Interest-free repayments and no establishment fees for ZipPay (maximum $1,000 account limit)
3 month interest-free period for ZipMoney (minimum $1,000 account limit)
Flexible payment plans - set up weekly, fortnightly or monthly repayments to suit your schedule
$6 Monthly Account Fee if you have a balance
$5 ZipPay / $15 ZipMoney Late Fee if you've made no repayments within 21 days of the due date
1.5% payment processing fee if you use Zip to pay bills
Minimum $40 monthly repayment required
Conducts credit checks during applicatiopn; will affect your credit score if you default on payments
Reviewer Photos & Videos
ZipPay is great
I have had a ZipPay account for a a year now and it's great, I only have a small spending limit but it's all I need
I couldn't folt them
It is easy to use, able to buy stuffs that you want/need easily in other apps.
You buy a lot of stuffs without having to save for it for a long time or to use your personal savings.
It can be addictive though but you have the control of it.
Blames you for other people's debt
Watch out for this company. I've been paying on time and never missed a payment for them to put my account on hold and said I have a zip pay account that is outstanding when I don't have a zip pay account, only zip money simply because we have to same "name" .. stay far far away
Refused to create account for stupid reasons
I tried setting up my account but they would not let me as my email as it was made by my father 10 years ago and contains his business name. Called customer service multiple times but they refused to help even after I explained that isn't actually a company email and there is no risk of losing it due to loss of employment/company shut down. They refused to think for themselves and instead clung to the policy even though it made no sense in this scenario.
Super easy and fast to use love this application for bill paying to everday purchasing app is quick with all its up dates and super fast 10/10 excellent app i must say
I love zip pay. I’m aware of the repayments, the fee’s that come with having an acc and zip pay has saved me many times! Could live without it, but would rather not!
Nasty company and bad experience
I started using zip because of its promotion last year. I was unaware of its account fee as the repayment was automatically set up. I am charged $30 accounts fee although I am fully able to repay it. I never know until I clicked into my repayment history.
Terrible experience of not clearly indicating such thing.
Love using it. There is no interest. They give you time to pay off. I will get my friends and family on board to start using zip. Fantastic and lovely.
So easy to use
I rely on zip more than i should but it so easy to use and i just seem to use
It alllll the time to order my food, buy gift cards or do other shopping
I wouldn’t want to be without it now
User friendly and so technically advanced my physical purse is forever put away .. it gives the power back to the consumer without excessive fees and big bank rules, I highly recommend using it
I did not realize how many great deals you offer.
It's a real life saver when you need to pay bills .
And do your grocery shopping , I love it.
This is great
Very handy if your working on something and have no money and need it then and there, just pull up zip pay tap and go and your on your way with the products you need
This is get
This is wonderful I am very please with this and I would recommend this to all my family and friends and it is very easy to use and set up
This product helped me in a time of need
Helped me at a time of need to feed children, fix car and pay bills when no other service available. They really made a hard time easier for me and the kids
love this app helps me with the little thing ❤️
wonderfull app helps give you a boot on thing you want now! love it for the fact it helps flex around you so that your not left in the dark with when your bills are due love it and would recommend
Questions & Answers
What happens if make an overpayment through bpay and accidentally pay more than I owe. Will my account be in credit?
Find my Woolworths gift cards please send all cards active
Hi, so I was just wondering if it is possible to start off with a Zip Money account for the first three months interest-free in order to pay for a large cost (a $2,000 laptop); since Zip Pay’s limit is $1,000 — pay off all repayments associated with said Zip Money account, and then close that account so that I may switch over to Zip Pay instead? Since that $2,000 payment is the only large payment that will be needed to be made for the year.
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