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Part of Real Income Insurance 3.7 
2Real Income Protection Cover

Real Income Protection Cover

 Verified
2Real Income Protection Cover
3.6

93 reviews

Positive vs Negative
57%43%
Claim Resolution Time
  • 3-4 weeks
  •  · 
  • 3+ months
Claim ApprovedYes · No
Value for Money
4.5
Transparency ?
4.4
Customer Service
4.7
5 Toni  · Income protection – Yes I do think it’s value for money. But mostly piece of mind. I just hope I never have to use it.
5 Han  · Quick and easy – Friendly staff provided me with a quick quote over the phone with a great price ! Just a few questions and was all organised.
5 amit  · very good customer service – yes policy was easy to set up . but just bit of long process while completing the policy. Good options
5 K L  · Awesome service – Great value and it was great customer service. Have dealt with them for pet insurance and will now with income and life insurance
5 Nikki  · Great service – The consultant I spoke with was very helpful and went out of her way to make sure I got what I needed
5 Joshua  · Precise and efficient – Good and efficient.I got my certificate almost immediately. Pls give the one who help me a thump up. Cheers and God bless.

Positive reviews

Philip Roome
Philip RoomeQLD
  Income Protection Cover

Veronica was amazing – Veronica was amazing. She needs a raise. She is the reason we went with real. It was all so easy. I hope the policy lives up to the signing on process. Show details ·  1

Hannah
HannahNSW2 posts
  Income Protection Cover

Quick and Easy – Working in Insurance, i knew this could be easy or really tedious. Anthony was great and the whole the process was easy end to end, no return calls needed, insured and covered on the spot. Show details ·  1

Sam
SamNSW
  Income Protection Cover

It’s a pretty good service Real Insursnce provides – As I’ve said Real Insursnce provides a good serving and it always good to have this insurance I haven’t use it yet but you never know what’s around the corner Show details ·  1

Negative reviews

Charlie
CharlieWA
  Income Protection Cover

What is a significant injury – I had Real Insurance Income Protection Cover for 3 years, Policy sold to me over the phone, (probably from a Call Centre outside Australia - the deductions commenced immediately. Eventually a copy was posted to me - English is my Second Language so i did not read the fine print on the second page of the Policy. I Assumed from what the sales person… Read more

said and from the Policy I was was completely covered for Income Protection. . After having the Policy for 3 years I was the victim of an assault. My right leg was amputated / removed from just below the hip by the surgeon; if not amputated I was told I would die within 6 months. So i am now one-legged.. I was at qualified Chef... After recovery from surgery I lodged a Claim against my Income Protection Insurance with Real Insurance. .They denied the claim stating it was not a significant injury... on Page 2 half way down the Page it states a 'Significant injury requires two limbs... One Complete Leg Cut Off is not enough; claim denied. Are they for real???

Real Insurance
Real Insurance    

Hi Charlie, I'm sorry to hear of the trauma that… Read more

Mike
MikeSA
  Income Protection Cover

Happy to have approval for Accident cover – Easy and quick application over the phone, The staff were friendly and informative. I was accepted within a short period and was very happy with the cover offered for my situation Show details

Real Insurance
Real Insurance    

Hi Mike, Thank you for taking the time to share… Read more

cathstar
cathstar2 posts
  Income Protection Cover

They take your money but wont pay out! – Husband had injury at work. Unable to work due to chronic pain. Applied to Real Insurance once workcover payments stopped. Real insurance wont pay out bill cover as there is apparently evidence of pre-existing injury from 5 years ago that hasnt caused any ongoing problems. Congratulations Real. Youve left our family in the gutters! Show details

Real Insurance
Real Insurance    

Hi Cathstar, I am very sorry to hear of your… Read more

Recent reviews

Hollie
Hollie2 posts
  Income Protection Cover

Amazing customer service!! – Amazing customer service from the man who rand and helped me! Great customer service skills and knowledge. Very friendly! Great price. One of the only companies to insure those who work from home! Amazing. So happy  Show details ·  1

Frances
FrancesVIC8 posts
  Income Protection Cover

Best Customer Service Around! – I have been a long term customer with Real Insurance for Life Insurance and have been very happy with everything over that time. I decided to give them a call about Income Protection Insurance and once again everything was amazing. Albert was very knowledgeable, helpful and personable. I am very impressed with the excellent customer service and very reasonable prices. They are extremely easy to do business with. Show details ·  1

Kittipos
Kittipos
  Fair Incentive Income Protection Cover

Happy with outcome – Andrew was very helpful and explained what I needed to know. This was a policy I was setting up for my son and Andrew went through all the options giving us the best deal. Show details ·  1

Ruel
Ruel
  Income Protection Cover

Excellent!!!!! Perfect for hardworking person – Being a chef is very hard that’s why i get Income protection. This insurance is Necessity for me not only protecting my self also my family. I don’t lodge any claim yet. Show details ·  1

