3,240 reviews
AI reviews summary
Overall sentiment for Wagepay is highly positive, with users frequently describing the service as a "lifesaver" during financial emergencies or the cost-of-living crisis. The primary appeal lies in the speed of the application process and the near-instant disbursement of funds. However, a segment of long-term users has expressed significant frustration regarding sudden eligibility changes and difficulties contacting human support when issues arise.
Pros
Cons
Verdict
Wagepay is a highly effective tool for individuals needing immediate, short-term cash flow to cover unexpected bills or emergencies. While the automated system provides excellent speed for most, users should be aware that eligibility can fluctuate without explanation and customer support may be difficult to reach if a technical or account issue occurs.
Really frustrating. Have sent multiple emails, and only got a robot reply. Have been trying for 2 weeks now. Payment is due next week and i have heard nothing with no help. Really disappointing
Wagepay has been very helpful for me when I needed extra support with urgent expenses The process was easy to follow, and accessing the funds was simple and convenient It gave me peace of mind during stressful moments and helped me manage things when I really needed it Over all I’ve had a good experience and found it to be a useful short-term option
After being a loyal customer paying 98%or the time before my due date, I get a message just the other day after paying out early that I’m no longer eligible. There were several “ rewards of paying early or on time to win 1000 “ but never a word. Other places offer rewards, or increase of limit ect for good payment history yet nothing from these guys, pretty disappointed really
Reviews with attachments
I am satisfied on how this finance company has given me an opportunity in supporting me through a financial processes to help with day to day needs.
Hey I’m new to Wagepay and they are great and helpful when you submit your application and you get approved you get the money straight away? I rate this 10/10 thanks heaps Wagepay it helps heaps.
Very Good service ! I applied within 5 minutes , money been transferred in my account! really appreciate
Honestly was a a great experience I would remember to others
Very good I love them so much they help me
Always there when you need them,just like Ur mum,lalalala,ok then Show reply
This really helped very fast and efficient thank u guys
This app helped me a lot to pay my bills earlier
Very easy and extremely handy, helps getting through the week when short on funds
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Great service and excellent rewards an just all out good results
- +1
Well everything went so good my payments are always repaid on time and I could always withdraw on Thursdays after my payments went in today I tried withdrawing it sait 200 was available then pages changed to unable to withdraw which is disappointing i was counting on the 20p as per usual i evan gog a $5 dolla appreciation for my on time payments… Read more
repaying back and extra rewards points .so im verry dissapo8nted this time unable to withdraw and i have done every thing right and earned extra points and extra $5 buks so up till today i would of said 100 percent happy but today I probably rate this review 2 percent cause I have done everything great 3168352
It helps a lot when you need it the most. Transfer money so fast and gave me an option to split my bills. Small interest. Fast and reliable
“Wagepay has been a very reliable service for me. The advance process is straightforward, funds arrive quickly, and repayments are handled smoothly. I appreciate the clear communication and reminders, which make it easy to stay on track. Great option for responsible short-term support between paydays.”
wagetap has been pretty good lately but have to fix this lending criteria system but otherwise has been good
I have been struggling lately due to a work injury and when I paid out my payment before it was due I received an automatic message stating unfortunately your most recent application did not pass our assessment yet I hadn’t put in an application.
Latest follow-ups
Wage pay is a smart easy loan with very low interest. Repayments can be split and delayed when needed and has really helped me when I needed a bit of extra cash Show 2 replies
Follow-up · No other fees involved My typical loadout is $400. I pay back five dollars for each $100 borrowed. Funds are usually within your bank account in 60 seconds.
Wage pay they are a great company as they helped me out when no one else would would definitely recommend
Follow-up · They are not a good company is have had nothing but bad news with them and they don't help
Easy and quick process for applying and definitely would recommend if find yourself in a situation bit short on funds. Show reply
Follow-up · Personally I try to limit the times I do use it but have often used it as a top up if needed before next payday. Super simple process for repayments and can be broken into manageable repayments over a month. And you can repay early without additional fees. All fees are clearly defined and form part of the total repayment amount. No surprises.
