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2ESSSuper

ESSSuper

 Verified
2ESSSuper
3.7

207 reviews

Positive vs Negative
66%34%
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Transparency ?
3.7
Customer Service
3.6
Insurance Options
3.5
Income Protection
3.3
Rates and Fees
3.6
207 reviews
5 Brian  · Had reason to talk to Jason from esss he answered all my questions fully and was extremely helpful on the phone. He is a credit to esss
5 geoff p.  · The assistance provided was very professional and timely . The consultant was knowledgeable.
5 Lauren  · Great Super Fund and so helpful and caring for members.
5 Graeme P.  · Always are responsive to my inquiries and very quick to arrange information and follow up
4 Danny W  · You should probably change under the heading of who I work for as the Metropolitan Fire Brigade and parts of the CFA became Fire Rescue Victoria 5 years ago
5 Jennifer  · Donald explained things to me in simple terms, answered all of my questions and provided information on things that I didn't even know about.
David
David
 

Had a consultant meeting with Timothy in the William Street office and left the meeting feeling amazing with my current situation and the advice provided ensured I was maximizing my contributions for the best retirement outcome. This is the first time I have used the one-on-one consultant option and while I was on top of a lot of the processes… Read more ·  1

provided by the seminars, I was wrapped with the fine tuning of my account provided by Timothy. I am nearing retirement and feel very comfortable with my decisions thanks to the invaluable advice provided during my meeting. Thanks Timothy.

Susie
SusieVIC
 

Great service via phone calls, quick response to emails and the app and website provide loads of info on products and information on super, retirement, etc. Highly recommend. Show reply

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Carefulshopper
CarefulshopperVIC12 posts
 

One of worst funds for service. It is now 3 and half months past financial year and still not reported my Concessional Contributions amount to ATO. When have contacted them only tell me they have up to 31 Oct to do this. Which is in 2 weeks time. This is also same date which meant to lodge my tax return and need this figure reported. Keep up the great work! Not.

ESSSuper
ESSSuper    

Thank you for your review. We're sorry to hear you're… Read more (+1 reply)

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Reviews with attachments

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Wend H
Wend HVIC3 posts
  Fair Incentive

A super superannuation fund! – Now that I’m retired my superannuation fund has suddenly become very important to me! I have found my fund team to be: super helpful, super friendly, super knowledgeable, super patient, and super supportive! 10/10 Show reply

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Mandy
MandyVIC
  Fair Incentive

This is fantastic opportunity to leave a feedback & opportunity to win money, thank you – Growth ,advice & very professional Service.i couldn’t be happier Thank you Show reply

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Tubbs
Tubbs49 posts
 

Uncontactable – I've sent about 5 emails no response. I can never get through on the phone. 1 hour and counting on hold.. come on guys this is absolutely redicioulous. How are we supposed to contact you? You are completely uncontactable. This isn't good enough.

ESSSuper
ESSSuper    

Hi Tubbs Thanks for taking the time to leave this… Read more

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Sue
SueQLD
 

Discraceful – I have had an income stream since 2018 to top up my income. On 31st January, I retired. I was unable to change the income stream account to a retirement fund due to a system upgrade. 6 weeks!! During this time nobody could change their funds or withdraw any funds. On the 16th March when the office opened again, I sent an email requesting this… Read more

change to a retirement fund. Numerous phone calls each week, on hold for lengthy times, some 1hr 35. Each time the operators are extremely apologetic but i am now over the apologies, excuses and lies as to when it will be done. I have sent through several messages and a written complaint. This was again met with an apology but this time with my name and the authors name on it. The complaint was last Friday after more promises weren't actioned. My request has been marked urgent and escalated 5 times now. Still nothing. All I want to do is alter the pension to a higher amount under the retirement fund. This is MY money, if in a bank would be a public outcry and major investigation into the way it was dealing with requests. By the time this is done, my savings will be significantly effected. Bills to pay etc etc. So much for our livelihood (means to existance). Plans of retirement out the window as cannot trust ESSS to fulfil my requests. At my wits end with this. It's now 0307 hrs. Cannot sleep due to the stress it's causing. ESSS need to seriously look at what they are doing. I appreciate the fact that they are trying to get through a huge backlog but that only adds to the new daily requests. Members come first and a priority. They need members to keep going but I think they will find many leaving if and when they can access their money. I might add I have been with them for over 30 years and have been satisfied with returns. Extremely disappointed and beside myself as to what to do next. Sue. Now this has appeared on their log in pages. That will be a total of 16 weeks from the time of maintenance period to the end of this supposed 6 weeks. Good luck members.

