Call our Customer Care Team, spent 30 mins trying to talk to someone, consistently pushed around from computer to computer. Only people can speak to are in regard to possible fraudulent transactions but can't/won't help with service. One of the worst products I have used.

The customer service is non existent. When I tried to reset my password online it doesn't work. I contacted service centre and then got through but then the guy mention will transfer me to account to help me with the online password. After the transfer I have been on the phone for over 2 hrs and no response. I tried to submit request but the website say technical difficulties and can't submit request online as well.

Woolworths Insurance insurance policies have an ' automatic' renew clause.
Our house insurance with them, became due. We rang Woolworths to tell them we didn't want it. (There is a 14 day cooling off)
Initially, they wanted our credit card details, and then we realized, that card had expired. Woolworths Insurance said, 'it may not go thru, if it's expired'. But it did. And then the dance began. Then they wanted our New credit card details to refund it. We said no. You magiced it out, you can magic it back in again.
We contacted Cole's MasterCar...

The card itself is fine however my main issue is the customer service! I’ve been having technical issues when accessing Coles MasterCard online and have raised it 3 or 4 times with the 1300 number to no resolve. Every person gives you a different answer and advises that I’ll get a call back which never actually happens. Their call centre is operated somewhere overseas and can be very hard to understand and follow. I’ve been hung up on by call centre operators for no reason and I had one call centre operator even transfer my call to another numb...

The card itself works ok, but the online account system is terrible, antiquated and doesn’t function properly. I am unable to contact customer service online due to constant error messages regardless of device, internet browser and time of day.

When I try and call, I can get through the automated menu but eventually the call just hangs up by itself when I’m about to connect to an operator.

I haven’t received the bonus flybuys points I am entitled to by signing up for the card, and the only way I can contact them is by sending a letter in the post.

Avoid all Coles Credit cards until they fix their useless systems out.

I spend over $70,000 a year with Coles Mastercard for the last 15 years. It irritates me to pay the $99 annual fee when the new owners Citibank are charging the sellers the usual merchant fee. They won't budge on the annual fee and service representative said not giving any concession so going to my ANZ banks visa card. Do your research well before going to this card providor as Citibank the new owner has now implemented their policies into the Coles credit card system. Will now also just shop at WW and IGA and give Coles a miss as well.

I applied for a Coles card and was told I was preapproved. I then got a verification call and was told "Congratulations your Citibank Simplicity card has been approved". I advised the guy I applied for a Coles card and was then put through to someone else to verify my details. A few minutes later I get an email saying my application has been declined. I checked my application status yesterday and it's still "submitted". Don't waste your time with this card as Citibank cards are a rip off and charge you 20% interest. As you can read from above Coles don't really give a damn and probably just get a kick back from Citibank for selling to their customer base . Very poor customer service Coles !!

I am fed up with this coles master card support team and their incompetent ID validation system that can't validate legal documents like licence and passports compared to rest of the banks where they accept original scan of documents that can be validated online. They forced to get certified copies from a JP during a lock down as the only way, without proposing that I could get Australia Post validate the ID through the ID verification form submission at an outlet. Took over almost a couple of months of frustration following up on the phone and...

My card was compromised with 5 to 7 illegal transactions from a porn online site. Its been over a year and a half and still no communications and resolution. I have called them more than 10 times and each time customer service officer says line is busy ,some one will call you back.

I have not received any call back from them. On 8th September, at 1315 hrs have called them again. The representative has advised he will call back after reviewing my case .Still waiting

I have noticed some facts may not be correct, as the minimum credit is $1000, not $2000, as what you had stated, as I have a $1,000 credit limit. Interest fees may be high, but you do get up to 55 days interest free on purchases, if you pay it off in full then you do not get charged any interest. You may get higher flybuys reward points on some of their over cards, but you have to pay an annual fee of $58 and $99 for the two others, where you pay no annual fees for this one. I have never had an issue with this card, and it will have a popu...

My experience with Coles Credit Card has been nothing short of nightmare. First of all Coles system is ridiculous. I had a statement of AUD 900 in which AUD 350 was an accident payment as i tried to schedule a BPAY via my card and the system stated an error in processing the transaction. To my surprise this transaction went ahead but, This was reversed in the next cycle by the vendor but coles charged me intrest on the payment on account of the fact that full payment was not made on my account. Called customer care and was incorrectly advised t...

The worst possible customer service line I have ever experienced in AU. I am supposedly a Platinum customer as it says on my card. Everytime you call you have to wait for more than 30+ minutes. Feels like they only have 1 customer support rep working at a time and that too works out of India or Phillipines.

I have had this card for over a year and pay it off every month, no issues but have never needed to contact them. This month's statement had a mistake - direct debited me twice. I have been trying to contact them for a week and unable to get through to their customer service via phone. Live chat is useless, automated answers only. Will be cancelling

I set it up on direct debit to avoid any interest paid on it. This month I had spent a bit booking a holiday so I made a couple of manual payments to avoid a large sum of money from being taken out at payment day. When payment day came, they took a huge chunk of money with no regards to the manual payments I had made already. They took 50% (!) more than what was owed on the CC. The worst part was they took so much money from my bank acct. & made my bank acct. go into overdraft & my bank charged me an overdraft fee. Had they taken the right amou...

Don’t waste your time, hopeless customer service and stupid credit scoring process. When are these companies going to start accessing applications properly. No questions to your saving history or assets, only interested in approving these cards for potential customers who can’t afford to pay off the balance by the due date.

You don’t met our criteria, what criteria have long term job earn over $100k with company vehicle, have more than $1.7 million in property, although can”t be approved for a $3000card absolute joke.

Finally received a response in writing 6 months later advising your application was unsuccessful???