??!
1 photo
deferit

deferit

4.4 from 16 reviews

Reviews

(12)
(1)
(1)
(2)
(0)
  • Transparency
    4.7 (9)
ron_simkins

ron_simkins

  • 5 reviews

Another way to decimate your credit file.

published

Whilst the idea is good in theory , when will these companies realise that performing a credit check for essential bills sub $500 looks quite bad on your credit file.

Imagine applying for a home loan and the loan assessor sees a credit check for deferit, he or she will likely file your application in the closest document shredder as they will wonder why you cant afford the light bill etc.

In fairness to deferit, he fees are very fair compared to the other BNPL schemes.

Transparency
1 comment
deferit
Jonnydeferit
Laura

LauraVictoria

So Good!

published

Amazing! Makes paying bills so much easier for people who can’t afford to fork out hundreds at once. Makes budgeting so easy and more affordable! 110% recommend! I use it all the time!

The reviewer stated that an incentive was offered for this review

smok

smokCentral West, NSW

  • 86 reviews
  • Verified customer

What a brilliant idea.

published

I signed up to test out deferit. I uploaded a small bill of around $120 just to trial the service, and all I can say is what a bloody fantastic idea. Sure you might pay an extra $10 in fees, but for those of us that find it difficult to pay a power bill etc on time, especially around times of Xmas etc, this service is gonna be the afterpay of bills. I've made my first payment, and it's just like a buy now pay later service, only for billing. Thanks for coming up with a service that's going to assist Aussies to keep ontop of their bills.

Transparency
1 comment
deferit
Jonnydeferit

Amazing to get that feedback, thank you so much :)

Budgeting Services

Find out how deferit compares to other Budgeting Services

Know better, choose better.

Compare all

Extremely easy way to pay your bills

published

I have been using it for more than a year now. It is great. An extremely easy way to pay your bills, especially with the smartphone app. Helps you manage your bill expenses.
Marek

1 comment
deferit
Jonnydeferit

Great to hear Marek! Thanks for the feedback :)

Peter J

Peter JAdelaide

  • 7 reviews

Awesome service

published

I have been using Deferit for a couple of months and loving it , makes life so much easier to pay bills , thank you for making life easier Deferit a good budgeting tool also , definitely recommend this service

Transparency
1 comment
deferit
Jonnydeferit

Peter thanks so much for the kind words :) We love that we're helping as a good budgeting tool!

Trent W.

Trent W.Perth, WA

  • 2 reviews
  • Verified customer

Cannot fault Deferit

published
Transparency
2 comments
deferit
Jonnydeferit

Trent, when we see reviews like this, it reaffirms our mission on why we started deferit. Thank you so much for taking the time to write such a comprehensive review and for being such an awesome customer!!

Trent W.
Trent W.

You are so welcome. Keep up the great work and helping out those as you do. Lifesavers!

Steph W

Steph WCentral Highlands and Goldfields, VIC

  • 3 reviews
  • 1 like

Absolutely love this service

published

Loving deferit . Super easy to use bills are paid quick . Very convenient for your pay on time electricity & gas discounts. Saves forking
Out hundreds for bills at a time . 4 easy repayments highly recommend .

Transparency
1 comment
deferit
Jonnydeferit

Thanks Steph, we love to hear that feedback! Have an awesome weekend :)

Shawn

ShawnSouth East Queensland, QLD

  • 14 reviews
  • 1 like

Good for Bills, but be aware there is no clear cut definition of bills they support

published
Transparency
6 comments
deferit
Jonnydeferit
Shawn
Shawn
deferit
Jonnydeferit
Amulya V.

Amulya V.Greater Melbourne (Inner), VIC

  • 3 reviews

Awesome service

published

I used this loved it and paid few bills the experience was great if we pay the instalment amounts on time I think we will not have any issues
Great customer service experience aswell always answered my queries

Transparency
1 comment
deferit
Jonnydeferit

Thanks Amulya, we really appreciate the review :)

Budgeting Services

Find out how deferit compares to other Budgeting Services

Know better, choose better.

Compare all
Ilone P.

