??!
1 photo
Finlease

36 questions from our users

lozzamo

lozzamoasked

Do they do finance for Caravans?

2 answers
Finlease
Finlease M.Finlease

Yes we do, which state are you located in?

lozzamo
lozzamo

Thanks for your reply, we are located in NSW.


Dene

Deneasked

I'm a Kiwi who lived in Australia for seven years and established my ongoing Australian business over ten years ago. After operating my Aus business from NZ over the last 5 years, I am looking to return to Aus and am wanting marine pleasure craft finance in the region of $100k. Am I likely to be eligible even though I am not an Australian citizen?

2 answers
Finlease
Finlease M.Finlease

Hi Dene, it may well be fine. Suggest you give James O'Donoghue a call and have a chat about the overall need so we can give you greater clarity. James cam be reached on 0413 470 370

Dene
Dene

Thank you.


Mary

Maryasked

What is your running cost for a New Car loan?

2 answers
Finlease
Finlease M.Finlease

Hi Mary, thanks for your question, can we suggest that you call us on 02 8484 2000 and speak to one of our team members so we can obtain greater clarity around your question and provide some answers.

Kind regards,

The Finlease Team

Mary
Mary

Sorry constructed the question wrong. What I meant is running interest rate for the New Car Loan?


Andrew

Andrewasked

Hello
I’m wondering how much lease payments are on a bus/coach?

1 answer
Finlease
Finlease M.Finlease

Hi Andrew it would depend on the price of the bus and the term of debt. Michael Ryan is our bus and coach finance specialist, please feel free to call him on 0417279891.

Thanks Mark


Kun

Kunasked

Is it possible if we refinance (car loan) from other institution to Finlease? Thanks

2 answers
Finlease
Finlease M.Finlease

Hi Kun, yes it is. It would be worth having a chat to see if it is economical for you to do so as your existing loan may have "break costs" which nullify any lower rate, better facility going forward. Please feel free to call me on 0412320872 and we can have a look at it for you. Thanks Mark O'Donoghue

P Sok
P Sok

Thanks Mark for your answer. Will look at our contract. Thanks, Kun


clint

clintasked

on fishing trawilers how much can you lend
lm after abput 600k
l already have 3 trawilers but l want another one
can you keep

1 answer
Finlease
Finlease M.Finlease

Hi Clint, we can fund up to 100% in some instances. Suggest you give me a call on 0412 320 872 and I can get an understanding of your situation and requirements. Thanks
Mark O’Donoghue


Nicole

Nicoleasked

hi there,
does finlease cater for regular bank account holders too or only businesses?
Can I open a bank account with you for my everyday banking?
cheers Nicole

1 answer
Finlease
Finlease M.Finlease

Hi Nicole, apologies we don’t have any products or services in the personal banking account area


Peter Michal

Peter Michalasked

Hi, do you cater for applicants with a low credit score. previous defaults been paid but resulted in a low credit score. looking for a used car loan 40k.

1 answer
Finlease
Finlease M.Finlease

Hi Peter, best we have a chat with you to get an understanding of your circumstances. Can I suggest you ring James in our team on 0413370470 and we can have a look at what can be done.


brian

brianasked

Do you cater to people on the centrelink payments such as the pension or only folks that are employed?

1 answer
Finlease
Finlease M.Finlease

Hi Brian

It’s a good question and one we have not been asked before. Finance approvals are about proving an ongoing income to service a proposed debt after all usual living and other costs being taken into consideration as well as any perceived exposure on the particular asset to be financed and finally your track record in meeting historic commitments. We would be pleased to have a look at your requirement to see if an approval could be obtained. Please feel free to call me on 0412320872 kind regards Mark O’Donoghue CEO


Leah C

Leah Casked

Hi,
Do you cater to small business needs and assist with transferring from one bank to another?

Thanks

4 answers
Finlease
Finlease M.Finlease

Hi Leah, we certainly do. It is not uncommon for our clients to be less than pleased with their existing bank and want to look at alternatives.

If you can let us know which state and suburb or town you are located, I will put you in touch with a tram member in your area so they can have a chat with you

Leah C
Leah C

Mornington 3931, VIC
Thank you

Leah C
Leah C

Mornington 3931, VIC
Thank you


Chris

Chrisasked

Hello,
I started a landscape/garden maintenance business that has been operating since February 2017. I'm the owner and sole employee and have been extremely busy from day one. I'm looking into my options to expand my equipment as I'm now turning away a lot of regular work. Is my business still to young to be eligible for financing of new equipment? If I am able to receive financial help it would be great to be directed to the right person to speak with. Should I not eligible it would still be beneficial to chat with someone about what I would need for the future.

