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Seniors Funeral Insurance

Seniors Funeral Insurance

 Verified🏆 2026www.seniors.com.au
Seniors Funeral Insurance
4.9

1,606 reviews

Positive vs Negative
98%2%
Claim Resolution Time
  • <10 minutes
  •  · 
  • <1 hour
  •  · 
  • <1 day
  •  · 
  • <1 week
  •  · 
  • 1-2 weeks
  •  · 
  • 3-4 weeks
  •  · 
  • 1-2 months
  •  · 
  • 3+ months
Claim ApprovedYes · No
Transparency ?
4.8
Customer Service
4.9
Value for Money
4.6

 AI reviews summary 

The overall sentiment for Australian Seniors Funeral Insurance is overwhelmingly positive, with a strong emphasis on the quality of the customer service team. Users frequently highlight the ease of the application process and the clarity with which policies are explained. The claims process is particularly well-regarded for being compassionate, straightforward, and exceptionally fast, often resulting in payouts within 48 hours to a week.

Pros
Exceptional Claims Handling: Claims are processed with significant speed and compassion, with multiple reports of funds being released within two to four days of documentation submission.
Clear Communication: Staff are praised for explaining complex insurance terms in "layman's terms" and ensuring applicants fully understand their coverage without using high-pressure sales tactics.
Efficient Onboarding: The setup process is described as quick and seamless, often completed in a single phone call with minimal administrative hassle.
Compassionate Service: Customer service representatives are frequently noted for their empathy, patience, and professional manner, particularly when dealing with bereaved family members.
Cons
Long-term Value Concerns: Some users noted that premiums can become expensive over time, leading to a perceived decrease in value for money as the policyholder ages.
Rigid Administrative Processes: A significant issue was reported regarding payment tracking and policy cancellation, where a user found the company unhelpful and "heartless" when resolving a payment dispute.
Contribution Requirements: There is dissatisfaction regarding the requirement to continue paying premiums even after the total amount contributed has reached the chosen cover target.
Financial Strain: For some pensioners, the cost of ongoing premiums creates noticeable financial pressure on daily living standards and rent affordability.
Verdict

Australian Seniors Funeral Insurance is highly regarded for its accessible setup process and its reliable, rapid claims department. While the service and speed are excellent during times of need, potential policyholders should be mindful of the long-term cost of premiums and the requirement for continuous contributions.

1,606 reviews
5 Janice  · Very nice lady to talk to all good ,happy with everything thank you
5 Lisa K.  · If you ever run into trouble this Senior's Team shall always take care of you.
4 Allan  · The consultant was friendly and accurate easy to talk to
5 Maureen  · Emily that i spoke to was very helpful and informed me of all I needed to hear.
5 Sonny W.  · Mum set up the funeral plan. It was easy and fast to claim after her passing. It was a beautiful touch to receive flowers too. It was so nice. Thankyou
5 Dean  · Both my wife and myself found Trevor to be very helpful and very informative
Peter
Peter
  Verified

I had to update my Visa details and get them to update changed numbers & email address etc as I couldn't get into my policy to do it myself. They gave great service and updated my details without any fuss. They have always been helpful to me. Show details ·  1

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barb140263
barb140263
  Verified

I found the Sales Manager to be informative and very helpful on the tricky points. I found the policy very good value and the fact I could pay fortnightly helps alot. Show details ·  1

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Ferne
Ferne
  Verified

The product is value for money. It was quick to set up. The worker who called me was knowledgeable on what he was selling. The return call, after expressing interest on the internet was quick. Show details ·  1

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Reviews with attachments

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Raymond G.
Raymond G.NSW
 

Very efficient trustworthy and most of all relaxed. Children don’t have to worry Show details ·  1

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Jeffrey dudman
Jeffrey dudmanSA
 

The whole process was excellent from start to finish very pleased with the service that your staff member gave me, – I found the beautiful female operator to be so very polite, respectful, well mannered and very helpful with my application for my funeral application & answering my questions, I can't remember her name but she deserves to be given a very big Pat on the back & rewarded for customer service skills, please let her know that I wish to give her my most… Read more ·  1

faithful regards & thanks for all of her help in completing my application for my funeral insurance yesterday, yours faithfully JD {Jeff dudman),

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Sherryl H
Sherryl HQueensland
 

Great experience – So easy to organize. Very friendly and new the product well. Would highly recommend. Show details ·  1

Latest follow-ups

Penelope
Penelope
  Verified

Joel was very helpful. He explained everything clearly and ensured l understood the policy clearly. He patiently gave me many fee variations and l came away very happy. Show details ·  1

 Follow-up  · I've had no further connection with them, so sorry, l can't comment.