Ilone P.South East Queensland, QLD

  • 2 reviews

Fantastic Service

published

Love Deferit, so easy to use and my bills are paid on time without the added stress! Highly recommend them to anyone who needs help paying their bills and don’t want to get ripped off using a payday loan or emergency loan, Deferit don’t charge extra fees or interest

Transparency
1 comment
deferit
Jonnydeferit

Thanks Ilone! Glad to hear you enjoyed using us and we love having you as our customer :)

Grant T.

Grant T.

  • 2 reviews

Great service

published

I have been using this service for over a year. It’s a real life saver. Have recommended to lots of family and friends who all use them now too. Love it

Transparency
Peeved off julie

Peeved off julie

  • 3 reviews
  • 1 like

A bit confused

published

I have deferred a few bills and been happy and my last bill I've had to confirm it's me and send my I'd to confirm it's me when nothing has changed now im afraid my due date has passed why do I have to confirm I'd when nothing has changed

1 comment
deferit
Jonnydeferit

Hi Julie! We've just recently implemented a new ID check for your security. Please send us an email if you're having any issues and we'd be happy to sort everything out for you! contact@deferit.com.au

Lisa G.

Lisa G.Sydney, NSW

This service is really good

published

This is an amazing service which allows you to defer bill by essentially splitting them into different payments - so if you are whacked with a huge electricity bill (like I was for $1200 during winter), you can defer it to 3 payments of $400 over a few months for a monthly fee of $5 and Deferit pays the whole bill before its due date. WIN. That means you don't lose your early discount with the electricity company (and also don't pay late fees which are much higher than the $5/month) and it also means your credit rating remains good. There is no interest charged.

1 comment
deferit
Jonnydeferit

Thanks Lisa! Great to hear that you're enjoying the service. :)

Kelly

KellyMurray Mallee, SA

  • 14 reviews

Great way to get bills paid off

published

Helpful and saves on those late fees! My credit score was pretty good but now even better with being able to Have My bills paid off in one go with just small amount to pay back. A great initiative.

1 comment
deferit
Jonnydeferit

Thanks Kelly! So glad that we could help!

Ross

RossPerth, WA

  • 6 reviews

It does list on your credit file

published

Pretty good in a pinch, it does put listings on your credit file, so be aware of that. Still waiting to see if they use positive credit reporting, perhaps the monthly fee is slightly high. Great customer service though and easy to use.

1 comment
deferit
Jonnydeferit
Budgeting Services

Find out how deferit compares to other Budgeting Services

Know better, choose better.

Compare all
Bradley K.

Bradley K.South East Queensland, QLD

Customer service is great

published

I have had a great customer service experience with Deferit, I had made a wrong decision to post my first review based on not knowing how the system works out your amount you can lend, but now I understand exactly how they operate and how their system works, it is a very benificial and an easy service to use. If you have any concerns, all to need to to is ask.

1 comment
deferit
Jonnydeferit

Thanks so much Bradley! We pride ourselves on great customer service and we're so glad you had a good experience with our team. :)

Questions & Answers

Michelle70

Michelle70asked

Can you use deferit for a rental bond

2 answers
deferit
Jonnydeferit

Hi Michelle, we support pretty much every bill but not rent. Check out our FAQ for further info: deferit.com.au/faq

sammyahmed
sammyahmed

Hh

rosas

rosasasked

can you pay school fees or partial payment for any type of bills?

1 answer
deferit
Jonnydeferit

Yes we support school fees as long as it has a supported payment option on the invoice and bills can also be partially paid with our service :) Let us know if you have any further questions!

Bundybird

Bundybirdasked

Can i use my balance to pay a bill not in my name eg water bill in land lords name

1 answer
deferit
Jonnydeferit

Hey there, the bill doesn’t need to be in your name. Let us know if you have any other questions :)

Get an answer from our members and deferit representatives

Other Budgeting Services

Previous
Next

ProductReview.com.au has affiliate partnerships. These do not influence our content moderation policies in any way, though ProductReview.com.au may earn commissions for products/services purchased via affiliate links.