Kind Regards,

Chris

3 answers
Mark
Mark

Hi Chris. If there's a solid business case behind the purchase then you should be OK. If you contact Finlease they'll be able to help you understand what is possible in terms of financing.

Blue Gum Joinery
Blue Gum Joinery

Hi Chris,
The best person to speak to at Finlease is Michael Ryan. His the owner and I've known him for ages. His very helpful, knowledgeable and most important, honest.

Chris
Chris

Thank you Mark and Blue gum Joinery for your replies. I have spoken with Tim from the Sydney office and I’m organising all the paperwork requirements to start the process and see if I’m eligible. Thanks


Babs

Babsasked

Does Finlease offer Term Deposits? If so at what interest and time rates

1 answer
Finlease
Finlease M.Finlease

Hi, apologies we don’t as our entire business is around arranging equipment and property finance for our clients. Thank you for the question. Kind regards, the Finlease Team


meg

megasked

Hi,
Wondering what the complaints process is? I.e. how to make an official complaint?

Thankyou.

1 answer
Finlease
Finlease M.Finlease

Hi Meg, we are sorry to hear you have had an issue. Our CEO & Founder Mark O’Donoghue is keen to understand what has happened for you to ask such a question. Mark can be contacted on 0412 320 872 or mark@finlease.com.au. Kind regards, The Finlease Team


Paula H

Paula Hasked

What are the fees? and who do i speak to in SA?

2 answers
Shane Grimwood
Shane Grimwood

Fees are dependent on the deal i have found and all have been reasonable, i dont know about SA but call Michael Giorgas in Brisbane and im sure he will steer you in the right direction 0488 480 025

Finlease
Finlease M.Finlease

Hi Paula,
thank you for your comment.
Please contact Neil Styles on 0404 050 697 and he will assist you with your enquiry.
Kind regards,
The Finlease Team


mike

mikeasked

i like to know if you have someone taking french for me ?

1 answer
Finlease
Finlease M.Finlease

Hi Mike, our apologies as we will be unable to assist with your enquiry as we are a finance company. Kind regards, the Finlease Team.


james t

james tasked

Hi
Do you do new car loans only?

Jim

1 answer
Finlease
Finlease M.Finlease

Hi James! We do new and used car loans and much more! Please feel free to contact James O'Donoghue on 0413 470 370 for further information. Best regards, the Finlease Team


JMON

JMONasked

Hi! My JOHN from Ghana, I'm a graphic designer in need of financial support to purchase printing equipment. Will be very grateful if you could assist me in getting $ 50000 or even purchase the needed equipment. Your prompt response will be greatly appreciated.
Thanks!

1 answer
Finlease
Finlease M.Finlease

Hi John, thank you for your enquiry. Please contact Lisele White on 02 8404 2000 who may assist with your finance requirement. Kind regards, the Finlease Team


FuzWah

FuzWahasked

Hi,

I am currently bankrupt of 8 months into it. I was wondering if by any chance I would still be able to get finance for a car but at a higher interest rate

Thanks Karen

1 answer
Finlease
Finlease M.Finlease

Hi Karen

Thanks for the enquiry, unfortunately we don't have any lenders who could assist.

Our apologies,
The Finlease Team


Aidan

Aidanasked

Does the Balloon/Residual payment at the end of the loan include any interest rates added or is it just straight cash?

1 answer
Finlease
Finlease M.Finlease

Hi Aidan

The residual or balloon at the end of a term has no additional interest cost on it at the end of term

As an example if you were to finance $30,000 over a 4 year term with a 30% ($9,000) balloon, the monthly payment you would be making is essentially fully paying off $21,000 over the 4 years and interest only on the $9,000 over the 4 years

I hope this assists, please feel free to call me if you have any questions

Mark O'Donoghue 0412320872


Raj

Rajasked

Hi

I am an IT consultant and planning for a car loan of approx 15-16k. As my contract is over due to Christmas and will be renewed only after second week of Jan, can I please apply for a loan based on my previous salary slips?
Thanks
Raj

1 answer
Finlease
Finlease M.Finlease

Hi Raj,

Please contact Jay Martin on 0448 484 987 and he will be able to help you with your query.

Have a great day.

Kind Regards,
Marketing


Page 1 of 2

Get an answer from our members and Finlease representatives

ProductReview.com.au has affiliate partnerships. These do not influence our content moderation policies in any way, though ProductReview.com.au may earn commissions for products/services purchased via affiliate links.