ESSSuper
ESSSuper    

Hi Sue Thanks for taking the time to submit a review. … Read more

Positive reviews

P and I
P and IVIC6 posts
 

Great yearly and longterm return. Would highly recommend taking up if you are unsatisfied with your current provider. Make a consultation meeting with an ESSSuper member to get a better understanding of what they provide as a return and what investment options are available with varying risk returns. Show 2 replies

Paul
PaulVIC
 

Highly recommend the ESSSuper for investing in. With a 12% return in 2024 - 2025. Very hard to beat unless you are prepared to risk a higher return. Which can return a greater loss. Risk v Reward is always difficult to commit too unless you are prepared to pay someone to manage your self managed Super. Show reply

Con tassigiannakis
Con tassigiannakis2 posts
 

Donald Terri’s came highly recommended from a friend and we found him to be a genuine, very knowledgeable , patient , clear and showed great will to explain and help us with our request. Show reply

Negative reviews

josie
josie11 posts
 

WARNING If your spouse dies while overseas don't rush to inform them as they will cut the pension immediately. *because a phone call is enough* On the other hand they may not be prepared to accept documents from the foreign country!, eg first world France) as proof of death. Pedants keeping themselves in a job. They are prepared to do this even though my partner and I have been members for over 40 years

ESSSuper
ESSSuper    

Hi Josie, We’re so sorry for your loss and for the… Read more (+1 reply)

muzzag50
muzzag5014 posts
 

Gross incompetence in many ways. Lucky for ESS they do not have industry oversight like other super funds do as they would be lagging behind every other scheme. Yes they are that bad. Some examples 1. External arbitration requires legal system intervention eg. VCAT unlike most who have and industry based complaints process in place. That also… Read more

means they are never compared with retail super providers. 2. They changed pension distribution providers and received 1000s of complaints as pensions did not arrive when expected. 3. A few years ago they changed IT system and it was offline completely for well over a month and even phone enquires were not actioned due to system unavailability. They couldn't even provide comms to users for upgrade timeframes. There were 1000s of issues. I rang up once at start of work day and there was 98 people in phone queue before me. A gross stuffup and many users think the system is much less functional than old. 4. No replies to me for approx 20 incidents raised. They seem to have no operational call tracking mechanism nor associated SLAs in place 5. They still require me to enter a work phone number even though I have been retired for many years. A new system annoyance they refuse to fix 6. When I was retrenched they didn't send out starting paperwork for over 2 months I had to followup twice. 7. Annual statement can take 8 months to prepare. They seem faster in recent years. 8. They are the only available managers for some victorian government super schemes some people are locked in for a second rate service for life 9. Comms is via downloadable documents on web site for me. Sadly they never send me comms that a new document is available so I wait until I access web pages to find out. (unlike other supers who will notify by SMS/email that new doc is available) Update July 2025 --- This now works. 10. The web site reporting my benefits doesn't update at 1 July like other superannuation websites. In 2024 it took over two weeks. I did raise this through a request 2024 and the reply I received in August did not not even recognise this was an issue. ....So far in 2025 web page showing my benefits has not updated on 14 July but was when I rechecked on 20 July 2025. 11. When I attended ESSSuper for meeting with their experts the receptionist did not accept I wouldn't provide my mobile phone number so they could use in her database "just incase there was a fire" so instead they accessed my private details from my superannuation database without my approval to retrieve them. Unprofessional behaviour and now another database than maybe easier for hackers. Why are receptionists given this access? Potentially a security threat? My advice is go elsewhere if you have a choice and want professionals. Finally if conversing with ESS employee over the phone consider asking them how long they have been with ESSSuper as staff retention seems low. Hopefully this document helps others when choosing.

ESSSuper
ESSSuper    

Thank you for taking the time to leave your review.… Read more (+2 replies)

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Paul
Paul62 posts
 

Have they uninstalled the phones – Gave up trying to phone them your calls go unanswered for an extended period of time then somehow disconnected. I think this is deliberately done to keep actually wait time data to a certain timing. I am have been stuck with ESSS for last 22 years due to being on a defined benefit. I did however contact them by the member response through… Read more

email. My query was dealt with extremely quickly within an hour. So maybe this is ESSS preferred method of communication. I will attempt to call again in around 3 or 4 months time as I want io know if my super is on track for retirement. The app and website is clunky to use and often crashes. I only hope upon retirement things have improved so funds can be accessed in a timely fashion. I know many members maxing out credit cards while waiting for this fund to release their funds. Customer service is fantastic through email but sadly seems to be not many on call desk.

ESSSuper
ESSSuper    

Hi Paul, Thank you for your review. We’re sorry to hear… Read more

Recent reviews

Glenn S
Glenn SVIC
  Fair Incentive

I recently had a face to face consultation with Donald whom was very helpful and explained everything in detail and even answered questions that I had jotted down prior to me asking the question. I would recommend if you are wondering where you are at with your Superannuation or you are approaching the magic age number like I am, that you call… Read more ·  1

ESSS and ask to make an appointment with Donald whom will go through things in detail and point you in the right direction.

