- Verified customer
What a brilliant idea.
I signed up to test out deferit. I uploaded a small bill of around $120 just to trial the service, and all I can say is what a bloody fantastic idea. Sure you might pay an extra $10 in fees, but for those of us that find it difficult to pay a power bill etc on time, especially around times of Xmas etc, this service is gonna be the afterpay of bills. I've made my first payment, and it's just like a buy now pay later service, only for billing. Thanks for coming up with a service that's going to assist Aussies to keep ontop of their bills.
- Verified customer
Cannot fault Deferit
I have been using deferit for over a year.
I have had nothing but good experiences from this service; they take care of many different types of bills and split them into four easy payments. Even large commitments like car registration are no trouble. As a single person on a single income these costs can take a toll fortnight to fortnight, but deferit is always there to make life easier by dividing the bill into four repayments over 8 weeks - and sometimes you dont even notice having to pay. Whereas forking our large bills all in one hit can le...
Good for Bills, but be aware there is no clear cut definition of bills they support
Be aware bills uploaded are subject to scrutinization by the team at deferit
Terms and conditions don't clearly state this however they will advise if bill type is not supported
Ideal for rego, water, electricity and gas but any thing that is tangible (Laptops, computer stores or any purchases of a physical item) will NOT be approved.
Ideal for bills, can take some time to approve bills (Subject to checks)
Credit checks are done at initial signup.
**Very slow approving bills - uploaded a foxtel bill today at 8:30am and now nearly 12pm qld time and still NOT approved, even after I am loyal customer**
**Review reflects my personal experience with Deferit**...Customer service is helpful but often not experienced with answers and generic responses will be provided when they do not understand a question. My advice: Use for bills and anything that offers a proper invoice Tangible items are a no go and will not be supported My advice to Deferit as a company: Supported bills list Better credit limits for long term customers CCR Reporting for Revolving line of credit for credit reporting on time payments Live chat support rather than email Transparency in bill support Application on IOS / Android shows credit limits / available balance in a nicer fashion Better Referral bonuses.
Love Deferit, so easy to use and my bills are paid on time without the added stress! Highly recommend them to anyone who needs help paying their bills and don’t want to get ripped off using a payday loan or emergency loan, Deferit don’t charge extra fees or interest
This service is really good
This is an amazing service which allows you to defer bill by essentially splitting them into different payments - so if you are whacked with a huge electricity bill (like I was for $1200 during winter), you can defer it to 3 payments of $400 over a few months for a monthly fee of $5 and Deferit pays the whole bill before its due date. WIN. That means you don't lose your early discount with the electricity company (and also don't pay late fees which are much higher than the $5/month) and it also means your credit rating remains good. There is no interest charged.
Customer service is great
I have had a great customer service experience with Deferit, I had made a wrong decision to post my first review based on not knowing how the system works out your amount you can lend, but now I understand exactly how they operate and how their system works, it is a very benificial and an easy service to use. If you have any concerns, all to need to to is ask.
Questions & Answers
Can i use deferit to pay off a lay-by or put money on my zippay
Hi Belinda, we do not support retail stuff or paying off credit (like a Zip or Afterpay accounts). We do support pretty much any household bill, so if you need to budget for your car, insurance, electricity or gas etc - that would be eligible!
Can I pay a doctor's or vet bill?
Hey Belle, doctor and vet bills are eligible bills. Those bills do require a valid payment method and whether you can defer it depends on your account as well. Please send us a picture of your bill at email@example.com- we can tell you if it is an eligible bill :)
I have notice that there's always an extra amount to pay on the payment period, let say my bill is $100 that's $25 for 4 payments, however theres extra 50 cents or a $1 or something like that. why is that? what is it for?
It's the standard processing fee, all card payments on the platform are subject to it. Before deferring a bill, we show it to you so you can see the total cost :)
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