I recently took out a loan with this Champion Loans and the entire process was seamless. Their customer service team was professional, clear, and incredibly helpful from start to finish. The application was straightforward, approval was fast, and the funds were transferred without any delays. I really… Read more ·  1

appreciate their transparency and efficiency. I would definitely recommend them to anyone looking for a reliable loan provider!

Larissa Williams
Larissa Williams NSW
   Cash Loans

The best thing I done was google bad loan credit ..Im on Centrelink and have bed credit and champion loans was the only one to give me the approval now Im on my 3rd Lon from them they are just the best and gives you a good chance I’ll be staying with them for sure they are 100% a big help when in need ..thank you champion loans Show details ·  1

David G.
David G. NSW
   Cash Loans

I would like to thank champion loans for their help.they were very helpful and understanding with my needs.i will certainly continue to use their services.and highly recommend them to anyone.thankyou champion loans..... Show reply

Kahlie L.
Kahlie L. QLD
   Cash Loans

I love champion!! This is my 4th loan with them , quick and painless, work in with you. My credit history is so bad and yet they too ka chance on me, they even let me borrow even though I fell behind Show reply

Gav
Gav 2 posts
   Vehicle Loans

Very pleased with them, I hadn't had a load for about 10 years. Had tried to apply through some small lenders with no luck. I'm on a disability pension and my partner is my carrier. They helped us through the process from start to finish. Would highly recommend them. Show reply

Elly B
Elly B QLD 2 posts
   Personal Loans

What a great very easy solution to me wanting a quick loan. I started conversation at 2.00pm in afternoon and by 9.00 next day I received my money in bank. It was all done over the phone with courteous Australia Professionals - they are my ‘go to’ if I ever get stuck. Thoroughly recommend them. Also I’m only on Aged Pension. Thankyou Champion Loans - you live up to your name Show reply

Scott B.
Scott B.
   Fair Incentive  Cash Loans

Champion loans have been very easy to deal with and understand and if you didn't understand they would explain. The staff are very friendly and i will continue to use champion for as long as i need them. Thank you for your time Show reply

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