David Thorpe
David ThorpeVIC2 posts
 

I found the ESSSuper educators a great help in my retirement journey. While the relevant forms are simple, I was much relieved walking a way from my last face to face meeting knowing I had not made any lasting mistakes by completing these forms. Show reply

Monica Clarke
Monica ClarkeVIC5 posts
 

I have interacted with financial advisors and staff from ESSSuper several times and have always found them to be extremely helpful, trustworthy and professional. Show reply

Neil
NeilVIC3 posts
 

I have been with this fund since it was established in the late 1980s. I have repeatedly attended various pre and post retirement seminars and have had cause to seek financial advice and assistance both in person and by telephone. The advice and assistance I received, especially when dealing with Centrelink recently was excellent. Show details ·  1

Sandy K
Sandy K
 

Very helpful and patient – I found ESSSuper to be an excellent client focussed fund. The consultants at ESSSuper are very helpful, demonstrate professionalism, have and excellent knowledge of the ESSSuper product , and very importantly they are very patient with us old chaps. Show reply

Michael B.
Michael B.VIC
 

Excellent Service & Support – I established a retirement income stream with ESSSuper when I transitioned from my accumulation plan. Excellent service support and financial advice throughout the process made this easy to complete. Show reply

Rob
RobVIC5 posts
 

ESSS education consultant – Wonderful education consultant who had excellent knowledge on the topic. Was armed with facts and figures. Reassuring consultation. Show reply

Mary-anne D.
Mary-anne D.
 

Great Advice provided in a timely manner – Each individual that l have spoken to at ESSSuper has been professional and provided great, timely advice in a very friendly manner. Show reply

Public Sector Superannuation Funds

Find out how ESSSuper compares to other Public Sector Superannuation Funds

Know better, choose better.

Compare all
Brian A.
Brian A.
 

looking at retire ring hopefully sooner then later – Have found ESSSuper very helpful and approachable, from the first time l email seeking to talk about my supper and retire ring in a couple of years and then in a couple of days getting a phone call to talk to be about this and then organising for me to go in and to someone about my options. Felt a lot better after talking and understanding a bit more about my supper Show reply

Bruce Bryant
Bruce BryantVIC
 

10 out of 10 – Having my wife's super with a competitive fund (since changed to ESSS) I appreciate more that I can discuss super with knowledgeable staff both online and in person. Show reply

Greg H
Greg H3 posts
 

Investigating why my account was subject to such low interest – Consultant was polite and concise. He explained the answer to my question clearly. I was disappointed with the interest rate applied to my superannuation and do feel I need this explained clearly ( 5% only!!) Show reply

Frustrated Purchaser
Frustrated PurchaserVIC6 posts
 

Hour Wait. Solution Not Carried Out – Consultant checked my ID and said my request would be carried out in a few days. Never done. Another person rang me a week later and asked for my detaild but how can I confirm who they are. I have to ring back on the original number!

ESSSuper
ESSSuper    

Hi there, We’re sorry to hear about your experience.… Read more

Greg
GregVIC
 

The last meeting was most helpful – The consultant's that I have had meetings with have always advised me and have not forced me down a path that I did not wish to go. Show reply

Annette H.
Annette H.VIC
  Fair Incentive
Transparency
Customer Service
Rates and Fees

Disappointing – Advisor was patient however I felt, because it was a first, “free” session that not much actual information was given. The cost of what the fund was asking for financial advice was prohibitive for me. I believe I can myself research much of what information I was seeking. I have been with ESSSuper since I began my career decades ago. I have… Read more

previously felt very supported and the performance of the fund was satisfactory. The educator at the fund was really helpful but now I am a crossroads of where to put my superannuation.

ESSSuper
ESSSuper    

Hi Annette, Thank you for your review. We’re sorry to… Read more

Bryan C.
Bryan C.VIC
  Fair Incentive
Customer Service
Insurance Options
Income Protection
Rates and Fees

Don't give your money to a financial institution to manage – I was told that my annuity pension wasn't accessible under any circumstances. I took it out in 2015 because I didn't trust any other financial institution. I lost $135,000 during the global financial crisis when my life insurance and 50% of my superannuation was managed by colonial first state. In 2015 there was nothing left in the fund. Show reply

Paul B.
Paul B.VIC12 posts
 

not happy – I joined ESSSuper because I am the wife of a retired police officer. I would not like to guess how many messages I have sent to assist in setting up my super into an income stream. This situation has been going on for approximately 4 years. At one stage I lodged a complaint only to be told somebody from ESSSuper would be in touch to assist. Approximately 12 months and no contact. If you expect help in your retirement, think again. Show details

ESSSuper
ESSSuper    

Hi Paul B Thank you for your feedback and your patience… Read more

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