Best Coles No Annual Fee Credit Cards

Based on 216 reviews
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Coles No Annual Fee MasterCard

Coles No Annual Fee MasterCard

2.3 
Summary
  • Purchase Rate19.99% p.a.
  • Annual Fee$0 p.a.
  • Interest Free Period 55 days
JMGSouth Australia11 posts
 

I have had the credit card since it was originally a Kmart card, and I have only ever had a maximum $3,000 Limit. I currently reduced it to a $2,000… Read more

Limit. The interest is quite high, but I do not get an annal fee. I have managed to sort it out and Access online services since the changeover to NAB. At first it was a stressful ordeal. There are a LOT of codes sometimes annoying. I hope I never need to ring for services because that service is terrible and I can never understand the Language. I get double flybuy points at Coles,Kmart,Target,Bunnings / Coles group Stores. (There are other stores, but I do not shop at). I have only ever used this card for Grocery Shopping at Coles or small Kmart purchases. I do not have any other credit cards as I closed them. I plan to close this one in 2027 When I have enough savings. I would recommend to never have a credit card past $2,000 Limit. It is borrowed money & it's not worth the misery of being in high debt for years. JMG