Find out how Wagepay compares to other Buy Now, Pay Later Services
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In-depth reviews
I recently had the opportunity to use the Wagepay app for a short payday loan, and I must say, I was pleasantly surprised by how seamless the entire process was! As someone who has been hesitant about taking out loans in the past, I found this app to be a game-changer. First off, the user interface is incredibly intuitive. I downloaded the app,… Read more · 1
and within minutes, I was able to apply for a loan. The application process was straightforward, with clear instructions that made it easy to understand what information was needed. I appreciated that there were no hidden fees—just a small, transparent fee that was clearly outlined before I confirmed my loan.
What really stood out to me was how quickly I received the funds. I submitted my application in the morning, and by the afternoon, the money was in my account! This kind of speed is invaluable, especially when you’re in a pinch and need cash fast.
Customer service was also top-notch. I had a couple of questions during the application process, and the support team was responsive and friendly, which made me feel more at ease. It’s nice to know that there’s a real person on the other end who is willing to help.
Overall, I highly recommend the Wagepay app for anyone in need of a short-term loan. It’s quick, easy to use, and the fees are reasonable. It’s a reliable option for those unexpected expenses that life throws your way. I’ll definitely be using it again if I find myself in a similar situation!
Frustrating and Untrustworthy Experience with Advance Wage Pay Services I cannot stress enough how disappointing my experience with Advance Wage Pay Services has been. I had a flawless wage pay history and never missed a payment, yet they inexplicably blocked me for reasons that were utterly nonsensical. It felt like they were looking for any… Read more
excuse to cut me off, and their lack of communication made the whole situation even worse.
When I reached out to customer service, I was met with indifference and vague responses that offered no real help like my IP and other non sense excuses. It was as if they didn’t care about their customers at all. I felt completely disregarded and unvalued, which is unacceptable when you’re relying on a service for financial support.
This experience has left me feeling betrayed and frustrated. I would strongly advise anyone considering Advance Wage Pay Services to think twice. There are far better options like MypayNow and wagetap out there that actually value their customers and provide reliable support. Save yourself the headache and look elsewhere
Hi SV, Thank you for reaching out, and we are genuinely… Read more
Better than the rest out there ! (So far!) – I guess I’m like the majority of people here… low to middle income earners trying juggling their finances! I’m stating this purely because of the judgement and crap I get put thru from other payday lenders, by giving low cash out limits OR giving you an absolutely excessive limit for a few pay cycles then because they notice you’ve loaned off more… Read more · 1
than one lender or at their discretion for no reason at all they take you from a $1k limit to $50! Like WTH!? Of course I’m not as financially stable or in a situation however I’ve always made all repayments on time in full! That’s why I’m here trying to keep my head above water! I mean correct me if I’m wrong but I’m sure all these payday lenders aren’t targeting the rich, money savvy, Uber savers of the world! So far Wagepay have been nothing but a lifesaver for me with simple, quick easy money when I’ve needed it and more importantly they’ve bumped my limit up and kept it there ! So far … please don’t be like these other judgemental, game playing, annoying lenders !
Recent reviews
It was so easy to sign up through the app and it only took about 3 minutes to apply and the money was in my bank, excellent experience and I would recommend them to anyone who wants quick cash easily.
Wagepay has been a lifesaver when things get tough. The app is easy to use and fees etc are transparent and you know exactly what your pay advance is going to cost. I also like the fact you can split repayments or change repayment date if the current one doesn’t suit.
Wagepay is a simple app to use and is very easy even for people who are not tech savvy. I would highly recommend this to anyone who needs a bit of money before their payday as we all know the cost of living is insane however wage pay got me through the fortnight.
Wage pay come in handy when you are short. only thing I think is it should go by your history how much they lend you and not by your bank account details and maybe a little longer to payback would be a great idea. So give them ago if you need that extra little bit of help to get you through
I have been using Wagepay for quite some time and it is so beneficial for my budgeting and living expenses. Times can be tough and this app always accommodates ny needs. Thank you Wagepay!
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Thank you for the great feedback! We’re so pleased to… Read more