Leanne
Leanne
  Income Protection Cover

Such brilliant service – The policy is great value and so easy to set up. I can’t believe I didn’t do this sooner. Joseph was so informative and friendly. He made it easy as he explained everything so clearly and plainly. Show details ·  1

Meg
MegNSW3 posts
  Income Protection Cover

Easy to deal with, knowledgeable staff – The application process was quite easy and quick. The policy is good value, cheaper than the policy I was replacing. Everything was explained well throughout the application. I feel confident I have chosen the right policy for me. Show details ·  1

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Lisa W.
Lisa W.VIC
  Income Protection Cover

I am not working so cant afford to do it – I did my cover all over the phone which was easy. I haven't lodged a claim. I will look at it when I am working again if I decide to and see if it is relevant. Show details ·  1

Salim
SalimVIC4 posts
  Income Protection Cover

Efficient services – I was required to send completed beneficiaries form and did get the acknowledgement emails and then confirmation of that the action was taken. I was also informed that the amended policies will be sent to me. Show details ·  1

Stuart
StuartQLD2 posts
  Income Protection Cover

Excellent customer service – Yes good value the person on the other end of the phone was very helpful and made the process very easy to set up my income protection happy to know I am protected Show details ·  1

Idj
IdjVIC4 posts
  Income Protection Cover

Excellent Customer Service – I feel the policy was great value and offered me competitive price. Emily & Matthew gave me excellent customer service. Everything was easy to set up and was explained to me thoroughly. I highly recommend Real Insurance. Show details ·  1

Geoffrey
Geoffrey
  Income Protection Cover

Customer service to set up insurance was instant and great – I was contacted immediately about my insurance quote and, while the phone call to officially submit for a quote on my policy did take time, the customer service of the call was great and I was verified and ready to go with a reasonable policy the very next day. Show details ·  1

Douglas
Douglas
  Income Protection Cover

Excellent – It will definately help my needs in todays different world we live in and what the future holds and no I haven't made a claim, thanks very much appreciated Douglas. Show details ·  1

Jamie Hutchison
Jamie HutchisonNSW2 posts
  Income Protection Cover

Excellent customer service – Great customer service from Jasmine. Very clearly and logically explained the cover and very competitive pricing. Will recommend this insurance to others and be changing over more policies. Easy to apply Show details ·  1

Jasmine
JasmineNSW
  Income Protection Cover

very courteous assistance – policy was affordable, easy to understand associated paperwork - the staff was very nice and explained things well and was happy to help me with any relevant queries and also with follow-up Show details ·  1

Carla
CarlaWA2 posts
  Income Protection Cover

Very Helpful & professional! – Disha was extremely friendly, patient and professional with helping me set up my life insurance , TPD & income protection. It was done over two days , as I wanted time to read all the info before committing. This wasn't a problem with them and I got a call back the next day as requested by me to finalise my paperwork. Show details ·  1

Income Insurance

Find out how Real Income Protection Cover compares to other Income Insurance

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SUE DICKESON
SUE DICKESONVIC2 posts
  Income Protection Cover

Great team to deal with – Policy extremely easy to establish Claim went through as laid out in policy and handing of payment during my year off was outstanding. Staff were helpful, efficient and sympathetic. Helpful happy and polite. Show details ·  1

Raffaele
Raffaele
  Income Protection Cover

New Credit Card Details – We were required to renew our Credit Card by our Bank and advised Real accordingly. The change in card details was handled seemlessly by Real staff, who were very friendly and helpful. Show details ·  1

Veronica
VeronicaVIC3 posts
  Fair Incentive Income Protection Cover

Great help – Good value, very helpful on phone, explained all details. Explained both life insurance and income protection and what is covered in both policies. Am leased they deduct every two weeks and payment not due in one hit Show details ·  1

Cecilia
CeciliaAustralian Capital Territory
  Income Protection Cover

the approval was done so fast and the process well understood – policy was of a good value and all the questions were personnel and easy to answer. I was given enough time t ask questions as well as to repeat myself Show details ·  1

G-Help
G-HelpWA3 posts
  Income Protection Cover

Perfect solution – After calling through to discuss my current situation of unemployment the team have assisted me with great service. They assisted me by covering a couple of my premiums. Thank you  Show details ·  2

Kylie
KylieQLD
  Income Protection Cover

easy to sign up – Easy to set up Jamie was great. Jamie explained policies and ask questions very politely he was easy to talk to and understand. Extra bonus this week for Jamie should be on the cards Show details ·  1

Mmlou
MmlouNSW
  Income Protection Cover

A must have – I would have lost everything without my income protection/bill cover. I had no troubles with my claims through the year. With a newborn baby and moving into our new home I was struck with a serious medical condition, bed ridden for over a year an absolute disaster. Real insurance came through for me every step of the way. Thank you deeply. Show details ·  2

Terry
TerryQLD2 posts
  Income Protection Cover

Fantastic staff – Staff were great and very helpful. Great product and very easy to get underway. Will definitely be recommending real to my friends and family once again thx for your help. Regards Terry Show details ·  1

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