Linda L
Linda LNSW2 posts
 

Happy – Excellent service, fast delivery, great value and easy to setup Show details ·  2

 Follow-up  · We continue to be very pleased with our insurance

Rocky
RockyNSW5 posts
 

Seniors Funeral Policy – Easy to set up our Funeral insurance at a reasonable premium for myself and my wife. Show details ·  2

 Follow-up  · I keep up renewing. Will $ 15,000 bre enough to cover all funeral expenses in 10 or 20 years time. I suggest that the payout limit be revised in accordance to inflation and rising costs

Positive reviews

John Taylor
John Taylor3 posts
  Verified

Very happy with your Senior's Funeral Insurance. But can't fully give you 100% top feedback, because I don't know if my kids get paid for sure, and by then I can't correct it anymore. Show details ·  3

Mario I.
Mario I.VIC
  Verified

Very Affordable with Time to pay so that does not create extra pressure on my fortnightly aged income also you have a choice of amounts of pay outs for your funeral great idea Show details ·  1

Lea Horder
Lea HorderQLD2 posts
  Verified

I couldn’t even get a quote from another insurance company Seniors insurance got what I needed and very quick and easy to deal with. Highly recommend this company. Show details ·  1

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Negative reviews

Galina K.
Galina K.QLD3 posts
 

My mother was late with payment of her premiums, she tried to do it through her bank directly, but there was no such option. I paid her outstanding premiums with my credit card online (that sum was definitely taken from my bank account by their company). However, they were still sending letters saying that she missed those payments and have now… Read more

cancelled her policy. When I tried to find out what was happening, would not communicate with me, even though I was already dealing with Australian Seniors in 2023 when her husband passed away. Would not recommend this company to anyone, very rigid and heartless, they just do not care about their customers.

Addit: I have tried to find some answers through their representative prior publishing this review. It was useless, just pretending that they are trying to resolve an issue, but I did not get any answers. The company can keep those $50 that they took from me. Do not use this company, if something goes wrong with your policy, you will never get any answers.

Australian Seniors
Australian Seniors    

Hi Galina, Thank you for sharing your review… Read more (+2 replies)

Sue
SueVIC2 posts
 

Apparently great to deal with while selling you the funeral package. Not great to deal with when family goes to make a claim ! First email was sent 18 days ago and still going !! Happy to take your money. I'd look elsewhere for insurance. Hopefully the ombudsman will help Show details

Australian Seniors
Australian Seniors    

Hi Sue, Thank you for sharing your review with… Read more

Frank
FrankVictoria2 posts
 

AUSTRALIAN SENIOR DISASTER – Please dont use Australian Seniors Funeral insurance. Both my parents passed away in the last 4 months, Dad on the 23rd of December and Mum on 31st of March. Our family is not only distressed about their passing, the hoops and extensive paperwork from Australian senior Insurance we have had to do, good luck if you want to claim funds before a… Read more

burial as you still need to put your family under financial burden on top of emotionally trying to deal with their passing as no funds come to you until you prove not only they passed away with formal death certificate and prove you are related including copies of wills, passports,birth and death certificates, certify a mountain of paperwork that they scrutinise and then ask you for more paperwork, they say payment in 24 hours and still waiting. My parents paid into this insurance for 9 years. My Dad's payment arrived after 48 days and we are still waiting for my Mum's payment after 40 days. Everything had to be completed online and my eldery Mum in the three month she survived my Dad is not computer literate and the company would nor speak to me as Mum was the only listed person. If we relied on this money, Mum would be still waiting for a funeral. Not impressed!!

