Best HSBC Balance Transfer Credit Cards

Based on 62 reviews
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Card Type
Purchase Rate
Annual Fee
Interest Free Period
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Points Earn Rate
Contactless Payments
Balance Transfer Period
Balance Transfer Fee
HSBC Platinum

HSBC Platinum

2.2 
Summary
  • Purchase Rate19.99% p.a.
  • Annual Fee$129 p.a.
  • Interest Free Period 55 days
CMCQLD49 posts
 

Truly an awful experience. The application process is clunky and agonising - designed without a thouth for the customer. Gets worse when you finally… Read more

activate the card. The HSBC website looks as it it was designed the morning after the office Xmas party and the IT dept. vomitted up teh content. Zero points for customer service and voice of the customer. If this is the best they can do then the big 4 must be "laughing all the way to the bank"

HSBC Platinum Qantas

HSBC Platinum Qantas

1.9 
Summary
  • Purchase Rate19.99% p.a.
  • Annual Fee$99 p.a.
  • Interest Free Period 55 days
  • Sign-Up Bonus Points20,000
Rae2016VIC11 posts
 

It just doesn't make sense! – Stay away from the HSBC credit card. I just realized today that I’ve been charged over $70 (3%) as an overseas transaction fee for an international… Read more

flight from Melbourne, even though the purchase was made on the carrier's .com.au website. I made similar overseas flight purchases using a Westpac Qantas card in 2024, and there was absolutely no “overseas transaction fee.” The so-called “consultant” from HSBC had no intention or ability to negotiate and retain a customer. On top of that, there was another $100 increase in the annual fee for two consecutive years. I’ll be canceling this card soon.

HSBC Low Rate Credit Card

HSBC Low Rate Credit Card

2.7 
Summary
  • Purchase Rate12.99% p.a.
  • Annual Fee$99 p.a.
  • Interest Free Period 55 days
Sarah Guinevere H.TAS2 posts
 

Low rate, fine for general transactions, web interface and app terrible – Good solid low rate credit card "does what it says on the box". No rewards, bells or whistles. VISA so accepted widely. Downside is no branches,… Read more

web/mobile interface are absolutely terrible, so pretty reliant on phone banking and online statements to keep up to date on balances/payments. Kept it for years as a good general purpose card, but not cash advances or big purchases where points could be offset by paying off within the month.