HSBC Low Rate Credit Card
3 reviews
Low rate, fine for general transactions, web interface and app terrible – Good solid low rate credit card "does what it says on the box". No rewards, bells or whistles. VISA so accepted widely. Downside is no branches, web/mobile interface are absolutely terrible, so pretty reliant on phone banking and online statements to keep up to date on balances/payments. Kept it for years as a good general purpose card, but not cash advances or big purchases where points could be offset by paying off within the month.
- Card Start Date: January 2015
- Main Point of Contact: Phone
- Card / Account Used For: Everyday Expenses
First time getting credit card and overall satisfied – Been with HSBC bank for quite long now. Overall happy with the interest rate using it oversea and easy to transfer balance. I reckon the annual fee can probably be lower comparing to other major bank though.
- Card Start Date: June 2019
- Main Point of Contact: Online
- Card / Account Used For: Overseas/Travel and Special Purchases
Tried to cancel a direct debit – I have a direct debit from a gym I cancelled direct debit on 10/10 but rang HSBC to see about cancelling direct debut to make doubly sure that no more money comes out? The agent I spoke to was rude spoke over me turns out they can’t do it ? I’m with ING and they have no trouble doing it? Only thing I can do is cancel card how stupid the size of HSBC ?
- Main Point of Contact: Phone
- Card / Account Used For: Everyday Expenses
Extra Information
ProductReview.com.au has affiliate partnerships. These do not influence our content moderation policies in any way, though ProductReview.com.au may earn commissions for products/services purchased via affiliate links.