Australian Seniors
Australian Seniors    

Hi Frank, Thank you for taking the time in… Read more

Recent reviews

Opeta
Opeta
 

Quick and easy to set up. Representative was very efficient. Good value - many great benefits available. If I had known how easy it was to set up, I would've done so much earlier. Show details ·  1

April Pare
April Pare
  Verified

Explained simply so that I understood the policy. I'm happy with my Policy, I felt like a big weight off my shoulders. Needed to do this, I just felt like it was time. Thankyou young man, you were great . Show details ·  1

Carmen
Carmen
  Verified

Excellent and entertaining service provided by Brendan. He was very clear when explaining the information I requested and made it easy for me to make a decision. Show details ·  1

Naomi.T
Naomi.TVIC3 posts
  Verified

I can’t believe how easy it was to talk to the person over the phone and he sounded so confident and he made me feel like I was definitely doing the right thing and I then felt calm. He explained everything and covered everything I needed to know. I recommend that anyone looking into talking to one of the Australian seniors staff to definitely go for it ! It’s been a very pleasant experience indeed. Show details ·  1

Mark H
Mark HVIC4 posts
  Verified

An absolute pleasure dealing with the staff of “Seniors Funeral Insurance”, they extremely friendly, supportive & compassionate. Claiming insurance after the passing of a loved one, I for no reason thought may be difficult. How totally wrong I was, the staff made the process so simple, by forwarding the required forms and information. Once they… Read more ·  1

received the completed documentation, it took less than 48 hours for the claim to be finalised and paid out in full!

Amazing service, cannot rate high enough!

Gary Philip
Gary PhilipNew South Wales
  Verified

On contacting staff they were extremely helpful and understanding. They answered my questions and put me at ease about the whole process. They responded to my enquiries and remained totally professional. On submitting the required claim it was responded to almost immediately and the monies owed were placed into tyhe designated accounted with 2… Read more ·  1

days. It was a great experience to deal with staff whom were understanding sympathetic and remained professional throught the whole claims process. It was also unexpected when a card and flowers arrived. It was a brilliant experience. Thank you.

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Scotty
Scotty
  Verified

Very good learning experience with tha comments from Zena which I wasn’t aware about, fully appreciate it that she took the opportunity to share with me what I should have known. Show details ·  1

Cristina
CristinaVIC8 posts
 

The funeral policy is easy for set up and good value for the money Plus the peoples on the phone when u ring for ask questions is very good service explain to u in a easy way whit patient and courtesy too We are happy costumers Thank Show details ·  1

John
JohnQLD
  Verified

It was my wife who suggested we would be wise to invest in an insurance to cover our funeral arrangements and support the surviving partner. When my wife died suddenly and unexpectedly, it was I who benefited from her wisdom. The process of claim was simple and response was almost immediate. Thank you Rose. Thank you Seniors Insurance Fund Show details ·  1

Val
ValWA2 posts
  Verified

Would definitely recommend Australian Seniors Funeral Insurance. From the time I lodged the claim it took about 3-4 days for the funds to be sent to us. The staff member that handled the claim went over and beyond is assisting me. Show details ·  1

Catherine S.
Catherine S.
  Verified

The guy was great. Answered all my questions and concerns and was incredibly patient and explained things that I was struggling to understand in a few different ways so I could grasp what the policy offered. Very polite and sweet which I find puts me at ease, like I'm talking to a friend. Show details ·  1

Garry S.
Garry S.
  Verified

Sent a email and received phone call within 10 minutes, the person whom i spoke was very clear and concise i understood what she was talking about but I asked for a email, which was sent.It was arranged for a call back and when she rang back I told her that I would take out a policy at no stage was I pushed which I really liked Show details ·  1

Rainbow
Rainbow2 posts
  Verified

Received support from Senior's Funeral Insurance during a very hard financial period and change in circumstances. With their recent backup I was able to continue my Funeral Insurance and deductions are now continuing as before. Knowing they acted in support of me during my situation I have more trust that when my time comes to go my children will have funds to say goodbye with dignity. Show details ·  1

Robyn
Robyn
  Verified

The staff in the funeral claims department were very quick to recognize that my husband passing was mainly from a fall which caused other problems and then the end. I commend the staff for being so efficient. The claim was dealt with efficient and fast Show details ·  1

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